🏗️ New Construction
Harvest Ridge 1558 Plan · Elgin, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +6.3/30.0
- Condition / age +4.8/5.0
- Livability +3.7/5.0
- Rent growth +3.3/5.0
- Schools +2.0/10.0
- 1% rule +1.5/10.0
- DSCR +0.6/10.0
$246,990
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
Key facts
- Listed 952 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $247k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-532 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $226k (8.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (20.0% below list).
- Recommended offer: $197k (20.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 74/100 on livability (#167 in TX, #4,404 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, amenities F, commute F.
- Elgin ISD (rural): math 17% / reading 26% proficiency, ranked #741 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.1%/yr); 807 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,841 units permitted in Bastrop County in 2024 (150 in 5+ unit buildings).
Forward outlook
- In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
- Bastrop County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 952 days — a 12% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago; this cycle's ask has dropped $64k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 952 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.65% ✗
- Cap rate
- 4.18%
- Cash-on-cash
- -7.53%
- DSCR
- 0.66
- GRM
- 12.8
CMA / ARV
- ARV (median comp)
- $302,700
- List price
- $246,990
- Delta
- -18.40%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 123 Bluestem Dr | 0.28mi | 3/2.5 | 1,500 (-4%) | 0mo | $202,500 | $135 | 80 |
| 14713 Eagles Claw Way | 0.64mi | 3/2.5 | 1,580 (+1%) | 1mo | $272,900 | $173 | 67 |
| 112 Bountiful Ln | 0.38mi | 4/2.0 (+1) | 1,468 (-6%) | 2mo | $255,990 | $174 | 64 |
| 158 Daylily Dr | 0.44mi | 3/2.5 | 1,419 (-9%) | 1mo | $236,990 | $167 | 64 |
| 108 Summer Dr | 0.41mi | 4/2.0 (+1) | 1,468 (-6%) | 1mo | $259,990 | $177 | 64 |
| 153 Daylily Dr | 0.46mi | 3/2.5 | 1,419 (-9%) | 1mo | $230,990 | $163 | 63 |
| 329 Sullivan Way | 0.71mi | 3/2.0 | 1,576 (+1%) | 0mo | $259,990 | $165 | 63 |
| 101 Bandera Woods Blvd | 0.72mi | 3/2.0 | 1,499 (-4%) | 0mo | $254,000 | $169 | 58 |
| 205 Lavender Ln | 0.42mi | 3/2.5 | 1,782 (+14%) | 1mo | $291,670 | $164 | 56 |
| 14509 Bonellis Pass | 0.70mi | 3/2.5 | 1,412 (-9%) | 1mo | $275,490 | $195 | 51 |
| 149 Daylily Dr | 0.45mi | 3/2.0 | 1,326 (-15%) | 1mo | $223,750 | $169 | 51 |
| 404 Sullivan Way | 0.54mi | 4/2.0 (+1) | 1,776 (+14%) | 2mo | $298,748 | $168 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.12% rent growth · sell at horizon
- IRR
- 19.0%
- Equity multiple
- 2.55×
- Total profit
- $131,257
- Equity at exit
- $272,696
- IRR
- 17.6%
- Equity multiple
- 5.88×
- Total profit
- $413,712
- Equity at exit
- $588,080
Cash invested: $84,756 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78621
- Home prices YoY
- 7.6%
- Rents YoY
- 3.1%
- Active inventory
- 807
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $1,975 high interval (Pro) →
- Mortgage (P&I)
- −$1,587
- Tax est. 1.5%
- −$378 /mo · $4,541/yr
- Insurance
- −$126
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$415
- Net cashflow
- $-532
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $75,675
- Closing costs
- $9,081
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 107 Tillage Rd Elgin, TX | 3.0 | 2.0 | 1548 | $1,775 | $1.15 | 19d | 1 | 0.18mi |
| 234 Heritage Mill Trl Elgin, TX | 3.0 | 2.0 | 1530 | $1,850 | $1.21 | 2d | 1 | 0.26mi |
| 19405 Bear Grass Dr Elgin, TX | 3.0 | 2.0 | 1495 | $1,760 | $1.18 | 44d | 1 | 0.28mi |
| 14421 Prairie Sod Ln Elgin, TX | 3.0 | 2.0 | 1525 | $1,650 | $1.08 | 2d | 1 | 0.32mi |
| 18721 Quiet Range Dr Elgin, TX | 3.0–5.0 | 2.0–3.5 | 1773 | $2,085 | $1.18 | 2d | 1 | 0.35mi |
| 116 Honeybee Ln Elgin, TX | 3.0 | 2.5 | 1782 | $2,000 | $1.12 | 4d | 1 | 0.39mi |
| 18612 Allen Welch Dr Elgin, TX | 4.0 | 2.0 | 1794 | $1,885 | $1.05 | 4d | 1 | 0.41mi |
| 14521 Gurneys Eagle Dr Elgin, TX | 3.0 | 2.0 | 1878 | $1,895 | $1.01 | 2d | 1 | 0.42mi |
| 13817 County Line Rd Elgin, TX | 1.0–3.0 | 1.0–2.0 | 937 | $1,890 | $2.02 | 2d | 6 | 0.44mi |
| 242 Barley Ln Elgin, TX | 3.0 | 2.5 | 1782 | $2,150 | $1.21 | 2d | 1 | 0.47mi |
| 14300 Boomtown Way Elgin, TX | 4.0 | 2.0 | 1794 | $2,050 | $1.14 | 24d | 1 | 0.48mi |
