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6919 Rambling Brook Ln
C Composite 55.25
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.9/30.0
  • ARV discount +15.0/15.0
  • 1% rule +7.2/10.0
  • DSCR +4.9/10.0
  • Schools +4.6/10.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$209,900

6919 Rambling Brook Ln · Rosenberg, TX 77469
4 bd · 3.0 ba · 2,611 sqft · SingleFamily public records · 138 Days on market
Built 2011 8,402 sqft lot Est $392k · 46% under $19/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New from LGI Homes: This beautiful new 2574 sq ft two story home features 4 bedrooms and 2.5 baths. The kitchen features beautiful wood cabinets, large island, gas range and black kitchen appliances. Additional features include raised six panel doors, brushed nickel hardware, large utility room. Master bedroom is located downstairs with a 5 piece master bath and large walkin closet.

Key facts

  • 8,402 sq ft lot
  • 2 garage spots
  • Built 2011

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $98 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $210k).
  • Recommended offer: $185k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.9% vs local median 3.4% in Rosenberg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#922 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: schools D-, amenities F, commute F.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.8%/yr); 1332 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 138 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 15y ago; this cycle's ask has dropped $50k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 4.1% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 138 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
6.85%
Cash-on-cash
2.00%
DSCR
1.09
GRM
6.8

CMA / ARV

ARV (on-the-fly)
$391,650
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6919 Rambling Brook Ln 0.00mi 4/2.5 2,611 (0%) 1mo $209,900 $80 98
4003 Prairie Grove Dr 0.29mi 5/3.0 (+1) 2,632 (+1%) 8mo $375,000 $142 73
4327 Waving Willow Way 0.67mi 4/2.5 2,452 (-6%) 8mo $364,990 $149 50
4411 Waving Willow Way 0.68mi 4/2.5 2,452 (-6%) 9mo $364,990 $149 49
4211 Waving Willow Way 0.65mi 5/3.0 (+1) 2,439 (-7%) 8mo $379,990 $156 47
4527 Waving Willow Way 0.75mi 4/2.5 2,452 (-6%) 8mo $379,990 $155 47
4511 Waving Willow Way 0.71mi 5/3.0 (+1) 2,439 (-7%) 8mo $384,990 $158 44
6115 Juniper Cove Ct 0.69mi 5/3.0 (+1) 2,439 (-7%) 9mo $365,990 $150 44
4420 Rustling Aspen Dr 0.72mi 5/3.0 (+1) 2,439 (-7%) 8mo $355,990 $146 44
4503 Waving Willow Way 0.70mi 4/3.0 2,941 (+13%) 8mo $409,990 $139 40
4327 Rustling Aspen Dr 0.74mi 4/3.0 2,297 (-12%) 8mo $359,990 $157 39
6215 Wildflower Fields Ct 0.74mi 4/2.5 2,246 (-14%) 3mo $354,990 $158 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.5%
Equity multiple
0.41×
Total profit
$-34,949
Equity at exit
$31,297
10-year hold
IRR
-19.5%
Equity multiple
0.15×
Total profit
$-50,082
Equity at exit
$18,148

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77469

Home prices YoY
-25.1%
Rents YoY
-1.8%
Active inventory
1332
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$2,564 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$720 /mo · $8,645/yr
Insurance
$87
HOA
$19
Vacancy / Maint / Mgmt
$538
Net cashflow
$98

Break-even live

Break-even rent $2,440
Max offer price $209,900
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,475
Closing costs
$6,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6926 Atwood Preserve Ct Richmond, TX 4.0 2.0 2139 $2,000 $0.94 43d 1 0.55mi
4212 Russet Elm Ln Richmond, TX 4.0 2.5 2452 $2,295 $0.94 43d 1 0.85mi
7807 Eagle Creek Ln Richmond, TX 4.0 3.0 2397 $2,400 $1.00 1d 1 1.01mi
5624 Forest Cove Dr Richmond, TX 5.0 5.0 3126 $3,200 $1.02 43d 1 1.13mi

