12 San Remo Cir · Lely, FL 34112

$110,000

2 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 82 Days on market

Built 1972 $134/mo HOA · 5% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

* * * MOTIVATED SELLER * * * Beautifully remodeled 2BR/2BA Manufactured Home with Den in a quiet 55 and older, pet-friendly community in beautiful South Naples. Spacious double wide manufactured home in a well-kept and sought-after community with low HOA fees. This home boasts upgrades including, new doors, nearly all windows recently replaced, freshly painted interior, new furniture, updated bathroom vanity, beautifully landscaped outside and many more. Enjoy the Florida weather while sitting outside in your newer 12x20 outdoor screened enclosure. Washer and Dryer and work area as well as covered carport. Riviera Colony is close to shopping, dining and so much more.

Key facts

• Shuffleboard courts
• Clubhouse
• Private circle road

Tags

• PRIVATE CIRCLE ROAD
• OWN THE LAND
• COMMUNITY POOL
• CLUBHOUSE
• BOCCE BALL
• SHUFFLEBOARD COURTS

Property features AI

Finance

• Financial info: Pets allowed (call; conditional)
• HOA & community: Homeowners association with quarterly fee; Association fee includes management, cable TV, street lights, and trash; Community amenities include clubhouse, pool, bocce court, shuffleboard court, library, and management; Senior community; Street lights

Exterior

• Parking: Attached carport with 2 covered spaces; Driveway (paved, two spaces)
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Cable available
• Home design: Single-story; Entry level 1; Resale property
• Construction: Metal roof; Metal frame construction; Vinyl siding
• Exterior features: Storage; Lanai; Porch; Screened porch/lanai; Rectangular lot; Paved road; East exposure; West-facing

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Freezer; Disposal
• Bedrooms: Bedroom on main level
• Flooring: Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Built-in features; Family/dining room; Living/dining room; Main level primary; Pantry; Shower only with separate shower; Cable TV; Window treatments; High speed internet; Workshop; Unfurnished; Shutters
• Laundry & utility: Washer hookup; Dryer hookup; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $110k.

Deal economics

• At list price, monthly cash flow is $750 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $110k).
• Recommended offer: $103k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#586 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+; Watch: schools D+, health & safety D, amenities F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.7%/yr); 771 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• This rent runs 43% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $31k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 82 days — a 6% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 7y ago; this cycle's ask has dropped $20k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $103,400 (6.0% below list)

Questions for the listing agent

1. It's been on market 82 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.28% ✓
• Cap rate: 19.13%
• Cash-on-cash: 45.84%
• DSCR: 3.04
• GRM: 3.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 19.3%
• Equity multiple: 1.74×
• Total profit: $22,918
• Equity at exit: $16,401

10-year hold

• IRR: 24.7%
• Equity multiple: 2.77×
• Total profit: $54,390
• Equity at exit: $9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34112

• Rents YoY: -1.7%
• Active inventory: 771
• Price-to-rent: 3.7×

Monthly cashflow live

• Estimated rent: $2,508 high
• Mortgage (P&I): −$577
• Tax from tax record: −$48 /mo · $574/yr
• Insurance: −$46
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$134
• Vacancy / Maint / Mgmt: −$527
• Net cashflow: $750

Break-even live

Break-even rent $1,558

Max offer price $110,000

Occupancy floor 65%

Sensitivity live

Price	-10% $812	-5% $781	+0% $750	+5% $719	+10% $688
Rent	-10% $552	-5% $651	+0% $750	+5% $849	+10% $948
Rate	-1.0pp $805	-0.5pp $778	base $750	+0.5pp $721	+1.0pp $692

