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C- Composite 52.55
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.4/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.5/10.0
  • 1% rule +5.8/10.0
  • Livability +4.0/5.0
  • Schools +3.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$210,000

None · South Daytona, FL 32119
4 bd · 2.5 ba · 1,727 sqft · SingleFamily public records
Built 1996 8,712 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Perfect for INVESTORS & FIRST-TIME BUYERS. .. Check out this updated MOVE IN READY 4 bedroom, 2.5 Bath home located less than * 10 minutes * from Florida Beaches!! Featuring beautiful Parquet Flooring, Brand New Carpeting, a Completely Remodeled Master Bathroom, Updated 2nd Full Bath, and an Updated Kitchen with Oak Wood Cabinets, GRANITE Counters, Stainless Appliances * AND * a Breakfast Bar! The 4th Bedroom is equipped with a private half-bathroom, making it perfect for an Office, Game Room or Nursery! Whether you work from home or simply need space to spread out, having BOTH a Living Room * AND * a Separate Family Room/Great Room, this home offers the flexibility to suit all of your needs! The Great Room also features a beautiful wood burning brick Fireplace, as well as French Doors that lead to the BRAND NEW composite deck & fully fenced yard! Additional features: NEW On-Demand water heater, NEW Electrical Panel, NEW composite deck, NEW A/C (2016) plus wood burning fireplace, 1-car garage + extra parking pad for multiple vehicles, Fresh Paint. * NO HOA * on dead-end street in the terrific community of Melodie Park with community amenities such as greenspace with park benches, tennis court and basketball court.

Key facts

  • 8,712 sq ft lot
  • Garage
  • Built 1996

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $272 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $210k).

Location & tenants

  • Location reads 80/100 on livability (#114 in FL, #1,755 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, employment D, commute F.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-2.0%/yr); 280 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • At $2,262/mo this rent would consume 48% of the median local household income ($57k/yr) (locally 1158% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $210,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
7.85%
Cash-on-cash
5.56%
DSCR
1.25
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-11.2%
Equity multiple
0.60×
Total profit
$-23,244
Equity at exit
$31,312
10-year hold
IRR
-7.2%
Equity multiple
0.60×
Total profit
$-23,234
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32119

Rents YoY
-2.0%
Active inventory
280
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$2,262 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$326 /mo · $3,915/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$475
Net cashflow
$272

Break-even live

Break-even rent $1,918
Max offer price $210,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
910 Carey Dr South Daytona, FL 3.0 2.0 1529 $2,500 $1.64 23d 1 0.42mi
2203 Nottingham Rd South Daytona, FL 4.0 2.0 1600 $2,400 $1.50 23d 1 0.54mi
2085 Oak Meadow Cir South Daytona, FL 3.0 2.0 1632 $1,900 $1.16 14d 1 0.71mi
2313 Incandescent Way Unit 1 South Daytona, FL 3.0 2.5 1500 $1,900 $1.27 14d 1 0.74mi
137 Bryan Cave Rd South Daytona, FL 3.0 2.0 2167 $2,550 $1.18 14d 1 0.74mi
2208 Flourescent Way South Daytona, FL 3.0 2.5 1400 $2,300 $1.64 23d 1 0.80mi
2801 S Ridgewood Ave #409 South Daytona, FL 3.0 3.0 2143 $3,500 $1.63 23d 1 0.88mi
982 Commons Way Port Orange, FL 3.0 2.0 1521 $2,250 $1.48 23d 1 0.95mi
1952 Menger Cir South Daytona, FL 3.0 2.0 1600 $2,300 $1.44 23d 1 0.97mi
794 Silver Pond Dr South Daytona, FL 3.0 2.0 2184 $1,900 $0.87 21d 1 1.06mi
3230 S Ridgewood Ave South Daytona, FL 1.0–3.0 1.0–2.0 1046 $2,330 $2.23 11d 27 1.20mi
1270 Reed Canal Rd Port Orange, FL 1.0–3.0 1.0–2.0 1001 $2,137 $2.13 11d 29 1.24mi
1200 Floral Springs Blvd Port Orange, FL 1.0–3.0 1.0–2.0 1047 $2,175 $2.08 11d 81 1.25mi
10 Harbor Cove Ct Daytona Beach, FL 3.0 2.0 1456 $1,499 $1.03 23d 1 1.29mi
1436 Suwanee Rd Daytona Beach, FL 4.0 2.0 1823 $2,500 $1.37 23d 1 1.46mi
1505 Edgewater Rd Daytona Beach, FL 3.0 2.0 1209 $1,800 $1.49 23d 1 1.46mi

