19 Market St · Tamaqua, PA 18252

$144,900

3 bd · 1.0 ba · 2,125 sqft · SingleFamily public records · 102 Days on market

Built 1900 10,019 sqft lot $68/sqft · 28% below area Est $188k · 23% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.3/30.0
• ARV discount +15.0/15.0
• DSCR +5.4/10.0
• 1% rule +4.6/10.0
• Livability +4.0/5.0
• Schools +3.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to a charming turn-of the century home in the heart of the Borough of Tamaqua. This single-family house offers 2,125 square feet of living space and features four-bedrooms bursting with potential and awaiting the right buyers to restore it its former glory. The large covered front porch welcomes you as you approach, offering a perfect spot for relaxation. Upon entering, you'll find a spacious living room with chair rail that leads to the dining room, and from there the layout seamlessly flows to the kitchen. The kitchen features oak cabinetry, generous counter space, a dishwasher, and copper tone-stamped backsplash. Both the kitchen and dining room provide access to the expansive back porch offering a peaceful view of the backyard. Completing the first floor is a versatile room that currently contains an open half bath. This space could be transformed into a fifth bedroom, with a suite, or repurposed for another use depending on your needs. As you ascend to the second floor, you'll find four bedrooms, one of which needs renovations and a full bath with claw tub. A notable feature on this floor is the walk-in-closet in the hall. Venturing to the third floor, you will find an attic with enormous potential to transform into additional living space. Other highlights include a new oil burner and boiler unit installed 2025 and taxes under $2,000 annually. Don't miss this chance to make this cherished Tamaqua gem your next dream home, schedule a showing today.

Key facts

• Oak cabinetry
• Expansive back porch
• Spacious living room

Tags

• TURN OF THE CENTURY HOME
• LARGE COVERED FRONT PORCH
• SPACIOUS LIVING ROOM
• OAK CABINETRY
• COPPER TONE STAMPED BACKSPLASH
• EXPANSIVE BACK PORCH

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $145k.

Deal economics

• At list price, monthly cash flow is $106 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $139k (3.8% below list).
• Recommended offer: $132k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 80/100 on livability (#209 in PA, #1,844 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: commute D+, employment F.
• Tamaqua Area SD (rural): math 31% / reading 53% proficiency, ranked #331 of 539 in PA (top 61%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 75 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 102 days — a 9% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $67k; list at $145k implies a 116% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $131,859 (9.0% below list)

Questions for the listing agent

1. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.17%
• Cash-on-cash: 3.13%
• DSCR: 1.14
• GRM: 8.7

CMA / ARV

• ARV (median comp): $187,655
• List price: $144,900
• Delta: -22.78%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
21 Market St	0.01mi	4/2.0 (+1)	2,204 (+4%)	4mo	$205,000	$93	81
221 Cedar St	0.16mi	4/1.0 (+1)	2,200 (+4%)	5mo	$51,900	$24	77
124 Market St	0.13mi	4/2.0 (+1)	2,100 (-1%)	9mo	$90,000	$43	76
127 N Greenwood St	0.14mi	3/1.5	2,265 (+7%)	9mo	$135,000	$60	73
444 Hazle St	0.20mi	3/1.5	1,952 (-8%)	12mo	$228,900	$117	65
217 N Lehigh St	0.67mi	3/1.5	2,100 (-1%)	10mo	$150,000	$71	56
451 E Broad St	0.14mi	4/3.0 (+1)	2,420 (+14%)	5mo	$251,000	$104	53
417 E Union St	0.35mi	3/2.0	2,438 (+15%)	4mo	$210,000	$86	52
500 Pine St	0.44mi	4/2.5 (+1)	1,935 (-9%)	2mo	$213,000	$110	52
259 Clay St	0.56mi	3/1.0	1,850 (-13%)	8mo	$65,000	$35	45
266 Mahanoy St	0.58mi	3/2.0	2,394 (+13%)	4mo	$180,500	$75	44
314 W Cottage Ave	0.63mi	3/1.0	1,847 (-13%)	20mo	$200,000	$108	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -11.3%
• Equity multiple: 0.59×
• Total profit: $-16,714
• Equity at exit: $21,605

10-year hold

• IRR: -2.1%
• Equity multiple: 0.86×
• Total profit: $-5,796
• Equity at exit: $12,528

Cash invested: $40,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18252

• Home prices YoY: -15.4%
• Active inventory: 75
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $1,393 medium
• Mortgage (P&I): −$760
• Tax from tax record: −$175 /mo · $2,095/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$293
• Net cashflow: $106

