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17274 Asmara Ct
D Composite 44.81
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.4/30.0
  • Schools +5.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • 1% rule +3.3/10.0
  • Rent growth +2.5/5.0
  • DSCR +2.3/10.0
  • Appreciation +0.0/10.0

$324,000

17274 Asmara Ct · Punta Gorda, FL 33955
3 bd · 2.0 ba · 2,221 sqft · SingleFamily public records · 788 Days on market
Built 2006 Good condition 10,146 sqft lot 2-car garage $146/sqft · 26% below area Est $457k · 29% under $66/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Great property for sale at 17274 Asmara Court, Punta Gorda, FL, USA. Priced to sell. Must see this very nice culdesac lot. Enjoy the lakes, fishing, golf, marina and park. Den allows for 4 bed rooms. No flood required. Very Motivated. Good renter at 2200.00. Must honor renters contract. Sold "as is" in really good shape.

Key facts

  • Cul-de-sac lot
  • Fourth bedroom
  • 0.23 acre lot

Tags

CUL-DE-SAC LOTFOURTH BEDROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $324k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-356 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $261k (19.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $268k (17.2% below list).
  • Recommended offer: $261k (19.4% below list) — sets the bar for cash-flow.
  • Cap rate 5.2% vs local median 3.5% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
  • Market conditions: 1866 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals lingering (median 117d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 788 days — a 12% lower offer ($285k) is reasonable based on typical stale-listing flexibility.
  • 15 sale attempts since 20y ago; this cycle's ask has dropped $63k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $261,065 (19.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 788 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
5.22%
Cash-on-cash
-3.83%
DSCR
0.83
GRM
10.1

CMA / ARV

ARV (median comp)
$457,361
List price
$324,000
Delta
-29.16%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
24406 Nicobar Ln 0.16mi 4/2.0 (+1) 2,181 (-2%) 3mo $457,500 $210 82
17371 Isaac Ln 0.21mi 3/3.0 2,289 (+3%) 4mo $420,000 $183 78
17253 Spearmint Ln 0.33mi 3/3.0 2,225 (+0%) 4mo $825,000 $371 77
16615 Acapulco Rd 0.44mi 3/2.0 2,280 (+3%) 4mo $370,000 $162 72
17211 Nile Ct 0.20mi 4/3.0 (+1) 2,092 (-6%) 3mo $379,000 $181 69
17324 Vogue Ct 0.64mi 3/2.5 2,275 (+2%) 4mo $640,000 $281 61
16456 Cape Horn Blvd 0.75mi 3/3.0 2,217 (-0%) 4mo $695,000 $313 57
16505 Togas Way 0.60mi 3/3.0 2,367 (+7%) 1mo $710,100 $300 56
16506 Cape Horn Blvd 0.66mi 3/2.5 2,113 (-5%) 4mo $369,000 $175 56
17139 Anthem Ln 0.52mi 3/2.0 1,995 (-10%) 4mo $465,000 $233 55
24060 Peppercorn Rd 0.61mi 4/3.0 (+1) 2,084 (-6%) 5mo $471,390 $226 48
24069 Cedar Rapids Rd 0.75mi 3/2.0 1,904 (-14%) 4mo $463,000 $243 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-24.2%
Equity multiple
0.17×
Total profit
$-75,006
Equity at exit
$48,309
10-year hold
IRR
-19.3%
Equity multiple
-0.03×
Total profit
$-93,774
Equity at exit
$28,014

Cash invested: $90,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
62 active · 16 under contract
Months of supply
16.9 mo (6%/mo absorbed)
Median asking
$549,000 ($267/sqft)
Median days on market
161 d
This list price
6% of active listings are priced below it
ARV vs active asking
-22.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33955

Home prices YoY
-24.5%
Active inventory
1866
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,684 high interval (Pro) →
Mortgage (P&I)
$1,699
Tax from tax record
$510 /mo · $6,119/yr
Insurance
$135
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$66
Vacancy / Maint / Mgmt
$564
Net cashflow
$-356

Break-even live

Break-even rent $3,135
Max offer price $261,065
Occupancy floor

Sensitivity live

Price -10% $-173 -5% $-265 +0% $-356 +5% $-448 +10% $-540
Rent -10% $-568 -5% $-462 +0% $-356 +5% $-250 +10% $-144
Rate -1.0pp $-193 -0.5pp $-274 base $-356 +0.5pp $-440 +1.0pp $-526

