CashFlowRE
Sign in Sign up
3234 Oakridge Dr
C+ Composite 60.44
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.8/30.0
  • DSCR +9.2/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.3/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$99,000

3234 Oakridge Dr · Dayton, OH 45417
3 bd · 1.0 ba · 1,188 sqft · SingleFamily public records · 58 Days on market
Built 1929 5,942 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

It is time for you to turn this house into a home. This three bedroom home has been expertly renovated while maintaining its previous charm. The hardwood floors have been refinished in the dining room, livingroom, and hallway. New luxury vinyl planks have been installed in the kitchen and bathroom, and the three bedrooms have received new carpet. The bathroom was remodeled and a new roof and gutters were put on in 2024. The basement has also been professionally waterproofed and comes with a transferable lifetime warranty. For continued peace of mind, the seller will include a home warranty at the seller's expense and is willing to provide a credit for appliances.

Key facts

  • Modern appliances
  • Rustic brick
  • Practical backyard

Tags

WELCOMING PORCHPRACTICAL BACKYARDCOZY FIREPLACERUSTIC BRICKMODERN APPLIANCESRICH WOODEN CABINETRY

Property features AI

Finance

  • Financial info: Offered for sale

Exterior

  • Parking: No garage
  • Utilities: Public water and sewer (standard residential utilities implied)
  • Home design: Single-story home
  • Construction: Vinyl siding
  • Exterior features: Residential lot (approximately 0.136 acres / 5,942 sq ft)

Interior

  • Kitchen: Main-level kitchen (11 x 12)
  • Bedrooms: Three bedrooms on the main level (9 x 11; 11 x 12; 14 x 14)
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Central air conditioning; Forced-air heating (natural gas)
  • Interior features: Full, unfinished basement; 6 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $99k.

Deal economics

  • At list price, monthly cash flow is $216 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $99k).
  • Recommended offer: $96k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 7.4% in Dayton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#716 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, amenities C-, crime F.
  • Dayton City (urban): math 12% / reading 21% proficiency, ranked #641 of 656 in OH (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.1%/yr); 135 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 907 units permitted in Montgomery County in 2024 (416 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($37k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Montgomery County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 4.1% rent growth), your $28k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 2y ago; this cycle's ask has dropped $11k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo; built in 1929 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $96,030 (3.0% below list)

Questions for the listing agent

  1. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1929 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
9.58%
Cash-on-cash
11.75%
DSCR
1.52
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$52,272
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
728 Leland Ave 0.53mi 3/1.0 1,210 (+2%) 2mo $130,900 $108 70
3717 Dandridge Ave 0.58mi 3/1.5 1,200 (+1%) 2mo $132,000 $110 67
504 N Upland Ave 0.30mi 3/1.0 1,044 (-12%) 1mo $70,000 $67 66
1209 Kammer Ave 0.53mi 3/1.0 1,248 (+5%) 4mo $40,000 $32 64
233 Westwood Ave 0.62mi 3/1.0 1,236 (+4%) 1mo $45,000 $36 64
4317 Midway Ave 0.53mi 4/1.0 (+1) 1,148 (-3%) 2mo $50,000 $44 63
400 Burleigh Ave 0.37mi 3/1.0 1,064 (-10%) 5mo $31,790 $30 62
352 Huron Ave 0.55mi 2/1.0 (-1) 1,240 (+4%) 2mo $40,000 $32 60
236 Elmhurst Rd 0.58mi 2/1.0 (-1) 1,245 (+5%) 2mo $54,900 $44 59
532 Crestmore Ave 0.27mi 4/1.0 (+1) 1,325 (+12%) 7mo $95,000 $72 58
32 S Plaza Ave 0.70mi 2/1.0 (-1) 1,218 (+2%) 3mo $34,000 $28 56
3819 Dandridge Ave 0.56mi 3/1.0 1,061 (-11%) 2mo $45,000 $42 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold
IRR
-1.0%
Equity multiple
0.96×
Total profit
$-1,079
Equity at exit
$14,761
10-year hold
IRR
9.7%
Equity multiple
1.79×
Total profit
$21,872
Equity at exit
$8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 45417

