21260 Brinson Ave #212 · Port Charlotte, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.5/30.0
- 1% rule +10.0/10.0
- DSCR +7.5/10.0
- ARV discount +7.5/15.0
- Schools +4.6/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.
Key facts
- Covered parking
- Bonus room
- Large laundry room
Tags
Property features AI
Finance
- Other: Turnkey furnished; Unit located in Cambridge House; Living area approximately 919 square feet
- Financial info: Lease restrictions apply
- HOA & community: HOA managed by Palmer Property Management; Monthly condo/association fee: $428; Annual association fees: $5,136; Association approval required; Association fees include: pool, structure maintenance, grounds maintenance, management, recreational facilities, sewer, water; Community features: association-owned recreation, pool, tennis courts, sidewalks, deed restrictions, buyer approval required; Senior community; No pets allowed
Exterior
- Parking: Carport with 1 space
- Security: Security system
- Utilities: Public water; Public sewer; Cable connected; Electricity connected; Sewer connected; Water connected
- Home design: Condominium; One level unit on the 2nd floor; Faces south; 3-story building
- Construction: Block construction; Other roof type; Slab foundation; Building name: Cambridge House
- Exterior features: Lighting; Sidewalks; Paved road access
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Open floor plan; Stone countertops; Thermostat; Window treatments; Elevator in building
- Laundry & utility: Laundry room; Common area laundry; Inside laundry (upper level)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $80k.
Deal economics
- At list price, monthly cash flow is $149 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $73k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D, amenities F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-1.4%/yr); 707 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 99 days — a 9% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 11y ago; this cycle's ask has dropped $7k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 30% of rent.
Questions for the listing agent
- It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.81% ✓
- Cap rate
- 8.52%
- Cash-on-cash
- 7.97%
- DSCR
- 1.35
- GRM
- 4.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -9.5%
- Equity multiple
- 0.67×
- Total profit
- $-7,429
- Equity at exit
- $11,913
- IRR
- -8.8%
- Equity multiple
- 0.58×
- Total profit
- $-9,469
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33952
- Home prices YoY
- -4.8%
- Rents YoY
- -1.4%
- Active inventory
- 707
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,446 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$113 /mo · $1,362/yr
- Insurance
- −$33
- HOA
- −$428
- Vacancy / Maint / Mgmt
- −$304
- Net cashflow
- $149
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 26 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2300 Aaron St #114 Port Charlotte, FL | 2.0 | 2.0 | 869 | $1,250 | $1.44 | 21d | 1 | 0.06mi |
| 21280 Brinson Ave Port Charlotte, FL | 1.0 | 1.0 | 650 | $1,000 | $1.54 | 21d | 1 | 0.07mi |
| 3006 Caring Way Port Charlotte, FL | 2.0 | 2.0 | 783 | $2,050 | $2.62 | 13d | 2 | 0.23mi |
| 3006 Caring Way Port Charlotte, FL | 1.0–2.0 | 1.0–2.0 | 708 | $2,500 | $3.53 | 21d | 3 | 0.23mi |
| 2425 Caring Way Unit 205 Port Charlotte, FL | 2.0 | 2.0 | 900 | $1,400 | $1.56 | 21d | 1 | 0.24mi |
| 21150 Gertrude Ave Unit F-6 Port Charlotte, FL | 1.0 | 1.0 | 550 | $1,150 | $2.09 | 21d | 1 | 0.26mi |
| 21322 Stillwater Ave Port Charlotte, FL | 2.0 | 1.0 | 1080 | $1,300 | $1.20 | 21d | 1 | 0.28mi |
| 2456 Elkcam Blvd Port Charlotte, FL | 2.0 | 2.0 | 1015 | $1,700 | $1.67 | 21d | 1 | 0.28mi |
| 21405 Olean Blvd Port Charlotte, FL | 1.0–2.0 | 1.0–2.0 | 708 | $1,445 | $2.04 | 21d | 2 | 0.29mi |
| 21405 Olean Blvd #511 Port Charlotte, FL | 1.0 | 1.0 | 634 | $1,445 | $2.28 | 13d | 1 | 0.29mi |
| 3100 Harbor Blvd Port Charlotte, FL | 2.0 | 1.0–1.5 | 994 | $1,472 | $1.48 | 21d | 2 | 0.37mi |
| 21440 Mallory Ave Port Charlotte, FL | 2.0 | 1.0 | 930 | $1,550 | $1.67 | 21d | 1 | 0.42mi |
| 3126 Harbor Blvd Unit 3A Port Charlotte, FL | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 13d | 1 | 0.43mi |
| 2472 Picnic St Port Charlotte, FL | 2.0 | 2.0 | 990 | $1,575 | $1.59 | 21d | 1 | 0.48mi |
| 164 Tradewinds Dr NW Port Charlotte, FL | 2.0 | 1.0 | 750 | $1,350 | $1.80 | 21d | 1 | 0.56mi |
| 21155 Meehan Ave Port Charlotte, FL | 3.0 | 1.0 | 1060 | $1,300 | $1.23 | 21d | 1 | 0.57mi |
