10444 N 69th St #210 · Scottsdale, AZ 85253

$330,000

2 bd · 2.0 ba · 1,091 sqft · Condo public records · 92 Days on market

Built 1985 $302/sqft · at area comps Est $323k · at est. $330/mo HOA · 15% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +6.5/15.0
• Cash flow +6.4/30.0
• Schools +4.8/10.0
• Rent growth +4.7/5.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• 1% rule +1.5/10.0
• DSCR +0.7/10.0

Listing remarks MLS

Located in Scottsdale close to Paradise Valley, just North of Paradise Valley. 2-bed, 2-bath condo, offering style, comfort, and privacy in one of Arizona's most sought-after areas. Step inside to an open and bright floor plan with new Quartz Countertops and undermount sinks in both bathrooms. The newly remodeled kitchen boasts Granite countertops, custom tile backsplash, and stackable washer/dryer. Both bedrooms are en suite, offering privacy and luxury and shower walls, walk-in closets, and wood shutters that add a touch of sophistication. Upstairs corner location on the East side with a private balcony perfect for relaxing or entertaining. This home is truly move-in ready--a perfect place to enjoy life close to Phoenix, Paradise Valley in Scottsdale. NEW HVAC 2024 New Refrigerator 2025

Key facts

• Quartz countertops
• En suite
• Walk-in closets

Tags

• QUARTZ COUNTERTOPS
• GRANITE COUNTERTOPS
• CUSTOM TILE BACKSPLASH
• STACKABLE WASHER DRYER
• EN SUITE
• WALK-IN CLOSETS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $330k.

Deal economics

• At list price, monthly cash flow is $-573 ($-7k/yr) — negative.
• To cash-flow at today's rent, offer at most $229k (30.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (34.8% below list).
• Recommended offer: $215k (34.8% below list) — sets the bar for 1% rule.
• Cap rate 4.2% vs local median 2.5% in Scottsdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#4 in AZ, #1,756 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, cost of living F.
• Scottsdale Unified District (4240) (urban): math 53% / reading 55% proficiency, ranked #30 of 249 in AZ (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+8.6%/yr); 349 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
• This rent is only 14% of the median local income ($185k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• In year one you build about $35k of equity ($2k loan paydown + $33k appreciation (10.0% local appreciation)).
• Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$57k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 92 days — a 9% lower offer ($300k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 25y ago; this cycle's ask has dropped $20k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $100k; list at $330k implies a 232% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $215,254 (34.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.65% ✗
• Cap rate: 4.21%
• Cash-on-cash: -7.45%
• DSCR: 0.67
• GRM: 12.8

CMA / ARV

• ARV (median comp): $323,113
• List price: $330,000
• Delta: 2.13%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 20.4%
• Equity multiple: 2.67×
• Total profit: $154,615
• Equity at exit: $297,290

10-year hold

• IRR: 19.6%
• Equity multiple: 6.54×
• Total profit: $512,269
• Equity at exit: $641,117

Cash invested: $92,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85253

• Home prices YoY: 4.2%
• Rents YoY: 8.6%
• Active inventory: 349
• Price-to-rent: 12.8×

Monthly cashflow live

• Estimated rent: $2,153 high
• Mortgage (P&I): −$1,731
• Tax from tax record: −$76 /mo · $909/yr
• Insurance: −$138
• HOA: −$330
• Vacancy / Maint / Mgmt: −$452
• Net cashflow: $-573