| 18500 Allen Welch Dr Elgin, TX | 3.0 | 2.0 | 1525 | $1,825 | $1.20 | 4d | 1 | 0.50mi |
| 18525 Quiet Range Dr Elgin, TX | 4.0 | 2.0 | 1794 | $1,725 | $0.96 | 18d | 1 | 0.52mi |
| 14101 Prospector Way Unit 14101 Elgin, TX | 4.0 | 2.5 | 2198 | $2,099 | $0.95 | 24d | 1 | 0.58mi |
| 14101 Prospector Way Elgin, TX | 4.0 | 2.5 | 2198 | $2,099 | $0.95 | 44d | 1 | 0.58mi |
| 18505 Quiet Range Dr Unit 18505 Elgin, TX | 4.0 | 2.0 | 1794 | $1,785 | $0.99 | 4d | 1 | 0.58mi |
| 18505 Quiet Range Dr Elgin, TX | 4.0 | 2.0 | 1794 | $1,950 | $1.09 | 24d | 1 | 0.58mi |
| 722 Lavaca Loop Elgin, TX | 4.0 | 2.5 | 2075 | $1,895 | $0.91 | 18d | 1 | 0.59mi |
| 14141 Prospector Way Elgin, TX | 3.0 | 2.0 | 1520 | $1,650 | $1.09 | 44d | 1 | 0.63mi |
| 14508 Wahlbergs Way Elgin, TX | 3.0 | 2.0 | 1076 | $2,045 | $1.90 | 11d | 1 | 0.70mi |
| 101 Bandara Woods Blvd Elgin, TX | 3.0 | 2.0 | 1499 | $1,769 | $1.18 | 15d | 1 | 0.71mi |
| 401 Bandara Woods Blvd Elgin, TX | 3.0 | 2.0 | 1665 | $1,875 | $1.13 | 44d | 1 | 0.71mi |
| 18300 Speculator Ln Elgin, TX | 4.0 | 2.0 | 1794 | $1,995 | $1.11 | 24d | 1 | 0.71mi |
| 18224 Speculator Ln Elgin, TX | 3.0 | 2.5 | 1599 | $1,700 | $1.06 | 44d | 1 | 0.72mi |
| 419 Gettysburg Loop Elgin, TX | 3.0 | 2.0 | 1565 | $1,850 | $1.18 | 12d | 1 | 0.73mi |
| 18316 Stellers Sea St Elgin, TX | 3.0 | 2.0 | 1076 | $2,045 | $1.90 | 19d | 1 | 0.76mi |
| 18200 Papuan Cv Elgin, TX | 3.0 | 2.0 | 1402 | $1,900 | $1.36 | 3d | 1 | 0.80mi |
| 18436 Weatherby Ln Elgin, TX | 4.0 | 2.5 | 2095 | $2,000 | $0.95 | 4d | 1 | 1.33mi |
| 102 Schuylerville Dr Elgin, TX | 3.0 | 2.0 | 1479 | $1,800 | $1.22 | 44d | 1 | 1.44mi |
Listing history 22 events
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2026-06-18days on market $246,990 Active 952 DOM
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2026-06-17days on market $246,990 Active 951 DOM
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2026-06-16days on market $246,990 Active 950 DOM
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2026-06-15days on market $246,990 Active 949 DOM
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2026-06-13days on market $246,990 Active 947 DOM
-
2026-06-09days on market $246,990 Active 943 DOM
-
2026-06-08days on market $246,990 Active 942 DOM
-
2026-06-07days on market $246,990 Active 941 DOM
-
2026-06-04days on market $246,990 Active 938 DOM
-
2026-06-03days on market $246,990 Active 937 DOM
-
2026-06-02days on market $246,990 Active 936 DOM
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2026-06-01days on market $246,990 Active 935 DOM
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2026-05-31days on market $246,990 Active 934 DOM
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2025-09-19price $246,990 1067-char remark
Show marketing remark (1067 chars)
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
-
2025-07-26price $276,990 1067-char remark
Show marketing remark (1067 chars)
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
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2025-07-25price $286,990 1067-char remark
Show marketing remark (1067 chars)
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
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2025-07-17price $300,990 1067-char remark
Show marketing remark (1067 chars)
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
-
2025-04-10price $276,990 1067-char remark
Show marketing remark (1067 chars)
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
-
2024-02-22status Active 1067-char remark
Show marketing remark (1067 chars)
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
-
2024-02-21historical 1067-char remark
Show marketing remark (1067 chars)
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
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2024-02-01price $290,990 1067-char remark
Show marketing remark (1067 chars)
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
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2023-11-08$310,990 Active 1067-char remark
Show marketing remark (1067 chars)