| 3108 Whiting Ln Port Charlotte, FL | 2.0 | 1.0 | 828 | $1,350 | $1.63 | 21d | 1 | 0.60mi |
| 394 Ferris Dr NW Port Charlotte, FL | 3.0 | 2.0 | 842 | $1,395 | $1.66 | 21d | 1 | 0.71mi |
| 21499 Glendale Ave Port Charlotte, FL | 3.0 | 1.0 | 1077 | $1,600 | $1.49 | 21d | 1 | 0.73mi |
| 21061 Midway Blvd Port Charlotte, FL | 2.0 | 1.0 | 897 | $1,600 | $1.78 | 21d | 1 | 0.73mi |
| 21026 Glendale Ave Port Charlotte, FL | 2.0 | 1.0 | 812 | $1,400 | $1.72 | 21d | 1 | 0.74mi |
| 22086 Beverly Ave Port Charlotte, FL | 2.0 | 1.0 | 1031 | $1,250 | $1.21 | 21d | 1 | 0.75mi |
| 22070 Gatewood Ave Port Charlotte, FL | 2.0 | 1.0 | 812 | $1,350 | $1.66 | 13d | 1 | 0.89mi |
| 3460 Normandy Dr Port Charlotte, FL | 2.0 | 1.0 | 695 | $1,490 | $2.14 | 21d | 1 | 0.96mi |
| 22203 Lasalle Rd Port Charlotte, FL | 2.0 | 1.0 | 874 | $1,325 | $1.52 | 21d | 1 | 1.14mi |
| 1636 Hayworth Rd Port Charlotte, FL | 2.0 | 2.0 | 884 | $1,300 | $1.47 | 21d | 1 | 1.48mi |
HOA detail condo
- Monthly dues
- $428 · $5,136/yr
- Likely covers
- waterpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 30 events
-
2026-06-18days on market $79,900 Active 99 DOM
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2026-06-17days on market $79,900 Active 98 DOM
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2026-06-16days on market $79,900 Active 97 DOM
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2026-06-15days on market $79,900 Active 96 DOM
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2026-06-14pricedays on market $79,900 Active 94 DOM
-
2026-06-13days on market $85,000 Active 93 DOM
-
2026-06-10days on market $85,000 Active 91 DOM
-
2026-06-09days on market $85,000 Active 90 DOM
-
2026-06-08days on market $85,000 Active 89 DOM
-
2026-06-07days on market $85,000 Active 88 DOM
-
2026-06-05days on market $85,000 Active 85 DOM
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2026-06-03days on market $85,000 Active 84 DOM
-
2026-06-02days on market $85,000 Active 83 DOM
-
2026-06-01days on market $85,000 Active 82 DOM
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2026-05-31days on market $85,000 Active 81 DOM
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2026-05-30days on market $85,000 Active 80 DOM
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2026-04-28price $85,000
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2026-03-19historical $1,150
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2026-03-11$87,000 Active
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2026-02-15$1,150
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2019-10-31soldstatus $71,000 Sold 1428-char remark
Show marketing remark (1428 chars)
Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.
-
2019-10-31soldstatus $71,000
Show marketing remark (1428 chars)
Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.
-
2019-09-16status Pending 1428-char remark
Show marketing remark (1428 chars)
Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.
-
2019-09-11$76,500 Active 1428-char remark
Show marketing remark (1428 chars)
Enjoy the 55+ Maintenance Free Charlotte Square Lifestyle! This Community offers so many amenities: Two Heated Swimming Pools, Billiards, Ping Pond Table, Shuffleboard, Tennis and Pickleball. The Club House is a great place to hold your own Social Gatherings and is equipped with a kitchen for entertaining convenience. Attend many of the activities they have scheduled year round such as Bingo, Holiday Parties, exercise classes and MORE! This second floor unit is accessible by the elevator in the lobby. The 2 bedroom 2 bath unit has been updated with new cabinets and granite counter tops, dishwasher (replaced in 2018), walls were freshly painted in 2018. No worries about the summer heat, A/C was replaced in 2018! All windows are High Impact Hurricane Windows. The enclosed air conditioned porch extends your living area for relaxing or entertaining. Master Bedroom has new carpet. Community is conveniently located within a short bike ride or walking distance to the Cultural Center which offers classes, activities and more, Library, Grocery Stores, Shopping and two Hospitals right across the street. A few mins away the Port Charlotte Beach Complex has Community Boat Ramp, Beach and Kayak rentals. Just a short drive over the bridge is the Historical District of Punta Gorda where you can enjoy Gilchrist Park, Shopping and Fisherman's Village where they offer Sunset Cruises, Fishing Charters and Waterfront Dining.
