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Huntsville Plan 🏗️ New Construction
C- Composite 53.33
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.9/10.0
  • 1% rule +5.0/10.0
  • Condition / age +4.8/5.0
  • Rent growth +4.3/5.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Appreciation +0.0/10.0

$249,500

Huntsville Plan · Lafayette, LA 70501
4 bd · 2.0 ba · 1,786 sqft · SingleFamily · 959 Days on market
Excellent condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Explore the Huntsville new home floor plan in Lafayette, Louisiana in Cedar Creek community. The Huntsville consists of a single-story plan, offering a well-designed layout with four bedrooms and two bathrooms, spanning just under 1,800 square feet. One of the many standout features is the seamless integration of the kitchen, dining area, and living room, creating an open concept design that is perfect for hosting gatherings. The kitchen boasts elegant granite countertops, subway tile backsplash, painted shaker style cabinetry, stainless steel appliances, and a convenient walk-in pantry. The dining room is seamlessly integrated off the kitchen which leads you to the patio access where you can savor your morning coffee or enjoy peaceful evenings on the shaded covered patio. The main bedroom suite serves as your personal retreat, complete with a luxurious garden tub and shower, granite vanity, private commode, and a spacious walk-in closet. Additionally, the house includes 3 other guest bedrooms, which alternate uses that fit your lifestyle and another full guest bathroom. The Huntsville plan would not be complete without a two-car garage with attic access and a laundry room, providing both functionality and storage space. Notably, your new home will come equipped with our Smart Home Technology Package, curated especially for you and to bring convenience to your everyday life. Furthermore, this floorplan comes with our unrivaled warranties and a top of the line, Energy Sta

Key facts

  • 2 garage spots
  • Listed 959 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $249,500 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $251,563.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $250k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $250 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $250k).
  • Recommended offer: $220k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 4.7% in Lafayette — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#63 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, employment C-, crime F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+7.3%/yr); 246 active listings in the ZIP; 2 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
  • At $2,517/mo this rent would consume 91% of the median local household income ($33k/yr) (locally 2089% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 7.3% rent growth), your $70k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 959 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $219,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 959 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.48%
Cash-on-cash
4.26%
DSCR
1.19
GRM
8.3

CMA / ARV

ARV (median comp)
$251,563
List price
$249,500
Delta
-0.82%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
204 White Pine Dr 0.14mi 4/2.0 1,786 (0%) 6mo $236,000 $132 88
423 Starlight Dr 0.10mi 4/2.0 1,700 (-5%) 0mo $230,000 $135 87
335 White Pine Dr 0.17mi 4/2.0 1,704 (-5%) 1mo $237,000 $139 84
323 White Pine Dr 0.17mi 4/2.0 1,874 (+5%) 1mo $249,000 $133 83
328 White Pine Dr 0.17mi 4/2.0 1,874 (+5%) 1mo $254,500 $136 83
325 White Pine Dr 0.17mi 4/2.0 1,836 (+3%) 7mo $250,000 $136 82
120 Red Pine Dr 0.19mi 4/2.0 1,874 (+5%) 6mo $239,900 $128 78
319 White Pine Dr 0.17mi 3/2.0 (-1) 1,613 (-10%) 2mo $235,500 $146 69
336 White Pine Dr 0.16mi 3/2.0 (-1) 1,616 (-10%) 3mo $242,000 $150 69
333 White Pine Dr 0.17mi 3/2.0 (-1) 1,613 (-10%) 2mo $235,000 $146 69
102 Kingswood Dr 0.59mi 3/2.0 (-1) 1,775 (-1%) 4mo $215,000 $121 63
106 Kingswood Dr 0.57mi 3/2.0 (-1) 1,576 (-12%) 2mo $169,000 $107 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.35% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.81×
Total profit
$-13,316
Equity at exit
$37,509
10-year hold
IRR
9.3%
Equity multiple
1.86×
Total profit
$60,669
Equity at exit
$21,751

Cash invested: $70,438 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70501

Rents YoY
7.3%
Active inventory
246
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,517 medium interval (Pro) →
Mortgage (P&I)
$1,319
Tax est. 1.5%
$314 /mo · $3,773/yr
Insurance
$105
HOA
$0
Vacancy / Maint / Mgmt
$529
Net cashflow
$250

Break-even live

Break-even rent $2,201
Max offer price $251,563
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,891
Closing costs
$7,547
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
109 Red Pine Dr Lafayette, LA 4.0 3.0 2087 $3,500 $1.68 13d 1 0.14mi
406 Starlight Dr Lafayette, LA 4.0 2.0 1867 $3,500 $1.87 13d 1 0.18mi

Listing history 20 events

  1. 2026-06-18
    days on market $249,500 Active 959 DOM
  2. 2026-06-17
    remarks 699-char remark
  3. 2026-06-17
    days on market $249,500 Active 958 DOM
  4. 2026-06-16
    days on market $249,500 Active 957 DOM
  5. 2026-06-15
    days on market $249,500 Active 956 DOM
  6. 2026-06-14
    days on market $249,500 Active 954 DOM
  7. 2026-06-13
    days on market $249,500 Active 953 DOM
  8. 2026-06-10
    days on market $249,500 Active 951 DOM
  9. 2026-06-09
    days on market $249,500 Active 950 DOM
  10. 2026-06-08
    days on market $249,500 Active 949 DOM
  11. 2026-06-07
    days on market $249,500 Active 948 DOM
  12. 2026-06-05
    days on market $249,500 Active 945 DOM
  13. 2026-06-03
    days on market $249,500 Active 944 DOM
  14. 2026-06-02
    days on market $249,500 Active 943 DOM
  15. 2026-06-01
    days on market $249,500 Active 942 DOM
  16. 2026-05-31
    days on market $249,500 Active 941 DOM
  17. 2026-05-30
    days on market $249,500 Active 940 DOM
  18. 2026-02-08
    status Active 1495-char remark
    Show marketing remark (1495 chars)

