9137 Evelyn Ave · California City, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 101°F)
- 6 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 13 days/yr
- Unhealthy air days in 30 yrs
- 17 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +9.1/30.0
- ARV discount +9.1/15.0
- Rent growth +3.9/5.0
- DSCR +2.5/10.0
- Condition / age +2.5/5.0
- Livability +2.2/5.0
- Schools +2.1/10.0
- 1% rule +1.4/10.0
$310,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully maintained 3-bedroom, 2-bath home located in a desirable neighborhood. This inviting property features a bright and open floor plan, perfect for both everyday living and entertaining. Enjoy the fresh feel of brand-new carpet, adding comfort and style. Situated just minutes from local schools, parks, and shopping, this home combines convenience with a peaceful residential setting. A wonderful opportunity for families or anyone looking for a move-in-ready home in a great location.
Key facts
- 7,405 sq ft lot
- 2 garage spots
- Built 2005
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $310k.
Deal economics
- At list price, monthly cash flow is $-237 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $268k (13.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (35.7% below list).
- Recommended offer: $199k (35.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 44/100 on livability (#1,329 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: crime F, amenities F, commute F.
- Mojave Unified (town): math 25% / reading 25% proficiency, ranked #411 of 517 in CA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Hacienda Elementary (528 students, 92% FRL); California City Middle (501 students, 87% FRL); California City High (655 students, 85% FRL).
- Market conditions: Rents rising fast (+5.5%/yr); 704 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
- This rent runs 40% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
- Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 84 days — a 6% lower offer ($291k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $39k; list at $310k implies a 687% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 6→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 84 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.64% ✗
- Cap rate
- 5.38%
- Cash-on-cash
- -3.27%
- DSCR
- 0.85
- GRM
- 13.0
CMA / ARV
- ARV (median comp)
- $321,398
- List price
- $310,000
- Delta
- -3.55%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9407 Irene Ave | 0.31mi | 3/2.0 | 1,429 (+1%) | 1mo | $325,000 | $227 | 82 |
| 9143 Rea Avenue Ave | 0.06mi | 3/2.0 | 1,522 (+8%) | 3mo | $344,400 | $226 | 81 |
| 9508 Evelyn Ave | 0.29mi | 3/2.0 | 1,475 (+5%) | 0mo | $300,000 | $203 | 78 |
| 9230 Karen Ave | 0.17mi | 3/2.0 | 1,345 (-5%) | 11mo | $273,000 | $203 | 75 |
| 9331 Irene Ave | 0.28mi | 3/2.0 | 1,507 (+7%) | 4mo | $315,000 | $209 | 72 |
| 21760 Hacienda Blvd | 0.15mi | 3/2.0 | 1,537 (+9%) | 11mo | $290,000 | $189 | 69 |
| 21717 96th St | 0.34mi | 3/2.0 | 1,306 (-7%) | 7mo | $240,000 | $184 | 66 |
| 9132 Quezon Ave | 0.53mi | 3/2.0 | 1,508 (+7%) | 12mo | $284,000 | $188 | 54 |
| 8824 Lupine Loop | 0.62mi | 3/2.0 | 1,248 (-12%) | 2mo | $240,000 | $192 | 50 |
| 8801 Lupine Loop Dr | 0.65mi | 3/2.0 | 1,555 (+10%) | 8mo | $234,000 | $150 | 45 |
| 9817 Karen Ave | 0.66mi | 3/2.0 | 1,578 (+12%) | 11mo | $295,000 | $187 | 40 |
| 9121 Walpole Ave | 0.69mi | 4/2.0 (+1) | 1,228 (-13%) | 12mo | $289,900 | $236 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 5.45% rent growth · sell at horizon
- IRR
- 22.5%
- Equity multiple
- 2.83×
- Total profit
- $158,604
- Equity at exit
- $279,273
- IRR
- 20.7%
- Equity multiple
- 6.64×
- Total profit
- $489,854
- Equity at exit
- $602,262
Cash invested: $86,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93505
- Home prices YoY
- 13.0%
- Rents YoY
- 5.5%
- Active inventory
- 704
- Price-to-rent
- 13.0×
Monthly cashflow live
- Estimated rent
- $1,992 high interval (Pro) →
- Mortgage (P&I)
- −$1,626
- Tax from tax record
- −$56 /mo · $669/yr
- Insurance
- −$129
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$418
- Net cashflow
- $-237
Break-even live
Sensitivity live
| Price | -10% $-61 | -5% $-149 | +0% $-237 | +5% $-325 | +10% $-783 |
|---|---|---|---|---|---|
| Rent | -10% $-394 | -5% $-316 | +0% $-237 | +5% $-158 | +10% $-80 |
| Rate | -1.0pp $-81 | -0.5pp $-158 | base $-237 | +0.5pp $-317 | +1.0pp $-399 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,500
- Closing costs