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
360 Charlemagne Blvd Unit D105 Naples, FL	2.0	2.0	1082	$3,200	$2.96	24d	1	0.24mi
332 Charlemagne Blvd Unit H101 Naples, FL	2.0	2.0	1082	$3,500	$3.23	24d	1	0.27mi
332 Charlemagne Blvd Unit H103 Naples, FL	2.0	2.0	1082	$3,495	$3.23	24d	1	0.27mi
4410 Chantelle Dr Unit H-205 Naples, FL	2.0	2.0	1349	$3,500	$2.59	14d	1	0.28mi
5419 Rattlesnake Hammock Rd Unit 307F Naples, FL	2.0	2.0	1071	$1,950	$1.82	14d	1	0.36mi
4911 Catalina Dr Unit 22 Naples, FL	3.0	1.5	1200	$1,950	$1.62	14d	1	0.40mi
5595 Greenwood Cir #92 Naples, FL	3.0	2.0	1450	$5,000	$3.45	24d	1	0.41mi
200 Valley Stream Dr Unit 8B Naples, FL	2.0	2.0	979	$1,750	$1.79	24d	1	0.41mi
5499 Rattlesnake Hammock Rd Naples, FL	2.0	2.0	1071	$1,775	$1.66	14d	2	0.42mi
4907 Catalina Dr Unit 45 Naples, FL	3.0	2.0	1270	$1,900	$1.50	14d	1	0.43mi
300 Valley Stream Dr Unit 3D Naples, FL	2.0	2.0	979	$1,795	$1.83	21d	1	0.45mi
300 Valley Stream Dr Unit 3D Naples, FL	2.0	2.0	979	$1,795	$1.83	24d	1	0.45mi
4977 Pepper Cir #205 Naples, FL	2.0	2.0	1250	$2,250	$1.80	21d	1	0.48mi
5778 Greenwood Cir Naples, FL	3.0	2.0	1450	$4,000	$2.76	24d	1	0.51mi
5502 Greenwood Cir #1 Naples, FL	3.0	2.0	1450	$2,400	$1.66	24d	1	0.54mi
4830 Cortez Cir Naples, FL	3.0	2.0	1218	$3,100	$2.55	24d	1	0.55mi
232 Pebble Beach Blvd #104 Naples, FL	3.0	2.0	1298	$1,975	$1.52	24d	1	0.57mi
5535 Rattlesnake Hammock Rd #302 Naples, FL	2.0	2.0	1205	$2,800	$2.32	24d	1	0.57mi
240 Pebble Beach Blvd #702 Naples, FL	2.0	2.0	1090	$4,000	$3.67	24d	1	0.63mi
4900 Biscayne Dr #22 Naples, FL	2.0	2.0	1108	$1,800	$1.62	21d	1	0.63mi
190 Pebble Beach Blvd #301 Naples, FL	2.0	2.0	954	$1,700	$1.78	24d	1	0.64mi
4231 Gulfstream Dr Apt 102 Naples, FL	3.0	2.0	1178	$1,995	$1.69	14d	1	0.65mi
5635 Rattlesnake Hammock Rd Apt 203D Naples, FL	2.0	2.0	1054	$1,700	$1.61	21d	1	0.66mi
4300 Gulfstream Dr Unit 2D Naples, FL	2.0	2.0	1115	$1,295	$1.16	24d	1	0.67mi
4290 Gulfstream Dr #5 Naples, FL	2.0	2.0	956	$1,600	$1.67	24d	1	0.68mi
5651 Rattlesnake Hammock Rd Unit C-108 Naples, FL	2.0	2.0	1054	$1,800	$1.71	24d	1	0.69mi
2093 Pine Isle Ln #2093 Naples, FL	2.0	2.0	927	$1,695	$1.83	24d	1	0.71mi
5708 Deauville Cir Unit 308 Naples, FL	3.0	2.0	1500	$4,500	$3.00	24d	1	0.72mi
5483 Rattlesnake Hammock Rd Unit 201B Naples, FL	2.0	2.0	1071	$1,800	$1.68	14d	1	0.74mi
5792 Deauville Cir Unit A103 Naples, FL	2.0	2.0	1209	$3,900	$3.23	24d	1	0.75mi
3625 Boca Ciega Dr Naples, FL	2.0	2.0	930	$2,400	$2.58	24d	2	0.79mi
5733 Deauville Cir Unit G308 Naples, FL	3.0	2.0	1427	$3,600	$2.52	24d	1	0.84mi
3195 Boca Ciega Dr Unit C10 Naples, FL	2.0	2.0	1400	$3,000	$2.14	24d	1	0.85mi
5741 Deauville Cir Unit F108 Naples, FL	3.0	2.0	1427	$3,600	$2.52	24d	1	0.86mi
3655 Boca Ciega Dr #202 Naples, FL	2.0	2.0	966	$1,800	$1.86	24d	1	0.86mi
5754 Deauville Cir Unit E104 Naples, FL	1.0	2.0	1209	$1,190	$0.98	24d	1	0.87mi
4556 Andover Way Unit E106 Naples, FL	2.0	2.0	1172	$1,900	$1.62	14d	1	0.90mi
4556 Andover Way Unit E104 Naples, FL	2.0	2.0	1072	$5,000	$4.66	14d	1	0.90mi
5665 Whitaker Rd #202 Naples, FL	2.0	2.0	1099	$1,900	$1.73	21d	1	0.91mi
4360 Petal Dr Naples, FL	3.0	1.0–2.0	1018	$2,566	$2.52	14d	37	0.91mi

