🏗️ New Construction
Huntsville Plan · Lafayette, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.7/30.0
- ARV discount +7.5/15.0
- DSCR +5.9/10.0
- 1% rule +5.0/10.0
- Condition / age +4.8/5.0
- Rent growth +4.3/5.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Appreciation +0.0/10.0
$249,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Explore the Huntsville new home floor plan in Lafayette, Louisiana in Cedar Creek community. The Huntsville consists of a single-story plan, offering a well-designed layout with four bedrooms and two bathrooms, spanning just under 1,800 square feet. One of the many standout features is the seamless integration of the kitchen, dining area, and living room, creating an open concept design that is perfect for hosting gatherings. The kitchen boasts elegant granite countertops, subway tile backsplash, painted shaker style cabinetry, stainless steel appliances, and a convenient walk-in pantry. The dining room is seamlessly integrated off the kitchen which leads you to the patio access where you can savor your morning coffee or enjoy peaceful evenings on the shaded covered patio. The main bedroom suite serves as your personal retreat, complete with a luxurious garden tub and shower, granite vanity, private commode, and a spacious walk-in closet. Additionally, the house includes 3 other guest bedrooms, which alternate uses that fit your lifestyle and another full guest bathroom. The Huntsville plan would not be complete without a two-car garage with attic access and a laundry room, providing both functionality and storage space. Notably, your new home will come equipped with our Smart Home Technology Package, curated especially for you and to bring convenience to your everyday life. Furthermore, this floorplan comes with our unrivaled warranties and a top of the line, Energy Sta
Key facts
- 2 garage spots
- Listed 959 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $250k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $250 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $250k).
- Recommended offer: $220k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 4.7% in Lafayette — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#63 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, employment C-, crime F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+7.3%/yr); 246 active listings in the ZIP; 2 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
- At $2,517/mo this rent would consume 91% of the median local household income ($33k/yr) (locally 2089% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 7.3% rent growth), your $70k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 959 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 959 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 7.48%
- Cash-on-cash
- 4.26%
- DSCR
- 1.19
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $251,563
- List price
- $249,500
- Delta
- -0.82%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 204 White Pine Dr | 0.14mi | 4/2.0 | 1,786 (0%) | 6mo | $236,000 | $132 | 88 |
| 423 Starlight Dr | 0.10mi | 4/2.0 | 1,700 (-5%) | 0mo | $230,000 | $135 | 87 |
| 335 White Pine Dr | 0.17mi | 4/2.0 | 1,704 (-5%) | 1mo | $237,000 | $139 | 84 |
| 323 White Pine Dr | 0.17mi | 4/2.0 | 1,874 (+5%) | 1mo | $249,000 | $133 | 83 |
| 328 White Pine Dr | 0.17mi | 4/2.0 | 1,874 (+5%) | 1mo | $254,500 | $136 | 83 |
| 325 White Pine Dr | 0.17mi | 4/2.0 | 1,836 (+3%) | 7mo | $250,000 | $136 | 82 |
| 120 Red Pine Dr | 0.19mi | 4/2.0 | 1,874 (+5%) | 6mo | $239,900 | $128 | 78 |
| 319 White Pine Dr | 0.17mi | 3/2.0 (-1) | 1,613 (-10%) | 2mo | $235,500 | $146 | 69 |
| 336 White Pine Dr | 0.16mi | 3/2.0 (-1) | 1,616 (-10%) | 3mo | $242,000 | $150 | 69 |
| 333 White Pine Dr | 0.17mi | 3/2.0 (-1) | 1,613 (-10%) | 2mo | $235,000 | $146 | 69 |
| 102 Kingswood Dr | 0.59mi | 3/2.0 (-1) | 1,775 (-1%) | 4mo | $215,000 | $121 | 63 |
| 106 Kingswood Dr | 0.57mi | 3/2.0 (-1) | 1,576 (-12%) | 2mo | $169,000 | $107 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.35% rent growth · sell at horizon
- IRR
- -4.8%
- Equity multiple
- 0.81×
- Total profit
- $-13,316
- Equity at exit
- $37,509
- IRR
- 9.3%
- Equity multiple
- 1.86×
- Total profit
- $60,669
- Equity at exit
