17274 Asmara Ct · Punta Gorda, FL
Flood risk 8/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 31 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.4/30.0
- Schools +5.5/10.0
- Condition / age +4.0/5.0
- Livability +3.8/5.0
- 1% rule +3.3/10.0
- Rent growth +2.5/5.0
- DSCR +2.3/10.0
- Appreciation +0.0/10.0
$324,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Great property for sale at 17274 Asmara Court, Punta Gorda, FL, USA. Priced to sell. Must see this very nice culdesac lot. Enjoy the lakes, fishing, golf, marina and park. Den allows for 4 bed rooms. No flood required. Very Motivated. Good renter at 2200.00. Must honor renters contract. Sold "as is" in really good shape.
Key facts
- Cul-de-sac lot
- Fourth bedroom
- 0.23 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $324k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-356 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $261k (19.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $268k (17.2% below list).
- Recommended offer: $261k (19.4% below list) — sets the bar for cash-flow.
- Cap rate 5.2% vs local median 3.5% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
- Market conditions: 1866 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals lingering (median 117d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- This rent runs 42% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 788 days — a 12% lower offer ($285k) is reasonable based on typical stale-listing flexibility.
- 15 sale attempts since 20y ago; this cycle's ask has dropped $63k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 788 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 5.22%
- Cash-on-cash
- -3.83%
- DSCR
- 0.83
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $457,361
- List price
- $324,000
- Delta
- -29.16%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 24406 Nicobar Ln | 0.16mi | 4/2.0 (+1) | 2,181 (-2%) | 3mo | $457,500 | $210 | 82 |
| 17371 Isaac Ln | 0.21mi | 3/3.0 | 2,289 (+3%) | 4mo | $420,000 | $183 | 78 |
| 17253 Spearmint Ln | 0.33mi | 3/3.0 | 2,225 (+0%) | 4mo | $825,000 | $371 | 77 |
| 16615 Acapulco Rd | 0.44mi | 3/2.0 | 2,280 (+3%) | 4mo | $370,000 | $162 | 72 |
| 17211 Nile Ct | 0.20mi | 4/3.0 (+1) | 2,092 (-6%) | 3mo | $379,000 | $181 | 69 |
| 17324 Vogue Ct | 0.64mi | 3/2.5 | 2,275 (+2%) | 4mo | $640,000 | $281 | 61 |
| 16456 Cape Horn Blvd | 0.75mi | 3/3.0 | 2,217 (-0%) | 4mo | $695,000 | $313 | 57 |
| 16505 Togas Way | 0.60mi | 3/3.0 | 2,367 (+7%) | 1mo | $710,100 | $300 | 56 |
| 16506 Cape Horn Blvd | 0.66mi | 3/2.5 | 2,113 (-5%) | 4mo | $369,000 | $175 | 56 |
| 17139 Anthem Ln | 0.52mi | 3/2.0 | 1,995 (-10%) | 4mo | $465,000 | $233 | 55 |
| 24060 Peppercorn Rd | 0.61mi | 4/3.0 (+1) | 2,084 (-6%) | 5mo | $471,390 | $226 | 48 |
| 24069 Cedar Rapids Rd | 0.75mi | 3/2.0 | 1,904 (-14%) | 4mo | $463,000 | $243 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -24.2%
- Equity multiple
- 0.17×
- Total profit
- $-75,006
- Equity at exit
- $48,309
- IRR
- -19.3%
- Equity multiple
- -0.03×
- Total profit
- $-93,774
- Equity at exit
- $28,014
Cash invested: $90,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 62 active · 16 under contract
- Months of supply
- 16.9 mo (6%/mo absorbed)
- Median asking
- $549,000 ($267/sqft)
- Median days on market
- 161 d
- This list price
- 6% of active listings are priced below it
- ARV vs active asking
- -22.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33955
- Home prices YoY
- -24.5%
- Active inventory
- 1866
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,684 high interval (Pro) →
- Mortgage (P&I)
- −$1,699
- Tax from tax record
- −$510 /mo · $6,119/yr
