CashFlowRE
Sign in Sign up
7361 Wind Chase Dr
D Composite 40.91
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.4/15.0
  • Appreciation +10.0/10.0
  • Cash flow +5.6/30.0
  • Schools +4.7/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.7/10.0
  • DSCR +0.1/10.0

$379,900

7361 Wind Chase Dr · Hahira, GA 31632
4 bd · 3.0 ba · 2,044 sqft · SingleFamily public records · 9 Days on market
Built 2014 0.27 ac lot $186/sqft · 9% below area Est $416k · 9% under $65/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome Home to 7361 Wind Chase Drive! This beautiful 4BR/3BA home is located on a corner-lot in Hahira's highly desirable Creekside West Subdivision. The heart of the home features a great semi-open floor plan designed for easy living. The chef-inspired kitchen is fully equipped with granite countertops, stainless steel appliances, a stylish tile backsplash, and double pantries for maximum storage. It flows seamlessly into the living area, which is accented by elegant tray ceilings. For formal occasions, the dining room is finished with classic wainscoting. The split-plan layout offers a private primary suite featuring tray ceilings and a spacious bath with a garden tub, tiled walk-in shower, and a large walk-in closet. A dedicated guest suite provides the perfect setup for visitors or extended family. Two additional guest rooms feature spacious closets and easy access to the third full bath. Enjoy the outdoors from the screened-in back porch and extended patio, overlooking a fully fenced backyard. Additional features include a Wi-Fi-enabled thermostat, irrigation system, security system, and an oversized garage with a utility room. Located in a golf-cart-friendly neighborhood, residents enjoy access to community pools, a fishing pond, and a playground, all while being zoned for highly-rated schools. Schedule a tour today, this property won't last long!

Key facts

  • 0.27 acre lot
  • Garage
  • Community pool

Property features AI

Finance

  • Other: Zoning: RP
  • HOA & community: Homeowners association with community pool; HOA fee $65 monthly

Exterior

  • Parking: Garage door opener
  • Home design: Single-family residence; One-story
  • Construction: Brick veneer; Cement siding
  • Exterior features: Fenced yard; Gravel road access

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator
  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Heat pump heating; Has heating
  • Interior features: Dishwasher; Microwave; Refrigerator
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $380k.

Deal economics

  • At list price, monthly cash flow is $-786 ($-9k/yr) — negative.
  • To cash-flow at today's rent, offer at most $241k (36.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (42.5% below list).
  • Recommended offer: $218k (42.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#161 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, health & safety D.
  • Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Hahira Elementary School (math 72% / reading 55%, grade B, #99 of 1,228 statewide, top 8%, 807 students, 40% FRL); Hahira Middle School (math 65% / reading 63%, grade B+, #30 of 470 statewide, top 6%, 859 students, 32% FRL); Lowndes High School (math 69% / reading 51%, grade C+, #14 of 424 statewide, top 3%, 3,201 students, 39% FRL) — zoned schools at 37% FRL track the district average.
  • Market conditions: 198 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $41k of equity ($3k loan paydown + $38k appreciation (10.0% local appreciation)).
  • Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$65k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 4y ago; this cycle's ask has dropped $20k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,421 (42.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.57%
Cap rate
3.81%
Cash-on-cash
-8.87%
DSCR
0.61
GRM
14.5

