CashFlowRE
Sign in Sign up
1743 Silliman St 🏷️ Likely Rental
B Composite 74.98
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$54,000

1743 Silliman St · Youngstown, OH 44509
2 bd · 1.0 ba · 941 sqft · SingleFamily public records · 23 Days on market
Built 1914 4,138 sqft lot Est $106k · 49% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investment Opportunity!!!!!!! 2 Bedroom, 1 bath Colonial with a basement. This unit has a long-term tenant paying $650.00 a month and all utilities. Tenant also maintains yard and their own snow removal. Professionally managed. Need notice to show unit.

Key facts

  • Full basement
  • 4,138 sq ft lot
  • Built 1914

Tags

FULL BASEMENTPROFESSIONALLY MANAGED

Property features AI

Finance

  • Financial info: Annual taxes listed (reference only)

Exterior

  • Parking: No garage; Unpaved parking
  • Utilities: Public water; Public sewer
  • Home design: 2-story home; Asphalt/fiberglass roof; Vinyl siding
  • Construction: Built (year per public records); Vinyl siding exterior; Asphalt/fiberglass roof; Full basement foundation
  • Exterior features: Public water; Public sewer

Interior

  • Bedrooms: Total of 4 rooms (includes bedrooms and living spaces)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced-air gas heating
  • Interior features: Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $54,000 price doesn't fit this home's estimated sale value (~$106,333) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $54k.

Deal economics

  • At list price, monthly cash flow is $347 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($863 rent vs $54k).
  • Recommended offer: $53k (1.5% below list) — sets the bar for market timing.
  • Cap rate 14.0% vs local median 7.0% in Youngstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 64 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $373 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $43k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1914 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $53,190 (1.5% below list)

Questions for the listing agent

  1. Built in 1914 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.60%
Cap rate
14.00%
Cash-on-cash
27.53%
DSCR
2.22
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$106,333
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
433 N Hartford Ave 0.47mi 2/1.0 952 (+1%) 3mo $125,000 $131 74
1639 Midland Ave 0.27mi 2/1.0 926 (-2%) 14mo $27,000 $29 73
22 S Richview Ave 0.42mi 2/2.0 931 (-1%) 10mo $77,000 $83 66
110 N Brockway Ave 0.38mi 2/1.0 974 (+4%) 12mo $110,000 $113 66
2424 Wilcox St 0.59mi 2/1.5 942 (+0%) 11mo $122,000 $130 61
105 S Hazelwood Ave 0.67mi 2/1.0 956 (+2%) 8mo $83,000 $87 60
2101 Cherry Hill Ave 0.60mi 3/1.0 (+1) 884 (-6%) 2mo $100,000 $113 55
61 S Hartford Ave 0.54mi 2/2.0 858 (-9%) 8mo $110,000 $128 50
634 N Hartford Ave 0.58mi 3/1.5 (+1) 1,008 (+7%) 6mo $123,000 $122 49
26 S Richview Ave 0.43mi 3/2.0 (+1) 1,020 (+8%) 12mo $73,000 $72 47
1949 Concord Ave 0.54mi 2/1.0 1,080 (+15%) 11mo $30,000 $28 41
2306 Cherry Hill Ave 0.70mi 3/1.0 (+1) 1,056 (+12%) 2mo $107,000 $101 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.6%
Equity multiple
1.88×
Total profit
$13,332
Equity at exit
$8,052
10-year hold
IRR
29.6%
Equity multiple
3.65×
Total profit
$40,015
Equity at exit
$4,669

Cash invested: $15,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44509

Home prices YoY
-9.3%
Active inventory
64
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$863 high interval (Pro) →
Mortgage (P&I)
$283
Tax from tax record
$30 /mo · $355/yr
Insurance
$22
HOA
$0
Vacancy / Maint / Mgmt
$181
Net cashflow
$347

Break-even live

Break-even rent $424
Max offer price $54,000
Occupancy floor 55%

Sensitivity live

Price -10% $377 -5% $362 +0% $347 +5% $332 +10% $316
Rent -10% $279 -5% $313 +0% $347 +5% $381 +10% $415
Rate -1.0pp $374 -0.5pp $361 base $347 +0.5pp $333 +1.0pp $319

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,500
Closing costs
$1,620
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1612 Mahoning Ave Unit 1612-02 Youngstown, OH 1.0 1.0 600 $750 $1.25 21d 1 0.38mi
2624 Oakwood Ave Unit 2632 Youngstown, OH 3.0 1.0 1064 $850 $0.80 21d 1 0.61mi
2634 Austin Ave Youngstown, OH 2.0 1.0 784 $775 $0.99 44d 1 0.80mi
3143 Mahoning Ave Youngstown, OH 2.0 1.0 700 $1,000 $1.43 21d 1 1.01mi
2929 Roy St Youngstown, OH 3.0 1.0 988 $1,100 $1.11 14d 1 1.11mi