Home prices YoY
-32.3%
Rents YoY
4.1%
Active inventory
135
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,123 high interval (Pro) →
Mortgage (P&I)
$519
Tax from tax record
$56 /mo · $667/yr
Insurance
$41
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$236
Net cashflow
$216

Break-even live

Break-even rent $850
Max offer price $99,000
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3925 Hoover Ave Dayton, OH 2.0 1.0 936 $1,100 $1.18 3d 1 0.27mi
4109 Midway Ave Dayton, OH 3.0 1.0 971 $1,000 $1.03 3d 1 0.41mi
863 N Upland Ave Dayton, OH 3.0 1.0 1042 $1,200 $1.15 44d 1 0.48mi
828 Walton Ave Unit 832 Walton Dayton, OH 2.0 1.0 750 $795 $1.06 24d 1 0.63mi
617 Westwood Ave Dayton, OH 3.0 1.0 1304 $1,050 $0.81 44d 1 0.67mi
137 Westwood Ave Dayton, OH 2.0 1.0 784 $900 $1.15 3d 1 0.68mi
920 Huron Ave Dayton, OH 2.0 1.0 950 $995 $1.05 3d 1 0.79mi
1816 N James H McGee Blvd Unit C Dayton, OH 3.0 1.0 950 $1,150 $1.21 3d 1 0.87mi
1816 N James H McGee Blvd Apt A Dayton, OH 3.0 1.0 950 $1,200 $1.26 3d 1 0.87mi
1816 N James H McGee Blvd Apt B Dayton, OH 3.0 1.0 950 $1,150 $1.21 44d 1 0.87mi
70 Gramont Ave Dayton, OH 3.0 1.5 966 $1,300 $1.35 3d 1 0.87mi
4625 Gardendale Ave Dayton, OH 3.0 1.0 864 $1,150 $1.33 3d 1 0.88mi
437 Lorenz Ave Dayton, OH 3.0 1.0 1322 $1,200 $0.91 24d 1 0.96mi
342 Lookout Ave Dayton, OH 2.0 1.0 800 $775 $0.97 44d 1 0.97mi
342 Lookout Ave Dayton, OH 2.0 1.0 800 $750 $0.94 3d 1 0.97mi
660 Gramont Ave Dayton, OH 3.0 1.0 1142 $1,050 $0.92 3d 1 0.98mi
635 Anna St Dayton, OH 3.0 1.0 960 $1,300 $1.35 14d 1 0.99mi
216 N Ardmore Ave Dayton, OH 3.0 1.0 1500 $1,100 $0.73 3d 1 1.01mi
4576 Live Oak Dr Dayton, OH 3.0 1.0 864 $1,400 $1.62 44d 1 1.05mi
3222 Athens Ave Unit C Dayton, OH 2.0 1.0 700 $700 $1.00 44d 1 1.06mi
725 Maplehurst Ave Dayton, OH 2.0 1.0 1104 $895 $0.81 44d 1 1.08mi
4914 Gardendale Ave Dayton, OH 4.0 1.0 960 $1,125 $1.17 44d 1 1.08mi
500 Bowie Dr Unit 122 Dayton, OH 2.0 1.0 850 $910 $1.07 44d 1 1.13mi
1045 Shakespeare Ave Dayton, OH 3.0 1.0 1435 $1,275 $0.89 44d 1 1.17mi
3220 Princeton Dr Dayton, OH 3.0 1.0 900 $1,000 $1.11 44d 1 1.18mi
1498 Elaine St Dayton, OH 3.0 1.0 864 $1,025 $1.19 3d 1 1.18mi
1045 Philadelphia Dr Dayton, OH 2.0 1.0 1290 $1,150 $0.89 3d 1 1.20mi
1595 Elaine St Dayton, OH 3.0 1.0 864 $950 $1.10 3d 1 1.26mi
1427 Stuben Dr Dayton, OH 3.0 1.0 957 $900 $0.94 3d 1 1.32mi
126 Bluecrest Ave Dayton, OH 2.0 1.0 840 $1,000 $1.19 14d 1 1.35mi
3552 Stanford Pl Unit 3552 Dayton, OH 2.0 1.0 800 $800 $1.00 44d 1 1.38mi
3552 Stanford Pl Dayton, OH 2.0 1.0 800 $800 $1.00 24d 1 1.38mi
3672 Karwin Dr Unit 3672 Dayton, OH 2.0 1.0 1500 $995 $0.66 44d 1 1.40mi
3668 Karwin Dr Unit 3672 Dayton, OH 2.0 1.0 1500 $995 $0.66 24d 1 1.41mi
40 S Mathison St Dayton, OH 3.0 1.0 1300 $1,200 $0.92 14d 1 1.41mi
42 S Mathison St Dayton, OH 3.0 1.0 1300 $1,220 $0.94 3d 1 1.41mi
623 Clifton Dr Apt B Dayton, OH 2.0 1.0 1200 $1,174 $0.98 3d 1 1.42mi
623 Clifton Dr Apt A Dayton, OH 2.0 1.0 1200 $1,200 $1.00 3d 1 1.42mi
3207 Cornell Dr Dayton, OH 3.0 1.0 1168 $1,000 $0.86 3d 1 1.43mi
5336 Rockport Ave Dayton, OH 3.0 1.0 925 $1,025 $1.11 44d 1 1.47mi

