211 Live Oak Ave · Daytona Beach, FL 32114

$150,000

3 bd · 1.0 ba · 874 sqft · SingleFamily public records · 54 Days on market

Built 1937 5,227 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.3/30.0
• ARV discount +7.5/15.0
• DSCR +6.1/10.0
• 1% rule +4.6/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

3/1 bath one car detached garage 1937 home nestled in the heart of Daytona Beach between Ridgewood and the famous Beach Street. Great bones! Priced right if you're looking to expand your real estate portfolio, this is an inexpensive property with great potential. Walk to the intercoastal and watch the boats drift in and out from the marina or Walk over to Beach Street and enjoy the dining, shops and the local famous Tortuga's baseball team. Location, Location, Location. Won't last long priced to sell!! Tenant occupied. Tenant would like to stay.

Key facts

• 5,227 sq ft lot
• Garage
• Built 1937

Property features AI

Exterior

• Parking: Has garage (1 garage space); On-street parking available
• Utilities: Public water; Public sewer; Electricity connected; Cable available
• Home design: Single family residence; Residential property; One level; Property is attached
• Construction: Block and frame construction; Block foundation; Built with mixed materials
• Exterior features: Shingle roof; Asphalt/paved road access; Cats and dogs allowed

Interior

• Kitchen: Electric range
• Bedrooms: Total of 8 rooms (includes bedrooms and living spaces)
• Flooring: Hardwood; Tile; Wood; Other
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air; Additional/other heating and cooling systems
• Interior features: Electric water heater; Electric range
• Laundry & utility: Laundry located in the garage

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $98 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (4.2% below list).
• Recommended offer: $144k (4.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.6%/yr); 310 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 41% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 54 days — a 3% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; built in 1937 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $143,629 (4.2% below list)

Questions for the listing agent

1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
2. Built in 1937 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.61%
• Cash-on-cash: 4.71%
• DSCR: 1.21
• GRM: 8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.57% rent growth · sell at horizon

5-year hold

• IRR: -11.2%
• Equity multiple: 0.59×
• Total profit: $-17,192
• Equity at exit: $22,365

10-year hold

• IRR: -1.1%
• Equity multiple: 0.92×
• Total profit: $-3,377
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32114

• Home prices YoY: -21.8%
• Rents YoY: 3.6%
• Active inventory: 310
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $1,436 high
• Mortgage (P&I): −$787
• Tax from tax record: −$121 /mo · $1,449/yr
• Insurance: −$62
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$302
• Net cashflow: $98

Break-even live

Break-even rent $1,312

Max offer price $150,000

Occupancy floor 88%

Sensitivity live

Price	-10% $183	-5% $141	+0% $98	+5% $56	+10% $13
Rent	-10% $-15	-5% $42	+0% $98	+5% $155	+10% $212
Rate	-1.0pp $174	-0.5pp $137	base $98	+0.5pp $59	+1.0pp $20