    Explore the Huntsville new home floor plan in Lafayette, Louisiana in Cedar Creek community. The Huntsville consists of a single-story plan, offering a well-designed layout with four bedrooms and two bathrooms, spanning just under 1,800 square feet. One of the many standout features is the seamless integration of the kitchen, dining area, and living room, creating an open concept design that is perfect for hosting gatherings. The kitchen boasts elegant granite countertops, subway tile backsplash, painted shaker style cabinetry, stainless steel appliances, and a convenient walk-in pantry. The dining room is seamlessly integrated off the kitchen which leads you to the patio access where you can savor your morning coffee or enjoy peaceful evenings on the shaded covered patio. The main bedroom suite serves as your personal retreat, complete with a luxurious garden tub and shower, granite vanity, private commode, and a spacious walk-in closet. Additionally, the house includes 3 other guest bedrooms, which alternate uses that fit your lifestyle and another full guest bathroom. The Huntsville plan would not be complete without a two-car garage with attic access and a laundry room, providing both functionality and storage space. Notably, your new home will come equipped with our Smart Home Technology Package, curated especially for you and to bring convenience to your everyday life. Furthermore, this floorplan comes with our unrivaled warranties and a top of the line, Energy Sta

  19. 2026-02-07
    historical 1495-char remark
    Show marketing remark (1495 chars)

    Explore the Huntsville new home floor plan in Lafayette, Louisiana in Cedar Creek community. The Huntsville consists of a single-story plan, offering a well-designed layout with four bedrooms and two bathrooms, spanning just under 1,800 square feet. One of the many standout features is the seamless integration of the kitchen, dining area, and living room, creating an open concept design that is perfect for hosting gatherings. The kitchen boasts elegant granite countertops, subway tile backsplash, painted shaker style cabinetry, stainless steel appliances, and a convenient walk-in pantry. The dining room is seamlessly integrated off the kitchen which leads you to the patio access where you can savor your morning coffee or enjoy peaceful evenings on the shaded covered patio. The main bedroom suite serves as your personal retreat, complete with a luxurious garden tub and shower, granite vanity, private commode, and a spacious walk-in closet. Additionally, the house includes 3 other guest bedrooms, which alternate uses that fit your lifestyle and another full guest bathroom. The Huntsville plan would not be complete without a two-car garage with attic access and a laundry room, providing both functionality and storage space. Notably, your new home will come equipped with our Smart Home Technology Package, curated especially for you and to bring convenience to your everyday life. Furthermore, this floorplan comes with our unrivaled warranties and a top of the line, Energy Sta

  20. 2023-11-01
    listed $249,500 Active 1495-char remark
    Show marketing remark (1495 chars)

    Explore the Huntsville new home floor plan in Lafayette, Louisiana in Cedar Creek community. The Huntsville consists of a single-story plan, offering a well-designed layout with four bedrooms and two bathrooms, spanning just under 1,800 square feet. One of the many standout features is the seamless integration of the kitchen, dining area, and living room, creating an open concept design that is perfect for hosting gatherings. The kitchen boasts elegant granite countertops, subway tile backsplash, painted shaker style cabinetry, stainless steel appliances, and a convenient walk-in pantry. The dining room is seamlessly integrated off the kitchen which leads you to the patio access where you can savor your morning coffee or enjoy peaceful evenings on the shaded covered patio. The main bedroom suite serves as your personal retreat, complete with a luxurious garden tub and shower, granite vanity, private commode, and a spacious walk-in closet. Additionally, the house includes 3 other guest bedrooms, which alternate uses that fit your lifestyle and another full guest bathroom. The Huntsville plan would not be complete without a two-car garage with attic access and a laundry room, providing both functionality and storage space. Notably, your new home will come equipped with our Smart Home Technology Package, curated especially for you and to bring convenience to your everyday life. Furthermore, this floorplan comes with our unrivaled warranties and a top of the line, Energy Sta

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,203
− Mortgage interest
−$14,091
− Property taxes
−$3,773
− Insurance
−$1,258
− Repairs & maintenance
−$2,416
− Management
−$2,416
− Depreciation
−$7,318
Taxable loss
−$1,071
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$257
After-tax cash flow
$3,255/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This single-family home in Lafayette, Louisiana is in excellent condition with no visible repairs needed. It offers a well-designed layout with four bedrooms and two bathrooms, and is move-in ready with a good curb appeal and neutral interior paint.

Value-add opportunities

  • Resale Painting the exterior brick facade — Fresh paint can enhance the curb appeal and make the home look more inviting to potential buyers.
  • Rental Updating the flooring in the bathrooms — Replacing old or worn-out flooring with something more modern and durable can attract renters.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Painting the exterior brick facade — Fresh paint can enhance the curb appeal and make the home look more inviting to potential buyers.
  • Rental Updating the flooring in the bathrooms — Replacing old or worn-out flooring with something more modern and durable can attract renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Lafayette

Score
70/100
State rank
#63
US rank
#8133

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lafayette, LA
County
Lafayette Parish · 207,544 people
City population
158,114
Metro
Lafayette, LA
Population (ZIP)
26,465
Household income
$33,365
Rent vs Own
58.8% rent · 41.2% own
Severe rent burden
2089.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (73%)
Race & ethnicity
Black 73% White 18% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Lithuanian 4%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% French/Haitian/Cajun 2%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.63%
Current HPI
81.2963
Rent YoY
▲ 7.35%
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-02-08 Relisted Zillow
  • 2026-02-07 Delisted Zillow
  • 2023-11-01 Listed $249,500 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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