8914 Brittany Lakes Dr · Boynton Beach, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.1/30.0
- ARV discount +7.5/15.0
- 1% rule +7.0/10.0
- Appreciation +5.1/10.0
- DSCR +5.0/10.0
- Schools +4.3/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$325,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
Key facts
- 9,906 sq ft lot
- 2 garage spots
- Community pool
Property features AI
Finance
- Other: Located on a corner lot; Not waterfront; Living area reported from public records
- Financial info: Pets allowed (breed restrictions and possible pet restrictions)
- HOA & community: Community association managed by Davenport Professional Property Management; Association amenities include clubhouse, fitness center, pool, spa/hot tub, tennis courts, pickleball courts, bocce, putting green, golf course access, library, lobby, cafe/restaurant, bar, sidewalks and street lights; HOA fee paid monthly
Exterior
- Parking: Attached 2-car garage with garage door opener; 2 additional open parking spaces (4 total parking spaces); 2 covered parking spaces
- Security: Community gate / controlled entry (directions reference gated community)
- Utilities: Public water; Public sewer; Three-phase electric service; Cable connected; Phone available; Natural gas not available
- Home design: Villa; One story; Entry level: 1; North-facing
- Construction: CBS construction; Spanish tile roof; Built as resale property
- Exterior features: Open patio; Patio
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Garbage disposal; Electric water heater
- Bedrooms: 2 main-level bedrooms
- Flooring: Ceramic tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central electric heating; Central electric air conditioning
- Interior features: High ceilings and vaulted ceilings; Walk-in closets; Closet cabinetry; Bedroom layout: stacked
- Laundry & utility: Laundry inside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $325k.
Deal economics
- At list price, monthly cash flow is $167 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $325k).
- Recommended offer: $320k (1.5% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 4.3% in Boynton Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#351 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, cost of living B; Watch: amenities D+, crime D-, commute F.
- Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Crystal Lakes Elementary School (math 55% / reading 64%, grade B-, #690 of 2,144 statewide, top 34%, 788 students, 37% FRL); Christa Mcauliffe Middle School (math 63% / reading 63%, grade B+, #111 of 571 statewide, top 20%, 1,387 students, 35% FRL); Park Vista Community High School (math 43% / reading 64%, grade C-, #146 of 667 statewide, top 22%, 3,191 students, 28% FRL) — zoned schools average 34% FRL vs 52% district-wide (18 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 169 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($2k loan paydown + $644 appreciation (0.2% local appreciation)).
- Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (0.2% appreciation + 3.0% rent growth), your $91k cash investment doubles in ~10 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.20% ✓
- Cap rate
- 6.91%
- Cash-on-cash
- 2.20%
- DSCR
- 1.10
- GRM
- 7.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
0.2% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.1%
- Equity multiple
- 1.05×
- Total profit
- $4,621
- Equity at exit
- $97,602
- IRR
- 6.5%
- Equity multiple
- 1.72×
- Total profit
- $65,685
- Equity at exit
- $119,933
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33472
- Home prices YoY
- 0.1%
- Active inventory
- 169
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $3,887 high interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$370 /mo · $4,437/yr
- Insurance
- −$135
- HOA
- −$694
- Vacancy / Maint / Mgmt
- −$816
- Net cashflow
- $167
Break-even live
Sensitivity live
| Price | -10% $351 | -5% $259 | +0% $167 | +5% $75 | +10% $-17 |
|---|---|---|---|---|---|