- $21,751
Cash invested: $70,438 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70501
- Rents YoY
- 7.3%
- Active inventory
- 246
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $2,517 medium interval (Pro) →
- Mortgage (P&I)
- −$1,319
- Tax est. 1.5%
- −$314 /mo · $3,773/yr
- Insurance
- −$105
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$529
- Net cashflow
- $250
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,891
- Closing costs
- $7,547
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 109 Red Pine Dr Lafayette, LA | 4.0 | 3.0 | 2087 | $3,500 | $1.68 | 13d | 1 | 0.14mi |
| 406 Starlight Dr Lafayette, LA | 4.0 | 2.0 | 1867 | $3,500 | $1.87 | 13d | 1 | 0.18mi |
Listing history 20 events
-
2026-06-18days on market $249,500 Active 959 DOM
-
2026-06-17remarks 699-char remark
-
2026-06-17days on market $249,500 Active 958 DOM
-
2026-06-16days on market $249,500 Active 957 DOM
-
2026-06-15days on market $249,500 Active 956 DOM
-
2026-06-14days on market $249,500 Active 954 DOM
-
2026-06-13days on market $249,500 Active 953 DOM
-
2026-06-10days on market $249,500 Active 951 DOM
-
2026-06-09days on market $249,500 Active 950 DOM
-
2026-06-08days on market $249,500 Active 949 DOM
-
2026-06-07days on market $249,500 Active 948 DOM
-
2026-06-05days on market $249,500 Active 945 DOM
-
2026-06-03days on market $249,500 Active 944 DOM
-
2026-06-02days on market $249,500 Active 943 DOM
-
2026-06-01days on market $249,500 Active 942 DOM
-
2026-05-31days on market $249,500 Active 941 DOM
-
2026-05-30days on market $249,500 Active 940 DOM
-
2026-02-08status Active 1495-char remark
Show marketing remark (1495 chars)
Explore the Huntsville new home floor plan in Lafayette, Louisiana in Cedar Creek community. The Huntsville consists of a single-story plan, offering a well-designed layout with four bedrooms and two bathrooms, spanning just under 1,800 square feet. One of the many standout features is the seamless integration of the kitchen, dining area, and living room, creating an open concept design that is perfect for hosting gatherings. The kitchen boasts elegant granite countertops, subway tile backsplash, painted shaker style cabinetry, stainless steel appliances, and a convenient walk-in pantry. The dining room is seamlessly integrated off the kitchen which leads you to the patio access where you can savor your morning coffee or enjoy peaceful evenings on the shaded covered patio. The main bedroom suite serves as your personal retreat, complete with a luxurious garden tub and shower, granite vanity, private commode, and a spacious walk-in closet. Additionally, the house includes 3 other guest bedrooms, which alternate uses that fit your lifestyle and another full guest bathroom. The Huntsville plan would not be complete without a two-car garage with attic access and a laundry room, providing both functionality and storage space. Notably, your new home will come equipped with our Smart Home Technology Package, curated especially for you and to bring convenience to your everyday life. Furthermore, this floorplan comes with our unrivaled warranties and a top of the line, Energy Sta
-
2026-02-07historical 1495-char remark
Show marketing remark (1495 chars)
Explore the Huntsville new home floor plan in Lafayette, Louisiana in Cedar Creek community. The Huntsville consists of a single-story plan, offering a well-designed layout with four bedrooms and two bathrooms, spanning just under 1,800 square feet. One of the many standout features is the seamless integration of the kitchen, dining area, and living room, creating an open concept design that is perfect for hosting gatherings. The kitchen boasts elegant granite countertops, subway tile backsplash, painted shaker style cabinetry, stainless steel appliances, and a convenient walk-in pantry. The dining room is seamlessly integrated off the kitchen which leads you to the patio access where you can savor your morning coffee or enjoy peaceful evenings on the shaded covered patio. The main bedroom suite serves as your personal retreat, complete with a luxurious garden tub and shower, granite vanity, private commode, and a spacious walk-in closet. Additionally, the house includes 3 other guest bedrooms, which alternate uses that fit your lifestyle and another full guest bathroom. The Huntsville plan would not be complete without a two-car garage with attic access and a laundry room, providing both functionality and storage space. Notably, your new home will come equipped with our Smart Home Technology Package, curated especially for you and to bring convenience to your everyday life. Furthermore, this floorplan comes with our unrivaled warranties and a top of the line, Energy Sta