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,000
Closing costs
$9,720
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 34 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
17314 Cape Horn Blvd Punta Gorda, FL 3.0 2.0 2216 $2,800 $1.26 109d 1 0.19mi
24249 Peppercorn Rd Punta Gorda, FL 4.0 3.0 2302 $3,100 $1.35 6d 1 0.25mi
24504 Peppercorn Rd Punta Gorda, FL 4.0 3.0 2092 $2,300 $1.10 6d 1 0.30mi
17434 Oro Ct Punta Gorda, FL 3.0 2.5 1864 $2,000 $1.07 116d 1 0.30mi
24097 Peppercorn Rd Punta Gorda, FL 3.0 2.0 1973 $2,800 $1.42 6d 1 0.53mi
24417 Baltic Ave #1102 Punta Gorda, FL 2.0 2.0 1788 $5,250 $2.94 119d 1 0.57mi
17084 Acapulco Rd #223 Punta Gorda, FL 3.0 2.0 1644 $3,400 $2.07 6d 1 0.71mi
4005 Big Pass Ln Punta Gorda, FL 2.0 2.0 1423 $5,500 $3.87 111d 1 0.80mi
3001 King Tarpon Dr Punta Gorda, FL 3.0 2.0 1734 $5,500 $3.17 119d 1 0.98mi
2091 King Tarpon Dr Punta Gorda, FL 3.0 2.0 1640 $5,200 $3.17 119d 1 0.99mi
17849 Hibiscus Cove Ct #1 Punta Gorda, FL 3.0 2.0 1937 $6,250 $3.23 119d 1 1.08mi
24378 Belize Ct Punta Gorda, FL 4.0 2.5 2251 $6,750 $3.00 116d 1 1.12mi
16229 Cape Horn Blvd Punta Gorda, FL 3.0 2.0 1726 $2,749 $1.59 116d 1 1.14mi
1010 Islamorada Blvd Punta Gorda, FL 3.0 2.0 1592 $4,700 $2.95 119d 1 1.17mi
1610 Islamorada Blvd Unit 64A Punta Gorda, FL 2.0 2.0 1516 $2,000 $1.32 119d 1 1.21mi
2060 Matecumbe Key Rd #2301 Punta Gorda, FL 3.0 2.0 1402 $5,400 $3.85 9d 1 1.22mi
2060 Matecumbe Key Rd Punta Gorda, FL 2.0–3.0 2.0 1271 $5,400 $4.25 119d 3 1.22mi
2060 Matecumbe Key Rd Punta Gorda, FL 2.0–3.0 2.0 1271 $5,400 $4.25 85d 2 1.22mi
25377 Doredo Dr Punta Gorda, FL 4.0 3.0 2092 $2,300 $1.10 116d 1 1.23mi
1590 Islamorada Blvd Punta Gorda, FL 2.0 2.0 1516 $2,000 $1.32 9d 1 1.26mi
3255 Sugarloaf Key Rd Unit 31B Punta Gorda, FL 2.0 2.0 1516 $3,000 $1.98 111d 1 1.28mi
25110 Alcazar Dr Punta Gorda, FL 4.0 3.0 2020 $1,995 $0.99 6d 1 1.29mi
16147 Badalona Dr Punta Gorda, FL 3.0 2.0 1508 $1,795 $1.19 3d 1 1.31mi
16265 Alcira Cir Punta Gorda, FL 4.0 3.0 2032 $2,300 $1.13 2d 1 1.32mi
5 Pirates Ln Unit 54B Punta Gorda, FL 2.0 2.0 1516 $4,600 $3.03 119d 1 1.35mi
25214 Cadiz Dr Punta Gorda, FL 4.0 2.0 1828 $2,295 $1.26 116d 1 1.36mi
25214 Cadiz Dr Punta Gorda, FL 4.0 2.0 1828 $2,100 $1.15 6d 1 1.36mi
3471 Sunset Key Cir #102 Punta Gorda, FL 3.0 2.0 1991 $5,750 $2.89 119d 1 1.36mi
25222 Cadiz Dr Punta Gorda, FL 4.0 2.0 1828 $2,100 $1.15 6d 1 1.37mi
25222 Cadiz Dr Punta Gorda, FL 4.0 2.0 1828 $2,295 $1.26 116d 1 1.37mi
16107 Badalona Dr Punta Gorda, FL 3.0 2.0 1508 $1,895 $1.26 116d 1 1.38mi
16077 Badalona Dr Punta Gorda, FL 3.0 2.0 1508 $1,895 $1.26 116d 1 1.43mi
3304 Sunset Key Cir Unit D Punta Gorda, FL 3.0 2.0 2255 $5,750 $2.55 119d 1 1.48mi
25904 Prada Dr Punta Gorda, FL 3.0 2.0 1950 $2,111 $1.08 109d 1 1.49mi

