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810 11th St
D Composite 41.14
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +6.8/30.0
  • Schools +4.4/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • DSCR +1.0/10.0

$250,000

810 11th St · Wolfforth, TX 79382
3 bd · 2.0 ba · 1,972 sqft · SingleFamily public records · 126 Days on market
Built 2006 7,276 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

What a find in South Lubbock County, right in the fast-growing community of Wolfforth! This one-owner, lightly lived-in, all-electric 3/2/2 in the popular Henry J Addition checks all the boxes and then some. From the moment you drive up, you'll see the pride of ownership. The curb appeal is outstanding, with beautifully maintained landscaping in both the front and back yards that welcomes you before you ever step inside. Once you enter, you'll feel right at home. A beautiful entryway opens into a spacious living area with a cozy fireplace, flowing seamlessly into the dining area and kitchen. The kitchen offers numerous wood-stained cabinets, ample counter space, and special ceiling treatments that add character and charm throughout the home. The isolated primary suite is roomy and inviting. The primary bath features a relaxing jacuzzi tub, dual lavatories, and a large wrap-around closet. The additional bedrooms are comfortably carpeted and offer generous closet space. You'll also appreciate the many thoughtful updates that provide peace of mind and modern comfort: laminate wood flooring (2016), carpet (2018), fence (2019), HVAC heat pump system (2020), new gutters (2021), triple-pane windows (2021), new front door, storm door, back door, and interior garage door (2021), and a Class 4 roof installed in 2024. The exterior was freshly painted in 2024 and includes a 3-year transferable labor and material warranty - a tremendous bonus for the next owner. Plus, there's a storage building in the backyard that conveys with the sale. Located in the award-winning Frenship ISD and just minutes from southwest Lubbock shopping and some of the best dining anywhere, this home offers the perfect blend of comfort and convenience. Homes this well cared for don't come along often. Call your favorite REALTOR and schedule your private showing today!

Key facts

  • Ample counter space
  • Dual lavatories
  • Cozy fireplace

Tags

COZY FIREPLACENUMEROUS WOOD-STAINED CABINETSAMPLE COUNTER SPACESPECIAL CEILING TREATMENTSJACUZZI TUBDUAL LAVATORIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-387 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $182k (27.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (25.8% below list).
  • Recommended offer: $182k (27.4% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 80/100 on livability (#43 in TX, #1,872 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Frenship ISD (urban): math 47% / reading 54% proficiency, ranked #162 of 826 in TX (top 20%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 472 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,219 units permitted in Lubbock County in 2024 (252 in 5+ unit buildings).

Forward outlook

  • In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
  • Lubbock County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 126 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $181,615 (27.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
4.43%
Cash-on-cash
-6.64%
DSCR
0.70
GRM
11.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.6%
Equity multiple
2.59×
Total profit
$111,606
Equity at exit
$225,220
10-year hold
IRR
18.0%
Equity multiple
5.98×
Total profit
$348,257
Equity at exit
$485,695

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79382

Active inventory
472
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$1,854 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$437 /mo · $5,243/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$389
Net cashflow
$-387

Break-even live

Break-even rent $2,344
Max offer price $181,615
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
811 11th St Wolfforth, TX 3.0 2.0 1523 $1,595 $1.05 43d 1 0.06mi
906 11th St Wolfforth, TX 3.0 2.0 1731 $2,000 $1.16 43d 1 0.11mi
215 14th St Wolfforth, TX 4.0 3.0 1850 $2,200 $1.19 13d 1 0.50mi
1313 Corpus Ave Unit B Wolfforth, TX 3.0 2.0 1550 $1,850 $1.19 13d 1 0.85mi
405 Ranger St Wolfforth, TX 4.0 2.0 1866 $2,450 $1.31 13d 1 0.85mi
328 Ranger St Wolfforth, TX 4.0 2.0 2045 $2,450 $1.20 13d 1 0.90mi
127 Brooke Blvd Wolfforth, TX 3.0 2.5 1714 $1,757 $1.03 13d 2 0.93mi
1712 Corpus Ave Wolfforth, TX 2.0 2.0 1335 $1,375 $1.03 43d 1 0.94mi
2001 Bryan Ave Unit B Wolfforth, TX 3.0 2.0 1360 $1,400 $1.03 43d 1 0.95mi
2418 Aberdeen Ave Wolfforth, TX 3.0 2.0 1450 $1,799 $1.24 43d 1 0.97mi
2408 Aberdeen Ave Wolfforth, TX 4.0 2.0 1703 $2,100 $1.23 21d 1 0.97mi
1817 Corpus Ave Wolfforth, TX 3.0 2.0 1405 $1,600 $1.14 13d 1 0.98mi
2011 Bryan Ave Wolfforth, TX 3.0 2.0 1350 $1,450 $1.07 43d 1 0.99mi
611 E 14th St Wolfforth, TX 3.0 2.0 1299 $1,725 $1.33 43d 1 0.99mi
2001 Corpus Ave Unit 2001 B Corpus Wolfforth, TX 3.0 2.0 1350 $1,500 $1.11 21d 1 1.00mi
2001 Corpus Ave Unit B Wolfforth, TX 3.0 2.0 1316 $1,500 $1.14 13d 1 1.00mi
407 E 21st St Wolfforth, TX 3.0 2.0 1360 $1,399 $1.03 21d 1 1.00mi
2304 Corpus Ave Wolfforth, TX 3.0 2.0 1316 $1,425 $1.08 43d 1 1.01mi
2008 Cottonwood Ave Wolfforth, TX 3.0 2.0 1450 $1,810 $1.25 43d 1 1.04mi
723 E 17th St Wolfforth, TX 3.0 2.0 1670 $1,800 $1.08 43d 1 1.08mi
1503 Good Prairie Ave Wolfforth, TX 4.0 2.5 2173 $2,450 $1.13 21d 1 1.09mi
209 Sooner St Wolfforth, TX 3.0 2.0 1951 $1,875 $0.96 43d 1 1.13mi
2916 Corpus Ave Wolfforth, TX 3.0 2.0 1657 $1,800 $1.09 43d 1 1.45mi

