104 Rookery Rd · Winding Cypress, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.1/30.0
- DSCR +10.0/10.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- Appreciation +4.3/10.0
- Rent growth +3.3/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$300,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 2017-built 3-bedroom, 1608 sq. ft. manufactured home combines a prime location and meaningful features. Located on an oversized corner lot, it offers convenient access to Collier Blvd. and the exclusive Riverwood Estates boat ramp, providing Henderson Creek access to the Gulf. In 2022, the home was refreshed with a new refrigerator, stove, dishwasher, and microwave, along with updated flooring featuring new carpet and luxury vinyl. The interior was also repainted, giving the space a fresh and inviting feel. The tall, oversized carport is perfect for storing a boat or RV, and the storage shed with built-in shelving provides a practical space for personal items or hobbies. The backyard is designed for relaxation and gatherings, featuring a screened-in lanai that's ideal for enjoying the outdoors. The adjacent lot at 165 Riverwood Rd is for sale and owned by the same owners. They would consider selling both properties together. Membership to the Cross Creek Pool Association (a low annual fee as well) is included. This property has an elevation certificate and boundary survey map which are a terrific help to buyers. Riverwood Estates is a 55+ community which offers exceptional benefits, including land ownership, a low annual HOA fee, is pet-friendly, and is a convenient proximity to downtown Naples' 5th Avenue and the beautiful beaches of Marco Island. This residence offers a unique opportunity to enjoy a modern lifestyle in a popular community.
Key facts
- Oversized corner lot
- Screened-in lanai
- Updated flooring
Tags
Property features AI
Finance
- Other: Property located in the Riverwood development; Lot is a corner, oversize lot (approx. 0.22 acres) with landscaped area view; Road access via paved public road; Architectural and deeded restrictions
- HOA & community: Mandatory HOA with professional management; Master HOA fee $225 annually; Total annual recurring fees listed as $500; Community amenities include BBQ/picnic area, community boat ramp, community gulf boat access, community pool, internet access, private membership; Community types: Boating, Mobile/Manufactured, Non-gated
Exterior
- Parking: Covered parking; Paved driveway; Attached 1-car carport
- Security: Smoke detectors
- Utilities: Central water; Septic sewer; Cable available; Electric service (central)
- Home design: Manufactured residential home; 1 story / ranch; Rear exposure facing east
- Construction: Wood frame construction; Vinyl siding exterior; Metal and shingle roof; Single-hung windows; Built in 2017
- Exterior features: Patio; Storage
Interior
- Kitchen: Island; Pantry; Breakfast bar / eat-in kitchen; Dishwasher; Disposal; Range; Microwave; Refrigerator / freezer; Refrigerator with icemaker
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Laminate
- Bathrooms: 2 full bathrooms; Master bath with dual sinks and separate tub and shower
- Heating & cooling: Central electric heat; Central electric cooling
- Interior features: Built-in cabinets; Cable prewire; High-speed internet available; Laundry tub; Pantry; Smoke detectors; Walk-in closet; Window coverings; Great room floor plan; Split bedroom layout; Screened lanai/porch; Guest room; Guest bath
- Laundry & utility: Washer; Dryer; Washer/dryer hookup; Laundry in residence; Laundry tub
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $300k.
Deal economics
- At list price, monthly cash flow is $518 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $300k).
