2187 Lincoln Hwy E Lot 9 · East Lampeter, PA 17602

$75,900

3 bd · 1.0 ba · 827 sqft · SingleFamily · 111 Days on market

Built 2026 Excellent condition $92/sqft · 77% below area

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Condition / age +5.0/5.0
• Schools +4.4/10.0
• Rent growth +2.8/5.0
• Livability +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Exciting opportunity to own a brand-new single-wide manufactured home! Partner with Superior Homes to create a home that fits your lifestyle and budget. Please know that this home must be moved to the community or Lot of our choice. Price includes delivery, block, and set. Additional Site work services such as foundation, permits, skirting, utility connections, and exterior steps are additional cost. Choose from thoughtfully designed 3-bedroom configuration, offering open-concept living spaces, modern kitchens, and comfortable primary suites. Buyers will enjoy the ability to select custom exterior and interior color packages, along with available floor plan modifications to personalize the layout to their needs. Whether you're looking to downsize, purchase your first home, or invest in affordable new construction, this is a fantastic opportunity to secure a quality-built home with customization options. Contact today for available floor plans, pricing, and customization details! Features may increase cost of home.

Key facts

• Built 2026
• Listed 111 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $76k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $416 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $76k).
• Recommended offer: $69k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Conestoga Valley SD (suburban): math 43% / reading 59% proficiency, ranked #156 of 539 in PA (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+1.2%/yr); 161 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $525 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 1.2% rent growth), your $21k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 111 days — a 9% lower offer ($69k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $69,069 (9.0% below list)

Questions for the listing agent

1. It's been on market 111 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.28% ✓
• Cap rate: 19.62%
• Cash-on-cash: 47.59%
• DSCR: 3.12
• GRM: 3.7

CMA / ARV

• ARV (median comp): $333,775
• List price: $75,900
• Delta: -77.26%
• Verdict: UNDERPRICED
• Comps: 2 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.2% rent growth · sell at horizon

5-year hold

• IRR: 13.9%
• Equity multiple: 1.54×
• Total profit: $11,419
• Equity at exit: $11,317

10-year hold

• IRR: 20.7%
• Equity multiple: 2.56×
• Total profit: $33,062
• Equity at exit: $6,562

Cash invested: $21,252 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17602

• Rents YoY: 1.2%
• Active inventory: 161
• Price-to-rent: 3.7×

Monthly cashflow live

• Estimated rent: $1,731 high
• Mortgage (P&I): −$398
• Tax est. 1.5%: −$95 /mo · $1,138/yr
• Insurance: −$32
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $416

Break-even live

Break-even rent $1,204

Max offer price $75,900

Occupancy floor 71%

Sensitivity live

Price	-10% $469	-5% $442	+0% $416	+5% $390	+10% $364
Rent	-10% $279	-5% $348	+0% $416	+5% $485	+10% $553
Rate	-1.0pp $454	-0.5pp $436	base $416	+0.5pp $397	+1.0pp $377

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,975
• Closing costs: $2,277
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
650 Bentley Ridge Blvd Lancaster, PA	1.0–2.0	1.0–2.5	1157	$2,325	$2.01	14d	18	0.58mi
2165 Old Philadelphia Pike Unit 30 Lancaster, PA	2.0	1.5	1120	$1,795	$1.60	14d	1	0.85mi
2165 Old Philadelphia Pike Lancaster, PA	2.0	1.5	1120	$1,795	$1.60	44d	1	0.86mi
175 Strasburg Pike Unit C Lancaster, PA	2.0	1.0	700	$1,100	$1.57	14d	1	0.92mi
421 Strasburg Pike Lancaster, PA	2.0	1.0	900	$1,100	$1.22	21d	1	1.17mi

Listing history 17 events

1. 2026-06-18
   days on market $75,900 Active 111 DOM
2. 2026-06-17
   days on market $75,900 Active 110 DOM
3. 2026-06-16
   days on market $75,900 Active 109 DOM
4. 2026-06-15
   days on market $75,900 Active 108 DOM
5. 2026-06-14
   days on market $75,900 Active 106 DOM
6. 2026-06-13
   days on market $75,900 Active 105 DOM
7. 2026-06-10
   days on market $75,900 Active 103 DOM
8. 2026-06-09
   days on market $75,900 Active 102 DOM
9. 2026-06-08
   days on market $75,900 Active 101 DOM
10. 2026-06-07
    days on market $75,900 Active 100 DOM
11. 2026-06-05
    days on market $75,900 Active 97 DOM
12. 2026-06-03
    days on market $75,900 Active 96 DOM
13. 2026-06-02
    days on market $75,900 Active 95 DOM
14. 2026-06-01
    days on market $75,900 Active 94 DOM
15. 2026-05-31
    days on market $75,900 Active 93 DOM
16. 2026-05-30
    days on market $75,900 Active 92 DOM
17. 2026-02-27
    listed $75,900 Active 1029-char remark