-
2015-10-21soldstatus $42,500 Sold 944-char remark
Show marketing remark (944 chars)
Why rent? When you can own this well maintained 2 bedroom 2 bath middle floor unit at Cambridge House, part of a 55+ condominium community in Port Charlotte. This home features an open concept kitchen, dining, living room that flows out to a lanai with carpeted floor and updated PGT windows. Guest bedroom has an ample closet and full bath directly across the hall, master has 2 good sized closets and en suite bath with tub/shower. Other features include, assigned parking, secure entrance, elevator and stairway access, plus an additional secure storage room. Very convenient to shopping, public transportation, Port Charlotte Cultural Center, Town Center Mall, Beach Complex, restaurants and entertainment, including Punta Gorda with its Harbor walk and historic downtown is just a short drive away, also there are 3 area hospitals 2 of which are within walking distance. Come and see all this property has to offer in sunny Port Charlotte.
-
2015-10-21soldstatus $42,500
Show marketing remark (944 chars)
Why rent? When you can own this well maintained 2 bedroom 2 bath middle floor unit at Cambridge House, part of a 55+ condominium community in Port Charlotte. This home features an open concept kitchen, dining, living room that flows out to a lanai with carpeted floor and updated PGT windows. Guest bedroom has an ample closet and full bath directly across the hall, master has 2 good sized closets and en suite bath with tub/shower. Other features include, assigned parking, secure entrance, elevator and stairway access, plus an additional secure storage room. Very convenient to shopping, public transportation, Port Charlotte Cultural Center, Town Center Mall, Beach Complex, restaurants and entertainment, including Punta Gorda with its Harbor walk and historic downtown is just a short drive away, also there are 3 area hospitals 2 of which are within walking distance. Come and see all this property has to offer in sunny Port Charlotte.
-
2015-10-05status Pending 944-char remark
Show marketing remark (944 chars)
Why rent? When you can own this well maintained 2 bedroom 2 bath middle floor unit at Cambridge House, part of a 55+ condominium community in Port Charlotte. This home features an open concept kitchen, dining, living room that flows out to a lanai with carpeted floor and updated PGT windows. Guest bedroom has an ample closet and full bath directly across the hall, master has 2 good sized closets and en suite bath with tub/shower. Other features include, assigned parking, secure entrance, elevator and stairway access, plus an additional secure storage room. Very convenient to shopping, public transportation, Port Charlotte Cultural Center, Town Center Mall, Beach Complex, restaurants and entertainment, including Punta Gorda with its Harbor walk and historic downtown is just a short drive away, also there are 3 area hospitals 2 of which are within walking distance. Come and see all this property has to offer in sunny Port Charlotte.
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2015-08-29$45,900 Active 944-char remark
Show marketing remark (944 chars)
Why rent? When you can own this well maintained 2 bedroom 2 bath middle floor unit at Cambridge House, part of a 55+ condominium community in Port Charlotte. This home features an open concept kitchen, dining, living room that flows out to a lanai with carpeted floor and updated PGT windows. Guest bedroom has an ample closet and full bath directly across the hall, master has 2 good sized closets and en suite bath with tub/shower. Other features include, assigned parking, secure entrance, elevator and stairway access, plus an additional secure storage room. Very convenient to shopping, public transportation, Port Charlotte Cultural Center, Town Center Mall, Beach Complex, restaurants and entertainment, including Punta Gorda with its Harbor walk and historic downtown is just a short drive away, also there are 3 area hospitals 2 of which are within walking distance. Come and see all this property has to offer in sunny Port Charlotte.
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2002-11-13soldstatus $42,500
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1995-02-21soldstatus $47,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,362 · $113/mo
- Projected year-2 tax
- $1,362 · $113/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $17,352
- − Mortgage interest
- −$4,476
- − Property taxes
- −$1,362
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,388
- − Management
- −$1,388
- − HOA
- −$5,136
- − Depreciation
- −$2,324
- Taxable income
- $879
- Est. tax owed @ 24.0%
- −$211
- After-tax cash flow
- $1,572/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Port Charlotte
- Score
- 65/100
- State rank
- #655
- US rank
- #13081
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Charlotte, FL
- County
- Charlotte County · 196,994 people
- City population
- 102,180
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 35,231
- Household income
- $61,382
- Rent vs Own
- Severe rent burden
- 733.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 14% Two or more races 8% Black 6% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Cuban 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Italian 2%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 10% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -17.18%
- Current HPI
- 339.0932
- Rent YoY
- ▼ -1.35%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
+80.9% since first listed14 events — show timeline
- 2026-04-28 Price Changed $85,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-19 Rental Removed $1,150 TURBOTENANT
- 2026-03-11 Listed $87,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-15 Listed for Rent $1,150 TURBOTENANT
- 2019-10-31 Sold (Public Records) $71,000 Public Records
- 2019-10-31 Sold (MLS) $71,000 Stellar MLS as Distributed by MLS Grid
- 2019-09-16 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-09-11 Listed $76,500 Stellar MLS as Distributed by MLS Grid
- 2015-10-21 Sold (Public Records) $42,500 Public Records
- 2015-10-21 Sold (MLS) $42,500 Stellar MLS as Distributed by MLS Grid
- 2015-10-05 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-08-29 Listed $45,900 Stellar MLS as Distributed by MLS Grid
- 2002-11-13 Sold (Public Records) $42,500 Public Records
- 1995-02-21 Sold (Public Records) $47,000 Public Records
Property tax history
+17.5%/yrLatest (2019): $1,362 · +14.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…