- Insurance
- −$135
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$66
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$564
- Net cashflow
- $-356
Break-even live
Sensitivity live
| Price | -10% $-173 | -5% $-265 | +0% $-356 | +5% $-448 | +10% $-540 |
|---|---|---|---|---|---|
| Rent | -10% $-568 | -5% $-462 | +0% $-356 | +5% $-250 | +10% $-144 |
| Rate | -1.0pp $-193 | -0.5pp $-274 | base $-356 | +0.5pp $-440 | +1.0pp $-526 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,000
- Closing costs
- $9,720
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 34 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 17314 Cape Horn Blvd Punta Gorda, FL | 3.0 | 2.0 | 2216 | $2,800 | $1.26 | 109d | 1 | 0.19mi |
| 24249 Peppercorn Rd Punta Gorda, FL | 4.0 | 3.0 | 2302 | $3,100 | $1.35 | 6d | 1 | 0.25mi |
| 24504 Peppercorn Rd Punta Gorda, FL | 4.0 | 3.0 | 2092 | $2,300 | $1.10 | 6d | 1 | 0.30mi |
| 17434 Oro Ct Punta Gorda, FL | 3.0 | 2.5 | 1864 | $2,000 | $1.07 | 116d | 1 | 0.30mi |
| 24097 Peppercorn Rd Punta Gorda, FL | 3.0 | 2.0 | 1973 | $2,800 | $1.42 | 6d | 1 | 0.53mi |
| 24417 Baltic Ave #1102 Punta Gorda, FL | 2.0 | 2.0 | 1788 | $5,250 | $2.94 | 119d | 1 | 0.57mi |
| 17084 Acapulco Rd #223 Punta Gorda, FL | 3.0 | 2.0 | 1644 | $3,400 | $2.07 | 6d | 1 | 0.71mi |
| 4005 Big Pass Ln Punta Gorda, FL | 2.0 | 2.0 | 1423 | $5,500 | $3.87 | 111d | 1 | 0.80mi |
| 3001 King Tarpon Dr Punta Gorda, FL | 3.0 | 2.0 | 1734 | $5,500 | $3.17 | 119d | 1 | 0.98mi |
| 2091 King Tarpon Dr Punta Gorda, FL | 3.0 | 2.0 | 1640 | $5,200 | $3.17 | 119d | 1 | 0.99mi |
| 17849 Hibiscus Cove Ct #1 Punta Gorda, FL | 3.0 | 2.0 | 1937 | $6,250 | $3.23 | 119d | 1 | 1.08mi |
| 24378 Belize Ct Punta Gorda, FL | 4.0 | 2.5 | 2251 | $6,750 | $3.00 | 116d | 1 | 1.12mi |
| 16229 Cape Horn Blvd Punta Gorda, FL | 3.0 | 2.0 | 1726 | $2,749 | $1.59 | 116d | 1 | 1.14mi |
| 1010 Islamorada Blvd Punta Gorda, FL | 3.0 | 2.0 | 1592 | $4,700 | $2.95 | 119d | 1 | 1.17mi |
| 1610 Islamorada Blvd Unit 64A Punta Gorda, FL | 2.0 | 2.0 | 1516 | $2,000 | $1.32 | 119d | 1 | 1.21mi |
| 2060 Matecumbe Key Rd #2301 Punta Gorda, FL | 3.0 | 2.0 | 1402 | $5,400 | $3.85 | 9d | 1 | 1.22mi |
| 2060 Matecumbe Key Rd Punta Gorda, FL | 2.0–3.0 | 2.0 | 1271 | $5,400 | $4.25 | 119d | 3 | 1.22mi |
| 2060 Matecumbe Key Rd Punta Gorda, FL | 2.0–3.0 | 2.0 | 1271 | $5,400 | $4.25 | 85d | 2 | 1.22mi |
| 25377 Doredo Dr Punta Gorda, FL | 4.0 | 3.0 | 2092 | $2,300 | $1.10 | 116d | 1 | 1.23mi |
| 1590 Islamorada Blvd Punta Gorda, FL | 2.0 | 2.0 | 1516 | $2,000 | $1.32 | 9d | 1 | 1.26mi |
| 3255 Sugarloaf Key Rd Unit 31B Punta Gorda, FL | 2.0 | 2.0 | 1516 | $3,000 | $1.98 | 111d | 1 | 1.28mi |
| 25110 Alcazar Dr Punta Gorda, FL | 4.0 | 3.0 | 2020 | $1,995 | $0.99 | 6d | 1 | 1.29mi |
| 16147 Badalona Dr Punta Gorda, FL | 3.0 | 2.0 | 1508 | $1,795 | $1.19 | 3d | 1 | 1.31mi |
| 16265 Alcira Cir Punta Gorda, FL | 4.0 | 3.0 | 2032 | $2,300 | $1.13 | 2d | 1 | 1.32mi |
| 5 Pirates Ln Unit 54B Punta Gorda, FL | 2.0 | 2.0 | 1516 | $4,600 | $3.03 | 119d | 1 | 1.35mi |
| 25214 Cadiz Dr Punta Gorda, FL | 4.0 | 2.0 | 1828 | $2,295 | $1.26 | 116d | 1 | 1.36mi |
| 25214 Cadiz Dr Punta Gorda, FL | 4.0 | 2.0 | 1828 | $2,100 | $1.15 | 6d | 1 | 1.36mi |
| 3471 Sunset Key Cir #102 Punta Gorda, FL | 3.0 | 2.0 | 1991 | $5,750 | $2.89 | 119d | 1 | 1.36mi |
| 25222 Cadiz Dr Punta Gorda, FL | 4.0 | 2.0 | 1828 | $2,100 | $1.15 | 6d | 1 | 1.37mi |
| 25222 Cadiz Dr Punta Gorda, FL | 4.0 | 2.0 | 1828 | $2,295 | $1.26 | 116d | 1 | 1.37mi |
| 16107 Badalona Dr Punta Gorda, FL | 3.0 | 2.0 | 1508 | $1,895 | $1.26 | 116d | 1 | 1.38mi |
| 16077 Badalona Dr Punta Gorda, FL | 3.0 | 2.0 | 1508 | $1,895 | $1.26 | 116d | 1 | 1.43mi |