Listing history 38 events

  1. 2026-06-18
    days on market $99,000 Active 58 DOM
  2. 2026-06-17
    days on market $99,000 Active 57 DOM
  3. 2026-06-16
    days on market $99,000 Active 56 DOM
  4. 2026-06-15
    days on market $99,000 Active 55 DOM
  5. 2026-06-14
    days on market $99,000 Active 53 DOM
  6. 2026-06-13
    days on market $99,000 Active 52 DOM
  7. 2026-06-10
    days on market $99,000 Active 50 DOM
  8. 2026-06-09
    days on market $99,000 Active 49 DOM
  9. 2026-06-08
    days on market $99,000 Active 48 DOM
  10. 2026-06-07
    days on market $99,000 Active 47 DOM
  11. 2026-06-05
    days on market $99,000 Active 44 DOM
  12. 2026-06-03
    days on market $99,000 Active 43 DOM
  13. 2026-06-02
    days on market $99,000 Active 42 DOM
  14. 2026-06-01
    days on market $99,000 Active 41 DOM
  15. 2026-05-31
    days on market $99,000 Active 40 DOM
  16. 2026-05-01
    status Pending
  17. 2026-04-13
    price $99,000
  18. 2026-04-08
    price $105,000
  19. 2026-03-26
    listed $110,000 Active
  20. 2026-01-31
    historical $1,100
  21. 2026-01-15
    price $1,100
  22. 2025-12-06
    listed $1,200
  23. 2024-11-16
    historical $1,200
  24. 2024-10-29
    soldstatus $105,000
  25. 2024-10-23
    listed $1,200
  26. 2024-10-21
    soldstatus $105,000 Sold 671-char remark
    Show marketing remark (671 chars)

    It is time for you to turn this house into a home. This three bedroom home has been expertly renovated while maintaining its previous charm. The hardwood floors have been refinished in the dining room, livingroom, and hallway. New luxury vinyl planks have been installed in the kitchen and bathroom, and the three bedrooms have received new carpet. The bathroom was remodeled and a new roof and gutters were put on in 2024. The basement has also been professionally waterproofed and comes with a transferable lifetime warranty. For continued peace of mind, the seller will include a home warranty at the seller's expense and is willing to provide a credit for appliances.

  27. 2024-10-21
    soldstatus $105,000 Closed 671-char remark
    Show marketing remark (671 chars)

    It is time for you to turn this house into a home. This three bedroom home has been expertly renovated while maintaining its previous charm. The hardwood floors have been refinished in the dining room, livingroom, and hallway. New luxury vinyl planks have been installed in the kitchen and bathroom, and the three bedrooms have received new carpet. The bathroom was remodeled and a new roof and gutters were put on in 2024. The basement has also been professionally waterproofed and comes with a transferable lifetime warranty. For continued peace of mind, the seller will include a home warranty at the seller's expense and is willing to provide a credit for appliances.

