1756 SW Jamesport Dr · Port St. Lucie, FL 34953

$380,000

4 bd · 3.0 ba · 2,596 sqft · SingleFamily public records · 72 Days on market

Built 2006 6,403 sqft lot Est $561k · 32% under $210/mo HOA · 6% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.3/30.0
• DSCR +4.4/10.0
• Schools +3.7/10.0
• 1% rule +3.5/10.0
• Rent growth +2.6/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

FARBAR ASIS CONTRACT WITH SHORT SALE ADDENDUM REQUIRED. PROPERTY TO BE SOLD AS IS WITH RIGHT TO INSPECT. SELLER TO PAY TITLE. ECSROW TO BE HELD BY LISTING OFFICE. BANK IS NOT WILLING TO CONTRIBUTE TOWARDS CLOSING COSTS.

Key facts

• 6,403 sq ft lot
• 2 garage spots
• Community pool

Property features AI

Finance

• Other: Pets allowed with no restrictions
• HOA & community: Community association with monthly fee; Monthly HOA fee around 210; Association amenities include fitness center, pool, playground, tennis courts, recreation facilities, internet included, maintained community

Exterior

• Parking: Attached 2-car garage; Two covered parking spaces (total 2 parking spaces)
• Security: Gated community with guard
• Utilities: Public water; Public sewer; Electricity available
• Home design: Single family residence; Two-story home; Southwest facing; Resale property; Living area approximately 2,596
• Construction: Concrete block (no stucco) construction; Spanish tile roof; Two-story structure; Building area listed as 3,544 (source: other)
• Exterior features: Covered patio; Open porch; Patio and porch areas; Not waterfront

Interior

• Kitchen: Dishwasher; Microwave; Refrigerator
• Bedrooms: One bedroom on main level
• Flooring: Carpet; Ceramic tile; Laminate; Wood
• Bathrooms: Three full bathrooms (one on main level)
• Heating & cooling: Central heating; Central air; Ceiling fans
• Interior features: High ceilings; Vaulted ceilings; Kitchen island; Walk-in closets; Split bedroom layout; Roman tub
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located on upper level

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $380k.

Deal economics

• At list price, monthly cash flow is $70 ($845/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $323k (15.0% below list).
• Recommended offer: $323k (15.0% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Manatee Academy K-8 (math 53% / reading 51%, grade C-, #990 of 2,144 statewide, top 48%, 1,664 students, 65% FRL); Southern Oaks Middle School (math 39% / reading 43%, grade F, #353 of 571 statewide, top 63%, 894 students, 76% FRL); Fort Pierce Central High School (math 15% / reading 45%, grade F, #441 of 667 statewide, top 67%, 3,091 students, 62% FRL).
• Market conditions: Rents flat; 768 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• At $3,231/mo this rent would consume 45% of the median local household income ($86k/yr) (locally 857% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 72 days — a 6% lower offer ($357k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 20y ago; this cycle's ask has dropped $100k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $140k; list at $380k implies a 171% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $323,101 (15.0% below list)

Questions for the listing agent

1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.52%
• Cash-on-cash: 0.79%
• DSCR: 1.04
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $560,736
• Comps found: 8

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1681 SW Crawford Ave	0.33mi	4/3.0	2,339 (-10%)	1mo	$439,000	$188	67
1557 SW Pitts Ave	0.33mi	4/2.5	2,380 (-8%)	14mo	$400,000	$168	58
3192 SW Hickenlooper St	0.45mi	4/3.0	2,778 (+7%)	14mo	$635,000	$229	56
1590 SW Medley Ln	0.59mi	4/3.0	2,354 (-9%)	5mo	$559,000	$237	52
1571 SW Apricot Rd	0.26mi	4/3.0	2,250 (-13%)	23mo	$485,000	$216	46
3101 SW Armucher St	0.70mi	3/3.0 (-1)	2,508 (-3%)	18mo	$565,000	$225	42
1474 SW Malaga Ave	0.63mi	4/3.0	2,427 (-6%)	23mo	$499,900	$206	41
1674 SW Escobar Ln	0.65mi	4/2.0	2,224 (-14%)	10mo	$399,000	$179	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.22% rent growth · sell at horizon

5-year hold

• IRR: -18.0%
• Equity multiple: 0.38×
• Total profit: $-65,924
• Equity at exit: $56,659

10-year hold

• IRR: -16.5%
• Equity multiple: 0.19×
• Total profit: $-85,923
• Equity at exit: $32,855

Cash invested: $106,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34953

• Home prices YoY: -10.1%
• Rents YoY: 0.2%
• Active inventory: 768
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $3,231 high
• Mortgage (P&I): −$1,993
• Tax from tax record: −$121 /mo · $1,452/yr
• Insurance: −$158
• HOA: −$210
• Vacancy / Maint / Mgmt: −$679
• Net cashflow: $70

