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8914 Brittany Lakes Dr
C- Composite 53.51
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.1/30.0
  • ARV discount +7.5/15.0
  • 1% rule +7.0/10.0
  • Appreciation +5.1/10.0
  • DSCR +5.0/10.0
  • Schools +4.3/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$325,000

8914 Brittany Lakes Dr · Boynton Beach, FL 33472
3 bd · 2.0 ba · 2,172 sqft · SingleFamily public records · 22 Days on market
Built 1994 9,906 sqft lot $694/mo HOA · 18% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

Key facts

  • 9,906 sq ft lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: Located on a corner lot; Not waterfront; Living area reported from public records
  • Financial info: Pets allowed (breed restrictions and possible pet restrictions)
  • HOA & community: Community association managed by Davenport Professional Property Management; Association amenities include clubhouse, fitness center, pool, spa/hot tub, tennis courts, pickleball courts, bocce, putting green, golf course access, library, lobby, cafe/restaurant, bar, sidewalks and street lights; HOA fee paid monthly

Exterior

  • Parking: Attached 2-car garage with garage door opener; 2 additional open parking spaces (4 total parking spaces); 2 covered parking spaces
  • Security: Community gate / controlled entry (directions reference gated community)
  • Utilities: Public water; Public sewer; Three-phase electric service; Cable connected; Phone available; Natural gas not available
  • Home design: Villa; One story; Entry level: 1; North-facing
  • Construction: CBS construction; Spanish tile roof; Built as resale property
  • Exterior features: Open patio; Patio

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Garbage disposal; Electric water heater
  • Bedrooms: 2 main-level bedrooms
  • Flooring: Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central electric heating; Central electric air conditioning
  • Interior features: High ceilings and vaulted ceilings; Walk-in closets; Closet cabinetry; Bedroom layout: stacked
  • Laundry & utility: Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $325k.

Deal economics

  • At list price, monthly cash flow is $167 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $325k).
  • Recommended offer: $320k (1.5% below list) — sets the bar for market timing.
  • Cap rate 6.9% vs local median 4.3% in Boynton Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#351 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, cost of living B; Watch: amenities D+, crime D-, commute F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Crystal Lakes Elementary School (math 55% / reading 64%, grade B-, #690 of 2,144 statewide, top 34%, 788 students, 37% FRL); Christa Mcauliffe Middle School (math 63% / reading 63%, grade B+, #111 of 571 statewide, top 20%, 1,387 students, 35% FRL); Park Vista Community High School (math 43% / reading 64%, grade C-, #146 of 667 statewide, top 22%, 3,191 students, 28% FRL) — zoned schools average 34% FRL vs 52% district-wide (18 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 169 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($2k loan paydown + $644 appreciation (0.2% local appreciation)).
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (0.2% appreciation + 3.0% rent growth), your $91k cash investment doubles in ~10 years — after that, you're playing with house money.
  • By year 9, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $320,125 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
6.91%
Cash-on-cash
2.20%
DSCR
1.10
GRM
7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.2% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.1%
Equity multiple
1.05×
Total profit
$4,621
Equity at exit
$97,602
10-year hold
IRR
6.5%
Equity multiple
1.72×
Total profit
$65,685
Equity at exit
$119,933

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33472

Home prices YoY
0.1%
Active inventory
169
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$3,887 high interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$370 /mo · $4,437/yr
Insurance
$135
HOA
$694
Vacancy / Maint / Mgmt
$816
Net cashflow
$167

Break-even live

Break-even rent $3,675
Max offer price $325,000
Occupancy floor 91%

Sensitivity live

Price -10% $351 -5% $259 +0% $167 +5% $75 +10% $-17
Rent -10% $-140 -5% $13 +0% $167 +5% $320 +10% $474
Rate -1.0pp $331 -0.5pp $250 base $167 +0.5pp $83 +1.0pp $-3