CMA / ARV

ARV (median comp)
$415,910
List price
$379,900
Delta
-8.66%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7361 Wind Chase Dr 0.00mi 4/3.0 2,044 (0%) 1mo $379,900 $186 99
7305 Wind Chase Dr 0.21mi 4/3.0 1,958 (-4%) 2mo $352,000 $180 82
7306 Mill Ridge Dr 0.13mi 4/3.0 2,197 (+8%) 0mo $406,900 $185 81
7250 Tillman Branch Rd 0.26mi 4/2.5 2,011 (-2%) 4mo $390,000 $194 80
7426 Woodbend Trl 0.10mi 4/3.0 1,918 (-6%) 14mo $349,000 $182 74
7398 Woodbend Trl 0.10mi 4/2.5 2,342 (+15%) 5mo $412,000 $176 65
7477 Crabtree Xing 0.21mi 4/3.0 2,298 (+12%) 10mo $429,000 $187 61
7317 Tillman Branch Rd 0.22mi 4/3.0 2,264 (+11%) 12mo $469,900 $208 61
7306 Wind Chase Dr 0.20mi 5/2.0 (+1) 1,903 (-7%) 12mo $350,000 $184 60
7279 Tillman Branch Rd 0.23mi 5/2.5 (+1) 2,311 (+13%) 1mo $475,000 $206 60
7711 Kayla Dr 0.57mi 4/2.0 1,742 (-15%) 4mo $308,629 $177 42
7684 Kayla Dr 0.65mi 4/2.0 1,802 (-12%) 8mo $310,000 $172 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.0%
Equity multiple
2.47×
Total profit
$156,786
Equity at exit
$342,244
10-year hold
IRR
16.9%
Equity multiple
5.71×
Total profit
$501,020
Equity at exit
$738,062

Cash invested: $106,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31632

Home prices YoY
8.1%
Active inventory
198
Price-to-rent
14.5×

Monthly cashflow live

Estimated rent
$2,184 medium interval (Pro) →
Mortgage (P&I)
$1,992
Tax from tax record
$296 /mo · $3,556/yr
Insurance
$158
HOA
$65
Vacancy / Maint / Mgmt
$459
Net cashflow
$-786

Break-even live

Break-even rent $3,180
Max offer price $240,995
Occupancy floor

Sensitivity live

Price -10% $-571 -5% $-679 +0% $-786 +5% $-894 +10% $-1,001
Rent -10% $-959 -5% $-873 +0% $-786 +5% $-700 +10% $-614
Rate -1.0pp $-595 -0.5pp $-690 base $-786 +0.5pp $-885 +1.0pp $-985

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$94,975
Closing costs
$11,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7410 Northcreek Cir Hahira, GA 3.0 2.0 1460 $1,750 $1.20 23d 1 0.95mi

HOA detail

Monthly dues
$65 · $780/yr
Likely covers
internetpoolsecurity

Listing history 13 events

  1. 2026-06-05
    statusdays on marketlisting id $379,900 Pending 9 DOM
  2. 2026-05-08
    status Under Contract 1376-char remark
    Show marketing remark (1376 chars)

    Welcome Home to 7361 Wind Chase Drive! This beautiful 4BR/3BA home is located on a corner-lot in Hahira's highly desirable Creekside West Subdivision. The heart of the home features a great semi-open floor plan designed for easy living. The chef-inspired kitchen is fully equipped with granite countertops, stainless steel appliances, a stylish tile backsplash, and double pantries for maximum storage. It flows seamlessly into the living area, which is accented by elegant tray ceilings. For formal occasions, the dining room is finished with classic wainscoting. The split-plan layout offers a private primary suite featuring tray ceilings and a spacious bath with a garden tub, tiled walk-in shower, and a large walk-in closet. A dedicated guest suite provides the perfect setup for visitors or extended family. Two additional guest rooms feature spacious closets and easy access to the third full bath. Enjoy the outdoors from the screened-in back porch and extended patio, overlooking a fully fenced backyard. Additional features include a Wi-Fi-enabled thermostat, irrigation system, security system, and an oversized garage with a utility room. Located in a golf-cart-friendly neighborhood, residents enjoy access to community pools, a fishing pond, and a playground, all while being zoned for highly-rated schools. Schedule a tour today, this property won't last long!

  3. 2026-05-08
    status Pending 1376-char remark
    Show marketing remark (1376 chars)

    Welcome Home to 7361 Wind Chase Drive! This beautiful 4BR/3BA home is located on a corner-lot in Hahira's highly desirable Creekside West Subdivision. The heart of the home features a great semi-open floor plan designed for easy living. The chef-inspired kitchen is fully equipped with granite countertops, stainless steel appliances, a stylish tile backsplash, and double pantries for maximum storage. It flows seamlessly into the living area, which is accented by elegant tray ceilings. For formal occasions, the dining room is finished with classic wainscoting. The split-plan layout offers a private primary suite featuring tray ceilings and a spacious bath with a garden tub, tiled walk-in shower, and a large walk-in closet. A dedicated guest suite provides the perfect setup for visitors or extended family. Two additional guest rooms feature spacious closets and easy access to the third full bath. Enjoy the outdoors from the screened-in back porch and extended patio, overlooking a fully fenced backyard. Additional features include a Wi-Fi-enabled thermostat, irrigation system, security system, and an oversized garage with a utility room. Located in a golf-cart-friendly neighborhood, residents enjoy access to community pools, a fishing pond, and a playground, all while being zoned for highly-rated schools. Schedule a tour today, this property won't last long!

