614 6th St · O'Donnell, TX 79351

$73,350

3 bd · 1.0 ba · 2,212 sqft · SingleFamily public records · 183 Days on market

Built 1950 ↓ 41% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Spacious 3/2 on large corner lot! Living room features brick fireplace. . Kitchen offers lots of cabinet and counterspace, pantry and dining area. Isolated primary with ensuite. The seller does not accept blind offers or escalation clauses. Cash offers require 10% EMD or $1,000 minimum, whichever is greater, and all financed offers require 1% EMD or $1,000 minimum, whichever is greater.

Key facts

• Built 1950
• Listed 183 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $73k.

Deal economics

• At list price, monthly cash flow is $460 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $73k).
• Recommended offer: $65k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• O'Donnell ISD (rural): math 30% / reading 30% proficiency, ranked #1,025 of 1,141 in TX (top 90%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 2 active listings in the ZIP.

Forward outlook

• In year one you build about $3k of equity ($508 loan paydown + $2k appreciation (3.0% local appreciation)).
• Lynn County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 183 days — a 12% lower offer ($65k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $64,548 (12.0% below list)

Questions for the listing agent

1. It's been on market 183 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.67% ✓
• Cap rate: 13.81%
• Cash-on-cash: 26.86%
• DSCR: 2.20
• GRM: 5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 32.9%
• Equity multiple: 2.86×
• Total profit: $38,137
• Equity at exit: $32,981

10-year hold

• IRR: 33.1%
• Equity multiple: 5.61×
• Total profit: $94,762
• Equity at exit: $50,828

Cash invested: $20,538 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79351

• Active inventory: 2
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,224 medium
• Mortgage (P&I): −$385
• Tax est. 1.5%: −$92 /mo · $1,100/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$257
• Net cashflow: $460

Break-even live

Break-even rent $642

Max offer price $73,350

Occupancy floor 57%

Sensitivity live

Price	-10% $510	-5% $485	+0% $460	+5% $434	+10% $409
Rent	-10% $363	-5% $411	+0% $460	+5% $508	+10% $556
Rate	-1.0pp $497	-0.5pp $478	base $460	+0.5pp $441	+1.0pp $421

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,338
• Closing costs: $2,200
• Reserves months: —
• Total cash needed: —

Listing history 24 events

1. 2026-06-21
   days on market $73,350 Active 183 DOM
2. 2026-06-21
   days on market $73,350 Active 182 DOM
3. 2026-06-18
   days on market $73,350 Active 181 DOM
4. 2026-06-17
   days on market $73,350 Active 180 DOM
5. 2026-06-16
   days on market $73,350 Active 179 DOM
6. 2026-06-15
   days on market $73,350 Active 178 DOM
7. 2026-06-15
   days on market $73,350 Active 177 DOM
8. 2026-06-13
   days on market $73,350 Active 176 DOM
9. 2026-06-12
   days on market $73,350 Active 175 DOM
10. 2026-06-10
    days on market $73,350 Active 172 DOM
11. 2026-06-08
    days on market $73,350 Active 171 DOM
12. 2026-06-08
    days on market $73,350 Active 170 DOM
13. 2026-06-05
    days on market $73,350 Active 168 DOM
14. 2026-06-03
    days on market $73,350 Active 166 DOM
15. 2026-06-02
    days on market $73,350 Active 165 DOM
16. 2026-06-01
    days on market $73,350 Active 164 DOM
17. 2026-05-31
    days on market $73,350 Active 163 DOM
18. 2026-05-19
    price $74,900 392-char remark

    Show marketing remark (392 chars)

    Spacious 3/2 on large corner lot! Living room features brick fireplace. . Kitchen offers lots of cabinet and counterspace, pantry and dining area. Isolated primary with ensuite. The seller does not accept blind offers or escalation clauses. Cash offers require 10% EMD or $1,000 minimum, whichever is greater, and all financed offers require 1% EMD or $1,000 minimum, whichever is greater.

19. 2026-05-01
    price $86,400 392-char remark

    Show marketing remark (392 chars)

    Spacious 3/2 on large corner lot! Living room features brick fireplace. . Kitchen offers lots of cabinet and counterspace, pantry and dining area. Isolated primary with ensuite. The seller does not accept blind offers or escalation clauses. Cash offers require 10% EMD or $1,000 minimum, whichever is greater, and all financed offers require 1% EMD or $1,000 minimum, whichever is greater.

