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21260 Brinson Ave #212
C+ Composite 60.98
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.5/30.0
  • 1% rule +10.0/10.0
  • DSCR +7.5/10.0
  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$79,900

21260 Brinson Ave #212 · Port Charlotte, FL 33952
2 bd · 2.0 ba · 919 sqft · Condo public records · 99 Days on market
Built 1979 $428/mo HOA · 30% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.

Key facts

  • Covered parking
  • Bonus room
  • Large laundry room

Tags

UPDATED KITCHENENSUITE PRIMARY BEDROOM BATHBONUS ROOMLARGE LAUNDRY ROOMCOVERED PARKINGTWO HEATED POOLS

Property features AI

Finance

  • Other: Turnkey furnished; Unit located in Cambridge House; Living area approximately 919 square feet
  • Financial info: Lease restrictions apply
  • HOA & community: HOA managed by Palmer Property Management; Monthly condo/association fee: $428; Annual association fees: $5,136; Association approval required; Association fees include: pool, structure maintenance, grounds maintenance, management, recreational facilities, sewer, water; Community features: association-owned recreation, pool, tennis courts, sidewalks, deed restrictions, buyer approval required; Senior community; No pets allowed

Exterior

  • Parking: Carport with 1 space
  • Security: Security system
  • Utilities: Public water; Public sewer; Cable connected; Electricity connected; Sewer connected; Water connected
  • Home design: Condominium; One level unit on the 2nd floor; Faces south; 3-story building
  • Construction: Block construction; Other roof type; Slab foundation; Building name: Cambridge House
  • Exterior features: Lighting; Sidewalks; Paved road access

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator; Electric water heater
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Open floor plan; Stone countertops; Thermostat; Window treatments; Elevator in building
  • Laundry & utility: Laundry room; Common area laundry; Inside laundry (upper level)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $80k.

Deal economics

  • At list price, monthly cash flow is $149 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $73k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D, amenities F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.4%/yr); 707 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 11y ago; this cycle's ask has dropped $7k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 30% of rent.
Recommended offer $72,709 (9.0% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.81%
Cap rate
8.52%
Cash-on-cash
7.97%
DSCR
1.35
GRM
4.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-9.5%
Equity multiple
0.67×
Total profit
$-7,429
Equity at exit
$11,913
10-year hold
IRR
-8.8%
Equity multiple
0.58×
Total profit
$-9,469
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33952

Home prices YoY
-4.8%
Rents YoY
-1.4%
Active inventory
707
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,446 high interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$113 /mo · $1,362/yr
Insurance
$33
HOA
$428
Vacancy / Maint / Mgmt
$304
Net cashflow
$149

Break-even live

Break-even rent $1,258
Max offer price $79,900
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2300 Aaron St #114 Port Charlotte, FL 2.0 2.0 869 $1,250 $1.44 21d 1 0.06mi
21280 Brinson Ave Port Charlotte, FL 1.0 1.0 650 $1,000 $1.54 21d 1 0.07mi
3006 Caring Way Port Charlotte, FL 2.0 2.0 783 $2,050 $2.62 13d 2 0.23mi
3006 Caring Way Port Charlotte, FL 1.0–2.0 1.0–2.0 708 $2,500 $3.53 21d 3 0.23mi
2425 Caring Way Unit 205 Port Charlotte, FL 2.0 2.0 900 $1,400 $1.56 21d 1 0.24mi
21150 Gertrude Ave Unit F-6 Port Charlotte, FL 1.0 1.0 550 $1,150 $2.09 21d 1 0.26mi
21322 Stillwater Ave Port Charlotte, FL 2.0 1.0 1080 $1,300 $1.20 21d 1 0.28mi
2456 Elkcam Blvd Port Charlotte, FL 2.0 2.0 1015 $1,700 $1.67 21d 1 0.28mi
21405 Olean Blvd Port Charlotte, FL 1.0–2.0 1.0–2.0 708 $1,445 $2.04 21d 2 0.29mi
21405 Olean Blvd #511 Port Charlotte, FL 1.0 1.0 634 $1,445 $2.28 13d 1 0.29mi
3100 Harbor Blvd Port Charlotte, FL 2.0 1.0–1.5 994 $1,472 $1.48 21d 2 0.37mi
21440 Mallory Ave Port Charlotte, FL 2.0 1.0 930 $1,550 $1.67 21d 1 0.42mi
3126 Harbor Blvd Unit 3A Port Charlotte, FL 2.0 2.0 1100 $1,500 $1.36 13d 1 0.43mi
2472 Picnic St Port Charlotte, FL 2.0 2.0 990 $1,575 $1.59 21d 1 0.48mi
164 Tradewinds Dr NW Port Charlotte, FL 2.0 1.0 750 $1,350 $1.80 21d 1 0.56mi
21155 Meehan Ave Port Charlotte, FL 3.0 1.0 1060 $1,300 $1.23 21d 1 0.57mi
3108 Whiting Ln Port Charlotte, FL 2.0 1.0 828 $1,350 $1.63 21d 1 0.60mi
394 Ferris Dr NW Port Charlotte, FL 3.0 2.0 842 $1,395 $1.66 21d 1 0.71mi
21499 Glendale Ave Port Charlotte, FL 3.0 1.0 1077 $1,600 $1.49 21d 1 0.73mi
21061 Midway Blvd Port Charlotte, FL 2.0 1.0 897 $1,600 $1.78 21d 1 0.73mi
21026 Glendale Ave Port Charlotte, FL 2.0 1.0 812 $1,400 $1.72 21d 1 0.74mi
22086 Beverly Ave Port Charlotte, FL 2.0 1.0 1031 $1,250 $1.21 21d 1 0.75mi
22070 Gatewood Ave Port Charlotte, FL 2.0 1.0 812 $1,350 $1.66 13d 1 0.89mi
3460 Normandy Dr Port Charlotte, FL 2.0 1.0 695 $1,490 $2.14 21d 1 0.96mi
22203 Lasalle Rd Port Charlotte, FL 2.0 1.0 874 $1,325 $1.52 21d 1 1.14mi
1636 Hayworth Rd Port Charlotte, FL 2.0 2.0 884 $1,300 $1.47 21d 1 1.48mi