- $9,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 30 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9019 Evelyn Ave California City, CA | 4.0 | 2.0 | 1731 | $2,600 | $1.50 | 5d | 1 | 0.10mi |
| 9524 Sally Ave Unit C California City, CA | 2.0 | 1.5 | 1140 | $1,300 | $1.14 | 25d | 1 | 0.47mi |
| 21411 Hacienda Blvd Unit D California City, CA | 2.0 | 2.0 | 898 | $1,475 | $1.64 | 25d | 1 | 0.48mi |
| 9548 Sally Ave Unit B California City, CA | 3.0 | 2.5 | 1200 | $1,695 | $1.41 | 25d | 1 | 0.51mi |
| 21231 Corwin St California City, CA | 3.0 | 2.0 | 1632 | $2,500 | $1.53 | 25d | 1 | 0.68mi |
| 9749 N Loop Blvd California City, CA | 2.0 | 1.0 | 900 | $1,350 | $1.50 | 13d | 1 | 0.70mi |
| 9749 N Loop Blvd California City, CA | 2.0 | 1.0 | 900 | $1,350 | $1.50 | 5d | 1 | 0.70mi |
| 9749 N Loop Blvd California City, CA | 2.0 | 1.0 | 900 | $1,350 | $1.50 | 25d | 1 | 0.70mi |
| 8816 Fuchsia Ave Unit PASSTHROUGH B California City, CA | 2.0 | 2.0 | 1077 | $1,550 | $1.44 | 16d | 1 | 0.75mi |
| 9825 N Loop Blvd Unit B California City, CA | 2.0 | 1.0 | 883 | $1,350 | $1.53 | 21d | 1 | 0.76mi |
| 9848 Sally Ave Unit 2 California City, CA | 2.0 | 1.0 | 980 | $1,495 | $1.53 | 25d | 1 | 0.79mi |
| 9933 N Loop Blvd Unit B California City, CA | 2.0 | 2.0 | 895 | $1,875 | $2.09 | 25d | 1 | 0.86mi |
| 8332 Rea Ave California City, CA | 4.0 | 3.0 | 1861 | $2,500 | $1.34 | 5d | 1 | 0.87mi |
| 8307 Charles Pl California City, CA | 3.0 | 2.0 | 1498 | $1,750 | $1.17 | 16d | 1 | 0.89mi |
| 8709 Xavier Ave Unit 3 California City, CA | 2.0 | 1.0 | 900 | $1,500 | $1.67 | 16d | 1 | 0.93mi |
| 8531 Columbine Ave Unit B California City, CA | 2.0 | 2.0 | 1000 | $1,300 | $1.30 | 16d | 1 | 0.94mi |
| 21319 Conklin Ct California City, CA | 2.0 | 2.0 | 1816 | $2,200 | $1.21 | 45d | 1 | 1.00mi |
| 21235 Windsong St California City, CA | 3.0 | 3.0 | 1780 | $2,100 | $1.18 | 25d | 1 | 1.01mi |
| 10193 Evelyn Ave California City, CA | 3.0 | 2.0 | 1616 | $2,150 | $1.33 | 16d | 1 | 1.08mi |
| 21306 Bancroft Ct California City, CA | 2.0 | 2.0 | 906 | $1,800 | $1.99 | 5d | 1 | 1.09mi |
| 9931 Putter Ct California City, CA | 3.0 | 2.0 | 1445 | $1,675 | $1.16 | 5d | 1 | 1.09mi |
| 21187 Conklin Blvd California City, CA | 3.0 | 2.0 | 1473 | $1,800 | $1.22 | 16d | 1 | 1.10mi |
| 8318 Dogbane Ave Unit F California City, CA | 2.0 | 1.0 | 880 | $1,350 | $1.53 | 25d | 1 | 1.13mi |
| 8651 S Loop Blvd California City, CA | 2.0 | 1.0 | 1050 | $1,650 | $1.57 | 5d | 1 | 1.24mi |
| 20961 83rd St Unit 6 California City, CA | 2.0 | 2.0 | 1100 | $1,300 | $1.18 | 25d | 1 | 1.28mi |
| 9213 Holly Ave California City, CA | 3.0 | 2.0 | 1339 | $1,900 | $1.42 | 5d | 1 | 1.34mi |
| 8801 S Loop Blvd California City, CA | 3.0 | 2.0 | 1537 | $2,600 | $1.69 | 25d | 1 | 1.37mi |
| 20673 Medio St California City, CA | 3.0 | 2.0 | 1690 | $2,075 | $1.23 | 25d | 1 | 1.47mi |
| 21032 79th St California City, CA | 4.0 | 2.0 | 1228 | $2,100 | $1.71 | 25d | 1 | 1.48mi |
| 7819 Walpole Ave California City, CA | 2.0 | 1.0 | 900 | $1,399 | $1.55 | 25d | 1 | 1.49mi |
Listing history 27 events
-
2026-06-22days on market $310,000 Active 84 DOM
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2026-06-18days on market $310,000 Active 81 DOM
-
2026-06-17days on market $310,000 Active 80 DOM
-
2026-06-16days on market $310,000 Active 79 DOM
-
2026-06-15days on market $310,000 Active 78 DOM
-
2026-06-14days on market $310,000 Active 76 DOM
-
2026-06-13days on market $310,000 Active 75 DOM
-
2026-06-10days on market $310,000 Active 73 DOM
-
2026-06-09days on market $310,000 Active 72 DOM
-
2026-06-08days on market $310,000 Active 71 DOM
-
2026-06-07days on market $310,000 Active 70 DOM
-
2026-06-05days on market $310,000 Active 67 DOM
-
2026-06-03days on market $310,000 Active 66 DOM
-
2026-06-03days on market $310,000 Active 65 DOM
-
2026-06-01days on market $310,000 Active 64 DOM
-
2026-05-31days on market $310,000 Active 63 DOM
-
2026-03-29$310,000 Active 495-char remark
Show marketing remark (495 chars)
Beautifully maintained 3-bedroom, 2-bath home located in a desirable neighborhood. This inviting property features a bright and open floor plan, perfect for both everyday living and entertaining. Enjoy the fresh feel of brand-new carpet, adding comfort and style. Situated just minutes from local schools, parks, and shopping, this home combines convenience with a peaceful residential setting. A wonderful opportunity for families or anyone looking for a move-in-ready home in a great location.