| Rent | -10% $-140 | -5% $13 | +0% $167 | +5% $320 | +10% $474 |
| Rate | -1.0pp $331 | -0.5pp $250 | base $167 | +0.5pp $83 | +1.0pp $-3 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7725 Rockford Rd Boynton Beach, FL | 3.0 | 2.5 | 2249 | $10,000 | $4.45 | 3d | 1 | 0.05mi |
| 7975 Rockford Rd Boynton Beach, FL | 2.0 | 2.0 | 1720 | $3,700 | $2.15 | 25d | 1 | 0.14mi |
| 7936 Rockford Rd Boynton Beach, FL | 3.0 | 2.0 | 1871 | $9,000 | $4.81 | 22d | 1 | 0.15mi |
| 7832 Rockford Rd Boynton Beach, FL | 3.0 | 2.0 | 1598 | $3,800 | $2.38 | 22d | 1 | 0.15mi |
| 7821 Dorchester Rd Boynton Beach, FL | 3.0 | 3.0 | 2325 | $11,000 | $4.73 | 25d | 1 | 0.20mi |
| 8884 Shoal Creek Ln Boynton Beach, FL | 3.0 | 2.0 | 1936 | $5,000 | $2.58 | 11d | 1 | 0.29mi |
| 8884 Shoal Creek Ln Boynton Beach, FL | 3.0 | 2.0 | 1936 | $4,900 | $2.53 | 25d | 1 | 0.29mi |
| 8884 Shoal Creek Ln Boynton Beach, FL | 3.0 | 2.0 | 1936 | $4,750 | $2.45 | 0d | 1 | 0.29mi |
| 7816 Bridlington Dr Boynton Beach, FL | 3.0 | 3.0 | 2330 | $12,000 | $5.15 | 25d | 1 | 0.40mi |
| 7577 Caprio Dr Boynton Beach, FL | 3.0 | 2.0 | 1884 | $3,200 | $1.70 | 14d | 1 | 0.41mi |
| 7577 Caprio Dr Boynton Beach, FL | 3.0 | 2.0 | 1884 | $3,200 | $1.70 | 3d | 1 | 0.41mi |
| 8451 Siciliano St Boynton Beach, FL | 3.0 | 2.0 | 1627 | $3,200 | $1.97 | 13d | 1 | 0.63mi |
| 7275 Summer Tree Dr Boynton Beach, FL | 2.0 | 2.0 | 1722 | $4,300 | $2.50 | 25d | 1 | 0.64mi |
| 8481 Siciliano St Unit 8481 Boynton Beach, FL | 3.0 | 2.0 | 1774 | $3,650 | $2.06 | 25d | 1 | 0.65mi |
| 7192 Summer Tree Dr Boynton Beach, FL | 2.0 | 2.0 | 1722 | $3,000 | $1.74 | 25d | 1 | 0.76mi |
| 7891 Sailing Shores Ter Unit 7891 Boynton Beach, FL | 3.0 | 2.0 | 2011 | $3,000 | $1.49 | 8d | 1 | 0.95mi |
| 7891 Sailing Shores Ter Boynton Beach, FL | 3.0 | 2.0 | 2011 | $3,400 | $1.69 | 17d | 1 | 0.95mi |
| 7418 Wescott Ter Lake Worth, FL | 3.0 | 2.5 | 2170 | $3,250 | $1.50 | 8d | 1 | 0.99mi |
| 9650 Harbour Lake Cir Boynton Beach, FL | 3.0 | 2.0 | 1937 | $2,975 | $1.54 | 25d | 1 | 1.04mi |
| 8082 Aberdeen Dr #102 Boynton Beach, FL | 2.0 | 2.0 | 1619 | $8,500 | $5.25 | 25d | 1 | 1.19mi |
| 7705 Thornlee Dr Lake Worth, FL | 4.0 | 2.5 | 2382 | $3,500 | $1.47 | 2d | 1 | 1.21mi |
| 6731 Southport Dr Boynton Beach, FL | 3.0 | 2.0 | 1727 | $3,600 | $2.08 | 25d | 1 | 1.24mi |
HOA detail
- Monthly dues
- $694 · $8,328/yr
- Likely covers
- water
Listing history 31 events
-
2026-06-09days on market $325,000 Active 22 DOM
-
2026-06-08days on market $325,000 Active 21 DOM
-
2026-06-07days on market $325,000 Active 20 DOM
-
2026-06-04days on market $325,000 Active 17 DOM
-
2026-06-03days on market $325,000 Active 16 DOM
-
2026-06-02days on market $325,000 Active 15 DOM
-
2026-06-01days on market $325,000 Active 14 DOM
-
2026-05-31days on market $325,000 Active 13 DOM
-
2026-05-18$325,000 Active
-
2024-05-23soldstatus $305,000 Closed 413-char remark
Show marketing remark (413 chars)
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
-
2024-05-01historical Active Under Contract 413-char remark
Show marketing remark (413 chars)
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
-
2024-04-11price $320,000 413-char remark
Show marketing remark (413 chars)
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
-
2024-04-11status Active 413-char remark
Show marketing remark (413 chars)
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
-
2024-03-06historical Active Under Contract 413-char remark
Show marketing remark (413 chars)
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
-
2024-03-01price $329,900 413-char remark
Show marketing remark (413 chars)
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
-
2024-02-11status Active 413-char remark
Show marketing remark (413 chars)
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
-
2024-02-11historical 413-char remark
Show marketing remark (413 chars)
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
-
2023-11-16$334,900 Active 413-char remark
Show marketing remark (413 chars)
Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.
