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7403 E 134th Ter
D+ Composite 48.34
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.5/30.0
  • ARV discount +14.1/15.0
  • DSCR +4.4/10.0
  • Rent growth +4.0/5.0
  • 1% rule +3.6/10.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$225,000

7403 E 134th Ter · Grandview, MO 64030
3 bd · 2.0 ba · 1,714 sqft · SingleFamily public records · 10 Days on market
Built 1980 8,276 sqft lot Est $264k · 15% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderful, well-maintained home in Grandview within walking distance to The View & Longview Lake Park. This home is move-in ready and has 3 bedrooms, 2 baths and a 2 car garage. New carpeting installed 5/14/21. Living room has vaulted ceilings with a gas-start brick fireplace. Kitchen has bar area for additional entertaining space, perfect for friendly gatherings. Move right in or add your designer touches to create your own paradise! All appliances stay including one year old refrigerator. Deck overlooks private, treed backyard and backs to green space, which allows for additional privacy. Lots of closet space and storage! Great location with Longview Lake Park directly behind the home; close to Longview Lake, The View, shopping, schools, children's playground, bike and hiking trails. Easy access to area businesses, IHOPU, highways and interstate. Don't miss this one! Seller welcomes inspections, but is selling AS-IS. Taxes and sizes are approximate. Buyer and Buyer's Agent to verify.

Key facts

  • 8,276 sq ft lot
  • 2 garage spots
  • Built 1980

Property features AI

Finance

  • Other: Home warranty provided by private company (Choice Home War)

Exterior

  • Parking: Attached garage with garage door opener (garage faces front); 2-car garage
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Cable available; Fiber available; High-speed internet available
  • Home design: Single-family residence; Raised ranch floor plan; Brick veneer and frame construction; Composition roof
  • Construction: Brick veneer and frame construction
  • Exterior features: Deck; Privacy wood fencing; Satellite dish allowed; Located within city limits on a level city lot; Public road maintenance

Interior

  • Kitchen: Dishwasher; Disposal; Exhaust fan; Refrigerator; Electric range; Laminate countertops; Eat-in kitchen / kitchen-dining combo
  • Bedrooms: 3 bedrooms (all on the first level)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms; One bathroom with shower over tub; One bathroom with shower only
  • Heating & cooling: Natural gas forced air heating; Electric cooling; Attic fan
  • Interior features: Ceiling fans; Pantry; Smart thermostat; Stained cabinets; Vaulted ceilings; Window coverings; Storm windows; Thermal windows; Wood windows; Storm door(s); Fireplace screen
  • Laundry & utility: Laundry in basement / lower level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $49 ($583/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (14.1% below list).
  • Recommended offer: $193k (14.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 5.0% in Grandview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#454 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Grandview C-4 (suburban): math 17% / reading 32% proficiency, ranked #284 of 324 in MO (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Meadowmere Elem. (math 32% / reading 37%, grade F, #676 of 1,115 statewide, top 66%, 349 students, 66% FRL); Grandview Middle (math 18% / reading 39%, grade F, #303 of 391 statewide, top 78%, 517 students, 68% FRL); Grandview Sr. High (math 15% / reading 41%, grade F, #414 of 521 statewide, top 80%, 1,122 students, 62% FRL) — zoned schools at 65% FRL track the district average.
  • Market conditions: Rents rising fast (+6.1%/yr); 120 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 16y ago; this cycle's ask is 5% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Recommended offer $193,243 (14.1% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.55%
Cash-on-cash
0.92%
DSCR
1.04
GRM
9.7

