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7711 Castleton Ln
F Composite 31.24
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +6.7/30.0
  • 1% rule +4.2/10.0
  • Schools +3.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.0/10.0
  • Appreciation +0.0/10.0

$212,500

7711 Castleton Ln · Woodfield, SC 29223
4 bd · 2.0 ba · 2,129 sqft · SingleFamily public records · 4 Days on market
Built 1968 0.37 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This Charming 4 Bedroom, 2 Bath Brick Ranch In The Desirable Windsor Lake Park Subdivision Offers 2,129 Square Feet Of Comfortable Living Space And The Perfect Blend Of Modern Convenience And Classic Charm. Located In An Established Neighborhood Known For Its Friendly Neighbors And Mature Surroundings, This Home Is Full Of Potential. Inside, You Will Find A Formal Foyer That Welcomes You Into A Spacious Family Room Featuring A Cozy Fireplace, Custom Built-In Desk And Bookshelves Along With French Doors That Add Character And Natural Light. The Primary Suite Offers Double Sinks And Ample Space For Everyday Comfort. Step Outside to A Fenced Backyard, Ideal for Children, Pets, Gardening, Or En

Key facts

  • Formal foyer
  • Custom built-in desk
  • Cozy fireplace

Tags

BRICK RANCHWINDSOR LAKE PARK SUBDIVISIONFORMAL FOYERSPACIOUS FAMILY ROOMCOZY FIREPLACECUSTOM BUILT-IN DESK

Property features AI

Exterior

  • Parking: Attached carport; 2 carport spaces
  • Utilities: Public water; Public sewer; Electricity available; Cable available
  • Home design: Single-family house; One story; Entry level features not specified; Facing direction not specified
  • Construction: Brick construction; Shingle roof; Crawl space foundation; Built as a house (year built not provided)
  • Exterior features: Deck; Wood fencing; Paved road access; Publicly maintained road

Interior

  • Kitchen: Cooktop; Dishwasher; Exhaust fan; Oven
  • Flooring: Carpet; Slate; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump heating; Heat pump cooling
  • Interior features: Eat-in kitchen; Entrance foyer; Fireplace (other type)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $212k.

Deal economics

  • At list price, monthly cash flow is $-337 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $163k (23.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (7.9% below list).
  • Recommended offer: $163k (23.2% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 63/100 on livability (#165 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime D-, amenities F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: L. W. Conder Elementary (math 18% / reading 19%, grade F, #506 of 597 statewide, top 85%, 462 students, 100% FRL); Dent Middle (math 25% / reading 42%, grade F, #113 of 229 statewide, top 50%, 1,018 students, 100% FRL); Richland Northeast High (math 42% / reading 82%, grade B-, #99 of 196 statewide, top 53%, 1,359 students, 70% FRL) — zoned schools average 90% FRL vs 38% district-wide (52 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.8% of price.
  • Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $163,260 (23.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
4.39%
Cash-on-cash
-6.80%
DSCR
0.70
GRM
9.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-32.2%
Equity multiple
-0.02×
Total profit
$-60,962
Equity at exit
$31,684
10-year hold
IRR
-65.3%
Equity multiple
-0.69×
Total profit
$-100,314
Equity at exit
$18,373

Cash invested: $59,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,957 high interval (Pro) →
Mortgage (P&I)
$1,114
Tax from tax record
$680 /mo · $8,163/yr
Insurance
$89
HOA
$0
Vacancy / Maint / Mgmt
$411
Net cashflow
$-337

Break-even live

Break-even rent $2,384
Max offer price $163,260
Occupancy floor

Sensitivity live

Price -10% $-217 -5% $-277 +0% $-337 +5% $-397 +10% $-457
Rent -10% $-492 -5% $-414 +0% $-337 +5% $-260 +10% $-182
Rate -1.0pp $-230 -0.5pp $-283 base $-337 +0.5pp $-392 +1.0pp $-448

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,125
Closing costs
$6,375
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
300 Meredith Sq Columbia, SC 2.0–3.0 2.0–2.5 1258 $1,499 $1.19 25d 1 0.50mi
6905 Cleaton Rd Columbia, SC 3.0 2.5–3.0 1546 $1,925 $1.25 25d 3 0.98mi
117 Greenfield Rd Columbia, SC 3.0 2.0 2055 $1,981 $0.96 25d 1 0.99mi
1725 Cheltenham Ln Columbia, SC 3.0 2.0 1444 $1,675 $1.16 25d 1 1.20mi
6837 N Trenholm Rd Columbia, SC 1.0–3.0 1.0–2.0 1105 $1,985 $1.80 5d 30 1.21mi
1741 Springfield Ave Columbia, SC 3.0 1.0 1582 $930 $0.59 13d 1 1.28mi
1659 Legrand Rd Columbia, SC 2.0–3.0 2.0–2.5 1450 $2,500 $1.72 5d 12 1.40mi

Listing history 3 events

  1. 2026-06-22
    days on market $212,500 Active 4 DOM
  2. 2026-06-18
    remarks 699-char remark
  3. 2026-06-18
    listed $212,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$8,163 · $680/mo
Projected year-2 tax
$8,163 · $680/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 70% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,485
− Mortgage interest
−$11,903
− Property taxes
−$8,163
− Insurance
−$1,062
− Repairs & maintenance
−$1,879
− Management
−$1,879
− Depreciation
−$6,182
Taxable loss
−$7,583
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,820
After-tax cash flow
$-2,225/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Woodfield

Score
63/100
State rank
#165
US rank
#15019

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Woodfield, SC
County
Richland County · 389,530 people
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+113.6% since first listed
9 events — show timeline
  • 2026-06-17 Listed $212,500 SBOR
  • 2023-07-07 Sold (Public Records) $240,000 Public Records
  • 2023-06-08 Pending Consolidated MLS
  • 2023-05-24 Contingent Consolidated MLS
  • 2023-05-19 Listed $225,000 Consolidated MLS
  • 2023-03-17 Sold (Public Records) $179,800 Public Records
  • 2023-02-09 Listed $225,000 Consolidated MLS
  • 2007-01-02 Sold (Public Records) $150,000 Public Records
  • 1998-08-03 Sold (Public Records) $99,500 Public Records

Property tax history

+17.0%/yr

Latest (2025): $8,163 · +2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…