- Recommended offer: $264k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.2%/yr); 900 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,788/mo this rent would consume 51% of the median local household income ($89k/yr) (locally 550% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-1.5% appreciation + 3.2% rent growth), your $84k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 184 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
- 14 sale attempts since 24y ago; this cycle's ask has dropped $20k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 184 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 10.07%
- Cash-on-cash
- 13.50%
- DSCR
- 1.60
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.48% appreciation · 3.21% rent growth · sell at horizon
- IRR
- 1.4%
- Equity multiple
- 1.06×
- Total profit
- $5,070
- Equity at exit
- $65,554
- IRR
- 8.9%
- Equity multiple
- 1.83×
- Total profit
- $69,382
- Equity at exit
- $63,147
Cash invested: $84,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34114
- Home prices YoY
- -0.6%
- Rents YoY
- 3.2%
- Active inventory
- 900
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $3,788 high interval (Pro) →
- Mortgage (P&I)
- −$1,573
- Tax from tax record
- −$330 /mo · $3,963/yr
- Insurance
- −$125
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$19
- Vacancy / Maint / Mgmt
- −$795
- Net cashflow
- $518
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $75,000
- Closing costs
- $9,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 158 Rookery Rd Naples, FL | 3.0 | 2.0 | 1456 | $2,450 | $1.68 | 23d | 1 | 0.10mi |
| 1747 Beverly Dr Naples, FL | 2.0 | 2.0 | 1080 | $2,300 | $2.13 | 23d | 1 | 0.21mi |
| 274 Riverwood Rd Unit 1546056P Naples, FL | 2.0 | 2.0 | 1496 | $4,451 | $2.98 | 13d | 1 | 0.34mi |
| 1171 Tranquil Brook Dr Naples, FL | 2.0 | 2.0 | 1503 | $4,500 | $2.99 | 13d | 1 | 0.36mi |
| 2000 Rookery Bay Dr Naples, FL | 1.0–3.0 | 1.0–2.0 | 929 | $2,020 | $2.17 | 23d | 9 | 0.37mi |
| 1078 Rolling Brook Ln Naples, FL | 2.0 | 2.0 | 1503 | $2,750 | $1.83 | 21d | 1 | 0.42mi |
| 1276 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1503 | $5,000 | $3.33 | 23d | 1 | 0.43mi |
| 1212 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1496 | $2,850 | $1.91 | 23d | 1 | 0.48mi |
| 1157 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1503 | $3,000 | $2.00 | 23d | 1 | 0.53mi |
| 842 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1503 | $2,800 | $1.86 | 23d | 1 | 0.54mi |
| 847 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1503 | $2,950 | $1.96 | 23d | 1 | 0.55mi |
| 22 Cypress View Dr Unit B22 Naples, FL | 2.0 | 2.0 | 1534 | $7,000 | $4.56 | 23d | 1 | 0.79mi |
| 6767 Pennyroyal Dr Naples, FL | 3.0 | 2.0 | 2185 | $10,500 | $4.81 | 23d | 1 | 0.82mi |
| 6750 Beach Resort Dr #7 Naples, FL | 2.0 | 2.0 | 1351 | $3,900 | $2.89 | 23d | 1 | 0.84mi |
| 6750 Beach Resort Dr Naples, FL | 2.0 | 2.0 | 1351 | $3,200 | $2.37 | 13d | 2 | 0.84mi |
| 6680 Beach Resort Dr Unit 1214 Naples, FL | 2.0 | 2.0 | 1351 | $4,500 | $3.33 | 13d | 1 | 0.90mi |
| 1414 Oceania Dr S Naples, FL | 3.0 | 2.0 | 1572 | $5,000 | $3.18 | 23d | 1 | 0.90mi |
| 1439 Oceania Dr S Naples, FL | 3.0 | 2.0 | 1897 | $7,000 | $3.69 | 23d | 1 | 0.91mi |
| 6650 Beach Resort Dr Unit 908 Naples, FL | 2.0 | 2.0 | 1351 | $4,600 | $3.40 | 13d | 1 | 0.94mi |
| 1330 Oceania Dr N #2 Naples, FL | 3.0 | 2.5 | 2022 | $7,000 | $3.46 | 23d | 1 | 0.99mi |
| 1367 Artesia Dr E #302 Naples, FL | 2.0 | 2.5 | 1583 | $2,800 | $1.77 | 23d | 1 | 0.99mi |
| 2122 Yellowfin Cir Naples, FL | 4.0 | 3.0 | 2200 | $3,200 | $1.45 | 13d | 1 | 0.99mi |
| 2057 Yellowfin Cir Naples, FL | 3.0 | 3.0 | 2080 | $7,800 | $3.75 | 23d | 1 | 1.00mi |
| 6590 Beach Resort Dr Unit 305 Naples, FL | 2.0 | 2.0 | 1351 | $4,500 | $3.33 | 13d | 1 | 1.01mi |