  28. 2024-08-15
    status Pending 671-char remark
    Show marketing remark (671 chars)

    It is time for you to turn this house into a home. This three bedroom home has been expertly renovated while maintaining its previous charm. The hardwood floors have been refinished in the dining room, livingroom, and hallway. New luxury vinyl planks have been installed in the kitchen and bathroom, and the three bedrooms have received new carpet. The bathroom was remodeled and a new roof and gutters were put on in 2024. The basement has also been professionally waterproofed and comes with a transferable lifetime warranty. For continued peace of mind, the seller will include a home warranty at the seller's expense and is willing to provide a credit for appliances.

  29. 2024-08-01
    price $109,950 671-char remark
    Show marketing remark (671 chars)

    It is time for you to turn this house into a home. This three bedroom home has been expertly renovated while maintaining its previous charm. The hardwood floors have been refinished in the dining room, livingroom, and hallway. New luxury vinyl planks have been installed in the kitchen and bathroom, and the three bedrooms have received new carpet. The bathroom was remodeled and a new roof and gutters were put on in 2024. The basement has also been professionally waterproofed and comes with a transferable lifetime warranty. For continued peace of mind, the seller will include a home warranty at the seller's expense and is willing to provide a credit for appliances.

  30. 2024-07-29
    listed $115,950 Active 671-char remark
    Show marketing remark (671 chars)

    It is time for you to turn this house into a home. This three bedroom home has been expertly renovated while maintaining its previous charm. The hardwood floors have been refinished in the dining room, livingroom, and hallway. New luxury vinyl planks have been installed in the kitchen and bathroom, and the three bedrooms have received new carpet. The bathroom was remodeled and a new roof and gutters were put on in 2024. The basement has also been professionally waterproofed and comes with a transferable lifetime warranty. For continued peace of mind, the seller will include a home warranty at the seller's expense and is willing to provide a credit for appliances.

  31. 2024-06-05
    soldstatus $60,000
  32. 2024-05-24
    soldstatus $60,000 Sold 443-char remark
    Show marketing remark (443 chars)

    Nice family home good place to raise your family, one time owner, this home has Original Hardwood floors, updated windows Over size Main Bedroom, located near stores & lots of business you can sit out on the large front porch & just enjoy the atmosphere. make this home your own. Don't let this one get away! Sold as is, with not much to do so you can make it your own. Seller is motivated and will entertain any reasonable offers.

  33. 2024-05-24
    soldstatus $60,000 Closed 443-char remark
    Show marketing remark (443 chars)

    Nice family home good place to raise your family, one time owner, this home has Original Hardwood floors, updated windows Over size Main Bedroom, located near stores & lots of business you can sit out on the large front porch & just enjoy the atmosphere. make this home your own. Don't let this one get away! Sold as is, with not much to do so you can make it your own. Seller is motivated and will entertain any reasonable offers.

  34. 2024-05-15
    historical Active/Pending 443-char remark
    Show marketing remark (443 chars)

    Nice family home good place to raise your family, one time owner, this home has Original Hardwood floors, updated windows Over size Main Bedroom, located near stores & lots of business you can sit out on the large front porch & just enjoy the atmosphere. make this home your own. Don't let this one get away! Sold as is, with not much to do so you can make it your own. Seller is motivated and will entertain any reasonable offers.

  35. 2024-05-13
    price $75,000 443-char remark
    Show marketing remark (443 chars)

    Nice family home good place to raise your family, one time owner, this home has Original Hardwood floors, updated windows Over size Main Bedroom, located near stores & lots of business you can sit out on the large front porch & just enjoy the atmosphere. make this home your own. Don't let this one get away! Sold as is, with not much to do so you can make it your own. Seller is motivated and will entertain any reasonable offers.

  36. 2024-04-26
    status Active 443-char remark
    Show marketing remark (443 chars)

    Nice family home good place to raise your family, one time owner, this home has Original Hardwood floors, updated windows Over size Main Bedroom, located near stores & lots of business you can sit out on the large front porch & just enjoy the atmosphere. make this home your own. Don't let this one get away! Sold as is, with not much to do so you can make it your own. Seller is motivated and will entertain any reasonable offers.