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
213 Live Oak Ave Unit B Daytona Beach, FL	2.0	1.0	900	$1,285	$1.43	24d	1	0.02mi
213 Live Oak Ave Unit A Daytona Beach, FL	2.0	1.0	900	$1,255	$1.39	24d	1	0.02mi
342 S Segrave St Daytona Beach, FL	2.0	1.0	900	$1,125	$1.25	24d	1	0.15mi
500 S Beach St Unit K1 Daytona Beach, FL	2.0	1.0	750	$1,050	$1.40	14d	1	0.18mi
500 S Beach St Unit K2 Daytona Beach, FL	2.0	1.0	750	$1,050	$1.40	21d	1	0.18mi
118 Cedar St Daytona Beach, FL	2.0	1.0	537	$1,870	$3.48	11d	28	0.25mi
528 Park Dr Daytona Beach, FL	2.0	1.0	600	$1,600	$2.67	24d	1	0.30mi
417 Maple St Daytona Beach, FL	2.0	1.0	768	$850	$1.11	24d	1	0.31mi
538 Park Dr Daytona Beach, FL	2.0	1.0	600	$1,400	$2.33	24d	1	0.32mi
633 S Palmetto Ave Daytona Beach, FL	1.0–2.0	1.0–2.0	661	$1,300	$1.97	24d	2	0.37mi
721 S Beach St Unit 115A Daytona Beach, FL	2.0	2.0	1025	$1,850	$1.80	14d	1	0.56mi
1224 S Peninsula Dr #322 Daytona Beach, FL	2.0	2.0	1038	$1,600	$1.54	14d	1	0.84mi
100 Silver Beach Ave #816 Daytona Beach, FL	2.0	2.0	1095	$1,950	$1.78	24d	1	0.86mi
900 S Peninsula Dr #105 Daytona Beach, FL	2.0	1.0	841	$1,100	$1.31	24d	1	0.93mi
900 S Peninsula Dr Daytona Beach, FL	2.0	2.0	970	$1,600	$1.65	24d	1	0.93mi
900 S Peninsula Dr #208 Daytona Beach, FL	2.0	1.0	841	$1,050	$1.25	24d	1	0.93mi
900 S Peninsula Dr #113 Daytona Beach, FL	2.0	2.0	970	$1,350	$1.39	14d	1	0.93mi
860 Magnolia Ave Unit 3 Daytona Beach, FL	2.0	1.0	800	$1,300	$1.62	19d	1	0.95mi
751 Bellevue Ave Unit 1 Daytona Beach, FL	2.0	1.0	816	$1,390	$1.70	24d	1	0.96mi
933 S Peninsula Dr Daytona Beach, FL	2.0	1.0	1011	$1,950	$1.93	24d	1	0.96mi
249 College Park Dr Daytona Beach, FL	2.0	1.0	1000	$1,425	$1.43	21d	1	0.99mi
407 Poinsettia Rd Daytona Beach, FL	2.0	1.0	706	$1,000	$1.42	24d	1	1.03mi
908 Lora St Unit A Daytona Beach, FL	2.0	1.0	775	$1,300	$1.68	24d	1	1.05mi
326 Hobart Ave Daytona Beach, FL	3.0	1.0	979	$2,150	$2.20	24d	1	1.06mi
940 Lockhart St Daytona Beach, FL	3.0	2.0	1071	$1,850	$1.73	19d	1	1.08mi
311 Country Club Oval Unit 311-112 Daytona Beach, FL	2.0	1.0	940	$1,375	$1.46	14d	1	1.09mi
400 S Peninsula Dr Unit 2 Daytona Beach, FL	2.0	1.0	754	$1,300	$1.72	14d	1	1.14mi
424 N Charles St Daytona Beach, FL	2.0	1.0	650	$1,000	$1.54	24d	1	1.14mi
1229 S Beach St Daytona Beach, FL	1.0–3.0	1.0–2.0	906	$2,125	$2.34	19d	1	1.15mi
430 N Charles St Unit 2 Daytona Beach, FL	2.0	1.0	650	$1,000	$1.54	14d	1	1.17mi
430 N Charles St Unit 2 Daytona Beach, FL	2.0	1.0	650	$1,000	$1.54	21d	1	1.17mi
430 N Charles St Unit 2 Daytona Beach, FL	2.0	1.0	650	$1,000	$1.54	24d	1	1.17mi
416 Goodall Ave Daytona Beach, FL	2.0	1.0	900	$1,600	$1.78	24d	1	1.18mi
538 Revilo Blvd Daytona Beach, FL	2.0	2.0	900	$2,150	$2.39	24d	1	1.21mi
145 S Halifax Ave Unit 2 Daytona Beach, FL	2.0	1.0	1000	$2,400	$2.40	24d	1	1.24mi
209 Taylor Ave Unit 2 Daytona Beach, FL	3.0	1.0	970	$2,490	$2.57	24d	1	1.24mi
315 Wilder Blvd Daytona Beach, FL	2.0	1.0	850	$1,075	$1.26	24d	1	1.27mi
417 Jefferson St #1 Daytona Beach, FL	2.0	1.0	700	$1,890	$2.70	24d	1	1.27mi
2007 Schulte Ave Unit 1 Daytona Beach, FL	2.0	1.0	975	$1,300	$1.33	24d	1	1.30mi
1351 S Ridgewood Ave #26 Daytona Beach, FL	2.0	1.5	988	$1,285	$1.30	14d	1	1.34mi

Listing history 11 events

1. 2026-06-05
   statusdays on market $150,000 Pending 54 DOM
2. 2026-06-03
   days on market $150,000 Active Under Contract 53 DOM
3. 2026-06-03
   days on market $150,000 Active Under Contract 52 DOM
4. 2026-06-01
   days on market $150,000 Active Under Contract 51 DOM
5. 2026-05-31
   days on market $150,000 Active Under Contract 50 DOM
6. 2026-05-31
   days on market $150,000 Active Under Contract 49 DOM
7. 2026-04-11
   historical Active Under Contract
8. 2026-04-11
   listed $150,000 Active
9. 2026-04-11
   status Pending
10. 2026-04-10
    historical
11. 2026-03-08
    listed $150,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,449 · $121/mo
• Projected year-2 tax: $1,449 · $121/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,235
• − Mortgage interest: −$8,402
• − Property taxes: −$1,449
• − Insurance: −$1,547
• − Repairs & maintenance: −$1,379
• − Management: −$1,379
• − Depreciation: −$4,364
• Taxable loss: −$1,284
• Est. tax savings @ 24.0%: +$308
• After-tax cash flow: $1,489/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 556,871 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 37,747
• Household income: $41,736
• Rent vs Own: 68.5% rent · 31.5% own
• Severe rent burden: 2772.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Black 45% White 36% Hispanic / Latino 11% Two or more races 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 4%
• Common ancestry: Romanian 1% Slovak 1% Lithuanian 1%
• Foreign-born: 7% · Canada, South Korea
• Languages at home: 90% English-only · Spanish 7% Arabic 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -75.93%
• Current HPI: 272.5149
• Rent YoY: ▲ 3.57%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+0.0% since first listed

5 events — show timeline

• 2026-04-11 Contingent — Daytona MLS
• 2026-04-11 Listed $150,000 Daytona MLS
• 2026-04-11 Pending — Daytona MLS
• 2026-04-10 Listing Removed — Daytona MLS
• 2026-03-08 Listed $150,000 Daytona MLS

Property tax history

+9.1%/yr

Latest (2025): $1,449 · +27.5% YoY. Source: county tax records.