| 1292 Kendari Ter Naples, FL | 3.0 | 3.5 | 2150 | $3,300 | $1.53 | 23d | 1 | 1.10mi |
| 1308 Kendari Ter Naples, FL | 3.0 | 3.5 | 2115 | $4,000 | $1.89 | 21d | 1 | 1.14mi |
| 1320 Kendari Ter Naples, FL | 3.0 | 2.5 | 2122 | $3,100 | $1.46 | 23d | 1 | 1.17mi |
| 2235 Yellowfin Cir Naples, FL | 2.0 | 2.0 | 1500 | $2,795 | $1.86 | 23d | 1 | 1.17mi |
| 1326 Kendari Ter Naples, FL | 3.0 | 3.5 | 2100 | $6,500 | $3.10 | 13d | 1 | 1.18mi |
| 1937 Yellowfin Cir Naples, FL | 3.0 | 2.0 | 2214 | $3,830 | $1.73 | 21d | 1 | 1.19mi |
| 2244 Yellowfin Cir Naples, FL | 3.0 | 2.0 | 1655 | $3,300 | $1.99 | 13d | 1 | 1.20mi |
| 1342 Kendari Ter Naples, FL | 3.0 | 2.5 | 2122 | $2,995 | $1.41 | 21d | 1 | 1.21mi |
| 1423 Santiago Cir #1702 Naples, FL | 2.0 | 2.5 | 1583 | $6,500 | $4.11 | 23d | 1 | 1.23mi |
| 4685 Hawks Nest Way #103 Naples, FL | 2.0 | 2.0 | 1440 | $6,500 | $4.51 | 13d | 1 | 1.27mi |
| 1435 Santiago Cir #2003 Naples, FL | 3.0 | 2.5 | 1315 | $2,600 | $1.98 | 23d | 1 | 1.28mi |
| 4680 Hawks Nest Way Unit D-103 Naples, FL | 2.0 | 2.0 | 1414 | $3,000 | $2.12 | 13d | 1 | 1.31mi |
| 4529 Cardinal Cove Ln #7 Naples, FL | 2.0 | 2.0 | 1539 | $6,500 | $4.22 | 23d | 1 | 1.33mi |
| 9187 Celeste Dr Unit 1073494P Naples, FL | 2.0 | 2.0 | 1399 | $2,979 | $2.13 | 13d | 1 | 1.35mi |
| 3985 Deer Crossing Ct #201 Naples, FL | 3.0 | 2.0 | 1981 | $5,795 | $2.93 | 23d | 1 | 1.37mi |
| 7052 Live Oak Dr Naples, FL | 2.0 | 2.0 | 1685 | $9,000 | $5.34 | 23d | 1 | 1.37mi |
HOA detail
- Monthly dues
- $19 · $228/yr
- Likely covers
- pool
Listing history 50 events
-
2026-06-18days on market $300,000 Active 184 DOM
-
2026-06-17days on market $300,000 Active 183 DOM
-
2026-06-16days on market $300,000 Active 182 DOM
-
2026-06-15days on market $300,000 Active 181 DOM
-
2026-06-10days on market $300,000 Active 176 DOM
-
2026-06-09days on market $300,000 Active 175 DOM
-
2026-06-08days on market $300,000 Active 174 DOM
-
2026-06-07days on market $300,000 Active 173 DOM
-
2026-06-03days on market $300,000 Active 169 DOM
-
2026-06-02days on market $300,000 Active 168 DOM
-
2026-06-01days on market $300,000 Active 167 DOM
-
2026-05-31days on market $300,000 Active 166 DOM
-
2026-05-30days on market $300,000 Active 165 DOM
-
2026-02-21price $300,000
Show marketing remark (1470 chars)
This 2017-built 3-bedroom, 1608 sq. ft. manufactured home combines a prime location and meaningful features. Located on an oversized corner lot, it offers convenient access to Collier Blvd. and the exclusive Riverwood Estates boat ramp, providing Henderson Creek access to the Gulf. In 2022, the home was refreshed with a new refrigerator, stove, dishwasher, and microwave, along with updated flooring featuring new carpet and luxury vinyl. The interior was also repainted, giving the space a fresh and inviting feel. The tall, oversized carport is perfect for storing a boat or RV, and the storage shed with built-in shelving provides a practical space for personal items or hobbies. The backyard is designed for relaxation and gatherings, featuring a screened-in lanai that's ideal for enjoying the outdoors. The adjacent lot at 165 Riverwood Rd is for sale and owned by the same owners. They would consider selling both properties together. Membership to the Cross Creek Pool Association (a low annual fee as well) is included. This property has an elevation certificate and boundary survey map which are a terrific help to buyers. Riverwood Estates is a 55+ community which offers exceptional benefits, including land ownership, a low annual HOA fee, is pet-friendly, and is a convenient proximity to downtown Naples' 5th Avenue and the beautiful beaches of Marco Island. This residence offers a unique opportunity to enjoy a modern lifestyle in a popular community.