Break-even live

Break-even rent $3,142

Max offer price $380,000

Occupancy floor 93%

Sensitivity live

Price	-10% $286	-5% $178	+0% $70	+5% $-37	+10% $-145
Rent	-10% $-185	-5% $-57	+0% $70	+5% $198	+10% $326
Rate	-1.0pp $262	-0.5pp $167	base $70	+0.5pp $-28	+1.0pp $-128

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $95,000
• Closing costs: $11,400
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2264 SW Newport Isles Blvd Port Saint Lucie, FL	3.0	2.0	2182	$2,475	$1.13	16d	1	0.09mi
2237 SW Newport Isles Blvd Port Saint Lucie, FL	4.0	2.5	2731	$3,500	$1.28	16d	1	0.14mi
2165 SW Newport Isles Blvd Port Saint Lucie, FL	3.0	2.0	2182	$2,995	$1.37	25d	1	0.32mi
1691 SW Crawford Ave Port Saint Lucie, FL	4.0	3.0	2339	$3,500	$1.50	25d	1	0.36mi
1538 SW Neptune Ave Port Saint Lucie, FL	3.0	2.0	2052	$2,650	$1.29	16d	1	0.41mi
2957 SW Collings Dr Port Saint Lucie, FL	3.0	2.0	2042	$3,000	$1.47	25d	1	0.45mi
1692 SW Alvaton Ave Port Saint Lucie, FL	4.0	2.0	2050	$2,900	$1.41	25d	1	0.49mi
1692 SW Alvaton Ave Port St Lucie, FL	4.0	2.0	2050	$2,900	$1.41	16d	1	0.49mi
3014 SW Segovia St Port Saint Lucie, FL	3.0	2.0	2102	$2,700	$1.28	16d	1	0.54mi
3158 SW Martin St Port Saint Lucie, FL	3.0	2.0	1878	$4,800	$2.56	25d	1	0.55mi
3262 SW Cohutta St Port Saint Lucie, FL	3.0	2.0	2026	$2,700	$1.33	25d	1	0.55mi
3273 SW Rosser Blvd Port Saint Lucie, FL	4.0	2.0	1787	$2,600	$1.45	16d	1	0.58mi
3189 SW Curcuma St Port Saint Lucie, FL	4.0	2.0	1800	$2,900	$1.61	25d	1	0.68mi
3133 SW Centamino St Port Saint Lucie, FL	4.0	2.0	1916	$2,800	$1.46	23d	1	0.75mi
2894 SW Cedar Dunes Dr Port Saint Lucie, FL	3.0	2.5	2198	$2,700	$1.23	25d	1	0.75mi
2206 SW Cape Cod Dr Port Saint Lucie, FL	3.0	2.5	2123	$2,800	$1.32	16d	1	0.76mi
1355 SW Porter Rd Port Saint Lucie, FL	5.0	3.0	2692	$3,100	$1.15	23d	1	0.86mi
1897 SW Citation Ave Port Saint Lucie, FL	4.0	3.5	2988	$4,000	$1.34	25d	1	0.88mi
1687 SW Import Dr Port Saint Lucie, FL	4.0	3.0	2496	$4,200	$1.68	25d	1	1.01mi
3450 SW Martin St Port Saint Lucie, FL	4.0	2.0	1930	$3,800	$1.97	25d	1	1.02mi
2472 SW Valnera St Port Saint Lucie, FL	4.0	3.0	2485	$3,200	$1.29	25d	1	1.02mi
2650 SW Calder St Port Saint Lucie, FL	4.0	2.0	3169	$3,000	$0.95	25d	1	1.04mi
1625 SW Abingdon Ave Port Saint Lucie, FL	4.0	2.0	2083	$2,900	$1.39	25d	1	1.20mi
1791 SW Effland Ave Port Saint Lucie, FL	4.0	3.0	2239	$3,300	$1.47	16d	1	1.28mi
2149 SW Savage Blvd Port Saint Lucie, FL	3.0	2.0	2231	$3,000	$1.34	16d	1	1.32mi
1733 SW Open View Dr Port Saint Lucie, FL	4.0	2.0	1915	$2,600	$1.36	23d	1	1.34mi
1298 SW Crost Ave Port Saint Lucie, FL	4.0	2.0	1833	$2,566	$1.40	16d	1	1.49mi
2357 SW Norton St Port Saint Lucie, FL	4.0	3.0	2134	$2,800	$1.31	25d	1	1.49mi
1557 SW Dycus Ave Port Saint Lucie, FL	4.0	2.5	2610	$3,650	$1.40	25d	1	1.50mi