CMA / ARV

ARV (on-the-fly)
$263,956
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13300 Palmer Ave 0.29mi 3/2.5 1,664 (-3%) 3mo $275,000 $165 77
6700 E 135th St 0.46mi 3/1.5 1,776 (+4%) 1mo $175,000 $99 70
6712 E 134th St 0.39mi 3/2.0 1,844 (+8%) 2mo $289,500 $157 68
13205 Bristol Ave 0.38mi 3/3.0 1,580 (-8%) 0mo $260,000 $165 65
13218 Craig Ave 0.44mi 3/2.0 1,554 (-9%) 1mo $215,000 $138 63
13804 Bennington Ave 0.65mi 3/2.5 1,688 (-2%) 4mo $260,000 $154 62
13213 Winchester Ave 0.38mi 3/2.0 1,920 (+12%) 1mo $223,900 $117 61
13001 Bristol Ave 0.70mi 3/2.5 1,835 (+7%) 1mo $275,000 $150 53
13112 Winchester Ave 0.52mi 3/1.5 1,500 (-12%) 1mo $165,000 $110 52
13113 Herrick Ave 0.64mi 4/2.0 (+1) 1,824 (+6%) 4mo $237,500 $130 51
13517 Lowell Ave 0.65mi 4/3.0 (+1) 1,596 (-7%) 6mo $310,000 $194 45
13413 Lowell Ave 0.65mi 4/3.0 (+1) 1,944 (+13%) 2mo $300,000 $154 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.1% rent growth · sell at horizon

5-year hold
IRR
-11.6%
Equity multiple
0.57×
Total profit
$-27,171
Equity at exit
$33,548
10-year hold
IRR
1.5%
Equity multiple
1.12×
Total profit
$7,426
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64030

Home prices YoY
-30.7%
Rents YoY
6.1%
Active inventory
120
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,932 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$204 /mo · $2,453/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$406
Net cashflow
$49

Break-even live

Break-even rent $1,871
Max offer price $225,000
Occupancy floor 92%

Sensitivity live

Price -10% $176 -5% $112 +0% $49 +5% $-15 +10% $-79
Rent -10% $-104 -5% $-28 +0% $49 +5% $125 +10% $201
Rate -1.0pp $162 -0.5pp $106 base $49 +0.5pp $-10 +1.0pp $-69

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7502 E 132nd Ter Grandview, MO 3.0 2.0 1754 $2,135 $1.22 25d 1 0.30mi
13144 Ashland Ave Grandview, MO 3.0 2.0 1056 $1,706 $1.62 45d 1 0.55mi
7002 E 140th Ter Grandview, MO 3.0 2.0 2095 $2,321 $1.11 6d 1 0.60mi
13100 Sycamore Ave Grandview, MO 3.0 2.0 1056 $1,775 $1.68 45d 1 0.61mi
8011 E 130th Ct Unit 1 Grandview, MO 3.0 1.5 1160 $1,600 $1.38 19d 1 0.62mi
6501 E 137th St Grandview, MO 4.0 3.0 1469 $2,135 $1.45 45d 1 0.66mi
6505 Yorkshire Ct Grandview, MO 3.0 2.0 1697 $2,090 $1.23 6d 1 0.67mi
5940 E 136th St Grandview, MO 4.0 2.0 1897 $1,575 $0.83 25d 1 0.92mi
6003 E 133rd St Grandview, MO 4.0 2.5 1560 $1,990 $1.28 14d 1 0.92mi
7508 E 127th Pl Grandview, MO 3.0 2.0 1396 $1,945 $1.39 3d 1 1.04mi
14011 Dunbar Ct Grandview, MO 3.0 3.0 1750 $1,725 $0.99 6d 1 1.16mi
14412 Wilshire Cir Grandview, MO 3.0 3.0 2040 $2,205 $1.08 14d 1 1.18mi
13206 15th St Grandview, MO 3.0 2.0 1204 $1,735 $1.44 23d 1 1.22mi
14411 Craig Ave Grandview, MO 3.0 2.5 1284 $1,891 $1.47 25d 1 1.22mi
13701 11th Ter Grandview, MO 4.0 2.0 1900 $1,940 $1.02 45d 1 1.43mi

Listing history 18 events

  1. 2026-05-20
    status Pending
  2. 2026-05-18
    status Active
  3. 2026-04-27
    status Pending
  4. 2026-04-26
    price $225,000
  5. 2026-04-23
    listed $215,000 Active
  6. 2026-04-07
    historical $215,000
  7. 2021-06-17
    soldstatus
  8. 2021-06-16
    soldstatus Closed 1006-char remark
    Show marketing remark (1006 chars)

