CashFlowRE
Sign in Sign up
1205 Cypress #162
B Composite 71.66
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +6.2/15.0
  • Schools +5.9/10.0
  • Condition / age +3.8/5.0
  • Livability +3.6/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$149,999

1205 Cypress #162 · San Dimas, CA 91773
2 bd · 2.0 ba · 1,040 sqft · Manufactured public records · 225 Days on market
Built 1969 Good condition $144/sqft · at area comps Est $146k · at est. ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Perfect for first time buyer! Move in ready 2bed, 2 bath home. Spacious kitchen dining area and living room. Inside laundry room off kitchen. Large covered carport that accommodates 2 cars. Plenty of out door space, perfect for entertaining. The community has great amenities, clubhouse that can be reserve for parties, 2 pools, spa and pool table room with tvs. Centrally located near schools, shopping center, freeway and much more.

Key facts

  • Clubhouse
  • 2 pools
  • Outdoor space

Tags

SPACIOUS KITCHEN DINING AREAINSIDE LAUNDRY ROOMLARGE COVERED CARPORTOUTDOOR SPACECLUBHOUSE2 POOLS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $150k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.8% vs local median 2.5% in San Dimas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#192 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A, schools B; Watch: cost of living F, health & safety F.
  • Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.0%/yr); 92 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($105k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $42k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 225 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $131,999 (12.0% below list)

Questions for the listing agent

  1. It's been on market 225 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.87%
Cap rate
15.77%
Cash-on-cash
33.85%
DSCR
2.51
GRM
4.4

CMA / ARV

ARV (median comp)
$145,736
List price
$149,999
Delta
2.92%
Verdict
FAIR
Comps
17 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
801 W Covina Blvd Blvd #108 0.49mi 2/2.0 1,040 (0%) 1mo $105,000 $101 76
1205 Cypress St #160 0.00mi 3/2.0 (+1) 1,120 (+8%) 10mo $220,000 $196 74
1245 W Cienega Ave #95 0.53mi 2/2.0 1,080 (+4%) 8mo $137,500 $127 63
801 W Covina Blvd #179 0.51mi 2/2.0 960 (-8%) 4mo $95,000 $99 60
1635 W Covina Blvd #109 0.67mi 3/2.0 (+1) 1,056 (+2%) 6mo $215,642 $204 56
801 W Covina Blvd #149 0.51mi 2/2.0 960 (-8%) 9mo $145,000 $151 56
801 W Covina Blvd #84 0.50mi 2/2.0 1,140 (+10%) 7mo $148,000 $130 55
801 W Covina Blvd #175 0.51mi 2/1.0 1,100 (+6%) 10mo $105,000 $95 54
21310 E Covina Blvd #51 0.57mi 2/2.0 960 (-8%) 12mo $145,000 $151 51
1635 W Covina Blvd W #35 0.67mi 3/2.0 (+1) 1,040 (0%) 16mo $240,000 $231 50
1630 W Covina Blvd #60 0.63mi 1/2.0 (-1) 940 (-10%) 1mo $159,000 $169 49
1630 W Covina Blvd #80 0.63mi 2/2.0 1,120 (+8%) 14mo $132,000 $118 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
25.7%
Equity multiple
2.02×
Total profit
$42,946
Equity at exit
$22,365
10-year hold
IRR
31.5%
Equity multiple
3.45×
Total profit
$102,879
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91773

Rents YoY
-1.0%
Active inventory
92
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$2,812 high interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$187 /mo · $2,250/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$590
Net cashflow
$1,185

Break-even live

Break-even rent $1,312
Max offer price $149,999
Occupancy floor 53%

Sensitivity live

Price -10% $1,288 -5% $1,236 +0% $1,185 +5% $1,133 +10% $1,081
Rent -10% $963 -5% $1,074 +0% $1,185 +5% $1,296 +10% $1,407
Rate -1.0pp $1,260 -0.5pp $1,223 base $1,185 +0.5pp $1,146 +1.0pp $1,106