HOA detail condo

Monthly dues
$428 · $5,136/yr
Likely covers
waterpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 30 events

  1. 2026-06-18
    days on market $79,900 Active 99 DOM
  2. 2026-06-17
    days on market $79,900 Active 98 DOM
  3. 2026-06-16
    days on market $79,900 Active 97 DOM
  4. 2026-06-15
    days on market $79,900 Active 96 DOM
  5. 2026-06-14
    pricedays on market $79,900 Active 94 DOM
  6. 2026-06-13
    days on market $85,000 Active 93 DOM
  7. 2026-06-10
    days on market $85,000 Active 91 DOM
  8. 2026-06-09
    days on market $85,000 Active 90 DOM
  9. 2026-06-08
    days on market $85,000 Active 89 DOM
  10. 2026-06-07
    days on market $85,000 Active 88 DOM
  11. 2026-06-05
    days on market $85,000 Active 85 DOM
  12. 2026-06-03
    days on market $85,000 Active 84 DOM
  13. 2026-06-02
    days on market $85,000 Active 83 DOM
  14. 2026-06-01
    days on market $85,000 Active 82 DOM
  15. 2026-05-31
    days on market $85,000 Active 81 DOM
  16. 2026-05-30
    days on market $85,000 Active 80 DOM
  17. 2026-04-28
    price $85,000
  18. 2026-03-19
    historical $1,150
  19. 2026-03-11
    listed $87,000 Active
  20. 2026-02-15
    listed $1,150
  21. 2019-10-31
    soldstatus $71,000 Sold 1428-char remark
    Show marketing remark (1428 chars)

    Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.

  22. 2019-10-31
    soldstatus $71,000
    Show marketing remark (1428 chars)

    Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.

  23. 2019-09-16
    status Pending 1428-char remark
    Show marketing remark (1428 chars)

    Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.

  24. 2019-09-11
    listed $76,500 Active 1428-char remark
    Show marketing remark (1428 chars)

    Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.

  25. 2015-10-21
    soldstatus $42,500 Sold 944-char remark
    Show marketing remark (944 chars)

    Why rent? When you can own this well maintained 2 bedroom 2 bath middle floor unit at Cambridge House, part of a 55+ condominium community in Port Charlotte. This home features an open concept kitchen, dining, living room that flows out to a lanai with carpeted floor and updated PGT windows. Guest bedroom has an ample closet and full bath directly across the hall, master has 2 good sized closets and en suite bath with tub/shower. Other features include, assigned parking, secure entrance, elevator and stairway access, plus an additional secure storage room. Very convenient to shopping, public transportation, Port Charlotte Cultural Center, Town Center Mall, Beach Complex, restaurants and entertainment, including Punta Gorda with its Harbor walk and historic downtown is just a short drive away, also there are 3 area hospitals 2 of which are within walking distance. Come and see all this property has to offer in sunny Port Charlotte.