Break-even live

Break-even rent $1,259

Max offer price $144,900

Occupancy floor 87%

Sensitivity live

Price	-10% $188	-5% $147	+0% $106	+5% $65	+10% $24
Rent	-10% $-4	-5% $51	+0% $106	+5% $161	+10% $216
Rate	-1.0pp $179	-0.5pp $143	base $106	+0.5pp $68	+1.0pp $30

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,225
• Closing costs: $4,347
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
128 E Broad St Unit 128B Tamaqua, PA	3.0	1.0	1623	$1,450	$0.89	44d	1	0.19mi
435 E Union St Tamaqua, PA	3.0	1.0	1560	$1,275	$0.82	15d	1	0.38mi

Listing history 26 events

1. 2026-06-17
   status $144,900 Pending 102 DOM
2. 2026-06-16
   days on market $144,900 Active 102 DOM
3. 2026-06-15
   days on market $144,900 Active 101 DOM
4. 2026-06-13
   days on market $144,900 Active 99 DOM
5. 2026-06-12
   days on market $144,900 Active 98 DOM
6. 2026-06-09
   days on market $144,900 Active 95 DOM
7. 2026-06-08
   days on market $144,900 Active 94 DOM
8. 2026-06-08
   days on market $144,900 Active 93 DOM
9. 2026-06-07
   days on market $144,900 Active 92 DOM
10. 2026-06-04
    days on market $144,900 Active 89 DOM
11. 2026-06-02
    days on market $144,900 Active 88 DOM
12. 2026-06-01
    days on market $144,900 Active 87 DOM
13. 2026-05-31
    days on market $144,900 Active 86 DOM
14. 2026-03-30
    price $144,900 1485-char remark

    Show marketing remark (1485 chars)

    Welcome to a charming turn-of the century home in the heart of the Borough of Tamaqua. This single-family house offers 2,125 square feet of living space and features four-bedrooms bursting with potential and awaiting the right buyers to restore it its former glory. The large covered front porch welcomes you as you approach, offering a perfect spot for relaxation. Upon entering, you'll find a spacious living room with chair rail that leads to the dining room, and from there the layout seamlessly flows to the kitchen. The kitchen features oak cabinetry, generous counter space, a dishwasher, and copper tone-stamped backsplash. Both the kitchen and dining room provide access to the expansive back porch offering a peaceful view of the backyard. Completing the first floor is a versatile room that currently contains an open half bath. This space could be transformed into a fifth bedroom, with a suite, or repurposed for another use depending on your needs. As you ascend to the second floor, you'll find four bedrooms, one of which needs renovations and a full bath with claw tub. A notable feature on this floor is the walk-in-closet in the hall. Venturing to the third floor, you will find an attic with enormous potential to transform into additional living space. Other highlights include a new oil burner and boiler unit installed 2025 and taxes under $2,000 annually. Don't miss this chance to make this cherished Tamaqua gem your next dream home, schedule a showing today.

15. 2026-03-29
    price $144,900 1485-char remark

    Show marketing remark (1485 chars)

    Welcome to a charming turn-of the century home in the heart of the Borough of Tamaqua. This single-family house offers 2,125 square feet of living space and features four-bedrooms bursting with potential and awaiting the right buyers to restore it its former glory. The large covered front porch welcomes you as you approach, offering a perfect spot for relaxation. Upon entering, you'll find a spacious living room with chair rail that leads to the dining room, and from there the layout seamlessly flows to the kitchen. The kitchen features oak cabinetry, generous counter space, a dishwasher, and copper tone-stamped backsplash. Both the kitchen and dining room provide access to the expansive back porch offering a peaceful view of the backyard. Completing the first floor is a versatile room that currently contains an open half bath. This space could be transformed into a fifth bedroom, with a suite, or repurposed for another use depending on your needs. As you ascend to the second floor, you'll find four bedrooms, one of which needs renovations and a full bath with claw tub. A notable feature on this floor is the walk-in-closet in the hall. Venturing to the third floor, you will find an attic with enormous potential to transform into additional living space. Other highlights include a new oil burner and boiler unit installed 2025 and taxes under $2,000 annually. Don't miss this chance to make this cherished Tamaqua gem your next dream home, schedule a showing today.

16. 2026-03-06
    listed $149,900 Active 1485-char remark

    Show marketing remark (1485 chars)

    Welcome to a charming turn-of the century home in the heart of the Borough of Tamaqua. This single-family house offers 2,125 square feet of living space and features four-bedrooms bursting with potential and awaiting the right buyers to restore it its former glory. The large covered front porch welcomes you as you approach, offering a perfect spot for relaxation. Upon entering, you'll find a spacious living room with chair rail that leads to the dining room, and from there the layout seamlessly flows to the kitchen. The kitchen features oak cabinetry, generous counter space, a dishwasher, and copper tone-stamped backsplash. Both the kitchen and dining room provide access to the expansive back porch offering a peaceful view of the backyard. Completing the first floor is a versatile room that currently contains an open half bath. This space could be transformed into a fifth bedroom, with a suite, or repurposed for another use depending on your needs. As you ascend to the second floor, you'll find four bedrooms, one of which needs renovations and a full bath with claw tub. A notable feature on this floor is the walk-in-closet in the hall. Venturing to the third floor, you will find an attic with enormous potential to transform into additional living space. Other highlights include a new oil burner and boiler unit installed 2025 and taxes under $2,000 annually. Don't miss this chance to make this cherished Tamaqua gem your next dream home, schedule a showing today.