| 3304 Sunset Key Cir Unit D Punta Gorda, FL | 3.0 | 2.0 | 2255 | $5,750 | $2.55 | 119d | 1 | 1.48mi |
| 25904 Prada Dr Punta Gorda, FL | 3.0 | 2.0 | 1950 | $2,111 | $1.08 | 109d | 1 | 1.49mi |
Property features AI
Finance
- Other
- Home warranty included
- Financial info
- Other annual assessment: $400Total annual fees noted: $800 (approx. $66.67/month)
- HOA & community
- Member of Burnt Store Lakes homeowners associationHOA fee required (about $400 annually; approximately $33.33/month)Association approval requiredPets allowed
Exterior
- Parking
- Attached 2-car garage
- Utilities
- Public waterPublic sewerElectricity connectedCable connectedPhone availableUnderground utilitiesWater and sewer connected
- Home design
- Single-family residenceSingle-story (multi/split level layout)West-facing
- Construction
- Stucco constructionTile roofSlab foundationBuilt on lot of about 0.23 acres
- Exterior features
- LightingPrivate mailboxRain guttersSidewalkSliding doorsStoragePrivate boat ramp access (canal/lake)
Interior
- Kitchen
- DishwasherDisposalIce makerMicrowaveRangeRefrigeratorExhaust fanElectric water heater
- Bedrooms
- 3 bedrooms
- Flooring
- CarpetCeramic tileHardwoodLaminate
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heatingHeat pumpCentral air conditioning
- Interior features
- Cathedral ceilingsCeiling fansEat-in kitchenHigh ceilingsKitchen/family room comboOpen floorplanSplit bedroom layoutProgrammable thermostatWalk-in closetsWindow treatments
- Laundry & utility
- Laundry room with washer and electric dryer hookups
Listing history 50 events
-
2026-09-24days on market $324,000 Active 788 DOM
-
2026-09-22days on market $324,000 Active 787 DOM
-
2026-09-21days on market $324,000 Active 786 DOM
-
2026-09-20days on market $324,000 Active 785 DOM
-
2026-09-19days on market $324,000 Active 784 DOM
-
2026-09-17days on market $324,000 Active 782 DOM
-
2026-09-16days on market $324,000 Active 781 DOM
-
2026-09-15days on market $324,000 Active 780 DOM
-
2026-09-14days on market $324,000 Active 779 DOM
-
2026-09-13days on market $324,000 Active 778 DOM
-
2026-09-12days on market $324,000 Active 777 DOM
-
2026-09-11days on market $324,000 Active 776 DOM
-
2026-09-05days on market $324,000 Active 770 DOM
-
2026-09-04days on market $324,000 Active 769 DOM
-
2026-08-31days on market $324,000 Active 765 DOM
-
2026-08-30days on market $324,000 Active 764 DOM
-
2026-08-29days on market $324,000 Active 763 DOM
-
2026-08-28days on market $324,000 Active 762 DOM
-
2026-08-27days on market $324,000 Active 761 DOM
-
2026-08-26days on market $324,000 Active 760 DOM
-
2026-08-25days on market $324,000 Active 759 DOM
-
2026-08-23days on market $324,000 Active 757 DOM
-
2026-08-22days on market $324,000 Active 756 DOM
-
2026-08-21days on market $324,000 Active 755 DOM
-
2026-08-20days on market $324,000 Active 754 DOM
-
2026-08-19days on market $324,000 Active 753 DOM
-
2026-08-18days on market $324,000 Active 752 DOM
-
2026-08-17days on market $324,000 Active 751 DOM
-
2026-08-16days on market $324,000 Active 750 DOM
-
2026-08-15days on market $324,000 Active 749 DOM
-
2026-08-14days on market $324,000 Active 748 DOM
-
2026-08-13days on market $324,000 Active 747 DOM
-
2026-08-12days on market $324,000 Active 746 DOM
-
2026-08-11days on market $324,000 Active 745 DOM
-
2026-08-10days on market $324,000 Active 744 DOM
-
2026-08-09days on market $324,000 Active 743 DOM
-
2026-08-08days on market $324,000 Active 742 DOM
-
2026-08-07pricedays on market $324,000 Active 741 DOM
-
2026-08-06days on market $326,000 Active 740 DOM
-
2026-08-05days on market $326,000 Active 739 DOM
-
2026-08-04days on market $326,000 Active 738 DOM