  26. 2015-10-21
    soldstatus $42,500
    Show marketing remark (944 chars)

    Why rent? When you can own this well maintained 2 bedroom 2 bath middle floor unit at Cambridge House, part of a 55+ condominium community in Port Charlotte. This home features an open concept kitchen, dining, living room that flows out to a lanai with carpeted floor and updated PGT windows. Guest bedroom has an ample closet and full bath directly across the hall, master has 2 good sized closets and en suite bath with tub/shower. Other features include, assigned parking, secure entrance, elevator and stairway access, plus an additional secure storage room. Very convenient to shopping, public transportation, Port Charlotte Cultural Center, Town Center Mall, Beach Complex, restaurants and entertainment, including Punta Gorda with its Harbor walk and historic downtown is just a short drive away, also there are 3 area hospitals 2 of which are within walking distance. Come and see all this property has to offer in sunny Port Charlotte.

  27. 2015-10-05
    status Pending 944-char remark
    Show marketing remark (944 chars)

    Why rent? When you can own this well maintained 2 bedroom 2 bath middle floor unit at Cambridge House, part of a 55+ condominium community in Port Charlotte. This home features an open concept kitchen, dining, living room that flows out to a lanai with carpeted floor and updated PGT windows. Guest bedroom has an ample closet and full bath directly across the hall, master has 2 good sized closets and en suite bath with tub/shower. Other features include, assigned parking, secure entrance, elevator and stairway access, plus an additional secure storage room. Very convenient to shopping, public transportation, Port Charlotte Cultural Center, Town Center Mall, Beach Complex, restaurants and entertainment, including Punta Gorda with its Harbor walk and historic downtown is just a short drive away, also there are 3 area hospitals 2 of which are within walking distance. Come and see all this property has to offer in sunny Port Charlotte.

  28. 2015-08-29
    listed $45,900 Active 944-char remark
    Show marketing remark (944 chars)

    Why rent? When you can own this well maintained 2 bedroom 2 bath middle floor unit at Cambridge House, part of a 55+ condominium community in Port Charlotte. This home features an open concept kitchen, dining, living room that flows out to a lanai with carpeted floor and updated PGT windows. Guest bedroom has an ample closet and full bath directly across the hall, master has 2 good sized closets and en suite bath with tub/shower. Other features include, assigned parking, secure entrance, elevator and stairway access, plus an additional secure storage room. Very convenient to shopping, public transportation, Port Charlotte Cultural Center, Town Center Mall, Beach Complex, restaurants and entertainment, including Punta Gorda with its Harbor walk and historic downtown is just a short drive away, also there are 3 area hospitals 2 of which are within walking distance. Come and see all this property has to offer in sunny Port Charlotte.

  29. 2002-11-13
    soldstatus $42,500
  30. 1995-02-21
    soldstatus $47,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,362 · $113/mo
Projected year-2 tax
$1,362 · $113/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,352
− Mortgage interest
−$4,476
− Property taxes
−$1,362
− Insurance
−$400
− Repairs & maintenance
−$1,388
− Management
−$1,388
− HOA
−$5,136
− Depreciation
−$2,324
Taxable income
$879
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$211
After-tax cash flow
$1,572/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Port Charlotte

Score
65/100
State rank
#655
US rank
#13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Charlotte, FL
County
Charlotte County · 196,994 people
City population
102,180
Metro
Punta Gorda, FL
Population (ZIP)
35,231
Household income
$61,382
Rent vs Own
20.8% rent · 79.2% own
Severe rent burden
733.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 14% Two or more races 8% Black 6% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3% Cuban 2%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
12% · Canada, Vietnam
Languages at home
85% English-only · Spanish 10% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -17.18%
Current HPI
339.0932
Rent YoY
▼ -1.35%
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+80.9% since first listed
14 events — show timeline
  • 2026-04-28 Price Changed $85,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-19 Rental Removed $1,150 TURBOTENANT
  • 2026-03-11 Listed $87,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-15 Listed for Rent $1,150 TURBOTENANT
  • 2019-10-31 Sold (Public Records) $71,000 Public Records
  • 2019-10-31 Sold (MLS) $71,000 Stellar MLS as Distributed by MLS Grid
  • 2019-09-16 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-09-11 Listed $76,500 Stellar MLS as Distributed by MLS Grid
  • 2015-10-21 Sold (Public Records) $42,500 Public Records
  • 2015-10-21 Sold (MLS) $42,500 Stellar MLS as Distributed by MLS Grid
  • 2015-10-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-08-29 Listed $45,900 Stellar MLS as Distributed by MLS Grid
  • 2002-11-13 Sold (Public Records) $42,500 Public Records
  • 1995-02-21 Sold (Public Records) $47,000 Public Records

Property tax history

+17.5%/yr

Latest (2019): $1,362 · +14.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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