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1471 Cypress St San Dimas, CA 2.0 2.0 1127 $900 $0.80 8d 1 0.37mi
1430 W Badillo St San Dimas, CA 3.0 1.5 1200 $3,000 $2.50 0d 1 0.37mi
217 Danecroft Ave Unit A San Dimas, CA 2.0 1.0 735 $2,800 $3.81 44d 1 0.60mi
220 S Valley Center Ave San Dimas, CA 2.0 1.0 1000 $2,495 $2.50 44d 1 0.68mi
1189 Strawberry Ln Glendora, CA 2.0 2.5 1292 $2,900 $2.24 44d 1 0.92mi
20983 E Covina Blvd Covina, CA 2.0 2.0 962 $2,500 $2.60 25d 1 0.98mi
21042 E Arrow Hwy Covina, CA 1.0–2.0 1.0–2.0 803 $2,875 $3.58 0d 9 1.04mi
1145 N Barston Ave Covina, CA 2.0 1.0 836 $2,300 $2.75 8d 1 1.07mi
530 W 3rd St Unit A San Dimas, CA 2.0 2.5 1000 $3,000 $3.00 44d 1 1.13mi
1447 S Valley Center Ave Glendora, CA 3.0 2.0 1345 $3,500 $2.60 0d 1 1.16mi
1746 S Sunflower Ave Unit 7 Glendora, CA 2.0 2.0 1100 $2,400 $2.18 25d 1 1.16mi
1746 S Sunflower Ave Unit 10 Glendora, CA 2.0 1.5 1100 $2,400 $2.18 44d 1 1.16mi
522 W 4th St San Dimas, CA 3.0 1.0 1113 $3,550 $3.19 44d 1 1.18mi
644 Pearlanna Dr San Dimas, CA 3.0 1.5 1350 $3,500 $2.59 0d 1 1.23mi
204 San Luis Rey Dr San Dimas, CA 2.0 3.0 1287 $3,165 $2.46 6d 1 1.24mi
301 W 1st St San Dimas, CA 2.0 1.0 880 $2,150 $2.44 25d 1 1.30mi
301 W 1st St Unit A San Dimas, CA 3.0 2.0 1000 $3,250 $3.25 44d 1 1.30mi
801 Claraday St Glendora, CA 1.0–2.0 1.0–2.0 900 $2,325 $2.58 23d 6 1.31mi
502 San Pablo Ct San Dimas, CA 2.0 2.0 1092 $2,850 $2.61 0d 1 1.32mi
220 W 1st St San Dimas, CA 3.0 1.0 1200 $845 $0.70 18d 1 1.34mi
710 Claraday St Glendora, CA 2.0 1.0 850 $2,200 $2.59 8d 1 1.39mi
711 Claraday St Unit A Glendora, CA 2.0 1.0 750 $2,250 $3.00 44d 1 1.40mi
235 W 4th St San Dimas, CA 3.0 2.0 1200 $3,499 $2.92 0d 1 1.46mi

Listing history 22 events

  1. 2026-06-21
    days on market $149,999 Active 225 DOM
  2. 2026-06-18
    days on market $149,999 Active 222 DOM
  3. 2026-06-17
    days on market $149,999 Active 221 DOM
  4. 2026-06-16
    days on market $149,999 Active 220 DOM
  5. 2026-06-15
    days on market $149,999 Active 219 DOM
  6. 2026-06-13
    days on market $149,999 Active 217 DOM
  7. 2026-06-13
    days on market $149,999 Active 216 DOM
  8. 2026-06-09
    days on market $149,999 Active 213 DOM
  9. 2026-06-08
    days on market $149,999 Active 212 DOM
  10. 2026-06-07
    days on market $149,999 Active 211 DOM
  11. 2026-06-04
    days on market $149,999 Active 208 DOM
  12. 2026-06-03
    days on market $149,999 Active 207 DOM
  13. 2026-06-02
    days on market $149,999 Active 206 DOM
  14. 2026-06-01
    days on market $149,999 Active 205 DOM
  15. 2026-05-31
    days on market $149,999 Active 204 DOM
  16. 2026-05-12
    status Active 434-char remark
    Show marketing remark (434 chars)

    Perfect for first time buyer! Move in ready 2bed, 2 bath home. Spacious kitchen dining area and living room. Inside laundry room off kitchen. Large covered carport that accommodates 2 cars. Plenty of out door space, perfect for entertaining. The community has great amenities, clubhouse that can be reserve for parties, 2 pools, spa and pool table room with tvs. Centrally located near schools, shopping center, freeway and much more.

  17. 2026-05-01
    historical 434-char remark
    Show marketing remark (434 chars)

    Perfect for first time buyer! Move in ready 2bed, 2 bath home. Spacious kitchen dining area and living room. Inside laundry room off kitchen. Large covered carport that accommodates 2 cars. Plenty of out door space, perfect for entertaining. The community has great amenities, clubhouse that can be reserve for parties, 2 pools, spa and pool table room with tvs. Centrally located near schools, shopping center, freeway and much more.

  18. 2026-03-27
    price $149,999 434-char remark
    Show marketing remark (434 chars)

    Perfect for first time buyer! Move in ready 2bed, 2 bath home. Spacious kitchen dining area and living room. Inside laundry room off kitchen. Large covered carport that accommodates 2 cars. Plenty of out door space, perfect for entertaining. The community has great amenities, clubhouse that can be reserve for parties, 2 pools, spa and pool table room with tvs. Centrally located near schools, shopping center, freeway and much more.