Listing history 18 events

  1. 2026-06-18
    days on market $250,000 Active 126 DOM
  2. 2026-06-17
    days on market $250,000 Active 125 DOM
  3. 2026-06-16
    days on market $250,000 Active 124 DOM
  4. 2026-06-15
    days on market $250,000 Active 123 DOM
  5. 2026-06-13
    days on market $250,000 Active 120 DOM
  6. 2026-06-10
    days on market $250,000 Active 118 DOM
  7. 2026-06-09
    days on market $250,000 Active 117 DOM
  8. 2026-06-08
    days on market $250,000 Active 116 DOM
  9. 2026-06-07
    days on market $250,000 Active 115 DOM
  10. 2026-06-05
    days on market $250,000 Active 112 DOM
  11. 2026-06-03
    days on market $250,000 Active 111 DOM
  12. 2026-06-02
    days on market $250,000 Active 110 DOM
  13. 2026-06-01
    days on market $250,000 Active 109 DOM
  14. 2026-05-31
    days on market $250,000 Active 108 DOM
  15. 2026-05-30
    days on market $250,000 Active 107 DOM
  16. 2026-02-12
    listed $250,000 Active 1860-char remark
    Show marketing remark (1860 chars)

    What a find in South Lubbock County, right in the fast-growing community of Wolfforth! This one-owner, lightly lived-in, all-electric 3/2/2 in the popular Henry J Addition checks all the boxes and then some. From the moment you drive up, you'll see the pride of ownership. The curb appeal is outstanding, with beautifully maintained landscaping in both the front and back yards that welcomes you before you ever step inside. Once you enter, you'll feel right at home. A beautiful entryway opens into a spacious living area with a cozy fireplace, flowing seamlessly into the dining area and kitchen. The kitchen offers numerous wood-stained cabinets, ample counter space, and special ceiling treatments that add character and charm throughout the home. The isolated primary suite is roomy and inviting. The primary bath features a relaxing jacuzzi tub, dual lavatories, and a large wrap-around closet. The additional bedrooms are comfortably carpeted and offer generous closet space. You'll also appreciate the many thoughtful updates that provide peace of mind and modern comfort: laminate wood flooring (2016), carpet (2018), fence (2019), HVAC heat pump system (2020), new gutters (2021), triple-pane windows (2021), new front door, storm door, back door, and interior garage door (2021), and a Class 4 roof installed in 2024. The exterior was freshly painted in 2024 and includes a 3-year transferable labor and material warranty - a tremendous bonus for the next owner. Plus, there's a storage building in the backyard that conveys with the sale. Located in the award-winning Frenship ISD and just minutes from southwest Lubbock shopping and some of the best dining anywhere, this home offers the perfect blend of comfort and convenience. Homes this well cared for don't come along often. Call your favorite REALTOR and schedule your private showing today!

  17. 2006-01-24
    soldstatus
  18. 2005-08-03
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,243 · $437/mo
Projected year-2 tax
$5,243 · $437/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 5 d/yr ≥99°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,254
− Mortgage interest
−$14,004
− Property taxes
−$5,243
− Insurance
−$1,250
− Repairs & maintenance
−$1,780
− Management
−$1,780
− Depreciation
−$7,273
Taxable loss
−$9,077
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,178
After-tax cash flow
$-2,467/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Frenship ISD
NCES district ID
4819830
Math proficiency
47% ▼ -8.00%
Reading proficiency
54% ▬ 0.00%
Median HH income
$54,376
Composite
43.59/100
National rank
#2976
State rank
#162 of 826 in TX

Livability — Wolfforth

Score
80/100
State rank
#43
US rank
#1872

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Wolfforth, TX
County
Lubbock County · 293,542 people
City population
10,512
Metro
Lubbock, TX
Population (ZIP)
10,512
Household income
$84,457
Rent vs Own
23.0% rent · 77.0% own
Severe rent burden
135.0

Population outlook (Lubbock County) Hauer SSP2

Today (2025)
345,960 people
By 2030
371,449 · +7.4%
By 2040
424,539 · +22.7%
By 2050
481,150 · +39.1%
By 2075
633,467 · +83.1%
By 2100
746,853 · +115.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Hispanic / Latino 31% Two or more races 18% Black 1%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Italian 4% Slovak 2% Lithuanian 2%
Foreign-born
4% · Canada
Languages at home
85% English-only · Spanish 14%

Political lean MEDSL · Lubbock

2024 margin
Solid R (+39.5) · D 29.7% · R 69.2% · Other 1.0%
2008→2024 swing
-2.8pp toward R · 2008: -36.7pp · 2024: -39.5pp
All cycles
2024: R+39.5 2020: R+32.2 2016: R+38.4 2012: R+40.9 2008: R+36.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 166.08%
Current HPI
561.4491
Rent YoY
Metro
Lubbock, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-02-12 Listed $250,000 LARMLS
  • 2006-01-24 Sold (Public Records) Public Records
  • 2005-08-03 Sold (Public Records) Public Records

Property tax history

+3.5%/yr

Latest (2025): $5,243 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…