Property features AI

Finance

Other
Home warranty included
Financial info
Other annual assessment: $400Total annual fees noted: $800 (approx. $66.67/month)
HOA & community
Member of Burnt Store Lakes homeowners associationHOA fee required (about $400 annually; approximately $33.33/month)Association approval requiredPets allowed

Exterior

Parking
Attached 2-car garage
Utilities
Public waterPublic sewerElectricity connectedCable connectedPhone availableUnderground utilitiesWater and sewer connected
Home design
Single-family residenceSingle-story (multi/split level layout)West-facing
Construction
Stucco constructionTile roofSlab foundationBuilt on lot of about 0.23 acres
Exterior features
LightingPrivate mailboxRain guttersSidewalkSliding doorsStoragePrivate boat ramp access (canal/lake)

Interior

Kitchen
DishwasherDisposalIce makerMicrowaveRangeRefrigeratorExhaust fanElectric water heater
Bedrooms
3 bedrooms
Flooring
CarpetCeramic tileHardwoodLaminate
Bathrooms
2 full bathrooms
Heating & cooling
Central heatingHeat pumpCentral air conditioning
Interior features
Cathedral ceilingsCeiling fansEat-in kitchenHigh ceilingsKitchen/family room comboOpen floorplanSplit bedroom layoutProgrammable thermostatWalk-in closetsWindow treatments
Laundry & utility
Laundry room with washer and electric dryer hookups

Listing history 50 events

  1. 2026-09-24
    days on market $324,000 Active 788 DOM
  2. 2026-09-22
    days on market $324,000 Active 787 DOM
  3. 2026-09-21
    days on market $324,000 Active 786 DOM
  4. 2026-09-20
    days on market $324,000 Active 785 DOM
  5. 2026-09-19
    days on market $324,000 Active 784 DOM
  6. 2026-09-17
    days on market $324,000 Active 782 DOM
  7. 2026-09-16
    days on market $324,000 Active 781 DOM
  8. 2026-09-15
    days on market $324,000 Active 780 DOM
  9. 2026-09-14
    days on market $324,000 Active 779 DOM
  10. 2026-09-13
    days on market $324,000 Active 778 DOM
  11. 2026-09-12
    days on market $324,000 Active 777 DOM
  12. 2026-09-11
    days on market $324,000 Active 776 DOM
  13. 2026-09-05
    days on market $324,000 Active 770 DOM
  14. 2026-09-04
    days on market $324,000 Active 769 DOM
  15. 2026-08-31
    days on market $324,000 Active 765 DOM
  16. 2026-08-30
    days on market $324,000 Active 764 DOM
  17. 2026-08-29
    days on market $324,000 Active 763 DOM
  18. 2026-08-28
    days on market $324,000 Active 762 DOM
  19. 2026-08-27
    days on market $324,000 Active 761 DOM
  20. 2026-08-26
    days on market $324,000 Active 760 DOM
  21. 2026-08-25
    days on market $324,000 Active 759 DOM
  22. 2026-08-23
    days on market $324,000 Active 757 DOM
  23. 2026-08-22
    days on market $324,000 Active 756 DOM
  24. 2026-08-21
    days on market $324,000 Active 755 DOM
  25. 2026-08-20
    days on market $324,000 Active 754 DOM
  26. 2026-08-19
    days on market $324,000 Active 753 DOM
  27. 2026-08-18
    days on market $324,000 Active 752 DOM
  28. 2026-08-17
    days on market $324,000 Active 751 DOM
  29. 2026-08-16
    days on market $324,000 Active 750 DOM
  30. 2026-08-15
    days on market $324,000 Active 749 DOM
  31. 2026-08-14
    days on market $324,000 Active 748 DOM
  32. 2026-08-13
    days on market $324,000 Active 747 DOM
  33. 2026-08-12
    days on market $324,000 Active 746 DOM
  34. 2026-08-11
    days on market $324,000 Active 745 DOM
  35. 2026-08-10
    days on market $324,000 Active 744 DOM
  36. 2026-08-09
    days on market $324,000 Active 743 DOM
  37. 2026-08-08
    days on market $324,000 Active 742 DOM
  38. 2026-08-07
    pricedays on market $324,000 Active 741 DOM
  39. 2026-08-06
    days on market $326,000 Active 740 DOM
  40. 2026-08-05
    days on market $326,000 Active 739 DOM
  41. 2026-08-04
    days on market $326,000 Active 738 DOM
  42. 2026-08-03
    days on market $326,000 Active 737 DOM
  43. 2026-08-01
    days on market $326,000 Active 734 DOM
  44. 2026-07-29
    days on market $326,000 Active 732 DOM
  45. 2026-07-27
    pricedays on market $326,000 Active 730 DOM
  46. 2026-07-24
    days on market $327,200 Active 727 DOM
  47. 2026-07-23
    days on market $327,200 Active 726 DOM
  48. 2026-07-22
    days on market $327,200 Active 725 DOM
  49. 2026-07-21
    days on market $327,200 Active 724 DOM
  50. 2026-07-18
    days on market $327,200 Active 721 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$6,119 · $510/mo
Projected year-2 tax
$6,119 · $510/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,206
− Mortgage interest
−$18,149
− Property taxes
−$6,119
− Insurance
−$2,418
− Repairs & maintenance
−$2,576
− Management
−$2,576
− HOA
−$792
− Depreciation
−$9,425
Taxable loss
−$9,850
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,364
After-tax cash flow
$-1,911/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 80/100 Cosmetic rehab Est. rehab $11,105–$33,315 screening