-
2023-11-10historical
-
2023-08-31price $349,900
-
2023-08-18status Active
-
2023-08-10status Pending
-
2023-07-06$359,000 Active
-
2021-08-06soldstatus $201,000 Closed
-
2021-06-16status Pending
-
2021-05-21$201,000 Active
-
2020-10-14historical
-
2020-06-05price $149,000
-
2020-01-02price $169,500
-
2019-11-14$189,000 Active
-
1994-10-24soldstatus $150,200
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,437 · $370/mo
- Projected year-2 tax
- $4,437 · $370/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $46,638
- − Mortgage interest
- −$18,205
- − Property taxes
- −$4,437
- − Insurance
- −$1,625
- − Repairs & maintenance
- −$3,731
- − Management
- −$3,731
- − HOA
- −$8,328
- − Depreciation
- −$9,455
- Taxable loss
- −$2,873
- Est. tax savings @ 24.0%
- +$690
- After-tax cash flow
- $2,692/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Palm Beach
- NCES district ID
- 1201500
- Math proficiency
- 46% ▼ -16.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $53,943
- Composite
- 42.72/100
- National rank
- #3160
- State rank
- #34 of 73 in FL
Livability — Boynton Beach
- Score
- 72/100
- State rank
- #351
- US rank
- #6098
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 148,060
- Population (ZIP)
- 18,689
Population outlook (Palm Beach County) Hauer SSP2
- Today (2025)
- 1,637,487 people
- By 2030
- 1,743,255 · +6.5%
- By 2040
- 1,948,712 · +19.0%
- By 2050
- 2,132,979 · +30.3%
- By 2075
- 2,530,027 · +54.5%
- By 2100
- 2,706,979 · +65.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 63% Hispanic / Latino 18% Two or more races 14% Black 10% Asian 4%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2% Cuban 7%
- Common ancestry
- Romanian 5% Scotch-Irish 4% Hispanic 3%
- Foreign-born
- 24% · Canada, China, Jamaica
- Languages at home
- 77% English-only · Spanish 11% Other Indo-European 4% French/Haitian/Cajun 3%
Political lean MEDSL · Palm Beach
- 2024 margin
- Toss-up / Even · D 50.0% · R 49.2%
- 2008→2024 swing
- -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
- All cycles
- 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.20%
- Current HPI
- 268.1142
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+116.4% since first listed23 events — show timeline
- 2026-05-18 Listed $325,000 Beaches MLS
- 2024-05-23 Sold (MLS) $305,000 Beaches MLS
- 2024-05-01 Contingent — Beaches MLS
- 2024-04-11 Price Changed $320,000 Beaches MLS
- 2024-04-11 Relisted — Beaches MLS
- 2024-03-06 Contingent — Beaches MLS
- 2024-03-01 Price Changed $329,900 Beaches MLS
- 2024-02-11 Relisted — Beaches MLS
- 2024-02-11 Listing Removed — Beaches MLS
- 2023-11-16 Listed $334,900 Beaches MLS
- 2023-11-10 Listing Removed — Beaches MLS
- 2023-08-31 Price Changed $349,900 Beaches MLS
- 2023-08-18 Relisted — Beaches MLS
- 2023-08-10 Pending — Beaches MLS
- 2023-07-06 Listed $359,000 Beaches MLS
- 2021-08-06 Sold (MLS) $201,000 Beaches MLS
- 2021-06-16 Pending — Beaches MLS
- 2021-05-21 Listed $201,000 Beaches MLS
- 2020-10-14 Listing Removed — Beaches MLS
- 2020-06-05 Price Changed $149,000 Beaches MLS
- 2020-01-02 Price Changed $169,500 Beaches MLS
- 2019-11-14 Listed $189,000 Beaches MLS
- 1994-10-24 Sold (Public Records) $150,200 Public Records
Property tax history
+5.8%/yrLatest (2025): $4,437 · +69.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…