Break-even live

Break-even rent $2,878

Max offer price $228,718

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $82,500
• Closing costs: $9,900
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10444 N 69th St #107 Paradise Valley, AZ	2.0	2.0	1118	$2,400	$2.15	24d	1	0.02mi
10444 N 69th St Paradise Valley, AZ	2.0	2.0	1091	$1,800	$1.65	16d	1	0.02mi
6885 E Cochise Rd Paradise Valley, AZ	2.0	2.0	1153	$2,142	$1.86	7d	3	0.07mi
6885 E Cochise Rd Paradise Valley, AZ	2.0	2.0	1153	$2,142	$1.86	11d	4	0.07mi
6900 E Gold Dust Ave #138 Paradise Valley, AZ	2.0	2.0	1336	$2,150	$1.61	43d	1	0.21mi
6900 E Gold Dust Ave #134 Paradise Valley, AZ	2.0	2.0	1336	$2,300	$1.72	7d	1	0.21mi
10301 N 70th St Paradise Valley, AZ	2.0	2.0	1130	$2,300	$2.03	43d	3	0.28mi
6980 E Sahuaro Dr Scottsdale, AZ	1.0–3.0	1.0–2.0	1012	$2,214	$2.19	3d	17	0.28mi
7008 E Gold Dust Ave #103 Paradise Valley, AZ	2.0	2.0	920	$1,800	$1.96	22d	1	0.34mi
7007 E Gold Dust Ave Paradise Valley, AZ	3.0	2.0	1106	$2,249	$2.03	14d	1	0.37mi
7007 E Gold Dust Ave Paradise Valley, AZ	1.0–3.0	1.0–2.0	944	$1,670	$1.77	2d	41	0.37mi
7007 E Gold Dust Ave Paradise Valley, AZ	2.0	2.0	934	$1,799	$1.93	24d	1	0.37mi
7007 E Gold Dust Ave Paradise Valley, AZ	3.0	2.0	1226	$1,932	$1.58	22d	1	0.37mi
10888 N 70th St Scottsdale, AZ	1.0–3.0	1.0–2.0	925	$1,791	$1.94	1d	21	0.41mi
6520 E Onyx Ave Paradise Valley, AZ	2.0	1.0	1024	$5,500	$5.37	43d	1	0.43mi
9990 N Scottsdale Rd Paradise Valley, AZ	2.0–3.0	2.0	1116	$2,100	$1.88	18d	4	0.52mi
9990 N Scottsdale Rd Paradise Valley, AZ	1.0–3.0	1.0–2.0	1010	$2,500	$2.47	4d	5	0.52mi
9990 N Scottsdale Rd Paradise Valley, AZ	2.0–3.0	2.0	1116	$2,500	$2.24	43d	3	0.52mi
9850 N 73rd St Scottsdale, AZ	1.0–3.0	1.0–2.0	1071	$1,999	$1.87	1d	10	0.64mi
7272 E Gainey Ranch Rd Scottsdale, AZ	2.0	2.0–2.5	1577	$6,622	$4.20	7d	8	1.04mi
7272 E Gainey Ranch Rd Scottsdale, AZ	2.0	2.0–2.5	1577	$7,492	$4.75	3d	7	1.04mi
11023 N Saint Andrews Way Scottsdale, AZ	1.0	1.0	800	$1,750	$2.19	43d	1	1.22mi
11000 N 77th Pl #1057 Scottsdale, AZ	2.0	2.0	1422	$3,750	$2.64	15d	1	1.26mi

HOA detail condo

• Monthly dues: $330 · $3,960/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 21 events

1. 2026-06-18
   days on market $330,000 Active 92 DOM
2. 2026-06-17
   days on market $330,000 Active 91 DOM
3. 2026-06-16
   days on market $330,000 Active 90 DOM
4. 2026-06-15
   days on market $330,000 Active 89 DOM
5. 2026-06-13
   days on market $330,000 Active 87 DOM
6. 2026-06-13
   days on market $330,000 Active 86 DOM
7. 2026-06-09
   days on market $330,000 Active 83 DOM
8. 2026-06-08
   days on market $330,000 Active 82 DOM
9. 2026-06-07
   days on market $330,000 Active 81 DOM
10. 2026-06-04
    days on market $330,000 Active 78 DOM
11. 2026-06-03
    pricedays on market $330,000 Active 77 DOM
12. 2026-06-02
    days on market $335,000 Active 76 DOM
13. 2026-06-01
    days on market $335,000 Active 75 DOM
14. 2026-05-31
    days on market $335,000 Active 74 DOM
15. 2026-05-13
    price $335,000 799-char remark

    Show marketing remark (799 chars)