This single-family home in Punta Gorda, FL, is in good condition with a good roof, exterior, and interior. It has a good foundation and HVAC system. The property has a good curb appeal with well-maintained landscaping and a clean exterior. The home is priced to sell and has a good rental value at $2200.00. The property is in a great location with access to lakes, fishing, golf, marina, and park. The home is in good condition and ready for a new owner or renter.

Components & finishes AI

Roof tile · good Flooring tile Counters granite Appliances stainless steel HVAC central · new lt5

Value-add opportunities

  • Both Paint exterior — Fresh paint enhances curb appeal and property value.
  • Both Landscaping — Well-maintained landscaping improves curb appeal and property value.
  • Resale Update kitchen appliances — Modern appliances can attract more buyers.
  • Resale Update bathrooms — Fresh bathrooms can attract more buyers and renters.
  • Resale Paint interior walls — Fresh paint can make the interior look more appealing and modern.
  • Resale Replace flooring — New flooring can make the interior look more modern and attractive.
  • Both Upgrade HVAC system — A modern HVAC system can improve comfort and energy efficiency, attracting more buyers and renters.
  • Both Install smart home features — Smart home features can increase property value and attract tech-savvy buyers and renters.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 55/100

Zoned Schools

Elementary East Elementary School B+ FL #435/2,144 Nat'l #4,272/41,679 Middle Punta Gorda Middle School C+ FL #209/571 Nat'l #2,873/14,009 High Charlotte High School D- FL #228/667 Nat'l #6,809/17,239

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL
B Composite livability gradescore 76/100

Livability — Punta Gorda

Score
76/100
State rank
#225
US rank
#3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 198,646 people
City population
68,831
Metro
Punta Gorda, FL
Population (ZIP)
12,399
Household income
$76,943
Rent vs Own
9.5% rent · 90.5% own
Severe rent burden
11% of renters

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2% Cuban 4%
Common ancestry
Romanian 5% Italian 3% Serbian 3%
Foreign-born
8% · Canada
Languages at home
91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Price history

