780 Taylor Dr · Folcroft, PA 19032

$179,900

3 bd · 1.0 ba · 1,088 sqft · Townhouse public records · 46 Days on market

Built 1955 2,178 sqft lot $165/sqft · 20% below area Est $226k · 20% under

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.6/30.0
• ARV discount +15.0/15.0
• 1% rule +7.0/10.0
• DSCR +6.5/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

.. .. .. .. .. .. This Home Has Over 20 Thousand Dollars In Upgrades. .. .. .. .. .. .. This Home Has Three Bedrooms, One Newer Expanded Batroom On The Second Floor With A Skylight. Lr, Dr, And A New Kitchen, On The First Floor. The Basement Is Partially Finished With A Power Room. Other Part Of The Basement Is Boxed Off For Excellent Storage Space. .. .. .. .. A Must See Home. .. .. .. .

Key facts

• Original hardwoods
• Large front yard
• Rear yard with shed

Tags

• LARGE FRONT YARD
• REAR OFF STREET PARKING
• REAR YARD WITH SHED
• ORIGINAL HARDWOODS
• OPEN KITCHEN LAYOUT
• EXTRA LARGE BATHROOM

Property features AI

Exterior

• Utilities: Forced air heating; Natural gas heating and hot water; Public water; Public sewer
• Home design: Interior townhouse/rowhouse; Fee simple ownership
• Construction: Brick construction; Block foundation; Above-grade and below-grade structures; Built year reported by assessor
• Exterior features: 16.00 x 120.00 lot dimensions; No tidal water

Interior

• Kitchen: Dishwasher; Garbage disposal
• Bedrooms: 3 bedrooms on the first upper level
• Bathrooms: 1 full bathroom; 1 half bathroom
• Interior features: Dishwasher; Disposal; 6 total rooms (Living Room, Dining Room, Kitchen, Master Bedroom, Bedroom 1, Bedroom 2)
• Laundry & utility: Laundry located in the basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $180k.

Deal economics

• At list price, monthly cash flow is $239 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $180k).
• Recommended offer: $175k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 5.3% in Folcroft — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#342 in PA, #2,995 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute A-; Watch: schools D+, crime F, amenities F.
• Southeast Delco SD (suburban): math 13% / reading 33% proficiency, ranked #478 of 539 in PA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 18 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
• This rent runs 42% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 35y ago; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $80k; list at $180k implies a 125% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $174,503 (3.0% below list)

Questions for the listing agent

1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 7.89%
• Cash-on-cash: 5.69%
• DSCR: 1.25
• GRM: 6.9

CMA / ARV

• ARV (median comp): $226,077
• List price: $179,900
• Delta: -20.43%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
753 Bennington Rd	0.13mi	3/1.0	1,088 (0%)	2mo	$213,000	$196	92
765 Bennington Rd	0.12mi	3/1.5	1,088 (0%)	1mo	$220,000	$202	92
929 Delview Dr	0.16mi	3/1.0	1,088 (0%)	2mo	$145,000	$133	91
948 Grant Rd	0.25mi	3/1.5	1,088 (0%)	2mo	$215,000	$198	84
2313 Delmar Dr	0.13mi	3/1.5	1,152 (+6%)	2mo	$230,000	$200	81
1053 Taylor Dr	0.26mi	3/1.5	1,120 (+3%)	2mo	$197,500	$176	79
2038 Kent Rd	0.21mi	3/1.0	1,152 (+6%)	1mo	$180,000	$156	79
1088 Taylor Dr	0.28mi	3/1.5	1,152 (+6%)	2mo	$170,000	$148	73
1062 Taylor Dr	0.29mi	3/1.5	1,152 (+6%)	3mo	$225,000	$195	72
992 Taylor Dr	0.32mi	3/1.5	1,152 (+6%)	3mo	$190,000	$165	71
950 Taylor Dr	0.32mi	3/2.0	1,152 (+6%)	1mo	$215,000	$187	70
1196 Taylor Dr	0.37mi	3/2.0	1,152 (+6%)	3mo	$265,000	$230	66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.4%
• Equity multiple: 0.73×
• Total profit: $-13,774
• Equity at exit: $26,824

10-year hold

• IRR: 2.3%
• Equity multiple: 1.16×
• Total profit: $8,278
• Equity at exit: $15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19032

• Home prices YoY: -17.7%
• Active inventory: 18
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $2,158 high
• Mortgage (P&I): −$943
• Tax from tax record: −$448 /mo · $5,376/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$453
• Net cashflow: $239

Break-even live

Break-even rent $1,856

Max offer price $179,900

Occupancy floor 84%

Sensitivity live

Price	-10% $341	-5% $290	+0% $239	+5% $188	+10% $137
Rent	-10% $68	-5% $154	+0% $239	+5% $324	+10% $409
Rate	-1.0pp $329	-0.5pp $285	base $239	+0.5pp $192	+1.0pp $145

