735 Valiant Cir · Garland, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.4/30.0
- 1% rule +4.8/10.0
- Livability +3.7/5.0
- Schools +2.9/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- DSCR +1.6/10.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This Garland two-story home offers granite countertops. Home utilities may be turned off due to weather conditions. This home has been virtually staged to illustrate its potential.
Key facts
- Master suite
- En suite bathroom
- Cozy living room
Tags
Property features AI
Finance
- Other: Subdivision: Meadowcreek Village Rev; County: Dallas
- Financial info: Treat as clear loan type; No second mortgage information reported
- HOA & community: Mandatory HOA; Monthly HOA fee of $155; HOA covers front yard maintenance, full use of facilities, and maintenance structure; HOA management: Meadow Creek Village
Exterior
- Parking: Attached carport; Driveway; 1 covered/carport space
- Utilities: City water; City sewer; Not in a municipal utility district
- Home design: Single-family residence; Attached; Two-story; Built in 1972
- Construction: Siding exterior; Slab foundation
- Exterior features: Small lot (less than 0.5 acre); Community clubhouse; Community pool
Interior
- Kitchen: Dishwasher; Electric range
- Bedrooms: Primary bedroom on level 2 (approx. 11 x 15); Bedroom on level 2 (approx. 11 x 11); Bedroom on level 1 (approx. 11 x 9)
- Flooring: Carpet; Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air (electric)
- Interior features: Granite counters; Fireplace (wood-burning); One living area; One dining area; Total of 6 rooms; Two levels
- Laundry & utility: Utility room with full-size washer/dryer area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath townhouse listed at $200k.
Deal economics
- At list price, monthly cash flow is $-254 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $155k (22.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (1.5% below list).
- Recommended offer: $155k (22.4% below list) — sets the bar for cash-flow.
- Cap rate 4.8% vs local median 3.5% in Garland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#165 in TX, #4,447 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living A-; Watch: amenities C-, schools D+, health & safety F.
- Garland ISD (suburban): math 27% / reading 37% proficiency, ranked #553 of 826 in TX (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 361 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
- This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 43 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 6y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 3.1% of price.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 43 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 4.77%
- Cash-on-cash
- -5.44%
- DSCR
- 0.76
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $241,014
- List price
- $200,000
- Delta
- -17.02%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 718 Intrepid Dr | 0.06mi | 3/2.0 | 1,472 (0%) | 6mo | $130,000 | $88 | 92 |
| 733 Intrepid Dr | 0.07mi | 4/2.0 (+1) | 1,572 (+7%) | 1mo | $207,000 | $132 | 80 |
| 701 Intrepid Dr | 0.04mi | 4/2.0 (+1) | 1,572 (+7%) | 15mo | $230,000 | $146 | 69 |
| 526 Arborview Dr | 0.37mi | 3/2.5 | 1,410 (-4%) | 12mo | $215,000 | $152 | 64 |