20. 2026-04-17
    price $91,200 392-char remark

    Show marketing remark (392 chars)

    Spacious 3/2 on large corner lot! Living room features brick fireplace. . Kitchen offers lots of cabinet and counterspace, pantry and dining area. Isolated primary with ensuite. The seller does not accept blind offers or escalation clauses. Cash offers require 10% EMD or $1,000 minimum, whichever is greater, and all financed offers require 1% EMD or $1,000 minimum, whichever is greater.

21. 2026-04-02
    price $96,000 392-char remark

    Show marketing remark (392 chars)

    Spacious 3/2 on large corner lot! Living room features brick fireplace. . Kitchen offers lots of cabinet and counterspace, pantry and dining area. Isolated primary with ensuite. The seller does not accept blind offers or escalation clauses. Cash offers require 10% EMD or $1,000 minimum, whichever is greater, and all financed offers require 1% EMD or $1,000 minimum, whichever is greater.

22. 2026-03-31
    price $114,300 392-char remark

    Show marketing remark (392 chars)

    Spacious 3/2 on large corner lot! Living room features brick fireplace. . Kitchen offers lots of cabinet and counterspace, pantry and dining area. Isolated primary with ensuite. The seller does not accept blind offers or escalation clauses. Cash offers require 10% EMD or $1,000 minimum, whichever is greater, and all financed offers require 1% EMD or $1,000 minimum, whichever is greater.

23. 2026-01-23
    price $120,650 392-char remark

    Show marketing remark (392 chars)

    Spacious 3/2 on large corner lot! Living room features brick fireplace. . Kitchen offers lots of cabinet and counterspace, pantry and dining area. Isolated primary with ensuite. The seller does not accept blind offers or escalation clauses. Cash offers require 10% EMD or $1,000 minimum, whichever is greater, and all financed offers require 1% EMD or $1,000 minimum, whichever is greater.

24. 2025-12-19
    listed $127,000 Active 392-char remark

    Show marketing remark (392 chars)

    Spacious 3/2 on large corner lot! Living room features brick fireplace. . Kitchen offers lots of cabinet and counterspace, pantry and dining area. Isolated primary with ensuite. The seller does not accept blind offers or escalation clauses. Cash offers require 10% EMD or $1,000 minimum, whichever is greater, and all financed offers require 1% EMD or $1,000 minimum, whichever is greater.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 18% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 5/10 Major 6 d/yr ≥100°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,683
• − Mortgage interest: −$4,109
• − Property taxes: −$1,100
• − Insurance: −$367
• − Repairs & maintenance: −$1,175
• − Management: −$1,175
• − Depreciation: −$2,134
• Taxable income: $4,625
• Est. tax owed @ 24.0%: −$1,110
• After-tax cash flow: $4,407/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: O'Donnell ISD
• NCES district ID: 4833390
• Math proficiency: 30% ▬ 0.00%
• Reading proficiency: 30% ▬ 0.00%
• Median HH income: $37,132
• Composite: 27.81/100
• National rank: #12296
• State rank: #1025 of 1141 in TX

Livability — O'Donnell

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: O'Donnell, TX
• Population (ZIP): 1,047

Population outlook (Lynn County) Hauer SSP2

• Today (2025): 5,360 people
• By 2030: 5,162 · -3.7%
• By 2040: 4,811 · -10.2%
• By 2050: 4,422 · -17.5%
• By 2075: 3,362 · -37.3%
• By 2100: 2,177 · -59.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (67%)
• Race & ethnicity: White 67% Hispanic / Latino 33% Two or more races 16% Native American 3%
• Hispanic origin (detail): Mexican 30%
• Common ancestry: Italian 2% Portuguese 2%
• Foreign-born: 8% · Canada
• Languages at home: 61% English-only · Spanish 25% German/W. Germanic 14%

Political lean MEDSL · Lynn

• 2024 margin: Solid R (+70.3) · D 14.4% · R 84.7%
• 2008→2024 swing: -30.3pp toward R · 2008: -40.0pp · 2024: -70.3pp
• All cycles: 2024: R+70.3 2020: R+62.1 2016: R+57.2 2012: R+49.3 2008: R+40.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-41.0% since first listed

7 events — show timeline

• 2026-05-19 Price Changed $74,900 LARMLS
• 2026-05-01 Price Changed $86,400 LARMLS
• 2026-04-17 Price Changed $91,200 LARMLS
• 2026-04-02 Price Changed $96,000 LARMLS
• 2026-03-31 Price Changed $114,300 LARMLS
• 2026-01-23 Price Changed $120,650 LARMLS
• 2025-12-19 Listed $127,000 LARMLS

Property tax history

+5.9%/yr

Latest (2025): $3,755 · +4.4% YoY. Source: county tax records.