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,975
• Closing costs: $5,397
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2001 Carter Rd Folcroft, PA	3.0	1.0	1224	$2,150	$1.76	44d	1	0.10mi
777 Bennington Rd Folcroft, PA	4.0	1.5	1488	$2,800	$1.88	44d	1	0.11mi
1053 Taylor Dr Folcroft, PA	3.0	1.5	1120	$2,000	$1.79	16d	1	0.23mi
804 Grant Rd Folcroft, PA	3.0	1.0	1088	$2,050	$1.88	44d	1	0.23mi
1019 Taylor Dr Folcroft, PA	3.0	1.5	1152	$2,040	$1.77	3d	1	0.24mi
100 E Glenolden Ave Glenolden, PA	1.0–4.0	1.0–2.0	920	$2,167	$2.36	2d	4	0.61mi
432 S Chester Pike Glenolden, PA	2.0	1.0	792	$1,325	$1.67	45d	1	0.72mi
350 S Scott Ave Unit 1 Glenolden, PA	2.0	1.0	715	$1,700	$2.38	25d	1	0.82mi
29 Logan Ave Unit 11 Glenolden, PA	2.0	1.0	850	$1,350	$1.59	25d	1	0.86mi
145 Isabel Ave Unit 145B Glenolden, PA	2.0	1.0	890	$1,525	$1.71	44d	1	0.90mi
408 Seneca St Essington, PA	3.0	1.0	1100	$2,000	$1.82	25d	1	1.00mi
1511 Elmwood Ave Folcroft, PA	1.0–3.0	1.0	725	$1,649	$2.27	24d	3	1.03mi
1513 Elmwood Ave Unit 5 Folcroft, PA	3.0	1.0	850	$1,799	$2.12	44d	1	1.03mi
1513 Elmwood Ave Unit 4 Folcroft, PA	3.0	1.0	1025	$1,699	$1.66	25d	1	1.03mi
1512 Elmwood Ave Folcroft, PA	2.0	1.0	850	$1,499	$1.76	25d	1	1.04mi
1505 Elmwood Ave Unit 5 Folcroft, PA	2.0	1.0	850	$1,499	$1.76	25d	1	1.05mi
1503 Elmwood Ave Folcroft, PA	3.0	1.0	850	$1,799	$2.12	44d	1	1.05mi
1503 Elmwood Ave Folcroft, PA	3.0	1.0	1025	$1,699	$1.66	25d	1	1.05mi
820 Greenhill Rd Sharon Hill, PA	4.0	2.0	1184	$2,600	$2.20	6d	1	1.06mi
1519 Roosevelt Dr Sharon Hill, PA	3.0	1.5	1260	$2,295	$1.82	44d	1	1.08mi
701 Lincoln Ave Prospect Park, PA	1.0–2.0	1.0	762	$1,425	$1.87	22d	3	1.11mi
211 Lazaretto Rd Prospect Park, PA	2.0	1.0–1.5	972	$1,930	$1.98	2d	8	1.12mi
132 Folcroft Ave Folcroft, PA	2.0	1.0	725	$1,679	$2.32	3d	3	1.15mi
841 Chester Pike Unit 4B Prospect Park, PA	2.0	1.0	950	$1,600	$1.68	3d	1	1.20mi
819 11th Ave Unit C Prospect Park, PA	2.0	2.0	916	$2,250	$2.46	44d	1	1.30mi
1000 Darby Rd Prospect Park, PA	2.0	1.0	852	$1,791	$2.10	4d	3	1.31mi
66 Folcroft Ave Folcroft, PA	3.0	1.0	1224	$1,895	$1.55	4d	1	1.31mi
1320 Lincoln Ave Prospect Park, PA	2.0	1.0	770	$1,645	$2.14	6d	3	1.38mi
431 Iroquois St Essington, PA	3.0	1.0	1328	$1,850	$1.39	25d	1	1.43mi
431 Iroquois St Essington, PA	3.0	1.0	1328	$1,950	$1.47	45d	1	1.43mi
1074 N Academy Ave Glenolden, PA	3.0	1.0	1152	$1,850	$1.61	6d	1	1.46mi

Listing history 25 events

1. 2026-06-21
   days on market $179,900 Active 46 DOM
2. 2026-06-18
   days on market $179,900 Active 43 DOM
3. 2026-06-17
   pricedays on market $179,900 Active 42 DOM
4. 2026-06-16
   days on market $189,900 Active 41 DOM
5. 2026-06-15
   days on market $189,900 Active 40 DOM
6. 2026-06-13
   days on market $189,900 Active 38 DOM
7. 2026-06-13
   days on market $189,900 Active 37 DOM
8. 2026-06-09
   days on market $189,900 Active 34 DOM
9. 2026-06-08
   days on market $189,900 Active 33 DOM
10. 2026-06-07
    days on market $189,900 Active 32 DOM
11. 2026-06-04
    days on market $189,900 Active 29 DOM
12. 2026-06-03
    days on market $189,900 Active 28 DOM
13. 2026-06-02
    days on market $189,900 Active 27 DOM
14. 2026-06-01
    days on market $189,900 Active 26 DOM
15. 2026-05-31
    days on market $189,900 Active 25 DOM
16. 2026-05-06
    listed $199,900 Active 302-char remark
17. 1997-07-09
    soldstatus $79,900
18. 1997-06-30
    soldstatus $79,900 391-char remark

    Show marketing remark (391 chars)

    .. .. .. .. .. .. This Home Has Over 20 Thousand Dollars In Upgrades. .. .. .. .. .. .. This Home Has Three Bedrooms, One Newer Expanded Batroom On The Second Floor With A Skylight. Lr, Dr, And A New Kitchen, On The First Floor. The Basement Is Partially Finished With A Power Room. Other Part Of The Basement Is Boxed Off For Excellent Storage Space. .. .. .. .. A Must See Home. .. .. .. .