    Wonderful, well-maintained home in Grandview within walking distance to The View & Longview Lake Park. This home is move-in ready and has 3 bedrooms, 2 baths and a 2 car garage. New carpeting installed 5/14/21. Living room has vaulted ceilings with a gas-start brick fireplace. Kitchen has bar area for additional entertaining space, perfect for friendly gatherings. Move right in or add your designer touches to create your own paradise! All appliances stay including one year old refrigerator. Deck overlooks private, treed backyard and backs to green space, which allows for additional privacy. Lots of closet space and storage! Great location with Longview Lake Park directly behind the home; close to Longview Lake, The View, shopping, schools, children's playground, bike and hiking trails. Easy access to area businesses, IHOPU, highways and interstate. Don't miss this one! Seller welcomes inspections, but is selling AS-IS. Taxes and sizes are approximate. Buyer and Buyer's Agent to verify.

  9. 2021-05-23
    status Pending 1006-char remark
    Show marketing remark (1006 chars)

    Wonderful, well-maintained home in Grandview within walking distance to The View & Longview Lake Park. This home is move-in ready and has 3 bedrooms, 2 baths and a 2 car garage. New carpeting installed 5/14/21. Living room has vaulted ceilings with a gas-start brick fireplace. Kitchen has bar area for additional entertaining space, perfect for friendly gatherings. Move right in or add your designer touches to create your own paradise! All appliances stay including one year old refrigerator. Deck overlooks private, treed backyard and backs to green space, which allows for additional privacy. Lots of closet space and storage! Great location with Longview Lake Park directly behind the home; close to Longview Lake, The View, shopping, schools, children's playground, bike and hiking trails. Easy access to area businesses, IHOPU, highways and interstate. Don't miss this one! Seller welcomes inspections, but is selling AS-IS. Taxes and sizes are approximate. Buyer and Buyer's Agent to verify.

  10. 2021-05-23
    price $185,000 1006-char remark
    Show marketing remark (1006 chars)

    Wonderful, well-maintained home in Grandview within walking distance to The View & Longview Lake Park. This home is move-in ready and has 3 bedrooms, 2 baths and a 2 car garage. New carpeting installed 5/14/21. Living room has vaulted ceilings with a gas-start brick fireplace. Kitchen has bar area for additional entertaining space, perfect for friendly gatherings. Move right in or add your designer touches to create your own paradise! All appliances stay including one year old refrigerator. Deck overlooks private, treed backyard and backs to green space, which allows for additional privacy. Lots of closet space and storage! Great location with Longview Lake Park directly behind the home; close to Longview Lake, The View, shopping, schools, children's playground, bike and hiking trails. Easy access to area businesses, IHOPU, highways and interstate. Don't miss this one! Seller welcomes inspections, but is selling AS-IS. Taxes and sizes are approximate. Buyer and Buyer's Agent to verify.

  11. 2021-05-17
    listed $140,000 Active 1006-char remark
    Show marketing remark (1006 chars)

    Wonderful, well-maintained home in Grandview within walking distance to The View & Longview Lake Park. This home is move-in ready and has 3 bedrooms, 2 baths and a 2 car garage. New carpeting installed 5/14/21. Living room has vaulted ceilings with a gas-start brick fireplace. Kitchen has bar area for additional entertaining space, perfect for friendly gatherings. Move right in or add your designer touches to create your own paradise! All appliances stay including one year old refrigerator. Deck overlooks private, treed backyard and backs to green space, which allows for additional privacy. Lots of closet space and storage! Great location with Longview Lake Park directly behind the home; close to Longview Lake, The View, shopping, schools, children's playground, bike and hiking trails. Easy access to area businesses, IHOPU, highways and interstate. Don't miss this one! Seller welcomes inspections, but is selling AS-IS. Taxes and sizes are approximate. Buyer and Buyer's Agent to verify.

