1337 Lily Dr · Richburg, SC 29729

$314,740

3 bd · 2.0 ba · 1,497 sqft · SingleFamily · 91 Days on market

Built 2026 Good condition 6,098 sqft lot Est $305k · at est. $100/mo HOA · 3% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• Appreciation +6.5/10.0
• ARV discount +6.1/15.0
• 1% rule +4.4/10.0
• DSCR +4.3/10.0
• Condition / age +4.0/5.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Schools +2.3/10.0

Listing remarks MLS

Come see 1337 Lily Drive in Richburg, South Carolina! The Freeport is one of our spacious, single-story ranch plans featured at Stanton in Richburg, South Carolina. It is designed with open-concept living in mind. This home features three bedrooms, two bathrooms, a study, and a two-car garage. Upon entering the home, you'll be greeted by a foyer that leads directly into the heart of the home. This open plan features a spacious family room open to the modern kitchen. The kitchen is equipped with a pantry, stainless steel appliances, and a large island with a breakfast bar, making it perfect for dining and casual entertaining. The Freeport also features a luxurious primary suite, complete with a large walk-in closet and a primary bathroom with dual vanities, Garden tub, and a spacious shower. The additional two bedrooms and secondary bathroom are located at the opposite end of the home, providing optimal privacy for you and your guests. A flex room can also be used as a home office. In the rear of the home is an outdoor patio that is perfect for outdoor entertaining. With its thoughtful design, the Freeport is the perfect place to call home. Pictures are representative.

Key facts

• Luxury amenities
• Modern kitchen
• Open-concept living

Tags

• LUXURY AMENITIES
• VARIETY OF FLOOR PLANS
• PROXIMITY TO 1-77
• OPEN-CONCEPT LIVING
• SPACIOUS FAMILY ROOM
• MODERN KITCHEN

Property features AI

Finance

• Other: Development status: Proposed; Zoning: R4; Architectural review restriction
• HOA & community: Mandatory HOA with quarterly dues (approx. $300); Community amenities: outdoor pool, cabana, playground, sidewalks, street lights, pond; Pets allowed

Exterior

• Parking: Attached front-facing garage with garage door opener; 2-car garage (approx. 427 sq ft); Driveway
• Security: Carbon monoxide detector(s); Smoke detector(s)
• Utilities: City water; Public sewer; Cable available; Wired internet available; Underground power lines and utilities
• Home design: Single-family residence; One level; Proposed / new construction (model: Freeport F)
• Construction: Site-built; Partial brick and fiber cement exterior; Fiberglass roof; Slab foundation; New construction (builder: D.R. Horton, proposed completion Aug 2026)
• Exterior features: Concrete and paved roads; Private maintained road; Street lights; Sidewalks; Pond

Interior

• Kitchen: Dishwasher; Disposal; Electric oven; Microwave; Plumbed for ice maker
• Bedrooms: 3 bedrooms (all on the main level)
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating (zoned); Central air with dual and zoned cooling
• Interior features: Open floorplan; Pantry; Kitchen island; Walk-in closet(s); 5 total rooms; Electric fireplace in family room; Carbon monoxide and smoke detectors
• Laundry & utility: Laundry room (upper level) with electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $315k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $55 ($663/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $295k (6.3% below list).
• Recommended offer: $286k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 63/100 on livability (#182 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, health & safety D+, amenities F.
• Chester 01 (rural): math 23% / reading 34% proficiency, ranked #59 of 80 in SC (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Lewisville Elementary (math 47% / reading 42%, grade F, #226 of 597 statewide, top 40%, 510 students, 100% FRL); Lewisville High (math 44% / reading 87%, grade B, #83 of 196 statewide, top 43%, 416 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 55% at this address vs 28% district-wide (+27 pts) — the actual schools serving this property are materially stronger than the Chester 01 average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 81 active listings in the ZIP; 269 units permitted in Chester County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $12k of equity ($2k loan paydown + $9k appreciation (3.0% local appreciation)).
• Chester County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $88k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $286,413 (9.0% below list)