-
2026-02-21price $300,000 1470-char remark
Show marketing remark (1470 chars)
This 2017-built 3-bedroom, 1608 sq. ft. manufactured home combines a prime location and meaningful features. Located on an oversized corner lot, it offers convenient access to Collier Blvd. and the exclusive Riverwood Estates boat ramp, providing Henderson Creek access to the Gulf. In 2022, the home was refreshed with a new refrigerator, stove, dishwasher, and microwave, along with updated flooring featuring new carpet and luxury vinyl. The interior was also repainted, giving the space a fresh and inviting feel. The tall, oversized carport is perfect for storing a boat or RV, and the storage shed with built-in shelving provides a practical space for personal items or hobbies. The backyard is designed for relaxation and gatherings, featuring a screened-in lanai that's ideal for enjoying the outdoors. The adjacent lot at 165 Riverwood Rd is for sale and owned by the same owners. They would consider selling both properties together. Membership to the Cross Creek Pool Association (a low annual fee as well) is included. This property has an elevation certificate and boundary survey map which are a terrific help to buyers. Riverwood Estates is a 55+ community which offers exceptional benefits, including land ownership, a low annual HOA fee, is pet-friendly, and is a convenient proximity to downtown Naples' 5th Avenue and the beautiful beaches of Marco Island. This residence offers a unique opportunity to enjoy a modern lifestyle in a popular community.
-
2025-12-16$320,000 Active
Show marketing remark (1470 chars)
This 2017-built 3-bedroom, 1608 sq. ft. manufactured home combines a prime location and meaningful features. Located on an oversized corner lot, it offers convenient access to Collier Blvd. and the exclusive Riverwood Estates boat ramp, providing Henderson Creek access to the Gulf. In 2022, the home was refreshed with a new refrigerator, stove, dishwasher, and microwave, along with updated flooring featuring new carpet and luxury vinyl. The interior was also repainted, giving the space a fresh and inviting feel. The tall, oversized carport is perfect for storing a boat or RV, and the storage shed with built-in shelving provides a practical space for personal items or hobbies. The backyard is designed for relaxation and gatherings, featuring a screened-in lanai that's ideal for enjoying the outdoors. The adjacent lot at 165 Riverwood Rd is for sale and owned by the same owners. They would consider selling both properties together. Membership to the Cross Creek Pool Association (a low annual fee as well) is included. This property has an elevation certificate and boundary survey map which are a terrific help to buyers. Riverwood Estates is a 55+ community which offers exceptional benefits, including land ownership, a low annual HOA fee, is pet-friendly, and is a convenient proximity to downtown Naples' 5th Avenue and the beautiful beaches of Marco Island. This residence offers a unique opportunity to enjoy a modern lifestyle in a popular community.
-
2025-12-16$320,000 Active 1470-char remark
Show marketing remark (1470 chars)
This 2017-built 3-bedroom, 1608 sq. ft. manufactured home combines a prime location and meaningful features. Located on an oversized corner lot, it offers convenient access to Collier Blvd. and the exclusive Riverwood Estates boat ramp, providing Henderson Creek access to the Gulf. In 2022, the home was refreshed with a new refrigerator, stove, dishwasher, and microwave, along with updated flooring featuring new carpet and luxury vinyl. The interior was also repainted, giving the space a fresh and inviting feel. The tall, oversized carport is perfect for storing a boat or RV, and the storage shed with built-in shelving provides a practical space for personal items or hobbies. The backyard is designed for relaxation and gatherings, featuring a screened-in lanai that's ideal for enjoying the outdoors. The adjacent lot at 165 Riverwood Rd is for sale and owned by the same owners. They would consider selling both properties together. Membership to the Cross Creek Pool Association (a low annual fee as well) is included. This property has an elevation certificate and boundary survey map which are a terrific help to buyers. Riverwood Estates is a 55+ community which offers exceptional benefits, including land ownership, a low annual HOA fee, is pet-friendly, and is a convenient proximity to downtown Naples' 5th Avenue and the beautiful beaches of Marco Island. This residence offers a unique opportunity to enjoy a modern lifestyle in a popular community.