| 536 Valley Park Dr | 0.35mi | 4/2.0 (+1) | 1,410 (-4%) | 10mo | $149,900 | $106 | 63 |
| 427 Arborview Dr | 0.46mi | 4/3.0 (+1) | 1,417 (-4%) | 1mo | $175,000 | $124 | 62 |
| 424 Valley Park Dr | 0.38mi | 4/2.0 (+1) | 1,352 (-8%) | 5mo | $219,900 | $163 | 60 |
| 367 Valley Park Dr | 0.45mi | 4/2.5 (+1) | 1,413 (-4%) | 12mo | $229,900 | $163 | 55 |
| 412 Valley Park Dr | 0.40mi | 4/2.0 (+1) | 1,352 (-8%) | 12mo | $225,000 | $166 | 52 |
| 374 Valley Park Dr | 0.43mi | 4/2.0 (+1) | 1,352 (-8%) | 11mo | $165,000 | $122 | 52 |
| 419 Valley Park Dr | 0.39mi | 4/2.0 (+1) | 1,352 (-8%) | 16mo | $229,900 | $170 | 50 |
| 346 Valley Park Dr | 0.49mi | 4/2.0 (+1) | 1,352 (-8%) | 13mo | $195,000 | $144 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.47% rent growth · sell at horizon
- IRR
- -29.3%
- Equity multiple
- 0.05×
- Total profit
- $-53,176
- Equity at exit
- $29,821
- IRR
- -51.7%
- Equity multiple
- -0.52×
- Total profit
- $-85,011
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75043
- Home prices YoY
- -33.4%
- Rents YoY
- 0.5%
- Active inventory
- 361
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $1,969 high interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax from tax record
- −$523 /mo · $6,271/yr
- Insurance
- −$83
- HOA
- −$155
- Vacancy / Maint / Mgmt
- −$414
- Net cashflow
- $-254
Break-even live
Sensitivity live
| Price | -10% $-141 | -5% $-197 | +0% $-254 | +5% $-310 | +10% $-367 |
|---|---|---|---|---|---|
| Rent | -10% $-409 | -5% $-332 | +0% $-254 | +5% $-176 | +10% $-98 |
| Rate | -1.0pp $-153 | -0.5pp $-203 | base $-254 | +0.5pp $-306 | +1.0pp $-358 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 705 Valiant Cir Garland, TX | 2.0 | 1.0 | 882 | $1,850 | $2.10 | 25d | 1 | 0.06mi |
| 734 Sceptre Cir Garland, TX | 3.0 | 2.0 | 1254 | $2,000 | $1.59 | 44d | 1 | 0.06mi |
| 709 Arrowhead Cir Garland, TX | 2.0 | 1.0 | 882 | $1,700 | $1.93 | 44d | 1 | 0.07mi |
| 709 Brookview Dr Garland, TX | 4.0 | 2.0 | 1622 | $2,600 | $1.60 | 5d | 1 | 0.08mi |
| 4839 Spindrift Psge Garland, TX | 4.0 | 2.0 | 1546 | $2,400 | $1.55 | 4d | 1 | 0.12mi |
| 5010 Wildbriar Dr Garland, TX | 3.0 | 3.0 | 1261 | $1,949 | $1.55 | 25d | 1 | 0.15mi |
| 735 Ticonderoga Dr Garland, TX | 2.0 | 1.5 | 1120 | $1,700 | $1.52 | 44d | 1 | 0.17mi |
| 422 Woodmere Dr Garland, TX | 3.0 | 2.0 | 1518 | $1,995 | $1.31 | 8d | 1 | 0.36mi |
| 439 Valley Park Dr Garland, TX | 3.0 | 2.0 | 1133 | $1,599 | $1.41 | 21d | 1 | 0.37mi |
| 438 Arborview Dr Garland, TX | 4.0 | 2.0 | 1352 | $2,000 | $1.48 | 44d | 1 | 0.44mi |
| 751 Meadowcreek Ct Garland, TX | 4.0 | 3.0 | 1804 | $2,150 | $1.19 | 25d | 1 | 0.50mi |
| 334 Valley Park Dr Garland, TX | 4.0 | 2.5 | 1418 | $2,000 | $1.41 | 44d | 1 | 0.52mi |
| 759 Meadowcreek Ct Garland, TX | 3.0 | 2.0 | 1373 | $2,195 | $1.60 | 25d | 1 | 0.53mi |
| 5309 Heather Glen Dr Garland, TX | 3.0 | 2.0 | 1503 | $2,100 | $1.40 | 25d | 1 | 0.54mi |
| 4420 Saturn Rd Garland, TX | 1.0–2.0 | 1.0–2.5 | 786 | $1,685 | $2.14 | 2d | 19 | 0.54mi |
| 317 Valley Park Dr Garland, TX | 4.0 | 2.5 | 1410 | $1,999 | $1.42 | 15d | 1 | 0.56mi |
| 318 Arborview Dr Garland, TX | 4.0 | 2.0 | 1510 | $1,984 | $1.31 | 44d | 1 | 0.57mi |
| 625 San Carlos Dr Garland, TX | 3.0 | 2.0 | 1784 | $2,300 | $1.29 | 44d | 1 | 0.62mi |