-
2026-03-03historical $2,300
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2025-09-25$2,300
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2025-09-25historical $2,300
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2025-08-09$2,300
-
2025-07-31historical $2,300
-
2025-03-27$2,300
-
2012-12-31soldstatus $39,400 315-char remark
Show marketing remark (315 chars)
This a short sale-listing- subject to Lender Approval, Listing agent is specialized in Short Sale with 100% success rate zero denial all gets approved. Submit your offer with confidence ONLY ONE LOAN. provide 3 bedrooms 2 bath condition of property needs TLC due to tenant damage and carpet replacement due to pets.
-
2012-06-11$35,000 315-char remark
Show marketing remark (315 chars)
This a short sale-listing- subject to Lender Approval, Listing agent is specialized in Short Sale with 100% success rate zero denial all gets approved. Submit your offer with confidence ONLY ONE LOAN. provide 3 bedrooms 2 bath condition of property needs TLC due to tenant damage and carpet replacement due to pets.
-
2005-11-22soldstatus $214,000
-
1991-10-09soldstatus $417,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $669 · $56/mo
- Projected year-2 tax
- $2,356 · $196/mo
- Expected delta
- +$1,687/yr (+$141/mo · 252.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 6 d/yr ≥101°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 13 unhealthy d/yr today · 17 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,904
- − Mortgage interest
- −$17,365
- − Property taxes
- −$669
- − Insurance
- −$1,550
- − Repairs & maintenance
- −$1,912
- − Management
- −$1,912
- − Depreciation
- −$9,018
- Taxable loss
- −$8,522
- Est. tax savings @ 24.0%
- +$2,045
- After-tax cash flow
- $-797/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mojave Unified
- NCES district ID
- 0625230
- Math proficiency
- 25% ▲ 11.00%
- Reading proficiency
- 25% ▼ -1.00%
- Median HH income
- $43,017
- Composite
- 21.4/100
- National rank
- #8350
- State rank
- #411 of 517 in CA
Livability — California City
- Score
- 44/100
- State rank
- #1329
- US rank
- #26753
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- California City, CA
- County
- Kern County · 710,371 people
- City population
- 14,353
- Metro
- Bakersfield, CA
- Population (ZIP)
- 14,353
- Household income
- $59,827
- Rent vs Own
- Severe rent burden
- 883.0
Population outlook (Kern County) Hauer SSP2
- Today (2025)
- 947,286 people
- By 2030
- 978,984 · +3.3%
- By 2040
- 1,045,018 · +10.3%
- By 2050
- 1,105,232 · +16.7%
- By 2075
- 1,229,538 · +29.8%
- By 2100
- 1,238,059 · +30.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- Hispanic / Latino 40% White 30% Black 22% Two or more races 16% Native American 3% Asian 1%
- Hispanic origin (detail)
- Mexican 29%
- Common ancestry
- Italian 3% Lithuanian 1% Romanian 1%
- Foreign-born
- 13% · Canada, Dominican Republic
- Languages at home
- 68% English-only · Spanish 29%
Political lean MEDSL · Kern
- 2024 margin
- Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
- All cycles
- 2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 46.32%
- Current HPI
- 402.4192
- Rent YoY
- ▲ 5.45%
- Metro
- Bakersfield, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-25.7% since first listed11 events — show timeline
- 2026-03-29 Listed $310,000 AVMLS
- 2026-03-03 Rental Removed $2,300 AVMLS
- 2025-09-25 Listed for Rent $2,300 AVMLS
- 2025-09-25 Rental Removed $2,300 AVMLS
- 2025-08-09 Listed for Rent $2,300 AVMLS
- 2025-07-31 Rental Removed $2,300 AVMLS
- 2025-03-27 Listed for Rent $2,300 AVMLS
- 2012-12-31 Sold (MLS) $39,400 AVMLS
- 2012-06-11 Listed $35,000 AVMLS
- 2005-11-22 Sold (Public Records) $214,000 Public Records
- 1991-10-09 Sold (Public Records) $417,000 Public Records
Property tax history
-0.5%/yrLatest (2025): $669 · -16.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…