    Located in Scottsdale close to Paradise Valley, just North of Paradise Valley. 2-bed, 2-bath condo, offering style, comfort, and privacy in one of Arizona's most sought-after areas. Step inside to an open and bright floor plan with new Quartz Countertops and undermount sinks in both bathrooms. The newly remodeled kitchen boasts Granite countertops, custom tile backsplash, and stackable washer/dryer. Both bedrooms are en suite, offering privacy and luxury and shower walls, walk-in closets, and wood shutters that add a touch of sophistication. Upstairs corner location on the East side with a private balcony perfect for relaxing or entertaining. This home is truly move-in ready--a perfect place to enjoy life close to Phoenix, Paradise Valley in Scottsdale. NEW HVAC 2024 New Refrigerator 2025

16. 2026-04-24
    price $340,000 799-char remark

    Show marketing remark (799 chars)

    Located in Scottsdale close to Paradise Valley, just North of Paradise Valley. 2-bed, 2-bath condo, offering style, comfort, and privacy in one of Arizona's most sought-after areas. Step inside to an open and bright floor plan with new Quartz Countertops and undermount sinks in both bathrooms. The newly remodeled kitchen boasts Granite countertops, custom tile backsplash, and stackable washer/dryer. Both bedrooms are en suite, offering privacy and luxury and shower walls, walk-in closets, and wood shutters that add a touch of sophistication. Upstairs corner location on the East side with a private balcony perfect for relaxing or entertaining. This home is truly move-in ready--a perfect place to enjoy life close to Phoenix, Paradise Valley in Scottsdale. NEW HVAC 2024 New Refrigerator 2025

17. 2026-04-07
    price $345,000 799-char remark

    Show marketing remark (799 chars)

    Located in Scottsdale close to Paradise Valley, just North of Paradise Valley. 2-bed, 2-bath condo, offering style, comfort, and privacy in one of Arizona's most sought-after areas. Step inside to an open and bright floor plan with new Quartz Countertops and undermount sinks in both bathrooms. The newly remodeled kitchen boasts Granite countertops, custom tile backsplash, and stackable washer/dryer. Both bedrooms are en suite, offering privacy and luxury and shower walls, walk-in closets, and wood shutters that add a touch of sophistication. Upstairs corner location on the East side with a private balcony perfect for relaxing or entertaining. This home is truly move-in ready--a perfect place to enjoy life close to Phoenix, Paradise Valley in Scottsdale. NEW HVAC 2024 New Refrigerator 2025

18. 2026-03-18
    listed $350,000 Active 799-char remark

    Show marketing remark (799 chars)

    Located in Scottsdale close to Paradise Valley, just North of Paradise Valley. 2-bed, 2-bath condo, offering style, comfort, and privacy in one of Arizona's most sought-after areas. Step inside to an open and bright floor plan with new Quartz Countertops and undermount sinks in both bathrooms. The newly remodeled kitchen boasts Granite countertops, custom tile backsplash, and stackable washer/dryer. Both bedrooms are en suite, offering privacy and luxury and shower walls, walk-in closets, and wood shutters that add a touch of sophistication. Upstairs corner location on the East side with a private balcony perfect for relaxing or entertaining. This home is truly move-in ready--a perfect place to enjoy life close to Phoenix, Paradise Valley in Scottsdale. NEW HVAC 2024 New Refrigerator 2025

19. 2001-10-01
    soldstatus $99,500 439-char remark

    Show marketing remark (439 chars)

    NOTE PRICE INCLUDES REMODEL LIKE #115 OR #211, BUYER CAN SELECT FLOORING CAN BUY 'AS IS' UNTIL WE START OUR REMODEL SEE #211 & #115 REMODEL INCLUDES NEW CABINETS, COUNTER TOPS, CARPET, TILE, ETC. SEE #115 REMODEL TAKES 45-60 DAYS. GREAT LOCATION, SUPER VALUE, BUYER WILL BE IMPRESSED OUR MODEL #115 ON LB FOR REMODEL QUALITY. QUIET YET CLOSE TO CITY SERVICES. BRING YOUR BUYER, WE'LL DO THE REST, PETS OK 30#. HURRY! HURRY! GOING FAST!