HOA detail

Monthly dues
$19 · $228/yr
Likely covers
gas

Listing history 17 events

  1. 2026-04-21
    status Pending
  2. 2026-04-16
    historical Active Under Contract
  3. 2026-04-11
    status Active
  4. 2026-04-06
    historical Active Under Contract
  5. 2026-03-27
    status Active
  6. 2026-03-12
    historical Active Under Contract
  7. 2026-03-05
    price $209,900
  8. 2026-02-26
    price $224,900
  9. 2026-02-19
    price $239,900
  10. 2026-02-11
    status Active
  11. 2025-12-19
    status Pending
  12. 2025-11-14
    status Active
  13. 2025-11-12
    status Pending
  14. 2025-10-09
    listed $259,900 Active
  15. 2012-06-29
    soldstatus 385-char remark
    Show marketing remark (385 chars)

    New from LGI Homes: This beautiful new 2574 sq ft two story home features 4 bedrooms and 2.5 baths. The kitchen features beautiful wood cabinets, large island, gas range and black kitchen appliances. Additional features include raised six panel doors, brushed nickel hardware, large utility room. Master bedroom is located downstairs with a 5 piece master bath and large walkin closet.

  16. 2012-05-14
    historical 385-char remark
    Show marketing remark (385 chars)

    New from LGI Homes: This beautiful new 2574 sq ft two story home features 4 bedrooms and 2.5 baths. The kitchen features beautiful wood cabinets, large island, gas range and black kitchen appliances. Additional features include raised six panel doors, brushed nickel hardware, large utility room. Master bedroom is located downstairs with a 5 piece master bath and large walkin closet.

  17. 2011-12-01
    listed $170,900 385-char remark
    Show marketing remark (385 chars)

    New from LGI Homes: This beautiful new 2574 sq ft two story home features 4 bedrooms and 2.5 baths. The kitchen features beautiful wood cabinets, large island, gas range and black kitchen appliances. Additional features include raised six panel doors, brushed nickel hardware, large utility room. Master bedroom is located downstairs with a 5 piece master bath and large walkin closet.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$8,645 · $720/mo
Projected year-2 tax
$8,645 · $720/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,769
− Mortgage interest
−$11,758
− Property taxes
−$8,645
− Insurance
−$1,050
− Repairs & maintenance
−$2,462
− Management
−$2,462
− HOA
−$228
− Depreciation
−$6,106
Taxable loss
−$1,940
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$466
After-tax cash flow
$1,642/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX

Livability — Rosenberg

Score
62/100
State rank
#922
US rank
#16414

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fort Bend County · 836,777 people
City population
115,151
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
69,826
Household income
$102,125
Rent vs Own
20.6% rent · 79.4% own
Severe rent burden
1292.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.76)
Race & ethnicity
Hispanic / Latino 29% White 27% Black 25% Two or more races 15% Asian 15%
Hispanic origin (detail)
Mexican 21%
Common ancestry
Romanian 1% Lithuanian 1%
Foreign-born
24% · Canada, Vietnam, China
Languages at home
65% English-only · Spanish 17% Other Indo-European 7% Other Asian/Pacific 2%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.66%
Current HPI
234.9892
Rent YoY
▼ -1.81%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+22.8% since first listed
17 events — show timeline
  • 2026-04-21 Pending HARMLS
  • 2026-04-16 Contingent HARMLS
  • 2026-04-11 Relisted HARMLS
  • 2026-04-06 Contingent HARMLS
  • 2026-03-27 Relisted HARMLS
  • 2026-03-12 Contingent HARMLS
  • 2026-03-05 Price Changed $209,900 HARMLS
  • 2026-02-26 Price Changed $224,900 HARMLS
  • 2026-02-19 Price Changed $239,900 HARMLS
  • 2026-02-11 Relisted HARMLS
  • 2025-12-19 Pending HARMLS
  • 2025-11-14 Relisted HARMLS
  • 2025-11-12 Pending HARMLS
  • 2025-10-09 Listed $259,900 HARMLS
  • 2012-06-29 Sold (MLS) HARMLS
  • 2012-05-14 Listing Removed HARMLS
  • 2011-12-01 Listed $170,900 HARMLS

Property tax history

+15.6%/yr

Latest (2025): $8,645 · -6.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…