Welcome to Harvest Ridge, Elgin's most prestigious and award-winning master-planned community, where thoughtful design and true community spirit come together. With new homes starting in the $180s and options ranging from 2 to 5 bedrooms, there’s something here for every stage of life. Built around the idea that a neighborhood should be more than just a place to live, Harvest Ridge is designed to foster connection-with inviting front porches that encourage conversation, and a wide range of amenities that bring people together. Spend your days enjoying the resort-style pool, fishing ponds, playscapes, event lawns, food trucks, coffee bar, basketball and sports fields, and more. A full-time Lifestyle Director ensures there's always something happening, from seasonal festivals to family movie nights. Located just east of Austin near Highway 290, and now home to a brand-new onsite elementary school, Harvest Ridge offers the perfect balance of small-town charm and modern convenience. It's more than a neighborhood-it's a community built for belonging.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $23,698
- − Mortgage interest
- −$16,956
- − Property taxes
- −$4,541
- − Insurance
- −$1,514
- − Repairs & maintenance
- −$1,896
- − Management
- −$1,896
- − Depreciation
- −$8,806
- Taxable loss
- −$11,910
- Est. tax savings @ 24.0%
- +$2,858
- After-tax cash flow
- $-3,523/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 5 photos
This home is in excellent condition with no visible repairs needed. It is move-in ready and would benefit from a fresh coat of paint and landscaping improvements to further enhance its curb appeal and value.
Value-add opportunities
- Both Painting the exterior — Fresh paint can enhance curb appeal and add value to the home.
- Both Landscaping improvements — Enhancing the landscaping can improve the home's curb appeal and attract more potential buyers or renters.
- Resale Interior updates (paint, minor repairs) — Fresh paint and minor repairs can make the interior more appealing and attract more buyers.
- Rental HVAC maintenance — A well-maintained HVAC system can attract more renters and ensure a comfortable living environment.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior — Fresh paint can enhance curb appeal and add value to the home. ↑
- Both Landscaping improvements — Enhancing the landscaping can improve the home's curb appeal and attract more potential buyers or renters. ↑
- Resale Interior updates (paint, minor repairs) — Fresh paint and minor repairs can make the interior more appealing and attract more buyers. ↑
- Rental HVAC maintenance — A well-maintained HVAC system can attract more renters and ensure a comfortable living environment. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Elgin ISD
- NCES district ID
- 4818360
- Math proficiency
- 17% ▼ -9.00%
- Reading proficiency
- 26% ▼ -5.00%
- Median HH income
- $55,176
- Composite
- 19.62/100
- National rank
- #8749
- State rank
- #741 of 826 in TX
Livability — Elgin
- Score
- 74/100
- State rank
- #167
- US rank
- #4404
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Bastrop County · 68,601 people
- City population
- 27,860
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 30,411
- Household income
- $98,534
- Rent vs Own
- Severe rent burden
- 235.0
Population outlook (Bastrop County) Hauer SSP2
- Today (2025)
- 94,260 people
- By 2030
- 101,355 · +7.5%
- By 2040
- 115,578 · +22.6%
- By 2050
- 129,464 · +37.3%
- By 2075
- 168,068 · +78.3%
- By 2100
- 194,857 · +106.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 46% White 38% Two or more races 19% Black 11% Native American 1%
- Hispanic origin (detail)
- Mexican 38%
- Common ancestry
- Slovak 2% Italian 2% Romanian 1%
- Foreign-born
- 17% · Canada, Vietnam
- Languages at home
- 63% English-only · Spanish 36%
Political lean MEDSL · Bastrop
- 2024 margin
- R (+18.4) · D 40.2% · R 58.6% · Other 1.2%
- 2008→2024 swing
- -10.2pp toward R · 2008: -8.2pp · 2024: -18.4pp
- All cycles
- 2024: R+18.4 2020: R+13.8 2016: R+20.4 2012: R+17.0 2008: R+8.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 29.47%
- Current HPI
- 416.87
- Rent YoY
- ▲ 3.12%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-20.6% since first listed9 events — show timeline
- 2025-09-19 Price Changed $246,990 Zillow
- 2025-07-26 Price Changed $276,990 Zillow
- 2025-07-25 Price Changed $286,990 Zillow
- 2025-07-17 Price Changed $300,990 Zillow
- 2025-04-10 Price Changed $276,990 Zillow
- 2024-02-22 Relisted — Zillow
- 2024-02-21 Delisted — Zillow
- 2024-02-01 Price Changed $290,990 Zillow
- 2023-11-08 Listed $310,990 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…