19. 1997-06-01
    historical 391-char remark

    Show marketing remark (391 chars)

    .. .. .. .. .. .. This Home Has Over 20 Thousand Dollars In Upgrades. .. .. .. .. .. .. This Home Has Three Bedrooms, One Newer Expanded Batroom On The Second Floor With A Skylight. Lr, Dr, And A New Kitchen, On The First Floor. The Basement Is Partially Finished With A Power Room. Other Part Of The Basement Is Boxed Off For Excellent Storage Space. .. .. .. .. A Must See Home. .. .. .. .

20. 1997-03-31
    listed $79,900 391-char remark

    Show marketing remark (391 chars)

    .. .. .. .. .. .. This Home Has Over 20 Thousand Dollars In Upgrades. .. .. .. .. .. .. This Home Has Three Bedrooms, One Newer Expanded Batroom On The Second Floor With A Skylight. Lr, Dr, And A New Kitchen, On The First Floor. The Basement Is Partially Finished With A Power Room. Other Part Of The Basement Is Boxed Off For Excellent Storage Space. .. .. .. .. A Must See Home. .. .. .. .

21. 1992-02-20
    soldstatus $65,000
22. 1992-02-14
    soldstatus $65,000

    Show marketing remark (106 chars)

    Remodeled Townhouse, New W/ W Carpet, Anderson Prim-O-Sash Windows, New Kitchen Cabinets, Roof 3 Yrs. Old.

23. 1991-10-10
    listed $65,000

    Show marketing remark (106 chars)

    Remodeled Townhouse, New W/ W Carpet, Anderson Prim-O-Sash Windows, New Kitchen Cabinets, Roof 3 Yrs. Old.

24. 1987-02-04
    soldstatus $45,000
25. 1983-12-01
    soldstatus $28,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $5,376 · $448/mo
• Projected year-2 tax: $5,376 · $448/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,901
• − Mortgage interest: −$10,077
• − Property taxes: −$5,376
• − Insurance: −$900
• − Repairs & maintenance: −$2,072
• − Management: −$2,072
• − Depreciation: −$5,233
• Taxable income: $171
• Est. tax owed @ 24.0%: −$41
• After-tax cash flow: $2,824/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Southeast Delco SD
• NCES district ID: 4222400
• Math proficiency: 13% ▼ -8.00%
• Reading proficiency: 33% ▼ -9.00%
• Median HH income: $49,309
• Composite: 20.25/100
• National rank: #8623
• State rank: #478 of 539 in PA

Livability — Folcroft

• Score: 77/100
• State rank: #342
• US rank: #2995

Category grades

Amenities F Commute A- Cost of living A+ Crime F Employment C Housing A+ Health & safety B+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Folcroft, PA
• County: Delaware County · 399,863 people
• City population: 6,772
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 6,772
• Household income: $61,306
• Rent vs Own: 32.4% rent · 67.6% own
• Severe rent burden: 254.0

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Black 43% White 41% Hispanic / Latino 7% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Romanian 5% Lithuanian 2% Portuguese 2%
• Foreign-born: 14% · Canada, United Kingdom, Jamaica
• Languages at home: 79% English-only · Spanish 6% French/Haitian/Cajun 5% Other Indo-European 2%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -61.37%
• Current HPI: 284.5507
• Rent YoY: —
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+542.5% since first listed

12 events — show timeline

• 2026-06-16 Price Changed $179,900 BRIGHT MLS
• 2026-05-27 Price Changed $189,900 BRIGHT MLS
• 2026-05-06 Listed $199,900 BRIGHT MLS
• 1997-07-09 Sold (Public Records) $79,900 Public Records
• 1997-06-30 Sold (MLS) $79,900 BRIGHT MLS
• 1997-06-01 Listing Removed — BRIGHT MLS
• 1997-03-31 Listed $79,900 BRIGHT MLS
• 1992-02-20 Sold (Public Records) $65,000 Public Records
• 1992-02-14 Sold (MLS) $65,000 BRIGHT MLS
• 1991-10-10 Listed $65,000 BRIGHT MLS
• 1987-02-04 Sold (Public Records) $45,000 Public Records
• 1983-12-01 Sold (Public Records) $28,000 Public Records

Property tax history

+4.2%/yr

Latest (2026): $5,376 · +34.0% YoY. Source: county tax records.