-99.9% since first listed
68 events — show timeline
  • 2025-07-18 Rental Removed $1,990 STELLARMLS
  • 2025-07-18 Price Changed $399,999 Stellar MLS as Distributed by MLS Grid
  • 2025-04-25 Price Changed $349,000 BEARMLS
  • 2025-04-18 Price Changed $1,990 STELLARMLS
  • 2025-04-18 Price Changed $349,000 Stellar MLS as Distributed by MLS Grid
  • 2025-04-08 Price Changed $2,100 STELLARMLS
  • 2025-04-08 Listed $387,200 BEARMLS
  • 2025-03-25 Price Changed $369,000 Stellar MLS as Distributed by MLS Grid
  • 2025-03-19 Listed for Rent $2,200 STELLARMLS
  • 2025-03-19 Rental Removed $2,200 Avail
  • 2025-03-18 Price Changed $339,000 Stellar MLS as Distributed by MLS Grid
  • 2025-03-13 Price Changed $388,900 Stellar MLS as Distributed by MLS Grid
  • 2025-03-09 Listed for Rent $2,200 Avail
  • 2025-02-28 Price Changed $389,000 Stellar MLS as Distributed by MLS Grid
  • 2025-02-24 Price Changed $415,000 Stellar MLS as Distributed by MLS Grid
  • 2025-01-31 Price Changed $416,200 Stellar MLS as Distributed by MLS Grid
  • 2024-11-13 Rental Removed $2,100 STELLARMLS
  • 2024-10-26 Price Changed $2,100 STELLARMLS
  • 2024-10-25 Price Changed $389,500 Stellar MLS as Distributed by MLS Grid
  • 2024-09-24 Price Changed $394,000 Stellar MLS as Distributed by MLS Grid
  • 2024-09-21 Price Changed $2,200 STELLARMLS
  • 2024-09-16 Price Changed $2,300 STELLARMLS
  • 2024-09-16 Price Changed $398,900 Stellar MLS as Distributed by MLS Grid
  • 2024-09-10 Relisted Stellar MLS as Distributed by MLS Grid
  • 2024-08-26 Price Changed $2,480 STELLARMLS
  • 2024-08-12 Listed for Rent $2,380 STELLARMLS
  • 2024-07-04 Listed $399,000 Stellar MLS as Distributed by MLS Grid
  • 2024-06-20 Listing Removed NAPLESMLS
  • 2024-05-31 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2024-05-28 Price Changed $429,000 NAPLESMLS
  • 2024-04-19 Price Changed $439,000 NAPLESMLS
  • 2024-04-19 Price Changed $439,000 Stellar MLS as Distributed by MLS Grid
  • 2024-02-21 Price Changed $449,900 NAPLESMLS
  • 2024-01-16 Listed $459,900 NAPLESMLS
  • 2024-01-11 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2023-12-01 Listed $449,900 Stellar MLS as Distributed by MLS Grid
  • 2023-10-29 Rental Removed $2,400 APPFOLIO
  • 2023-10-26 Price Changed $439,900 Stellar MLS as Distributed by MLS Grid
  • 2023-10-20 Listed for Rent $2,400 APPFOLIO
  • 2023-10-18 Price Changed $445,000 Stellar MLS as Distributed by MLS Grid
  • 2023-10-10 Price Changed $445,500 Stellar MLS as Distributed by MLS Grid
  • 2023-09-17 Price Changed $447,000 Stellar MLS as Distributed by MLS Grid
  • 2023-09-11 Price Changed $449,900 Stellar MLS as Distributed by MLS Grid
  • 2023-08-07 Listed $455,900 Stellar MLS as Distributed by MLS Grid
  • 2022-04-13 Sold (Public Records) $395,000 Public Records
  • 2022-04-08 Sold (MLS) $395,000 Stellar MLS as Distributed by MLS Grid
  • 2022-03-08 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-01-16 Price Changed $399,500 Stellar MLS as Distributed by MLS Grid
  • 2022-01-07 Price Changed $407,500 Stellar MLS as Distributed by MLS Grid
  • 2021-12-30 Price Changed $415,000 Stellar MLS as Distributed by MLS Grid
  • 2021-11-30 Price Changed $425,000 Stellar MLS as Distributed by MLS Grid
  • 2021-11-06 Listed $435,000 Stellar MLS as Distributed by MLS Grid
  • 2018-07-17 Sold (Public Records) $236,000 Public Records
  • 2018-07-16 Sold (MLS) $236,000 Stellar MLS as Distributed by MLS Grid
  • 2018-06-01 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-04-26 Price Changed $238,700 Stellar MLS as Distributed by MLS Grid
  • 2018-03-23 Price Changed $249,900 Stellar MLS as Distributed by MLS Grid
  • 2018-03-03 Price Changed $252,700 Stellar MLS as Distributed by MLS Grid
  • 2018-02-14 Price Changed $252,900 Stellar MLS as Distributed by MLS Grid
  • 2018-01-28 Price Changed $259,900 Stellar MLS as Distributed by MLS Grid
  • 2017-11-06 Listed $262,500 Stellar MLS as Distributed by MLS Grid
  • 2006-10-26 Sold (Public Records) $249,900 Public Records
  • 2006-10-24 Sold (MLS) $249,900 Stellar MLS as Distributed by MLS Grid
  • 2006-03-13 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2006-03-13 Listed $249,900 Stellar MLS as Distributed by MLS Grid
  • 2006-03-13 Listed $249,900 Stellar MLS as Distributed by MLS Grid
  • 2006-02-07 Listed $304,900 Stellar MLS as Distributed by MLS Grid
  • 2004-01-22 Sold (Public Records) $2,184,000 Public Records

Property tax history

+12.0%/yr

Latest (2025): $6,119 · +37.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…