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7725 Rockford Rd Boynton Beach, FL 3.0 2.5 2249 $10,000 $4.45 3d 1 0.05mi
7975 Rockford Rd Boynton Beach, FL 2.0 2.0 1720 $3,700 $2.15 25d 1 0.14mi
7936 Rockford Rd Boynton Beach, FL 3.0 2.0 1871 $9,000 $4.81 22d 1 0.15mi
7832 Rockford Rd Boynton Beach, FL 3.0 2.0 1598 $3,800 $2.38 22d 1 0.15mi
7821 Dorchester Rd Boynton Beach, FL 3.0 3.0 2325 $11,000 $4.73 25d 1 0.20mi
8884 Shoal Creek Ln Boynton Beach, FL 3.0 2.0 1936 $5,000 $2.58 11d 1 0.29mi
8884 Shoal Creek Ln Boynton Beach, FL 3.0 2.0 1936 $4,900 $2.53 25d 1 0.29mi
8884 Shoal Creek Ln Boynton Beach, FL 3.0 2.0 1936 $4,750 $2.45 0d 1 0.29mi
7816 Bridlington Dr Boynton Beach, FL 3.0 3.0 2330 $12,000 $5.15 25d 1 0.40mi
7577 Caprio Dr Boynton Beach, FL 3.0 2.0 1884 $3,200 $1.70 14d 1 0.41mi
7577 Caprio Dr Boynton Beach, FL 3.0 2.0 1884 $3,200 $1.70 3d 1 0.41mi
8451 Siciliano St Boynton Beach, FL 3.0 2.0 1627 $3,200 $1.97 13d 1 0.63mi
7275 Summer Tree Dr Boynton Beach, FL 2.0 2.0 1722 $4,300 $2.50 25d 1 0.64mi
8481 Siciliano St Unit 8481 Boynton Beach, FL 3.0 2.0 1774 $3,650 $2.06 25d 1 0.65mi
7192 Summer Tree Dr Boynton Beach, FL 2.0 2.0 1722 $3,000 $1.74 25d 1 0.76mi
7891 Sailing Shores Ter Unit 7891 Boynton Beach, FL 3.0 2.0 2011 $3,000 $1.49 8d 1 0.95mi
7891 Sailing Shores Ter Boynton Beach, FL 3.0 2.0 2011 $3,400 $1.69 17d 1 0.95mi
7418 Wescott Ter Lake Worth, FL 3.0 2.5 2170 $3,250 $1.50 8d 1 0.99mi
9650 Harbour Lake Cir Boynton Beach, FL 3.0 2.0 1937 $2,975 $1.54 25d 1 1.04mi
8082 Aberdeen Dr #102 Boynton Beach, FL 2.0 2.0 1619 $8,500 $5.25 25d 1 1.19mi
7705 Thornlee Dr Lake Worth, FL 4.0 2.5 2382 $3,500 $1.47 2d 1 1.21mi
6731 Southport Dr Boynton Beach, FL 3.0 2.0 1727 $3,600 $2.08 25d 1 1.24mi

HOA detail

Monthly dues
$694 · $8,328/yr
Likely covers
water

Listing history 31 events

  1. 2026-06-09
    days on market $325,000 Active 22 DOM
  2. 2026-06-08
    days on market $325,000 Active 21 DOM
  3. 2026-06-07
    days on market $325,000 Active 20 DOM
  4. 2026-06-04
    days on market $325,000 Active 17 DOM
  5. 2026-06-03
    days on market $325,000 Active 16 DOM
  6. 2026-06-02
    days on market $325,000 Active 15 DOM
  7. 2026-06-01
    days on market $325,000 Active 14 DOM
  8. 2026-05-31
    days on market $325,000 Active 13 DOM
  9. 2026-05-18
    listed $325,000 Active
  10. 2024-05-23
    soldstatus $305,000 Closed 413-char remark
    Show marketing remark (413 chars)

    Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

  11. 2024-05-01
    historical Active Under Contract 413-char remark
    Show marketing remark (413 chars)

    Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

  12. 2024-04-11
    price $320,000 413-char remark
    Show marketing remark (413 chars)

    Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

  13. 2024-04-11
    status Active 413-char remark
    Show marketing remark (413 chars)

    Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

  14. 2024-03-06
    historical Active Under Contract 413-char remark
    Show marketing remark (413 chars)

    Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

  15. 2024-03-01
    price $329,900 413-char remark
    Show marketing remark (413 chars)

    Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

  16. 2024-02-11
    status Active 413-char remark
    Show marketing remark (413 chars)

    Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

  17. 2024-02-11
    historical 413-char remark
    Show marketing remark (413 chars)

    Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

  18. 2023-11-16
    listed $334,900 Active 413-char remark
    Show marketing remark (413 chars)

    Expansive villa on a corner lot featuring a private outdoor patio and scenic lake views. The kitchen has been completely renovated with a beautiful open concept, showcasing white cabinetry, a quartz waterfall countertop on the island, and ample pull-out drawers. The living areas boast neutral tile throughout. Enjoy a resort-style lifestyle with many amenities provided at the mandatory Country Club in Aberdeen.

  19. 2023-11-10
    historical
  20. 2023-08-31
    price $349,900
  21. 2023-08-18
    status Active
  22. 2023-08-10
    status Pending
  23. 2023-07-06
    listed $359,000 Active
  24. 2021-08-06
    soldstatus $201,000 Closed
  25. 2021-06-16
    status Pending
  26. 2021-05-21
    listed $201,000 Active
  27. 2020-10-14
    historical
  28. 2020-06-05
    price $149,000
  29. 2020-01-02
    price $169,500
  30. 2019-11-14
    listed $189,000 Active
  31. 1994-10-24
    soldstatus $150,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,437 · $370/mo
Projected year-2 tax
$4,437 · $370/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$46,638
− Mortgage interest
−$18,205
− Property taxes
−$4,437
− Insurance
−$1,625
− Repairs & maintenance
−$3,731
− Management
−$3,731
− HOA
−$8,328
− Depreciation
−$9,455
Taxable loss
−$2,873
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$690
After-tax cash flow
$2,692/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Boynton Beach

Score
72/100
State rank
#351
US rank
#6098

Category grades

Amenities D+ Commute F Cost of living B Crime D- Employment C Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
148,060
Population (ZIP)
18,689

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Hispanic / Latino 18% Two or more races 14% Black 10% Asian 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 7%
Common ancestry
Romanian 5% Scotch-Irish 4% Hispanic 3%
Foreign-born
24% · Canada, China, Jamaica
Languages at home
77% English-only · Spanish 11% Other Indo-European 4% French/Haitian/Cajun 3%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.20%
Current HPI
268.1142
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+116.4% since first listed
23 events — show timeline
  • 2026-05-18 Listed $325,000 Beaches MLS
  • 2024-05-23 Sold (MLS) $305,000 Beaches MLS
  • 2024-05-01 Contingent Beaches MLS
  • 2024-04-11 Price Changed $320,000 Beaches MLS
  • 2024-04-11 Relisted Beaches MLS
  • 2024-03-06 Contingent Beaches MLS
  • 2024-03-01 Price Changed $329,900 Beaches MLS
  • 2024-02-11 Relisted Beaches MLS
  • 2024-02-11 Listing Removed Beaches MLS
  • 2023-11-16 Listed $334,900 Beaches MLS
  • 2023-11-10 Listing Removed Beaches MLS
  • 2023-08-31 Price Changed $349,900 Beaches MLS
  • 2023-08-18 Relisted Beaches MLS
  • 2023-08-10 Pending Beaches MLS
  • 2023-07-06 Listed $359,000 Beaches MLS
  • 2021-08-06 Sold (MLS) $201,000 Beaches MLS
  • 2021-06-16 Pending Beaches MLS
  • 2021-05-21 Listed $201,000 Beaches MLS
  • 2020-10-14 Listing Removed Beaches MLS
  • 2020-06-05 Price Changed $149,000 Beaches MLS
  • 2020-01-02 Price Changed $169,500 Beaches MLS
  • 2019-11-14 Listed $189,000 Beaches MLS
  • 1994-10-24 Sold (Public Records) $150,200 Public Records

Property tax history

+5.8%/yr

Latest (2025): $4,437 · +69.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…