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24 Archibald Avenue Ave SE
D+ Composite 46.47
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.0/30.0
  • ARV discount +9.8/15.0
  • Appreciation +5.6/10.0
  • DSCR +3.9/10.0
  • Livability +3.6/5.0
  • 1% rule +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$319,900

24 Archibald Avenue Ave SE · Ludowici, GA 31316
4 bd · 2.5 ba · 2,518 sqft · SingleFamily public records · 3 Days on market
Built 2021 0.25 ac lot Est $337k · 5% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to Johnston Station! Offering over 2,200 square feet of living space, this 4-bedroom, 2.5-bath home features a functional floor plan designed for both everyday living and entertaining. A dramatic two-story foyer welcomes you inside, leading to multiple living spaces, a formal dining room, and a spacious kitchen complete with an island, stainless steel appliances, and ample cabinet storage. The versatile layout provides plenty of room to spread out, whether you're working from home, hosting guests, or simply enjoying time with family. Upstairs, the primary suite offers a private retreat, while three additional bedrooms provide flexibility for growing households, guest accommodations,

Key facts

  • Formal dining room
  • Spacious kitchen
  • Island

Tags

TWO STORY FOYERMULTIPLE LIVING SPACESFORMAL DINING ROOMSPACIOUS KITCHENISLANDSTAINLESS STEEL APPLIANCES

Property features AI

Exterior

  • Parking: 2 parking spaces total; 2 covered parking spaces; 2-car garage; Driveway
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Two levels; Residential property
  • Construction: Brick veneer, vinyl siding, frame, and wood siding construction; Shingle roof; Slab foundation; Built on an interior, paved lot (approx. 0.25 acres)
  • Exterior features: Privacy fencing; Irrigation equipment; Has a view; No additional exterior features listed

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator; Electric water heater
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating; Central air; Ceiling fans
  • Interior features: Ceiling fans; Crown molding; Entrance foyer; Kitchen island; Pantry; Recessed lighting; High ceilings; Double pane windows; Unfurnished; Fireplace in family room
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $320k.

Deal economics

  • At list price, monthly cash flow is $-15 ($-176/yr) — negative.
  • To cash-flow at today's rent, offer at most $317k (0.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $264k (17.6% below list).
  • Recommended offer: $264k (17.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#74 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: employment D, amenities F, commute F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Smiley Elementary School (1,258 students, 67% FRL); Long County Middle School (math 21% / reading 27%, grade F, #311 of 470 statewide, top 68%, 945 students, 69% FRL); Long County High School (math 37% / reading 22%, grade F, #140 of 424 statewide, top 35%, 1,209 students, 70% FRL).
  • Market conditions: 412 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $6k of equity ($2k loan paydown + $4k appreciation (1.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (1.2% appreciation + 3.0% rent growth), your $90k cash investment doubles in ~10 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $277k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $263,725 (17.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.24%
Cash-on-cash
-0.20%
DSCR
0.99
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$337,412
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
286 SE Archibald Ave SE 0.29mi 4/2.5 2,522 (+0%) 15mo $317,000 $126 74
62 Anna Way SE 0.10mi 5/3.0 (+1) 2,450 (-3%) 16mo $328,300 $134 70
3703 Old Macon Darien Rd SE 0.35mi 4/2.5 2,321 (-8%) 2mo $300,000 $129 69
299 Archibald Ave SE 0.26mi 4/2.5 2,319 (-8%) 11mo $317,000 $137 66
185 SE Rimes Ave 0.20mi 5/3.0 (+1) 2,638 (+5%) 14mo $330,000 $125 64
792 South Macon St 0.54mi 4/3.0 2,388 (-5%) 5mo $351,915 $147 60
270 Archibald Avenue Ave SE 0.26mi 5/3.0 (+1) 2,450 (-3%) 19mo $320,000 $131 60
77 Morrison Way Way SE 0.11mi 4/2.5 2,855 (+13%) 17mo $328,000 $115 59
35 Frasier Ln 0.42mi 5/3.0 (+1) 2,725 (+8%) 5mo $212,000 $78 56
1568 Buster Phillips Rd SE 0.58mi 4/3.0 2,632 (+4%) 15mo $405,000 $154 51
2956 Old Macon Darien Rd SE 0.53mi 5/3.0 (+1) 2,717 (+8%) 19mo $395,000 $145 39
761 S Macon St 0.57mi 4/2.5 2,184 (-13%) 16mo $325,000 $149 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.6%
Equity multiple
1.08×
Total profit
$7,507
Equity at exit
$111,855
10-year hold
IRR
6.2%
Equity multiple
1.76×
Total profit
$68,373
Equity at exit
$150,714

Cash invested: $89,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31316

Home prices YoY
0.6%
Active inventory
412
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,637 medium interval (Pro) →
Mortgage (P&I)
$1,678
Tax from tax record
$287 /mo · $3,446/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$554
Net cashflow
$-15

Break-even live

Break-even rent $2,656
Max offer price $317,311
Occupancy floor 96%

Sensitivity live

Price -10% $166 -5% $76 +0% $-15 +5% $-105 +10% $-196
Rent -10% $-223 -5% $-119 +0% $-15 +5% $90 +10% $194
Rate -1.0pp $146 -0.5pp $67 base $-15 +0.5pp $-98 +1.0pp $-182

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,975
Closing costs
$9,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
53 Allen Rawls Way SE Ludowici, GA 5.0 3.0 2410 $2,650 $1.10 46d 1 0.08mi
147 Rimes Ave SE Ludowici, GA 4.0 2.0 1782 $2,100 $1.18 46d 1 0.21mi
171 Baker Field Ln SE Ludowici, GA 4.0 2.0 1807 $2,350 $1.30 46d 1 0.94mi

Listing history 3 events

  1. 2026-06-21
    days on market $319,900 Active 3 DOM
  2. 2026-06-18
    remarks 699-char remark
  3. 2026-06-18
    listed $319,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,446 · $287/mo
Projected year-2 tax
$3,446 · $287/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,647
− Mortgage interest
−$17,919
− Property taxes
−$3,446
− Insurance
−$1,600
− Repairs & maintenance
−$2,532
− Management
−$2,532
− Depreciation
−$9,306
Taxable loss
−$5,688
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,365
After-tax cash flow
$1,189/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA

Livability — Ludowici

Score
72/100
State rank
#74
US rank
#6449

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A- Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ludowici, GA
County
Long County · 13,812 people
City population
13,812
Metro
Hinesville, GA
Population (ZIP)
13,812
Household income
$74,766
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
109.0

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5%
Common ancestry
Serbian 1% Italian 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.16%
Current HPI
195.2978
Rent YoY
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+41.1% since first listed
13 events — show timeline
  • 2026-06-18 Listed $319,900 HABR
  • 2025-01-14 Listing Removed Hive MLS
  • 2025-01-14 Listing Removed Hive MLS
  • 2024-11-19 Listed $309,900 Hive MLS
  • 2024-11-19 Listed $309,900 Hive MLS
  • 2022-09-23 Sold (Public Records) $277,000 Public Records
  • 2022-09-08 Sold (MLS) $277,000 Hive MLS
  • 2022-09-08 Sold (MLS) $277,000 HABR
  • 2022-07-22 Listed $279,990 Hive MLS
  • 2022-07-22 Listed $279,990 HABR
  • 2021-04-27 Sold (MLS) $229,700 Hive MLS
  • 2020-12-22 Listed $226,700 Hive MLS
  • 2020-12-22 Listed $226,700 Hive MLS

Property tax history

+57.5%/yr

Latest (2025): $3,446 · -2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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