| 1101 Key Colony Dr Garland, TX | 3.0 | 2.0 | 1219 | $2,000 | $1.64 | 44d | 1 | 0.63mi |
| 734 Spring Lake Dr Garland, TX | 3.0 | 2.0 | 1314 | $1,995 | $1.52 | 15d | 1 | 0.65mi |
| 734 Spring Lake Dr Garland, TX | 3.0 | 2.0 | 1314 | $1,995 | $1.52 | 14d | 1 | 0.65mi |
| 302 Candlewood Ln Garland, TX | 3.0 | 1.5 | 1100 | $1,350 | $1.23 | 4d | 1 | 0.69mi |
| 4689 Saturn Rd Garland, TX | 1.0–2.0 | 1.0–2.0 | 965 | $2,139 | $2.22 | 2d | 29 | 0.72mi |
| 805 Greenbriar Dr Garland, TX | 4.0 | 3.0 | 1581 | $2,300 | $1.45 | 22d | 1 | 0.75mi |
| 726 Ravencroft Dr Garland, TX | 3.0 | 2.0 | 1392 | $2,100 | $1.51 | 13d | 1 | 0.76mi |
| 11321 Woodmeadow Pkwy Dallas, TX | 1.0–3.0 | 1.0–2.0 | 1027 | $1,499 | $1.46 | 4d | 1 | 0.77mi |
| 11110 Woodmeadow Pkwy Dallas, TX | 2.0 | 1.0–2.0 | 719 | $1,478 | $2.06 | 2d | 13 | 0.78mi |
| 11050 Woodmeadow Pkwy Dallas, TX | 1.0–2.0 | 1.0–2.0 | 726 | $1,345 | $1.85 | 21d | 20 | 0.78mi |
| 11111 Woodmeadow Pkwy Dallas, TX | 1.0–2.0 | 1.0–2.0 | 749 | $1,785 | $2.38 | 44d | 10 | 0.84mi |
| 11111 Woodmeadow Pkwy Dallas, TX | 1.0–2.0 | 1.0–2.0 | 749 | $1,375 | $1.83 | 3d | 10 | 0.84mi |
| 11011 Woodmeadow Pkwy Dallas, TX | 1.0–2.0 | 1.0–2.0 | 864 | $1,763 | $2.04 | 3d | 4 | 0.86mi |
| 5106 Woodmeadow Dr Garland, TX | 3.0 | 2.0 | 1650 | $2,000 | $1.21 | 15d | 1 | 0.86mi |
| 5106 Woodmeadow Dr Garland, TX | 3.0 | 2.0 | 1650 | $2,000 | $1.21 | 44d | 1 | 0.86mi |
| 11611 Ferguson Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 735 | $1,445 | $1.96 | 44d | 17 | 0.88mi |
| 11611 Ferguson Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 735 | $1,370 | $1.86 | 1d | 20 | 0.88mi |
| 11611 Ferguson Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 735 | $1,542 | $2.10 | 11d | 24 | 0.88mi |
| 813 Hudson Dr Garland, TX | 4.0 | 2.0 | 1567 | $2,100 | $1.34 | 44d | 1 | 0.89mi |
| 3801 Lancelot Pl Garland, TX | 3.0 | 2.0 | 1346 | $1,790 | $1.33 | 44d | 1 | 0.92mi |
| 10700 Woodmeadow Pkwy Dallas, TX | 1.0–2.0 | 1.0–2.0 | 789 | $1,495 | $1.89 | 4d | 25 | 0.94mi |
| 1213 Carroll Dr Garland, TX | 3.0 | 2.0 | 1312 | $2,100 | $1.60 | 8d | 1 | 0.95mi |
HOA detail
- Monthly dues
- $155 · $1,860/yr
Listing history 32 events
-
2026-06-18days on market $200,000 Active 43 DOM
-
2026-06-17days on market $200,000 Active 42 DOM
-
2026-06-16days on market $200,000 Active 41 DOM
-
2026-06-15days on market $200,000 Active 40 DOM
-
2026-06-13days on market $200,000 Active 38 DOM
-
2026-06-09days on market $200,000 Active 34 DOM
-
2026-06-08days on market $200,000 Active 33 DOM
-
2026-06-07pricedays on market $200,000 Active 32 DOM
-
2026-06-04days on market $210,000 Active 29 DOM
-
2026-06-03pricedays on market $210,000 Active 28 DOM
-
2026-06-02days on market $220,000 Active 27 DOM
-
2026-06-01days on market $220,000 Active 26 DOM
-
2026-05-31days on market $220,000 Active 25 DOM
-
2026-05-15price $220,000 514-char remark
-
2026-05-06$225,000 Active 514-char remark
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2022-08-17soldstatus
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2022-08-16soldstatus Closed 180-char remark
Show marketing remark (180 chars)
This Garland two-story home offers granite countertops. Home utilities may be turned off due to weather conditions. This home has been virtually staged to illustrate its potential.