  4. 2026-05-05
    price $379,900 1376-char remark
    Show marketing remark (1376 chars)

    Welcome Home to 7361 Wind Chase Drive! This beautiful 4BR/3BA home is located on a corner-lot in Hahira's highly desirable Creekside West Subdivision. The heart of the home features a great semi-open floor plan designed for easy living. The chef-inspired kitchen is fully equipped with granite countertops, stainless steel appliances, a stylish tile backsplash, and double pantries for maximum storage. It flows seamlessly into the living area, which is accented by elegant tray ceilings. For formal occasions, the dining room is finished with classic wainscoting. The split-plan layout offers a private primary suite featuring tray ceilings and a spacious bath with a garden tub, tiled walk-in shower, and a large walk-in closet. A dedicated guest suite provides the perfect setup for visitors or extended family. Two additional guest rooms feature spacious closets and easy access to the third full bath. Enjoy the outdoors from the screened-in back porch and extended patio, overlooking a fully fenced backyard. Additional features include a Wi-Fi-enabled thermostat, irrigation system, security system, and an oversized garage with a utility room. Located in a golf-cart-friendly neighborhood, residents enjoy access to community pools, a fishing pond, and a playground, all while being zoned for highly-rated schools. Schedule a tour today, this property won't last long!

  5. 2026-05-05
    price $379,900 1376-char remark
    Show marketing remark (1376 chars)

    Welcome Home to 7361 Wind Chase Drive! This beautiful 4BR/3BA home is located on a corner-lot in Hahira's highly desirable Creekside West Subdivision. The heart of the home features a great semi-open floor plan designed for easy living. The chef-inspired kitchen is fully equipped with granite countertops, stainless steel appliances, a stylish tile backsplash, and double pantries for maximum storage. It flows seamlessly into the living area, which is accented by elegant tray ceilings. For formal occasions, the dining room is finished with classic wainscoting. The split-plan layout offers a private primary suite featuring tray ceilings and a spacious bath with a garden tub, tiled walk-in shower, and a large walk-in closet. A dedicated guest suite provides the perfect setup for visitors or extended family. Two additional guest rooms feature spacious closets and easy access to the third full bath. Enjoy the outdoors from the screened-in back porch and extended patio, overlooking a fully fenced backyard. Additional features include a Wi-Fi-enabled thermostat, irrigation system, security system, and an oversized garage with a utility room. Located in a golf-cart-friendly neighborhood, residents enjoy access to community pools, a fishing pond, and a playground, all while being zoned for highly-rated schools. Schedule a tour today, this property won't last long!

  6. 2026-04-29
    listed $399,900 Active 1376-char remark
    Show marketing remark (1376 chars)

    Welcome Home to 7361 Wind Chase Drive! This beautiful 4BR/3BA home is located on a corner-lot in Hahira's highly desirable Creekside West Subdivision. The heart of the home features a great semi-open floor plan designed for easy living. The chef-inspired kitchen is fully equipped with granite countertops, stainless steel appliances, a stylish tile backsplash, and double pantries for maximum storage. It flows seamlessly into the living area, which is accented by elegant tray ceilings. For formal occasions, the dining room is finished with classic wainscoting. The split-plan layout offers a private primary suite featuring tray ceilings and a spacious bath with a garden tub, tiled walk-in shower, and a large walk-in closet. A dedicated guest suite provides the perfect setup for visitors or extended family. Two additional guest rooms feature spacious closets and easy access to the third full bath. Enjoy the outdoors from the screened-in back porch and extended patio, overlooking a fully fenced backyard. Additional features include a Wi-Fi-enabled thermostat, irrigation system, security system, and an oversized garage with a utility room. Located in a golf-cart-friendly neighborhood, residents enjoy access to community pools, a fishing pond, and a playground, all while being zoned for highly-rated schools. Schedule a tour today, this property won't last long!