-
2026-08-03days on market $326,000 Active 737 DOM
-
2026-08-01days on market $326,000 Active 734 DOM
-
2026-07-29days on market $326,000 Active 732 DOM
-
2026-07-27pricedays on market $326,000 Active 730 DOM
-
2026-07-24days on market $327,200 Active 727 DOM
-
2026-07-23days on market $327,200 Active 726 DOM
-
2026-07-22days on market $327,200 Active 725 DOM
-
2026-07-21days on market $327,200 Active 724 DOM
-
2026-07-18days on market $327,200 Active 721 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $6,119 · $510/mo
- Projected year-2 tax
- $6,119 · $510/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,206
- − Mortgage interest
- −$18,149
- − Property taxes
- −$6,119
- − Insurance
- −$2,418
- − Repairs & maintenance
- −$2,576
- − Management
- −$2,576
- − HOA
- −$792
- − Depreciation
- −$9,425
- Taxable loss
- −$9,850
- Est. tax savings @ 24.0%
- +$2,364
- After-tax cash flow
- $-1,911/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This single-family home in Punta Gorda, FL, is in good condition with a good roof, exterior, and interior. It has a good foundation and HVAC system. The property has a good curb appeal with well-maintained landscaping and a clean exterior. The home is priced to sell and has a good rental value at $2200.00. The property is in a great location with access to lakes, fishing, golf, marina, and park. The home is in good condition and ready for a new owner or renter.
Components & finishes AI
Value-add opportunities
- Both Paint exterior — Fresh paint enhances curb appeal and property value. ↑
- Both Landscaping — Well-maintained landscaping improves curb appeal and property value. ↑
- Resale Update kitchen appliances — Modern appliances can attract more buyers. ↑
- Resale Update bathrooms — Fresh bathrooms can attract more buyers and renters. ↑
- Resale Paint interior walls — Fresh paint can make the interior look more appealing and modern. ↑
- Resale Replace flooring — New flooring can make the interior look more modern and attractive. ↑
- Both Upgrade HVAC system — A modern HVAC system can improve comfort and energy efficiency, attracting more buyers and renters. ↑
- Both Install smart home features — Smart home features can increase property value and attract tech-savvy buyers and renters. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Punta Gorda
- Score
- 76/100
- State rank
- #225
- US rank
- #3567
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 198,646 people
- City population
- 68,831
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 12,399
- Household income
- $76,943
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Cuban 4%
- Common ancestry
- Romanian 5% Italian 3% Serbian 3%
- Foreign-born
- 8% · Canada
- Languages at home
- 91% English-only · Spanish 5% Other Indo-European 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.71%
- Current HPI
- 242.9043
- Rent YoY
- —
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-99.9% since first listed68 events — show timeline
- 2025-07-18 Rental Removed $1,990 STELLARMLS
- 2025-07-18 Price Changed $399,999 Stellar MLS as Distributed by MLS Grid
- 2025-04-25 Price Changed $349,000 BEARMLS
- 2025-04-18 Price Changed $1,990 STELLARMLS
- 2025-04-18 Price Changed $349,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-08 Price Changed $2,100 STELLARMLS
- 2025-04-08 Listed $387,200 BEARMLS
- 2025-03-25 Price Changed $369,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-19 Listed for Rent $2,200 STELLARMLS
- 2025-03-19 Rental Removed $2,200 Avail
- 2025-03-18 Price Changed $339,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-13 Price Changed $388,900 Stellar MLS as Distributed by MLS Grid