17. 2026-02-28
    listed $149,900 Active 1485-char remark

    Show marketing remark (1485 chars)

    Welcome to a charming turn-of the century home in the heart of the Borough of Tamaqua. This single-family house offers 2,125 square feet of living space and features four-bedrooms bursting with potential and awaiting the right buyers to restore it its former glory. The large covered front porch welcomes you as you approach, offering a perfect spot for relaxation. Upon entering, you'll find a spacious living room with chair rail that leads to the dining room, and from there the layout seamlessly flows to the kitchen. The kitchen features oak cabinetry, generous counter space, a dishwasher, and copper tone-stamped backsplash. Both the kitchen and dining room provide access to the expansive back porch offering a peaceful view of the backyard. Completing the first floor is a versatile room that currently contains an open half bath. This space could be transformed into a fifth bedroom, with a suite, or repurposed for another use depending on your needs. As you ascend to the second floor, you'll find four bedrooms, one of which needs renovations and a full bath with claw tub. A notable feature on this floor is the walk-in-closet in the hall. Venturing to the third floor, you will find an attic with enormous potential to transform into additional living space. Other highlights include a new oil burner and boiler unit installed 2025 and taxes under $2,000 annually. Don't miss this chance to make this cherished Tamaqua gem your next dream home, schedule a showing today.

18. 2016-01-22
    historical
19. 2006-12-21
    soldstatus $67,000
20. 2006-12-21
    soldstatus $67,000
21. 2006-12-12
    soldstatus $67,000
22. 2006-06-05
    listed $67,000
23. 2006-06-05
    listed $68,900
24. 2005-06-18
    historical
25. 2004-11-17
    listed $68,900
26. 1995-08-16
    soldstatus $31,717

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,095 · $175/mo
• Projected year-2 tax: $2,192 · $183/mo
• Expected delta: +$97/yr (+$8/mo · 4.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 8 d/yr ≥95°F today · 17 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,721
• − Mortgage interest: −$8,117
• − Property taxes: −$2,095
• − Insurance: −$724
• − Repairs & maintenance: −$1,338
• − Management: −$1,338
• − Depreciation: −$4,215
• Taxable loss: −$1,106
• Est. tax savings @ 24.0%: +$265
• After-tax cash flow: $1,537/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tamaqua Area SD
• NCES district ID: 4223220
• Math proficiency: 31% ▼ -9.00%
• Reading proficiency: 53% ▼ -8.00%
• Median HH income: $45,184
• Composite: 35.61/100
• National rank: #4893
• State rank: #331 of 539 in PA

Livability — Tamaqua

• Score: 80/100
• State rank: #209
• US rank: #1844

Category grades

Amenities A+ Commute D+ Cost of living A+ Crime A Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tamaqua, PA
• Population (ZIP): 11,065

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 9% Two or more races 8%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3% Salvadoran 2%
• Common ancestry: Romanian 11% Iranian 3% Polish 2%
• Foreign-born: 2% · Canada, Dominican Republic
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -35.53%
• Current HPI: 194.8976
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+356.9% since first listed

13 events — show timeline

• 2026-03-30 Price Changed $144,900 BRIGHT MLS
• 2026-03-29 Price Changed $144,900 GLVRMLS
• 2026-03-06 Listed $149,900 BRIGHT MLS
• 2026-02-28 Listed $149,900 GLVRMLS
• 2016-01-22 Listing Removed — BRIGHT MLS
• 2006-12-21 Sold (MLS) $67,000 GLVRMLS
• 2006-12-21 Sold (MLS) $67,000 BRIGHT MLS
• 2006-12-12 Sold (Public Records) $67,000 Public Records
• 2006-06-05 Listed $68,900 GLVRMLS
• 2006-06-05 Listed $67,000 BRIGHT MLS
• 2005-06-18 Listing Removed — GLVRMLS
• 2004-11-17 Listed $68,900 GLVRMLS
• 1995-08-16 Sold (Public Records) $31,717 Public Records

Property tax history

+2.7%/yr

Latest (2025): $2,095 · +7.9% YoY. Source: county tax records.