Listing history 32 events

  1. 2026-06-13
    statusdays on market $54,000 Pending 23 DOM
  2. 2026-06-10
    days on market $54,000 Active 22 DOM
  3. 2026-06-09
    days on market $54,000 Active 21 DOM
  4. 2026-06-08
    days on market $54,000 Active 20 DOM
  5. 2026-06-07
    days on market $54,000 Active 19 DOM
  6. 2026-06-03
    days on market $54,000 Active 15 DOM
  7. 2026-06-02
    days on market $54,000 Active 14 DOM
  8. 2026-06-01
    days on market $54,000 Active 13 DOM
  9. 2026-05-31
    days on market $54,000 Active 12 DOM
  10. 2026-05-30
    days on market $54,000 Active 11 DOM
  11. 2026-05-19
    listed $54,000 Active
  12. 2026-03-13
    historical
  13. 2026-02-10
    status Active
  14. 2026-01-29
    status Pending
  15. 2026-01-13
    listed $54,000 Active
  16. 2022-12-09
    soldstatus $43,000 Closed 253-char remark
    Show marketing remark (253 chars)

    Investment Opportunity!!!!!!! 2 Bedroom, 1 bath Colonial with a basement. This unit has a long-term tenant paying $650.00 a month and all utilities. Tenant also maintains yard and their own snow removal. Professionally managed. Need notice to show unit.

  17. 2022-11-11
    status Pending 253-char remark
    Show marketing remark (253 chars)

    Investment Opportunity!!!!!!! 2 Bedroom, 1 bath Colonial with a basement. This unit has a long-term tenant paying $650.00 a month and all utilities. Tenant also maintains yard and their own snow removal. Professionally managed. Need notice to show unit.

  18. 2022-10-03
    price $49,000 253-char remark
    Show marketing remark (253 chars)

    Investment Opportunity!!!!!!! 2 Bedroom, 1 bath Colonial with a basement. This unit has a long-term tenant paying $650.00 a month and all utilities. Tenant also maintains yard and their own snow removal. Professionally managed. Need notice to show unit.

  19. 2022-09-01
    listed $59,000 Active 253-char remark
    Show marketing remark (253 chars)

    Investment Opportunity!!!!!!! 2 Bedroom, 1 bath Colonial with a basement. This unit has a long-term tenant paying $650.00 a month and all utilities. Tenant also maintains yard and their own snow removal. Professionally managed. Need notice to show unit.

  20. 2021-06-04
    soldstatus $32,000 Closed
  21. 2021-04-19
    status Pending
  22. 2021-03-26
    historical Contingent
  23. 2021-03-24
    listed $34,500 Active
  24. 2015-05-18
    soldstatus $19,900 Sold
  25. 2015-04-11
    status Pending
  26. 2015-03-28
    listed $19,900 Active
  27. 2015-02-28
    historical
  28. 2014-09-03
    listed $19,900
  29. 2014-08-25
    historical
  30. 2014-06-24
    listed $25,000
  31. 2014-05-29
    historical
  32. 2014-02-26
    listed $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$355 · $30/mo
Projected year-2 tax
$599 · $50/mo
Expected delta
+$244/yr (+$20/mo · 68.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$10,362
− Mortgage interest
−$3,025
− Property taxes
−$355
− Insurance
−$270
− Repairs & maintenance
−$829
− Management
−$829
− Depreciation
−$1,571
Taxable income
$3,483
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$836
After-tax cash flow
$3,327/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Youngstown City
NCES district ID
3904516
Math proficiency
8% ▼ -15.00%
Reading proficiency
17% ▼ -10.00%
Median HH income
$25,257
Composite
9.29/100
National rank
#9858
State rank
#649 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngstown, OH
County
Mahoning · 224,175 people
City population
28,503
Metro
Youngstown-Warren, OH
Population (ZIP)
10,775
Household income
$36,472
Rent vs Own
39.4% rent · 60.6% own
Severe rent burden
10.4

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 58% Black 27% Hispanic / Latino 9% Two or more races 8%
Hispanic origin (detail)
Puerto Rican 4%
Common ancestry
Slovak 2% Subsaharan African 2% Romanian 2%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 5%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -22.34%
Current HPI
217.0797
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+116.0% since first listed
22 events — show timeline
  • 2026-05-19 Listed $54,000 MLSNOW
  • 2026-03-13 Listing Removed MLSNOW
  • 2026-02-10 Relisted MLSNOW
  • 2026-01-29 Pending MLSNOW
  • 2026-01-13 Listed $54,000 MLSNOW
  • 2022-12-09 Sold (MLS) $43,000 MLSNOW
  • 2022-11-11 Pending MLSNOW
  • 2022-10-03 Price Changed $49,000 MLSNOW
  • 2022-09-01 Listed $59,000 MLSNOW
  • 2021-06-04 Sold (MLS) $32,000 MLSNOW
  • 2021-04-19 Pending MLSNOW
  • 2021-03-26 Contingent MLSNOW
  • 2021-03-24 Listed $34,500 MLSNOW
  • 2015-05-18 Sold (MLS) $19,900 MLSNOW
  • 2015-04-11 Pending MLSNOW
  • 2015-03-28 Listed $19,900 MLSNOW
  • 2015-02-28 Listing Removed MLSNOW
  • 2014-09-03 Listed $19,900 MLSNOW
  • 2014-08-25 Listing Removed MLSNOW
  • 2014-06-24 Listed $25,000 MLSNOW
  • 2014-05-29 Listing Removed MLSNOW
  • 2014-02-26 Listed $25,000 MLSNOW

Property tax history

+7.6%/yr

Latest (2025): $355 · -11.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…