Questions for the listing agent

1. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 6.50%
• Cash-on-cash: 0.75%
• DSCR: 1.03
• GRM: 8.9

CMA / ARV

• ARV (on-the-fly): $305,388
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1236 Lavender Dr	0.06mi	3/2.0	1,497 (0%)	1mo	$295,000	$197	96
1231 Lavender Dr	0.11mi	3/2.0	1,343 (-10%)	3mo	$288,000	$214	76
1104 Elyan St	0.67mi	3/2.0	1,552 (+4%)	2mo	$325,900	$210	61
1120 Elyan St	0.64mi	3/2.0	1,552 (+4%)	4mo	$313,900	$202	60
1115 Elyan St	0.67mi	3/2.0	1,552 (+4%)	3mo	$315,900	$204	60
1109 Elyan St	0.69mi	3/2.0	1,552 (+4%)	4mo	$315,900	$204	59
620 Lamorak Pl	0.60mi	3/2.0	1,335 (-11%)	4mo	$270,000	$202	50
703 Lamorak Pl	0.63mi	3/2.0	1,316 (-12%)	2mo	$292,900	$223	49
1111 Elyan St	0.68mi	3/2.0	1,316 (-12%)	2mo	$294,900	$224	46
1116 Elyan St	0.64mi	3/2.0	1,316 (-12%)	4mo	$292,900	$223	46
1106 Elyan St	0.66mi	3/2.5	1,700 (+14%)	0mo	$327,900	$193	44
701 Lamorak Pl	0.63mi	3/2.5	1,700 (+14%)	2mo	$323,900	$191	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.99% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 8.2%
• Equity multiple: 1.47×
• Total profit: $41,430
• Equity at exit: $141,404

10-year hold

• IRR: 10.8%
• Equity multiple: 2.62×
• Total profit: $142,887
• Equity at exit: $217,829

Cash invested: $88,127 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29729

• Home prices YoY: 1.4%
• Active inventory: 81
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $2,950 medium
• Mortgage (P&I): −$1,651
• Tax est. 1.5%: −$393 /mo · $4,721/yr
• Insurance: −$131
• HOA: −$100
• Vacancy / Maint / Mgmt: −$619
• Net cashflow: $55

Break-even live

Break-even rent $2,880

Max offer price $314,740

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $78,685
• Closing costs: $9,442
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $100 · $1,200/yr

Listing history 17 events

1. 2026-06-18
   days on market $314,740 Active 91 DOM
2. 2026-06-17
   days on market $314,740 Active 90 DOM
3. 2026-06-16
   days on market $314,740 Active 89 DOM
4. 2026-06-15
   days on market $314,740 Active 88 DOM
5. 2026-06-13
   days on market $314,740 Active 86 DOM
6. 2026-06-09
   days on market $314,740 Active 82 DOM
7. 2026-06-08
   days on market $314,740 Active 81 DOM
8. 2026-06-07
   days on market $314,740 Active 80 DOM
9. 2026-06-04
   days on market $314,740 Active 77 DOM
10. 2026-06-03
    days on market $314,740 Active 76 DOM
11. 2026-06-02
    days on market $314,740 Active 75 DOM
12. 2026-06-01
    days on market $314,740 Active 74 DOM
13. 2026-05-31
    days on market $314,740 Active 73 DOM
14. 2026-03-26
    price $314,740 1187-char remark

    Show marketing remark (1187 chars)

    Come see 1337 Lily Drive in Richburg, South Carolina! The Freeport is one of our spacious, single-story ranch plans featured at Stanton in Richburg, South Carolina. It is designed with open-concept living in mind. This home features three bedrooms, two bathrooms, a study, and a two-car garage. Upon entering the home, you'll be greeted by a foyer that leads directly into the heart of the home. This open plan features a spacious family room open to the modern kitchen. The kitchen is equipped with a pantry, stainless steel appliances, and a large island with a breakfast bar, making it perfect for dining and casual entertaining. The Freeport also features a luxurious primary suite, complete with a large walk-in closet and a primary bathroom with dual vanities, Garden tub, and a spacious shower. The additional two bedrooms and secondary bathroom are located at the opposite end of the home, providing optimal privacy for you and your guests. A flex room can also be used as a home office. In the rear of the home is an outdoor patio that is perfect for outdoor entertaining. With its thoughtful design, the Freeport is the perfect place to call home. Pictures are representative.