HOA detail

• Monthly dues: $134 · $1,608/yr

Listing history 28 events

1. 2026-05-12
   status Pending
2. 2026-05-07
   status Active
3. 2026-05-01
   status Pending
4. 2026-04-25
   price $110,000
5. 2026-03-06
   price $120,000
6. 2026-02-13
   listed $130,000 Active
7. 2022-06-18
   soldstatus $170,000
8. 2022-06-02
   soldstatus $170,000 Closed 682-char remark

   Show marketing remark (682 chars)

   * * * MOTIVATED SELLER * * * Beautifully remodeled 2BR/2BA Manufactured Home with Den in a quiet 55 and older, pet-friendly community in beautiful South Naples. Spacious double wide manufactured home in a well-kept and sought-after community with low HOA fees. This home boasts upgrades including, new doors, nearly all windows recently replaced, freshly painted interior, new furniture, updated bathroom vanity, beautifully landscaped outside and many more. Enjoy the Florida weather while sitting outside in your newer 12x20 outdoor screened enclosure. Washer and Dryer and work area as well as covered carport. Riviera Colony is close to shopping, dining and so much more.

9. 2022-05-11
   status Pending 682-char remark

   Show marketing remark (682 chars)

   * * * MOTIVATED SELLER * * * Beautifully remodeled 2BR/2BA Manufactured Home with Den in a quiet 55 and older, pet-friendly community in beautiful South Naples. Spacious double wide manufactured home in a well-kept and sought-after community with low HOA fees. This home boasts upgrades including, new doors, nearly all windows recently replaced, freshly painted interior, new furniture, updated bathroom vanity, beautifully landscaped outside and many more. Enjoy the Florida weather while sitting outside in your newer 12x20 outdoor screened enclosure. Washer and Dryer and work area as well as covered carport. Riviera Colony is close to shopping, dining and so much more.

10. 2022-05-04
    status Active 682-char remark

    Show marketing remark (682 chars)

    * * * MOTIVATED SELLER * * * Beautifully remodeled 2BR/2BA Manufactured Home with Den in a quiet 55 and older, pet-friendly community in beautiful South Naples. Spacious double wide manufactured home in a well-kept and sought-after community with low HOA fees. This home boasts upgrades including, new doors, nearly all windows recently replaced, freshly painted interior, new furniture, updated bathroom vanity, beautifully landscaped outside and many more. Enjoy the Florida weather while sitting outside in your newer 12x20 outdoor screened enclosure. Washer and Dryer and work area as well as covered carport. Riviera Colony is close to shopping, dining and so much more.

11. 2022-04-22
    status Pending 682-char remark

    Show marketing remark (682 chars)

    * * * MOTIVATED SELLER * * * Beautifully remodeled 2BR/2BA Manufactured Home with Den in a quiet 55 and older, pet-friendly community in beautiful South Naples. Spacious double wide manufactured home in a well-kept and sought-after community with low HOA fees. This home boasts upgrades including, new doors, nearly all windows recently replaced, freshly painted interior, new furniture, updated bathroom vanity, beautifully landscaped outside and many more. Enjoy the Florida weather while sitting outside in your newer 12x20 outdoor screened enclosure. Washer and Dryer and work area as well as covered carport. Riviera Colony is close to shopping, dining and so much more.

12. 2022-04-15
    price $179,900 682-char remark

    Show marketing remark (682 chars)

    * * * MOTIVATED SELLER * * * Beautifully remodeled 2BR/2BA Manufactured Home with Den in a quiet 55 and older, pet-friendly community in beautiful South Naples. Spacious double wide manufactured home in a well-kept and sought-after community with low HOA fees. This home boasts upgrades including, new doors, nearly all windows recently replaced, freshly painted interior, new furniture, updated bathroom vanity, beautifully landscaped outside and many more. Enjoy the Florida weather while sitting outside in your newer 12x20 outdoor screened enclosure. Washer and Dryer and work area as well as covered carport. Riviera Colony is close to shopping, dining and so much more.

13. 2022-04-12
    price $197,900 682-char remark

    Show marketing remark (682 chars)

    * * * MOTIVATED SELLER * * * Beautifully remodeled 2BR/2BA Manufactured Home with Den in a quiet 55 and older, pet-friendly community in beautiful South Naples. Spacious double wide manufactured home in a well-kept and sought-after community with low HOA fees. This home boasts upgrades including, new doors, nearly all windows recently replaced, freshly painted interior, new furniture, updated bathroom vanity, beautifully landscaped outside and many more. Enjoy the Florida weather while sitting outside in your newer 12x20 outdoor screened enclosure. Washer and Dryer and work area as well as covered carport. Riviera Colony is close to shopping, dining and so much more.