  19. 2026-02-23
    status Active 434-char remark
    Show marketing remark (434 chars)

    Perfect for first time buyer! Move in ready 2bed, 2 bath home. Spacious kitchen dining area and living room. Inside laundry room off kitchen. Large covered carport that accommodates 2 cars. Plenty of out door space, perfect for entertaining. The community has great amenities, clubhouse that can be reserve for parties, 2 pools, spa and pool table room with tvs. Centrally located near schools, shopping center, freeway and much more.

  20. 2026-02-16
    historical 434-char remark
    Show marketing remark (434 chars)

    Perfect for first time buyer! Move in ready 2bed, 2 bath home. Spacious kitchen dining area and living room. Inside laundry room off kitchen. Large covered carport that accommodates 2 cars. Plenty of out door space, perfect for entertaining. The community has great amenities, clubhouse that can be reserve for parties, 2 pools, spa and pool table room with tvs. Centrally located near schools, shopping center, freeway and much more.

  21. 2026-01-21
    price $150,000 434-char remark
    Show marketing remark (434 chars)

    Perfect for first time buyer! Move in ready 2bed, 2 bath home. Spacious kitchen dining area and living room. Inside laundry room off kitchen. Large covered carport that accommodates 2 cars. Plenty of out door space, perfect for entertaining. The community has great amenities, clubhouse that can be reserve for parties, 2 pools, spa and pool table room with tvs. Centrally located near schools, shopping center, freeway and much more.

  22. 2025-10-20
    listed $160,000 Active 434-char remark
    Show marketing remark (434 chars)

    Perfect for first time buyer! Move in ready 2bed, 2 bath home. Spacious kitchen dining area and living room. Inside laundry room off kitchen. Large covered carport that accommodates 2 cars. Plenty of out door space, perfect for entertaining. The community has great amenities, clubhouse that can be reserve for parties, 2 pools, spa and pool table room with tvs. Centrally located near schools, shopping center, freeway and much more.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$33,740
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$750
− Repairs & maintenance
−$2,699
− Management
−$2,699
− Depreciation
−$4,364
Taxable income
$12,576
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,018
After-tax cash flow
$11,197/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This move-in ready manufactured home is in good condition with minor cosmetic updates needed to enhance its curb appeal and value.

Value-add opportunities

  • Both Paint exterior siding — Fresh paint enhances curb appeal and property value.
  • Both Clean gutters — Clean gutters prevent water damage and improve property value.
  • Both Replace carpet in living room — Fresh carpet improves aesthetics and adds value.
  • Both Install new window treatments — New window treatments enhance curb appeal and add value.
  • Both Upgrade kitchen appliances — Upgraded appliances add value and appeal to potential buyers/renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior siding — Fresh paint enhances curb appeal and property value.
  • Both Clean gutters — Clean gutters prevent water damage and improve property value.
  • Both Replace carpet in living room — Fresh carpet improves aesthetics and adds value.
  • Both Install new window treatments — New window treatments enhance curb appeal and add value.
  • Both Upgrade kitchen appliances — Upgraded appliances add value and appeal to potential buyers/renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bonita Unified
NCES district ID
0605610
Math proficiency
59% ▲ 3.00%
Reading proficiency
70% ▬ 0.00%
Median HH income
$76,196
Composite
58.71/100
National rank
#2001
State rank
#151 of 1400 in CA

Livability — San Dimas

Score
72/100
State rank
#192
US rank
#6164

Category grades

Amenities B- Commute A Cost of living F Crime C Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Dimas, CA
County
Los Angeles County · 9,444,647 people
City population
33,598
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
33,598
Household income
$105,338
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1238.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 38% Hispanic / Latino 37% Two or more races 19% Asian 18% Black 3% Native American 1%
Hispanic origin (detail)
Mexican 27% Puerto Rican 1%
Common ancestry
Romanian 2% Lithuanian 2% Slovak 2%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
64% English-only · Spanish 18% Chinese 8% Tagalog/Filipino 2%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -778.24%
Current HPI
379.5269
Rent YoY
▼ -0.97%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-6.3% since first listed
7 events — show timeline
  • 2026-05-12 Relisted CRMLS
  • 2026-05-01 Listing Removed CRMLS
  • 2026-03-27 Price Changed $149,999 CRMLS
  • 2026-02-23 Relisted CRMLS
  • 2026-02-16 Listing Removed CRMLS
  • 2026-01-21 Price Changed $150,000 CRMLS
  • 2025-10-20 Listed $160,000 CRMLS

Property tax history

+8.6%/yr

Latest (2025): $249 · +8.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…