15. 2026-03-24
    price $314,740
16. 2026-03-22
    listed $310,990 Active 1187-char remark

    Show marketing remark (1187 chars)

    Come see 1337 Lily Drive in Richburg, South Carolina! The Freeport is one of our spacious, single-story ranch plans featured at Stanton in Richburg, South Carolina. It is designed with open-concept living in mind. This home features three bedrooms, two bathrooms, a study, and a two-car garage. Upon entering the home, you'll be greeted by a foyer that leads directly into the heart of the home. This open plan features a spacious family room open to the modern kitchen. The kitchen is equipped with a pantry, stainless steel appliances, and a large island with a breakfast bar, making it perfect for dining and casual entertaining. The Freeport also features a luxurious primary suite, complete with a large walk-in closet and a primary bathroom with dual vanities, Garden tub, and a spacious shower. The additional two bedrooms and secondary bathroom are located at the opposite end of the home, providing optimal privacy for you and your guests. A flex room can also be used as a home office. In the rear of the home is an outdoor patio that is perfect for outdoor entertaining. With its thoughtful design, the Freeport is the perfect place to call home. Pictures are representative.

17. 2026-03-19
    listed $310,990 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,398
• − Mortgage interest: −$17,630
• − Property taxes: −$4,721
• − Insurance: −$1,574
• − Repairs & maintenance: −$2,832
• − Management: −$2,832
• − HOA: −$1,200
• − Depreciation: −$9,156
• Taxable loss: −$4,547
• Est. tax savings @ 24.0%: +$1,091
• After-tax cash flow: $1,754/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This single-family home in Richburg, SC is in good condition with modern amenities and a spacious layout. It is move-in ready with minimal maintenance required.

Value-add opportunities

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
• Both Landscaping improvements — Enhances curb appeal and adds value
• Both Add smart home features — Improves convenience and adds modern appeal

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both Add smart home features — Improves convenience and adds modern appeal ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Chester 01
• NCES district ID: 4501530
• Math proficiency: 23% ▼ -6.00%
• Reading proficiency: 34% ▬ 0.00%
• Median HH income: $34,041
• Composite: 23.39/100
• National rank: #7902
• State rank: #59 of 80 in SC

Livability — Richburg

• Score: 63/100
• State rank: #182
• US rank: #15927

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 2,313

Population outlook (Chester County) Hauer SSP2

• Today (2025): 30,121 people
• By 2030: 28,700 · -4.7%
• By 2040: 25,784 · -14.4%
• By 2050: 23,001 · -23.6%
• By 2075: 17,770 · -41.0%
• By 2100: 13,584 · -54.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 60% Black 26% Two or more races 12% Hispanic / Latino 7%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5%
• Common ancestry: Danish 2% Serbian 2% Lithuanian 2%
• Foreign-born: 2% · Canada, Guatemala
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Chester

• 2024 margin: R (+17.2) · D 40.8% · R 58.0% · Other 1.1%
• 2008→2024 swing: -25.5pp toward R · 2008: 8.3pp · 2024: -17.2pp
• All cycles: 2024: R+17.2 2020: R+10.9 2016: R+4.8 2012: D+10.5 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.99%
• Current HPI: 210.6518
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+1.2% since first listed

4 events — show timeline

• 2026-03-26 Price Changed $314,740 Zillow
• 2026-03-24 Price Changed $314,740 CANOPYMLS as Distributed by MLS Grid
• 2026-03-22 Listed $310,990 Zillow
• 2026-03-19 Listed $310,990 CANOPYMLS as Distributed by MLS Grid