-
2022-07-01status Pending 180-char remark
Show marketing remark (180 chars)
This Garland two-story home offers granite countertops. Home utilities may be turned off due to weather conditions. This home has been virtually staged to illustrate its potential.
-
2022-06-21$242,000 Active 180-char remark
Show marketing remark (180 chars)
This Garland two-story home offers granite countertops. Home utilities may be turned off due to weather conditions. This home has been virtually staged to illustrate its potential.
-
2022-06-01soldstatus
-
2020-12-07soldstatus
-
2020-12-03soldstatus Sold
Show marketing remark (320 chars)
3 bedroom 2 bath, laminate flooring, wood burning fireplace, bedrooms upstairs, located just off of Centerville and Northwest Hwy. Shopping, parks, community pool, HOA, Meadow Creek covers front yard, exterior maintenance. NEW Paint , foundation done, PLEASE go see it. Buyer and buyers agent to verify ALL information.
-
2020-10-26status Pending
Show marketing remark (320 chars)
3 bedroom 2 bath, laminate flooring, wood burning fireplace, bedrooms upstairs, located just off of Centerville and Northwest Hwy. Shopping, parks, community pool, HOA, Meadow Creek covers front yard, exterior maintenance. NEW Paint , foundation done, PLEASE go see it. Buyer and buyers agent to verify ALL information.
-
2020-10-11price $159,900
Show marketing remark (320 chars)
3 bedroom 2 bath, laminate flooring, wood burning fireplace, bedrooms upstairs, located just off of Centerville and Northwest Hwy. Shopping, parks, community pool, HOA, Meadow Creek covers front yard, exterior maintenance. NEW Paint , foundation done, PLEASE go see it. Buyer and buyers agent to verify ALL information.
-
2020-10-11historical Active Option Contract
Show marketing remark (320 chars)
3 bedroom 2 bath, laminate flooring, wood burning fireplace, bedrooms upstairs, located just off of Centerville and Northwest Hwy. Shopping, parks, community pool, HOA, Meadow Creek covers front yard, exterior maintenance. NEW Paint , foundation done, PLEASE go see it. Buyer and buyers agent to verify ALL information.
-
2020-10-08price $155,900
Show marketing remark (320 chars)
3 bedroom 2 bath, laminate flooring, wood burning fireplace, bedrooms upstairs, located just off of Centerville and Northwest Hwy. Shopping, parks, community pool, HOA, Meadow Creek covers front yard, exterior maintenance. NEW Paint , foundation done, PLEASE go see it. Buyer and buyers agent to verify ALL information.
-
2020-10-08status Active
Show marketing remark (320 chars)
3 bedroom 2 bath, laminate flooring, wood burning fireplace, bedrooms upstairs, located just off of Centerville and Northwest Hwy. Shopping, parks, community pool, HOA, Meadow Creek covers front yard, exterior maintenance. NEW Paint , foundation done, PLEASE go see it. Buyer and buyers agent to verify ALL information.
-
2020-06-08historical
Show marketing remark (320 chars)
3 bedroom 2 bath, laminate flooring, wood burning fireplace, bedrooms upstairs, located just off of Centerville and Northwest Hwy. Shopping, parks, community pool, HOA, Meadow Creek covers front yard, exterior maintenance. NEW Paint , foundation done, PLEASE go see it. Buyer and buyers agent to verify ALL information.