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2025-05-30historical
-
2025-05-12price $349,900
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2025-03-19price $339,900
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2025-03-08price $349,900
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2025-03-03price $359,900
-
2025-02-18price $375,000
-
2025-01-17$389,000 Active
-
2022-03-03soldstatus $310,000 Sold
-
2022-01-11status Pending
-
2021-12-29price $310,000
-
2021-12-01$325,000 Active
-
2016-11-21soldstatus $38,000
-
2016-11-16price $38,000
-
2016-11-15soldstatus $38,000 Sold
-
2016-11-15price $42,000
-
2016-11-15soldstatus $38,000
-
2016-10-21status Pending With Contingencies
-
2016-07-30status Active
-
2016-06-30status Pending With Contingencies
-
2016-05-20$42,000 Active
-
2016-05-15$42,000
-
2015-08-28soldstatus $37,000
-
2015-08-28price $49,900
-
2012-12-08$37,000
-
2011-09-14$59,900
-
2008-04-14$89,900
-
2007-06-01$119,900
-
2003-09-17soldstatus $108,000
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2003-09-10soldstatus $108,000
-
2003-05-13$114,999
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2003-01-10$128,500
-
2002-06-20$130,000
-
1990-05-01soldstatus $52,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,963 · $330/mo
- Projected year-2 tax
- $3,963 · $330/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $45,452
- − Mortgage interest
- −$16,805
- − Property taxes
- −$3,963
- − Insurance
- −$6,619
- − Repairs & maintenance
- −$3,636
- − Management
- −$3,636
- − HOA
- −$228
- − Depreciation
- −$8,727
- Taxable income
- $1,838
- Est. tax owed @ 24.0%
- −$441
- After-tax cash flow
- $5,777/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Winding Cypress
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 23,559
- Household income
- $89,334
- Rent vs Own
- Severe rent burden
- 550.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 1% Cuban 3%
- Common ancestry
- Hispanic 5% Romanian 4% Lithuanian 1%
- Foreign-born
- 21% · Canada, Jamaica
- Languages at home
- 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.48%
- Current HPI
- 266.5545
- Rent YoY
- ▲ 3.21%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+471.4% since first listed37 events — show timeline
- 2026-02-21 Price Changed $300,000 NAPLESMLS
- 2026-02-21 Price Changed $300,000 MIML
- 2025-12-16 Listed $320,000 MIML
- 2025-12-16 Listed $320,000 NAPLESMLS
- 2025-05-30 Listing Removed — NAPLESMLS
- 2025-05-12 Price Changed $349,900 NAPLESMLS
- 2025-03-19 Price Changed $339,900 NAPLESMLS
- 2025-03-08 Price Changed $349,900 NAPLESMLS
- 2025-03-03 Price Changed $359,900 NAPLESMLS
- 2025-02-18 Price Changed $375,000 NAPLESMLS
- 2025-01-17 Listed $389,000 NAPLESMLS
- 2022-03-03 Sold (MLS) $310,000 NAPLESMLS
- 2022-01-11 Pending — NAPLESMLS
- 2021-12-29 Price Changed $310,000 NAPLESMLS
- 2021-12-01 Listed $325,000 NAPLESMLS
- 2016-11-21 Sold (Public Records) $38,000 Public Records
- 2016-11-16 Price Changed $38,000 NAPLESMLS
- 2016-11-15 Sold (MLS) $38,000 MIML
- 2016-11-15 Price Changed $42,000 NAPLESMLS
- 2016-11-15 Sold (MLS) $38,000 NAPLESMLS
- 2016-10-21 Pending — NAPLESMLS
- 2016-07-30 Relisted — NAPLESMLS
- 2016-06-30 Pending — NAPLESMLS
- 2016-05-20 Listed $42,000 NAPLESMLS
- 2016-05-15 Listed $42,000 MIML
- 2015-08-28 Price Changed $49,900 NAPLESMLS
- 2015-08-28 Sold (MLS) $37,000 NAPLESMLS
- 2012-12-08 Listed $37,000 NAPLESMLS
- 2011-09-14 Listed $59,900 MIML
- 2008-04-14 Listed $89,900 MIML
- 2007-06-01 Listed $119,900 MIML
- 2003-09-17 Sold (Public Records) $108,000 Public Records
- 2003-09-10 Sold (MLS) $108,000 MIML
- 2003-05-13 Listed $114,999 MIML
- 2003-01-10 Listed $128,500 MIML
- 2002-06-20 Listed $130,000 MIML
- 1990-05-01 Sold (Public Records) $52,500 Public Records
Property tax history
+21.6%/yrLatest (2025): $3,963 · +6.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…