  37. 2024-04-14
    status Pending 443-char remark
    Show marketing remark (443 chars)

    Nice family home good place to raise your family, one time owner, this home has Original Hardwood floors, updated windows Over size Main Bedroom, located near stores & lots of business you can sit out on the large front porch & just enjoy the atmosphere. make this home your own. Don't let this one get away! Sold as is, with not much to do so you can make it your own. Seller is motivated and will entertain any reasonable offers.

  38. 2024-04-10
    listed $80,000 Active 443-char remark
    Show marketing remark (443 chars)

    Nice family home good place to raise your family, one time owner, this home has Original Hardwood floors, updated windows Over size Main Bedroom, located near stores & lots of business you can sit out on the large front porch & just enjoy the atmosphere. make this home your own. Don't let this one get away! Sold as is, with not much to do so you can make it your own. Seller is motivated and will entertain any reasonable offers.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$667 · $56/mo
Projected year-2 tax
$1,106 · $92/mo
Expected delta
+$439/yr (+$37/mo · 65.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 96% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,479
− Mortgage interest
−$5,546
− Property taxes
−$667
− Insurance
−$1,162
− Repairs & maintenance
−$1,078
− Management
−$1,078
− Depreciation
−$2,880
Taxable income
$1,068
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$256
After-tax cash flow
$2,333/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dayton City
NCES district ID
3904384
Math proficiency
12% ▼ -12.00%
Reading proficiency
21% ▼ -11.00%
Median HH income
$28,688
Composite
12.94/100
National rank
#9579
State rank
#641 of 656 in OH

Livability — Dayton

Score
65/100
State rank
#716
US rank
#12895

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dayton, OH
County
Montgomery County · 459,541 people
City population
164,387
Metro
Dayton-Kettering, OH
Population (ZIP)
28,186
Household income
$36,945
Rent vs Own
52.1% rent · 47.9% own
Severe rent burden
1822.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
523,241 people
By 2030
514,948 · -1.6%
By 2040
493,378 · -5.7%
By 2050
469,639 · -10.2%
By 2075
418,360 · -20.0%
By 2100
353,315 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (71%)
Race & ethnicity
Black 71% White 20% Two or more races 8% Hispanic / Latino 3%
Common ancestry
Romanian 0%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · Montgomery

2024 margin
Toss-up / Even · D 49.8% · R 49.3%
2008→2024 swing
-5.8pp toward R · 2008: 6.2pp · 2024: 0.5pp
All cycles
2024: D+0.5 2020: D+2.2 2016: R+1.2 2012: D+3.1 2008: D+6.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.43%
Current HPI
193.4175
Rent YoY
▲ 4.06%
Metro
Dayton-Kettering, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+23.8% since first listed
23 events — show timeline
  • 2026-05-01 Pending Dayton MLS
  • 2026-04-13 Price Changed $99,000 Dayton MLS
  • 2026-04-08 Price Changed $105,000 Dayton MLS
  • 2026-03-26 Listed $110,000 Dayton MLS
  • 2026-01-31 Rental Removed $1,100 BUILDIUM
  • 2026-01-15 Price Changed $1,100 BUILDIUM
  • 2025-12-06 Listed for Rent $1,200 BUILDIUM
  • 2024-11-16 Rental Removed $1,200 BUILDIUM
  • 2024-10-29 Sold (Public Records) $105,000 Public Records
  • 2024-10-23 Listed for Rent $1,200 BUILDIUM
  • 2024-10-21 Sold (MLS) $105,000 Dayton MLS
  • 2024-10-21 Sold (MLS) $105,000 Dayton MLS
  • 2024-08-15 Pending Dayton MLS
  • 2024-08-01 Price Changed $109,950 Dayton MLS
  • 2024-07-29 Listed $115,950 Dayton MLS
  • 2024-06-05 Sold (Public Records) $60,000 Public Records
  • 2024-05-24 Sold (MLS) $60,000 Dayton MLS
  • 2024-05-24 Sold (MLS) $60,000 Dayton MLS
  • 2024-05-15 Contingent Dayton MLS
  • 2024-05-13 Price Changed $75,000 Dayton MLS
  • 2024-04-26 Relisted Dayton MLS
  • 2024-04-14 Pending Dayton MLS
  • 2024-04-10 Listed $80,000 Dayton MLS

Property tax history

+5.6%/yr

Latest (2025): $667 · -0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…