-
2020-06-03$149,900 Active
Show marketing remark (320 chars)
3 bedroom 2 bath, laminate flooring, wood burning fireplace, bedrooms upstairs, located just off of Centerville and Northwest Hwy. Shopping, parks, community pool, HOA, Meadow Creek covers front yard, exterior maintenance. NEW Paint , foundation done, PLEASE go see it. Buyer and buyers agent to verify ALL information.
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2002-02-11soldstatus
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1994-05-08soldstatus
-
1989-02-05soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,271 · $523/mo
- Projected year-2 tax
- $6,271 · $523/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,634
- − Mortgage interest
- −$11,203
- − Property taxes
- −$6,271
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,891
- − Management
- −$1,891
- − HOA
- −$1,860
- − Depreciation
- −$5,818
- Taxable loss
- −$6,300
- Est. tax savings @ 24.0%
- +$1,512
- After-tax cash flow
- $-1,534/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Garland ISD
- NCES district ID
- 4820340
- Math proficiency
- 27% ▼ -23.00%
- Reading proficiency
- 37% ▼ -10.00%
- Median HH income
- $58,392
- Composite
- 28.63/100
- National rank
- #6706
- State rank
- #553 of 826 in TX
Livability — Garland
- Score
- 74/100
- State rank
- #165
- US rank
- #4447
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Garland, TX
- County
- Dallas County · 2,612,404 people
- City population
- 246,342
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 63,152
- Household income
- $76,778
- Rent vs Own
- Severe rent burden
- 2275.0
Population outlook (Dallas County) Hauer SSP2
- Today (2025)
- 2,979,839 people
- By 2030
- 3,191,823 · +7.1%
- By 2040
- 3,619,611 · +21.5%
- By 2050
- 4,026,915 · +35.1%
- By 2075
- 4,957,073 · +66.4%
- By 2100
- 5,508,725 · +84.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.73)
- Race & ethnicity
- Hispanic / Latino 37% White 30% Two or more races 23% Black 21% Asian 8%
- Hispanic origin (detail)
- Mexican 29%
- Common ancestry
- Slovak 1% Portuguese 1% Lithuanian 1%
- Foreign-born
- 24% · Canada, Vietnam
- Languages at home
- 60% English-only · Spanish 31% Other Asian/Pacific 2% Vietnamese 2%
Political lean MEDSL · Dallas
- 2024 margin
- Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
- 2008→2024 swing
- +6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
- All cycles
- 2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -148.30%
- Current HPI
- 295.5641
- Rent YoY
- ▲ 0.47%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+33.4% since first listed21 events — show timeline
- 2026-06-06 Price Changed $200,000 NTREIS
- 2026-06-02 Price Changed $210,000 NTREIS
- 2026-05-15 Price Changed $220,000 NTREIS
- 2026-05-06 Listed $225,000 NTREIS
- 2022-08-17 Sold (Public Records) — Public Records
- 2022-08-16 Sold (MLS) — NTREIS
- 2022-07-01 Pending — NTREIS
- 2022-06-21 Listed $242,000 NTREIS
- 2022-06-01 Sold (Public Records) — Public Records
- 2020-12-07 Sold (Public Records) — Public Records
- 2020-12-03 Sold (MLS) — NTREIS
- 2020-10-26 Pending — NTREIS
- 2020-10-11 Price Changed $159,900 NTREIS
- 2020-10-11 Contingent — NTREIS
- 2020-10-08 Price Changed $155,900 NTREIS
- 2020-10-08 Relisted — NTREIS
- 2020-06-08 Listing Removed — NTREIS
- 2020-06-03 Listed $149,900 NTREIS
- 2002-02-11 Sold (Public Records) — Public Records
- 1994-05-08 Sold (Public Records) — Public Records
- 1989-02-05 Sold (Public Records) — Public Records
Property tax history
+7.3%/yrLatest (2025): $6,271 · +5.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…