14. 2022-04-07
    listed $209,000 Active 682-char remark

    Show marketing remark (682 chars)

    * * * MOTIVATED SELLER * * * Beautifully remodeled 2BR/2BA Manufactured Home with Den in a quiet 55 and older, pet-friendly community in beautiful South Naples. Spacious double wide manufactured home in a well-kept and sought-after community with low HOA fees. This home boasts upgrades including, new doors, nearly all windows recently replaced, freshly painted interior, new furniture, updated bathroom vanity, beautifully landscaped outside and many more. Enjoy the Florida weather while sitting outside in your newer 12x20 outdoor screened enclosure. Washer and Dryer and work area as well as covered carport. Riviera Colony is close to shopping, dining and so much more.

15. 2021-07-22
    soldstatus $125,000
16. 2021-07-20
    soldstatus $125,000 Sold 901-char remark

    Show marketing remark (901 chars)

    Outstanding 2BR/2BA Manufactured Home with Den in a quiet 55 and older pet friendly community. Settle in this peaceful 2-bedroom/2-bath spacious doublewide manufactured home in a quiet, well-kept and low HOA fee neighborhood. This freshly painted home comes furnished with new wood look-a-like floors throughout. Enter through a front den or sitting area leading to the living room and dining area. In the kitchen, generous cabinet and counter space make cooking a pleasant experience. Enjoy a spacious master bedroom with plenty of closet space and bathroom with shower. A second bedroom also has ample closet space and bathroom with enclosed tub/shower combination. Sit outside in the roomy new screened lanai with work area and washer/dryer and carport. Nearly all windows have just been replaced. Sits close to shopping, restaurants, services and an executive public golf course (pay as you play).

17. 2021-06-21
    status Pending With Contingencies 901-char remark

    Show marketing remark (901 chars)

    Outstanding 2BR/2BA Manufactured Home with Den in a quiet 55 and older pet friendly community. Settle in this peaceful 2-bedroom/2-bath spacious doublewide manufactured home in a quiet, well-kept and low HOA fee neighborhood. This freshly painted home comes furnished with new wood look-a-like floors throughout. Enter through a front den or sitting area leading to the living room and dining area. In the kitchen, generous cabinet and counter space make cooking a pleasant experience. Enjoy a spacious master bedroom with plenty of closet space and bathroom with shower. A second bedroom also has ample closet space and bathroom with enclosed tub/shower combination. Sit outside in the roomy new screened lanai with work area and washer/dryer and carport. Nearly all windows have just been replaced. Sits close to shopping, restaurants, services and an executive public golf course (pay as you play).

18. 2021-06-03
    status Active 901-char remark

    Show marketing remark (901 chars)

    Outstanding 2BR/2BA Manufactured Home with Den in a quiet 55 and older pet friendly community. Settle in this peaceful 2-bedroom/2-bath spacious doublewide manufactured home in a quiet, well-kept and low HOA fee neighborhood. This freshly painted home comes furnished with new wood look-a-like floors throughout. Enter through a front den or sitting area leading to the living room and dining area. In the kitchen, generous cabinet and counter space make cooking a pleasant experience. Enjoy a spacious master bedroom with plenty of closet space and bathroom with shower. A second bedroom also has ample closet space and bathroom with enclosed tub/shower combination. Sit outside in the roomy new screened lanai with work area and washer/dryer and carport. Nearly all windows have just been replaced. Sits close to shopping, restaurants, services and an executive public golf course (pay as you play).

19. 2021-06-02
    status Pending 901-char remark

    Show marketing remark (901 chars)

    Outstanding 2BR/2BA Manufactured Home with Den in a quiet 55 and older pet friendly community. Settle in this peaceful 2-bedroom/2-bath spacious doublewide manufactured home in a quiet, well-kept and low HOA fee neighborhood. This freshly painted home comes furnished with new wood look-a-like floors throughout. Enter through a front den or sitting area leading to the living room and dining area. In the kitchen, generous cabinet and counter space make cooking a pleasant experience. Enjoy a spacious master bedroom with plenty of closet space and bathroom with shower. A second bedroom also has ample closet space and bathroom with enclosed tub/shower combination. Sit outside in the roomy new screened lanai with work area and washer/dryer and carport. Nearly all windows have just been replaced. Sits close to shopping, restaurants, services and an executive public golf course (pay as you play).