20. 2001-09-08
    historical 439-char remark

    Show marketing remark (439 chars)

    NOTE PRICE INCLUDES REMODEL LIKE #115 OR #211, BUYER CAN SELECT FLOORING CAN BUY 'AS IS' UNTIL WE START OUR REMODEL SEE #211 & #115 REMODEL INCLUDES NEW CABINETS, COUNTER TOPS, CARPET, TILE, ETC. SEE #115 REMODEL TAKES 45-60 DAYS. GREAT LOCATION, SUPER VALUE, BUYER WILL BE IMPRESSED OUR MODEL #115 ON LB FOR REMODEL QUALITY. QUIET YET CLOSE TO CITY SERVICES. BRING YOUR BUYER, WE'LL DO THE REST, PETS OK 30#. HURRY! HURRY! GOING FAST!

21. 2001-02-13
    listed $119,500 439-char remark

    Show marketing remark (439 chars)

    NOTE PRICE INCLUDES REMODEL LIKE #115 OR #211, BUYER CAN SELECT FLOORING CAN BUY 'AS IS' UNTIL WE START OUR REMODEL SEE #211 & #115 REMODEL INCLUDES NEW CABINETS, COUNTER TOPS, CARPET, TILE, ETC. SEE #115 REMODEL TAKES 45-60 DAYS. GREAT LOCATION, SUPER VALUE, BUYER WILL BE IMPRESSED OUR MODEL #115 ON LB FOR REMODEL QUALITY. QUIET YET CLOSE TO CITY SERVICES. BRING YOUR BUYER, WE'LL DO THE REST, PETS OK 30#. HURRY! HURRY! GOING FAST!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $909 · $76/mo
• Projected year-2 tax: $2,178 · $182/mo
• Expected delta: +$1,269/yr (+$106/mo · 139.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,830
• − Mortgage interest: −$18,485
• − Property taxes: −$909
• − Insurance: −$1,650
• − Repairs & maintenance: −$2,066
• − Management: −$2,066
• − HOA: −$3,960
• − Depreciation: −$9,600
• Taxable loss: −$12,907
• Est. tax savings @ 24.0%: +$3,098
• After-tax cash flow: $-3,782/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Scottsdale Unified District (4240)
• NCES district ID: 0407570
• Math proficiency: 53% ▼ -10.00%
• Reading proficiency: 55% ▼ -8.00%
• Median HH income: $70,139
• Composite: 48.02/100
• National rank: #2196
• State rank: #30 of 249 in AZ

Livability — Scottsdale

• Score: 80/100
• State rank: #4
• US rank: #1756

Category grades

Amenities A+ Commute A+ Cost of living F Crime B+ Employment A+ Housing A- Health & safety C- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Scottsdale, AZ
• County: Maricopa County · 4,537,380 people
• City population: 290,846
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 17,904
• Household income: $184,979
• Rent vs Own: 15.6% rent · 84.4% own
• Severe rent burden: 298.0

Population outlook (Maricopa County) Hauer SSP2

• Today (2025): 4,979,203 people
• By 2030: 5,378,229 · +8.0%
• By 2040: 6,156,598 · +23.6%
• By 2050: 6,872,376 · +38.0%
• By 2075: 8,401,270 · +68.7%
• By 2100: 9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Hispanic / Latino 11% Two or more races 9% Asian 5% Pacific Islander 2%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Scotch-Irish 4% Romanian 3% Slovak 3%
• Foreign-born: 15% · Canada, China
• Languages at home: 85% English-only · Spanish 5% Other Indo-European 4% Other Asian/Pacific 2%

Political lean MEDSL · Maricopa

• 2024 margin: Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
• 2008→2024 swing: +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 16.95%
• Current HPI: 416.0855
• Rent YoY: ▲ 8.63%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+180.3% since first listed

7 events — show timeline

• 2026-05-13 Price Changed $335,000 ARMLS
• 2026-04-24 Price Changed $340,000 ARMLS
• 2026-04-07 Price Changed $345,000 ARMLS
• 2026-03-18 Listed $350,000 ARMLS
• 2001-10-01 Sold (MLS) $99,500 ARMLS
• 2001-09-08 Listing Removed — ARMLS
• 2001-02-13 Listed $119,500 ARMLS

Property tax history

+0.1%/yr

Latest (2025): $909 · +4.4% YoY. Source: county tax records.