5805 Mitchell Rd · Levittown, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.0/30.0
- ARV discount +5.7/15.0
- DSCR +5.3/10.0
- Livability +3.8/5.0
- 1% rule +3.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$244,600
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
2 story, 3Bdrm/1Bath, Row, Straight thru. Needs Work. Handy persons and Investors welcome. Rear Yard. Easy to show, on lock-box. Signed corporate addendum required.
Key facts
- Gray shaker cabinets
- Remodeled townhome
- Open concept
Tags
Property features AI
Exterior
- Parking: Off-street parking; On-street parking; Driveway (1 space); Total of 1 garage/parking space
- Utilities: Public water; Public sewer; Electric service (100 Amp, circuit breakers); Natural gas for heating and hot water
- Home design: Interior townhouse/rowhouse; Flat roof; Vinyl siding; Estimated year built
- Construction: Vinyl siding exterior; Slab foundation; Flat roof; Structure is an interior townhouse/rowhouse
- Exterior features: Front yard; Chain link fencing; Above-grade other structures
Interior
- Kitchen: Built-in microwave; Dishwasher; Gas range/oven; Refrigerator; Stainless steel appliances
- Bedrooms: 3 bedrooms on the upper level
- Flooring: Carpet; Laminate; Ceramic tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating (natural gas); Central air conditioning; 100 amp electrical service with circuit breakers; Natural gas hot water
- Interior features: Open floor plan; Combination kitchen/dining area; Combination dining/living area; Recessed lighting; Upgraded countertops; Ceiling fan(s); Tub with shower; Drywall walls and ceilings
- Laundry & utility: Main floor laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath townhouse listed at $245k.
Deal economics
- At list price, monthly cash flow is $168 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (13.1% below list).
- Recommended offer: $213k (13.1% below list) — sets the bar for 1% rule.
- Cap rate 7.1% vs local median 4.0% in Levittown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#470 in PA, #4,342 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A-; Watch: amenities F, commute F.
- Bristol Township SD (suburban): math 16% / reading 30% proficiency, ranked #471 of 539 in PA (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Truman Shs (math 52% / reading 10%, grade F, #340 of 437 statewide, top 78%, 1,670 students, 100% FRL) — zoned schools average 100% FRL vs 49% district-wide (51 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 60 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 663 units permitted in Bucks County in 2024 (106 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Bucks County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 31y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $20k; list at $245k implies a 1129% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 7.12%
- Cash-on-cash
- 2.94%
- DSCR
- 1.13
- GRM
- 9.6
CMA / ARV
- ARV (on-the-fly)
- $235,200
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2400 Airacobra St | 0.02mi | 3/1.0 | 1,200 (0%) | 1mo | $235,000 | $196 | 97 |
| 5731 Mitchell Rd | 0.03mi | 3/1.0 | 1,200 (0%) | 8mo | $242,500 | $202 | 90 |
| 5717 Fleetwing Dr | 0.13mi | 3/1.0 | 1,200 (0%) | 3mo | $192,000 | $160 | 89 |
| 2416 Fleetwing Dr | 0.12mi | 3/1.0 | 1,200 (0%) | 5mo | $190,000 | $158 | 88 |
| 5732 Mitchell Rd | 0.04mi | 3/1.5 | 1,200 (0%) | 14mo | $202,000 | $168 | 86 |
| 5729 Mitchell Rd | 0.03mi | 3/1.0 | 1,200 (0%) | 12mo | $215,000 | $179 | 86 |
| 5806 Fleetwing Dr | 0.11mi | 3/1.0 | 1,200 (0%) | 14mo | $190,000 | $158 | 82 |
| 5706 Mitchell Rd | 0.10mi | 2/1.0 (-1) | 1,200 (0%) | 12mo | $169,000 | $141 | 78 |
| 90 Catherine Ct | 0.72mi | 2/1.5 (-1) | 1,224 (+2%) | 10mo | $282,000 | $230 | 50 |
| 4 Michele Ct #109 | 0.74mi | 2/1.5 (-1) | 1,225 (+2%) | 11mo | $280,000 | $229 | 48 |
| 2 Michelle Ct | 0.74mi | 2/2.5 (-1) | 1,242 (+4%) | 4mo | $275,000 | $221 | 47 |
| 5617 Beaver Dam Rd | 0.63mi | 3/1.5 | 1,056 (-12%) | 7mo | $305,000 | $289 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -11.7%
- Equity multiple
- 0.58×
- Total profit
- $-29,027
- Equity at exit
- $36,471
- IRR
- -2.6%
- Equity multiple
- 0.83×
- Total profit
- $-11,831
- Equity at exit
- $21,149