HOA detail

• Monthly dues: $210 · $2,520/yr

Listing history 27 events

1. 2026-06-21
   days on market $380,000 Active 72 DOM
2. 2026-06-18
   days on market $380,000 Active 69 DOM
3. 2026-06-17
   days on market $380,000 Active 68 DOM
4. 2026-06-16
   days on market $380,000 Active 67 DOM
5. 2026-06-15
   days on market $380,000 Active 66 DOM
6. 2026-06-14
   days on market $380,000 Active 64 DOM
7. 2026-06-13
   price $380,000 Active 63 DOM
8. 2026-06-03
   days on market $440,000 Active 63 DOM
9. 2026-06-02
   days on market $440,000 Active 62 DOM
10. 2026-06-01
    days on market $440,000 Active 61 DOM
11. 2026-05-31
    days on market $440,000 Active 60 DOM
12. 2026-05-30
    days on market $440,000 Active 59 DOM
13. 2026-05-13
    price $440,000
14. 2026-05-13
    price $439,900
15. 2026-04-01
    listed $480,000 Active
16. 2013-09-21
    historical
17. 2010-02-05
    soldstatus $140,000
18. 2010-01-29
    soldstatus $140,000 219-char remark

    Show marketing remark (219 chars)

    FARBAR ASIS CONTRACT WITH SHORT SALE ADDENDUM REQUIRED. PROPERTY TO BE SOLD AS IS WITH RIGHT TO INSPECT. SELLER TO PAY TITLE. ECSROW TO BE HELD BY LISTING OFFICE. BANK IS NOT WILLING TO CONTRIBUTE TOWARDS CLOSING COSTS.

19. 2010-01-15
    historical 219-char remark

    Show marketing remark (219 chars)

    FARBAR ASIS CONTRACT WITH SHORT SALE ADDENDUM REQUIRED. PROPERTY TO BE SOLD AS IS WITH RIGHT TO INSPECT. SELLER TO PAY TITLE. ECSROW TO BE HELD BY LISTING OFFICE. BANK IS NOT WILLING TO CONTRIBUTE TOWARDS CLOSING COSTS.

20. 2009-06-04
    listed $139,900 219-char remark

    Show marketing remark (219 chars)

    FARBAR ASIS CONTRACT WITH SHORT SALE ADDENDUM REQUIRED. PROPERTY TO BE SOLD AS IS WITH RIGHT TO INSPECT. SELLER TO PAY TITLE. ECSROW TO BE HELD BY LISTING OFFICE. BANK IS NOT WILLING TO CONTRIBUTE TOWARDS CLOSING COSTS.

21. 2008-07-10
    listed $159,900
22. 2006-09-05
    historical
23. 2006-09-05
    historical
24. 2006-05-01
    listed $358,000
25. 2006-04-01
    listed $358,000
26. 2005-06-29
    soldstatus $8,540,300
27. 2004-10-07
    soldstatus $5,104,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,452 · $121/mo
• Projected year-2 tax: $3,154 · $263/mo
• Expected delta: +$1,702/yr (+$142/mo · 117.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,772
• − Mortgage interest: −$21,286
• − Property taxes: −$1,452
• − Insurance: −$1,900
• − Repairs & maintenance: −$3,102
• − Management: −$3,102
• − HOA: −$2,520
• − Depreciation: −$11,055
• Taxable loss: −$5,644
• Est. tax savings @ 24.0%: +$1,354
• After-tax cash flow: $2,200/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Port St. Lucie, FL
• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 86,875
• Household income: $85,667
• Rent vs Own: 13.1% rent · 86.9% own
• Severe rent burden: 857.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 42% Hispanic / Latino 28% Black 23% Two or more races 15% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Cuban 4% Dominican 3%
• Common ancestry: Hispanic 4% Romanian 2% Estonian 2%
• Foreign-born: 24% · Canada, Jamaica, China
• Languages at home: 69% English-only · Spanish 19% French/Haitian/Cajun 6% Other Indo-European 3%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -44.19%
• Current HPI: 392.7681
• Rent YoY: ▲ 0.22%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-91.4% since first listed

15 events — show timeline

• 2026-05-13 Price Changed $440,000 Beaches MLS
• 2026-05-13 Price Changed $439,900 Beaches MLS
• 2026-04-01 Listed $480,000 Beaches MLS
• 2013-09-21 Listing Removed — Beaches MLS
• 2010-02-05 Sold (Public Records) $140,000 Public Records
• 2010-01-29 Sold (MLS) $140,000 Beaches MLS
• 2010-01-15 Listing Removed — Beaches MLS
• 2009-06-04 Listed $139,900 Beaches MLS
• 2008-07-10 Listed $159,900 Beaches MLS
• 2006-09-05 Listing Removed — Beaches MLS
• 2006-09-05 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2006-05-01 Listed $358,000 Stellar MLS as Distributed by MLS Grid
• 2006-04-01 Listed $358,000 Beaches MLS
• 2005-06-29 Sold (Public Records) $8,540,300 Public Records
• 2004-10-07 Sold (Public Records) $5,104,000 Public Records

Property tax history

-7.3%/yr

Latest (2025): $1,452 · -56.2% YoY. Source: county tax records.