  12. 2013-05-20
    soldstatus
  13. 2013-05-14
    soldstatus 516-char remark
    Show marketing remark (516 chars)

    NICE, CLEAN HOME in WELL CARED-FOR and FRIENDLY NEIGHBORHOOD! Comfortable great room has vaulted ceilings and gorgeous, wood burning, brick fireplace. Open bar from great room to kitchen, perfect for friendly gathering. BRs have good closet space. VERY private and treed back yard with huge wood deck. NEW ROOF scheduled in September. Good location! Close to Longview Lake, recreation trails, parks, and River Oaks Golf Course. PRICED BELOW COMPARABLE HOMES!!! MOTIVATED SELLERS! Price just reduced by over $10,000

  14. 2012-03-29
    listed $74,000 516-char remark
    Show marketing remark (516 chars)

    NICE, CLEAN HOME in WELL CARED-FOR and FRIENDLY NEIGHBORHOOD! Comfortable great room has vaulted ceilings and gorgeous, wood burning, brick fireplace. Open bar from great room to kitchen, perfect for friendly gathering. BRs have good closet space. VERY private and treed back yard with huge wood deck. NEW ROOF scheduled in September. Good location! Close to Longview Lake, recreation trails, parks, and River Oaks Golf Course. PRICED BELOW COMPARABLE HOMES!!! MOTIVATED SELLERS! Price just reduced by over $10,000

  15. 2011-12-28
    historical
  16. 2011-06-28
    listed $89,900
  17. 2011-05-31
    historical
  18. 2010-10-05
    listed $99,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$2,453 · $204/mo
Projected year-2 tax
$2,453 · $204/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,189
− Mortgage interest
−$12,603
− Property taxes
−$2,453
− Insurance
−$1,125
− Repairs & maintenance
−$1,855
− Management
−$1,855
− Depreciation
−$6,545
Taxable loss
−$3,248
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$779
After-tax cash flow
$1,362/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Grandview C-4
NCES district ID
2913140
Math proficiency
17% ▼ -12.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$48,934
Composite
21.49/100
National rank
#8326
State rank
#284 of 324 in MO

Livability — Grandview

Score
61/100
State rank
#454
US rank
#18350

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Grandview, MO
County
Jackson County · 687,798 people
City population
26,422
Metro
Kansas City, MO-KS
Population (ZIP)
26,422
Household income
$53,216
Rent vs Own
50.8% rent · 49.2% own
Severe rent burden
1449.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
719,589 people
By 2030
731,456 · +1.6%
By 2040
746,689 · +3.8%
By 2050
749,289 · +4.1%
By 2075
736,227 · +2.3%
By 2100
668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 44% Black 33% Hispanic / Latino 14% Two or more races 7% Asian 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 1% Romanian 1% Slovak 1%
Foreign-born
9% · Canada, South Korea
Languages at home
86% English-only · Spanish 11% Korean 1% Arabic 1%

Political lean MEDSL · Jackson

2024 margin
D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
2008→2024 swing
-6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
All cycles
2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -142.24%
Current HPI
321.6905
Rent YoY
▲ 6.10%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+125.2% since first listed
18 events — show timeline
  • 2026-05-20 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-05-18 Relisted Heartland MLS as Distributed by MLS Grid
  • 2026-04-27 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-04-26 Price Changed $225,000 Heartland MLS as Distributed by MLS Grid
  • 2026-04-23 Listed $215,000 Heartland MLS as Distributed by MLS Grid
  • 2026-04-07 Coming Soon $215,000 Heartland MLS as Distributed by MLS Grid
  • 2021-06-17 Sold (Public Records) Public Records
  • 2021-06-16 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2021-05-23 Pending Heartland MLS as Distributed by MLS Grid
  • 2021-05-23 Price Changed $185,000 Heartland MLS as Distributed by MLS Grid
  • 2021-05-17 Listed $140,000 Heartland MLS as Distributed by MLS Grid
  • 2013-05-20 Sold (Public Records) Public Records
  • 2013-05-14 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2012-03-29 Listed $74,000 Heartland MLS as Distributed by MLS Grid
  • 2011-12-28 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2011-06-28 Listed $89,900 Heartland MLS as Distributed by MLS Grid
  • 2011-05-31 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2010-10-05 Listed $99,900 Heartland MLS as Distributed by MLS Grid

Property tax history

+4.0%/yr

Latest (2025): $2,453 · -11.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…