    Show marketing remark (1029 chars)

    Exciting opportunity to own a brand-new single-wide manufactured home! Partner with Superior Homes to create a home that fits your lifestyle and budget. Please know that this home must be moved to the community or Lot of our choice. Price includes delivery, block, and set. Additional Site work services such as foundation, permits, skirting, utility connections, and exterior steps are additional cost. Choose from thoughtfully designed 3-bedroom configuration, offering open-concept living spaces, modern kitchens, and comfortable primary suites. Buyers will enjoy the ability to select custom exterior and interior color packages, along with available floor plan modifications to personalize the layout to their needs. Whether you're looking to downsize, purchase your first home, or invest in affordable new construction, this is a fantastic opportunity to secure a quality-built home with customization options. Contact today for available floor plans, pricing, and customization details! Features may increase cost of home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,769
• − Mortgage interest: −$4,252
• − Property taxes: −$1,138
• − Insurance: −$5,498
• − Repairs & maintenance: −$1,662
• − Management: −$1,662
• − Depreciation: −$2,208
• Taxable income: $4,350
• Est. tax owed @ 24.0%: −$1,044
• After-tax cash flow: $3,951/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 100/100 None rehab

This brand-new single-wide manufactured home is move-in ready with excellent condition and no visible repairs needed. Customization options can further enhance its value for both resale and rental.

Value-add opportunities

• Both Custom exterior and interior color packages — Personalizing the home can enhance curb appeal and interior aesthetics.
• Both Floor plan modifications — Tailoring the layout to the buyer's needs can increase functionality and value.
• Both Custom exterior steps — Adding steps can improve the home's curb appeal and accessibility.
• Both Site work services such as foundation, permits, skirting, utility connections — Completing these services will ensure the home is move-in ready and legally compliant.

Renovation cost estimate screening

Value-add ROI direction

• Both Custom exterior and interior color packages — Personalizing the home can enhance curb appeal and interior aesthetics. ↑
• Both Floor plan modifications — Tailoring the layout to the buyer's needs can increase functionality and value. ↑
• Both Custom exterior steps — Adding steps can improve the home's curb appeal and accessibility. ↑
• Both Site work services such as foundation, permits, skirting, utility connections — Completing these services will ensure the home is move-in ready and legally compliant. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Conestoga Valley SD
• NCES district ID: 4206480
• Math proficiency: 43% ▼ -8.00%
• Reading proficiency: 59% ▼ -11.00%
• Median HH income: $56,234
• Composite: 44.15/100
• National rank: #2861
• State rank: #156 of 539 in PA

Livability — East Lampeter

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Lancaster County · 390,309 people
• Metro: Lancaster, PA
• Population (ZIP): 52,217
• Household income: $75,862
• Rent vs Own: 41.7% rent · 58.3% own
• Severe rent burden: 1556.0

Population outlook (Lancaster County) Hauer SSP2

• Today (2025): 561,011 people
• By 2030: 570,969 · +1.8%
• By 2040: 585,929 · +4.4%
• By 2050: 591,056 · +5.4%
• By 2075: 594,747 · +6.0%
• By 2100: 558,850 · -0.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 52% Hispanic / Latino 32% Two or more races 12% Black 11% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 21% Cuban 1% Dominican 4%
• Common ancestry: Romanian 2% Italian 1% Lithuanian 1%
• Foreign-born: 13% · Canada, Vietnam, South Korea
• Languages at home: 70% English-only · Spanish 22% German/W. Germanic 2% French/Haitian/Cajun 1%

Political lean MEDSL · Lancaster

• 2024 margin: R (+15.9) · D 41.5% · R 57.5%
• 2008→2024 swing: -4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
• All cycles: 2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -248.05%
• Current HPI: 288.9141
• Rent YoY: ▲ 1.20%
• Metro: Lancaster, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

1 event — show timeline

• 2026-02-27 Listed $75,900 BRIGHT MLS