- 2025-03-09 Listed for Rent $2,200 Avail
- 2025-02-28 Price Changed $389,000 Stellar MLS as Distributed by MLS Grid
- 2025-02-24 Price Changed $415,000 Stellar MLS as Distributed by MLS Grid
- 2025-01-31 Price Changed $416,200 Stellar MLS as Distributed by MLS Grid
- 2024-11-13 Rental Removed $2,100 STELLARMLS
- 2024-10-26 Price Changed $2,100 STELLARMLS
- 2024-10-25 Price Changed $389,500 Stellar MLS as Distributed by MLS Grid
- 2024-09-24 Price Changed $394,000 Stellar MLS as Distributed by MLS Grid
- 2024-09-21 Price Changed $2,200 STELLARMLS
- 2024-09-16 Price Changed $2,300 STELLARMLS
- 2024-09-16 Price Changed $398,900 Stellar MLS as Distributed by MLS Grid
- 2024-09-10 Relisted — Stellar MLS as Distributed by MLS Grid
- 2024-08-26 Price Changed $2,480 STELLARMLS
- 2024-08-12 Listed for Rent $2,380 STELLARMLS
- 2024-07-04 Listed $399,000 Stellar MLS as Distributed by MLS Grid
- 2024-06-20 Listing Removed — NAPLESMLS
- 2024-05-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2024-05-28 Price Changed $429,000 NAPLESMLS
- 2024-04-19 Price Changed $439,000 NAPLESMLS
- 2024-04-19 Price Changed $439,000 Stellar MLS as Distributed by MLS Grid
- 2024-02-21 Price Changed $449,900 NAPLESMLS
- 2024-01-16 Listed $459,900 NAPLESMLS
- 2024-01-11 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2023-12-01 Listed $449,900 Stellar MLS as Distributed by MLS Grid
- 2023-10-29 Rental Removed $2,400 APPFOLIO
- 2023-10-26 Price Changed $439,900 Stellar MLS as Distributed by MLS Grid
- 2023-10-20 Listed for Rent $2,400 APPFOLIO
- 2023-10-18 Price Changed $445,000 Stellar MLS as Distributed by MLS Grid
- 2023-10-10 Price Changed $445,500 Stellar MLS as Distributed by MLS Grid
- 2023-09-17 Price Changed $447,000 Stellar MLS as Distributed by MLS Grid
- 2023-09-11 Price Changed $449,900 Stellar MLS as Distributed by MLS Grid
- 2023-08-07 Listed $455,900 Stellar MLS as Distributed by MLS Grid
- 2022-04-13 Sold (Public Records) $395,000 Public Records
- 2022-04-08 Sold (MLS) $395,000 Stellar MLS as Distributed by MLS Grid
- 2022-03-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-01-16 Price Changed $399,500 Stellar MLS as Distributed by MLS Grid
- 2022-01-07 Price Changed $407,500 Stellar MLS as Distributed by MLS Grid
- 2021-12-30 Price Changed $415,000 Stellar MLS as Distributed by MLS Grid
- 2021-11-30 Price Changed $425,000 Stellar MLS as Distributed by MLS Grid
- 2021-11-06 Listed $435,000 Stellar MLS as Distributed by MLS Grid
- 2018-07-17 Sold (Public Records) $236,000 Public Records
- 2018-07-16 Sold (MLS) $236,000 Stellar MLS as Distributed by MLS Grid
- 2018-06-01 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-04-26 Price Changed $238,700 Stellar MLS as Distributed by MLS Grid
- 2018-03-23 Price Changed $249,900 Stellar MLS as Distributed by MLS Grid
- 2018-03-03 Price Changed $252,700 Stellar MLS as Distributed by MLS Grid
- 2018-02-14 Price Changed $252,900 Stellar MLS as Distributed by MLS Grid
- 2018-01-28 Price Changed $259,900 Stellar MLS as Distributed by MLS Grid
- 2017-11-06 Listed $262,500 Stellar MLS as Distributed by MLS Grid
- 2006-10-26 Sold (Public Records) $249,900 Public Records
- 2006-10-24 Sold (MLS) $249,900 Stellar MLS as Distributed by MLS Grid
- 2006-03-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2006-03-13 Listed $249,900 Stellar MLS as Distributed by MLS Grid
- 2006-03-13 Listed $249,900 Stellar MLS as Distributed by MLS Grid
- 2006-02-07 Listed $304,900 Stellar MLS as Distributed by MLS Grid
- 2004-01-22 Sold (Public Records) $2,184,000 Public Records
Property tax history
+12.0%/yrLatest (2025): $6,119 · +37.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…