  7. 2026-04-29
    listed $399,900 New 1376-char remark
    Show marketing remark (1376 chars)

    Welcome Home to 7361 Wind Chase Drive! This beautiful 4BR/3BA home is located on a corner-lot in Hahira's highly desirable Creekside West Subdivision. The heart of the home features a great semi-open floor plan designed for easy living. The chef-inspired kitchen is fully equipped with granite countertops, stainless steel appliances, a stylish tile backsplash, and double pantries for maximum storage. It flows seamlessly into the living area, which is accented by elegant tray ceilings. For formal occasions, the dining room is finished with classic wainscoting. The split-plan layout offers a private primary suite featuring tray ceilings and a spacious bath with a garden tub, tiled walk-in shower, and a large walk-in closet. A dedicated guest suite provides the perfect setup for visitors or extended family. Two additional guest rooms feature spacious closets and easy access to the third full bath. Enjoy the outdoors from the screened-in back porch and extended patio, overlooking a fully fenced backyard. Additional features include a Wi-Fi-enabled thermostat, irrigation system, security system, and an oversized garage with a utility room. Located in a golf-cart-friendly neighborhood, residents enjoy access to community pools, a fishing pond, and a playground, all while being zoned for highly-rated schools. Schedule a tour today, this property won't last long!

  8. 2026-01-29
    price $399,900
  9. 2026-01-20
    price $409,900
  10. 2025-10-18
    price $419,900
  11. 2023-01-23
    soldstatus $325,900
  12. 2023-01-20
    soldstatus $325,900
  13. 2022-06-27
    listed $349,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,556 · $296/mo
Projected year-2 tax
$3,556 · $296/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,211
− Mortgage interest
−$21,280
− Property taxes
−$3,556
− Insurance
−$1,900
− Repairs & maintenance
−$2,097
− Management
−$2,097
− HOA
−$780
− Depreciation
−$11,052
Taxable loss
−$16,550
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,972
After-tax cash flow
$-5,464/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lowndes County
NCES district ID
1303390
Math proficiency
59% ▼ -1.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$48,221
Composite
47.21/100
National rank
#2317
State rank
#8 of 174 in GA

Livability — Hahira

Score
67/100
State rank
#161
US rank
#10280

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lowndes County · 107,801 people
Metro
Valdosta, GA
Population (ZIP)
15,942
Household income
$83,946
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
73.0

Population outlook (Lowndes County) Hauer SSP2

Today (2025)
120,348 people
By 2030
123,469 · +2.6%
By 2040
128,482 · +6.8%
By 2050
131,907 · +9.6%
By 2075
139,080 · +15.6%
By 2100
133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Slovak 3% Serbian 2% Italian 1%
Foreign-born
2% · Canada, Jamaica
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Lowndes

2024 margin
R (+18.0) · D 40.8% · R 58.8%
2008→2024 swing
-8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
All cycles
2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 19.44%
Current HPI
259.01
Rent YoY
Metro
Valdosta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+8.6% since first listed
14 events — show timeline
  • 2026-06-11 Sold (MLS) $379,900 SGMLS
  • 2026-06-01 Sold (MLS) $379,900 GAMLS
  • 2026-05-08 Pending GAMLS
  • 2026-05-08 Pending SGMLS
  • 2026-05-05 Price Changed $379,900 SGMLS
  • 2026-05-05 Price Changed $379,900 GAMLS
  • 2026-04-29 Listed $399,900 SGMLS
  • 2026-04-29 Listed $399,900 GAMLS
  • 2026-01-29 Price Changed $399,900 SGMLS
  • 2026-01-20 Price Changed $409,900 SGMLS
  • 2025-10-18 Price Changed $419,900 SGMLS
  • 2023-01-23 Sold (Public Records) $325,900 Public Records
  • 2023-01-20 Sold (MLS) $325,900 SGMLS
  • 2022-06-27 Listed $349,900 SGMLS

Property tax history

+26.8%/yr

Latest (2025): $3,556 · +12.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…