Cash invested: $68,488 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 19057
- Active inventory
- 60
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $2,125 high interval (Pro) →
- Mortgage (P&I)
- −$1,283
- Tax from tax record
- −$127 /mo · $1,519/yr
- Insurance
- −$102
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$446
- Net cashflow
- $168
Break-even live
Sensitivity live
| Price | -10% $306 | -5% $237 | +0% $168 | +5% $99 | +10% $29 |
|---|---|---|---|---|---|
| Rent | -10% $0 | -5% $84 | +0% $168 | +5% $252 | +10% $336 |
| Rate | -1.0pp $291 | -0.5pp $230 | base $168 | +0.5pp $104 | +1.0pp $40 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,150
- Closing costs
- $7,338
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5634 Mitchell Rd Levittown, PA | 2.0 | 1.0 | 960 | $2,150 | $2.24 | 20d | 1 | 0.13mi |
| 13 Michele Ct Levittown, PA | 2.0 | 1.5 | 1250 | $2,250 | $1.80 | 19d | 1 | 0.74mi |
| 13 Michele Ct Unit 118 Levittown, PA | 2.0 | 1.5 | 1500 | $2,200 | $1.47 | 12d | 1 | 0.74mi |
| 1416 Ashby Ave Bristol, PA | 3.0 | 1.0 | 1050 | $2,300 | $2.19 | 0d | 1 | 0.80mi |
| 24 Elizabeth Ln Levittown, PA | 1.0–2.0 | 1.0 | 995 | $2,050 | $2.06 | 0d | 16 | 0.86mi |
| 24 Elizabeth Ln Levittown, PA | 1.0–2.0 | 1.0 | 995 | $2,010 | $2.02 | 45d | 14 | 0.86mi |
| 3401 Bristol Oxford Valley Rd Levittown, PA | 1.0–2.0 | 1.0 | 800 | $1,675 | $2.09 | 3d | 1 | 0.88mi |
| 5525 Schumacher Dr Bristol, PA | 2.0 | 1.0 | 850 | $1,595 | $1.88 | 6d | 1 | 0.88mi |
| 7200 Marion Ave Levittown, PA | 2.0 | 1.0 | 665 | $1,695 | $2.55 | 0d | 7 | 1.16mi |
| 19 Goodturn Rd Levittown, PA | 3.0 | 1.0 | 1175 | $2,700 | $2.30 | 0d | 1 | 1.17mi |
| 7406 Bristol Pike Unit 3 Levittown, PA | 2.0 | 2.0 | 1200 | $2,150 | $1.79 | 26d | 1 | 1.25mi |
| 7406 Bristol Pike Unit 6 Levittown, PA | 2.0 | 2.0 | 1125 | $2,225 | $1.98 | 26d | 1 | 1.25mi |
Listing history 5 events
-
2026-06-07statusdays on market $244,600 Pending 4 DOM
-
2026-06-04days on market $244,600 Active 3 DOM
-
2026-06-03days on market $244,600 Active 2 DOM
-
2026-06-02remarks 694-char remark
-
2026-06-02$244,600 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,519 · $127/mo
- Projected year-2 tax
- $2,692 · $224/mo
- Expected delta
- +$1,173/yr (+$98/mo · 77.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,504
- − Mortgage interest
- −$13,701
- − Property taxes
- −$1,519
- − Insurance
- −$1,223
- − Repairs & maintenance
- −$2,040
- − Management
- −$2,040
- − Depreciation
- −$7,116
- Taxable loss
- −$2,136
- Est. tax savings @ 24.0%
- +$513
- After-tax cash flow
- $2,526/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bristol Township SD
- NCES district ID
- 4204230
- Math proficiency
- 16% ▼ -12.00%
- Reading proficiency
- 30% ▼ -21.00%
- Median HH income
- $57,219
- Composite
- 21.04/100
- National rank
- #8451
- State rank
- #471 of 539 in PA
Livability — Levittown
- Score
- 75/100
- State rank
- #470
- US rank
- #4342
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 33,478
- Population (ZIP)
- 17,924
Population outlook (Bucks County) Hauer SSP2
- Today (2025)
- 630,973 people
- By 2030
- 627,093 · -0.6%
- By 2040
- 609,680 · -3.4%
- By 2050
- 584,225 · -7.4%
- By 2075
- 539,840 · -14.4%
- By 2100
- 483,970 · -23.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Two or more races 12% Hispanic / Latino 10% Black 6% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Dominican 2%
- Common ancestry
- Romanian 8% Slovak 3% Lithuanian 2%
- Foreign-born
- 8% · Canada, South Korea, Guatemala
- Languages at home
- 88% English-only · Spanish 7% Arabic 2% Other Asian/Pacific 2%
Political lean MEDSL · Bucks
- 2024 margin
- Toss-up / Even · D 49.5% · R 49.5%
- 2008→2024 swing
- -8.7pp toward R · 2008: 8.7pp · 2024: -0.1pp
- All cycles
- 2024: R+0.1 2020: D+4.4 2016: D+0.6 2012: D+1.2 2008: D+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -226.06%
- Current HPI
- 327.4251
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+609.0% since first listed5 events — show timeline
- 2026-06-01 Listed $244,600 BRIGHT MLS
- 2002-08-15 Sold (MLS) $19,900 BRIGHT MLS
- 2002-04-04 Listed $19,900 BRIGHT MLS
- 1995-12-12 Listing Removed — BRIGHT MLS
- 1995-07-12 Listed $34,500 BRIGHT MLS
Property tax history
+1.2%/yrLatest (2026): $1,519 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…