20. 2020-11-27
    listed $140,000 Active 901-char remark

    Show marketing remark (901 chars)

    Outstanding 2BR/2BA Manufactured Home with Den in a quiet 55 and older pet friendly community. Settle in this peaceful 2-bedroom/2-bath spacious doublewide manufactured home in a quiet, well-kept and low HOA fee neighborhood. This freshly painted home comes furnished with new wood look-a-like floors throughout. Enter through a front den or sitting area leading to the living room and dining area. In the kitchen, generous cabinet and counter space make cooking a pleasant experience. Enjoy a spacious master bedroom with plenty of closet space and bathroom with shower. A second bedroom also has ample closet space and bathroom with enclosed tub/shower combination. Sit outside in the roomy new screened lanai with work area and washer/dryer and carport. Nearly all windows have just been replaced. Sits close to shopping, restaurants, services and an executive public golf course (pay as you play).

21. 2020-05-01
    historical
22. 2020-02-21
    price $135,000
23. 2020-02-11
    listed $140,000 Active
24. 2019-04-29
    soldstatus $79,000
25. 2019-04-23
    soldstatus $79,000 Sold
26. 2019-03-27
    status Pending
27. 2019-03-19
    listed $79,000 Active
28. 1988-12-01
    soldstatus $58,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $574 · $48/mo
• Projected year-2 tax: $913 · $76/mo
• Expected delta: +$339/yr (+$28/mo · 59.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 98% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 6 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,091
• − Mortgage interest: −$6,162
• − Property taxes: −$574
• − Insurance: −$5,668
• − Repairs & maintenance: −$2,407
• − Management: −$2,407
• − HOA: −$1,608
• − Depreciation: −$3,200
• Taxable income: $8,064
• Est. tax owed @ 24.0%: −$1,935
• After-tax cash flow: $7,064/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Lely

• Score: 66/100
• State rank: #586
• US rank: #11224

Category grades

Amenities F Commute F Cost of living C+ Crime A+ Employment C+ Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 27,193
• Household income: $69,842
• Rent vs Own: 23.8% rent · 76.2% own
• Severe rent burden: 980.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 18% Two or more races 9% Black 6% Native American 2% Asian 1%
• Hispanic origin (detail): Mexican 7% Puerto Rican 2% Cuban 4% Dominican 1%
• Common ancestry: Hispanic 4% Romanian 3% Portuguese 2%
• Foreign-born: 19% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 17% French/Haitian/Cajun 4% German/W. Germanic 1%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -235.10%
• Current HPI: 256.9182
• Rent YoY: ▼ -1.69%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+88.0% since first listed

28 events — show timeline

• 2026-05-12 Pending — FORTMLS
• 2026-05-07 Relisted — FORTMLS
• 2026-05-01 Pending — FORTMLS
• 2026-04-25 Price Changed $110,000 FORTMLS
• 2026-03-06 Price Changed $120,000 FORTMLS
• 2026-02-13 Listed $130,000 FORTMLS
• 2022-06-18 Sold (Public Records) $170,000 Public Records
• 2022-06-02 Sold (MLS) $170,000 FORTMLS
• 2022-05-11 Pending — FORTMLS
• 2022-05-04 Relisted — FORTMLS
• 2022-04-22 Pending — FORTMLS
• 2022-04-15 Price Changed $179,900 FORTMLS
• 2022-04-12 Price Changed $197,900 FORTMLS
• 2022-04-07 Listed $209,000 FORTMLS
• 2021-07-22 Sold (Public Records) $125,000 Public Records
• 2021-07-20 Sold (MLS) $125,000 NAPLESMLS
• 2021-06-21 Pending — NAPLESMLS
• 2021-06-03 Relisted — NAPLESMLS
• 2021-06-02 Pending — NAPLESMLS
• 2020-11-27 Listed $140,000 NAPLESMLS
• 2020-05-01 Listing Removed — NAPLESMLS
• 2020-02-21 Price Changed $135,000 NAPLESMLS
• 2020-02-11 Listed $140,000 NAPLESMLS
• 2019-04-29 Sold (Public Records) $79,000 Public Records
• 2019-04-23 Sold (MLS) $79,000 NAPLESMLS
• 2019-03-27 Pending — NAPLESMLS
• 2019-03-19 Listed $79,000 NAPLESMLS
• 1988-12-01 Sold (Public Records) $58,500 Public Records

Property tax history

+10.3%/yr

Latest (2025): $574 · +4.4% YoY. Source: county tax records.