-
2023-11-01$249,500 Active 1495-char remark
Show marketing remark (1495 chars)
Explore the Huntsville new home floor plan in Lafayette, Louisiana in Cedar Creek community. The Huntsville consists of a single-story plan, offering a well-designed layout with four bedrooms and two bathrooms, spanning just under 1,800 square feet. One of the many standout features is the seamless integration of the kitchen, dining area, and living room, creating an open concept design that is perfect for hosting gatherings. The kitchen boasts elegant granite countertops, subway tile backsplash, painted shaker style cabinetry, stainless steel appliances, and a convenient walk-in pantry. The dining room is seamlessly integrated off the kitchen which leads you to the patio access where you can savor your morning coffee or enjoy peaceful evenings on the shaded covered patio. The main bedroom suite serves as your personal retreat, complete with a luxurious garden tub and shower, granite vanity, private commode, and a spacious walk-in closet. Additionally, the house includes 3 other guest bedrooms, which alternate uses that fit your lifestyle and another full guest bathroom. The Huntsville plan would not be complete without a two-car garage with attic access and a laundry room, providing both functionality and storage space. Notably, your new home will come equipped with our Smart Home Technology Package, curated especially for you and to bring convenience to your everyday life. Furthermore, this floorplan comes with our unrivaled warranties and a top of the line, Energy Sta
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,203
- − Mortgage interest
- −$14,091
- − Property taxes
- −$3,773
- − Insurance
- −$1,258
- − Repairs & maintenance
- −$2,416
- − Management
- −$2,416
- − Depreciation
- −$7,318
- Taxable loss
- −$1,071
- Est. tax savings @ 24.0%
- +$257
- After-tax cash flow
- $3,255/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This single-family home in Lafayette, Louisiana is in excellent condition with no visible repairs needed. It offers a well-designed layout with four bedrooms and two bathrooms, and is move-in ready with a good curb appeal and neutral interior paint.
Value-add opportunities
- Resale Painting the exterior brick facade — Fresh paint can enhance the curb appeal and make the home look more inviting to potential buyers.
- Rental Updating the flooring in the bathrooms — Replacing old or worn-out flooring with something more modern and durable can attract renters.
Renovation cost estimate screening
Value-add ROI direction
- Resale Painting the exterior brick facade — Fresh paint can enhance the curb appeal and make the home look more inviting to potential buyers. ↑
- Rental Updating the flooring in the bathrooms — Replacing old or worn-out flooring with something more modern and durable can attract renters. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Lafayette
- Score
- 70/100
- State rank
- #63
- US rank
- #8133
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lafayette, LA
- County
- Lafayette Parish · 207,544 people
- City population
- 158,114
- Metro
- Lafayette, LA
- Population (ZIP)
- 26,465
- Household income
- $33,365
- Rent vs Own
- Severe rent burden
- 2089.0
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 18% Two or more races 6% Hispanic / Latino 4%
- Common ancestry
- Lithuanian 4%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · Spanish 3% French/Haitian/Cajun 2%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -108.63%
- Current HPI
- 81.2963
- Rent YoY
- ▲ 7.35%
- Metro
- Lafayette, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
3 events — show timeline
- 2026-02-08 Relisted — Zillow
- 2026-02-07 Delisted — Zillow
- 2023-11-01 Listed $249,500 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…