Listing history 17 events

  1. 2023-11-20
    historical
  2. 2020-10-21
    soldstatus $205,000
  3. 2020-10-15
    soldstatus $205,000 Sold 1252-char remark
    Show marketing remark (1252 chars)

    Perfect for INVESTORS & FIRST-TIME BUYERS. .. Check out this updated MOVE IN READY 4 bedroom, 2.5 Bath home located less than * 10 minutes * from Florida Beaches!! Featuring beautiful Parquet Flooring, Brand New Carpeting, a Completely Remodeled Master Bathroom, Updated 2nd Full Bath, and an Updated Kitchen with Oak Wood Cabinets, GRANITE Counters, Stainless Appliances * AND * a Breakfast Bar! The 4th Bedroom is equipped with a private half-bathroom, making it perfect for an Office, Game Room or Nursery! Whether you work from home or simply need space to spread out, having BOTH a Living Room * AND * a Separate Family Room/Great Room, this home offers the flexibility to suit all of your needs! The Great Room also features a beautiful wood burning brick Fireplace, as well as French Doors that lead to the BRAND NEW composite deck & fully fenced yard! Additional features: NEW On-Demand water heater, NEW Electrical Panel, NEW composite deck, NEW A/C (2016) plus wood burning fireplace, 1-car garage + extra parking pad for multiple vehicles, Fresh Paint. * NO HOA * on dead-end street in the terrific community of Melodie Park with community amenities such as greenspace with park benches, tennis court and basketball court.

  4. 2020-09-06
    status Pending 1252-char remark
    Show marketing remark (1252 chars)

    Perfect for INVESTORS & FIRST-TIME BUYERS. .. Check out this updated MOVE IN READY 4 bedroom, 2.5 Bath home located less than * 10 minutes * from Florida Beaches!! Featuring beautiful Parquet Flooring, Brand New Carpeting, a Completely Remodeled Master Bathroom, Updated 2nd Full Bath, and an Updated Kitchen with Oak Wood Cabinets, GRANITE Counters, Stainless Appliances * AND * a Breakfast Bar! The 4th Bedroom is equipped with a private half-bathroom, making it perfect for an Office, Game Room or Nursery! Whether you work from home or simply need space to spread out, having BOTH a Living Room * AND * a Separate Family Room/Great Room, this home offers the flexibility to suit all of your needs! The Great Room also features a beautiful wood burning brick Fireplace, as well as French Doors that lead to the BRAND NEW composite deck & fully fenced yard! Additional features: NEW On-Demand water heater, NEW Electrical Panel, NEW composite deck, NEW A/C (2016) plus wood burning fireplace, 1-car garage + extra parking pad for multiple vehicles, Fresh Paint. * NO HOA * on dead-end street in the terrific community of Melodie Park with community amenities such as greenspace with park benches, tennis court and basketball court.

  5. 2020-08-21
    listed $210,000 Active 1252-char remark
    Show marketing remark (1252 chars)

    Perfect for INVESTORS & FIRST-TIME BUYERS. .. Check out this updated MOVE IN READY 4 bedroom, 2.5 Bath home located less than * 10 minutes * from Florida Beaches!! Featuring beautiful Parquet Flooring, Brand New Carpeting, a Completely Remodeled Master Bathroom, Updated 2nd Full Bath, and an Updated Kitchen with Oak Wood Cabinets, GRANITE Counters, Stainless Appliances * AND * a Breakfast Bar! The 4th Bedroom is equipped with a private half-bathroom, making it perfect for an Office, Game Room or Nursery! Whether you work from home or simply need space to spread out, having BOTH a Living Room * AND * a Separate Family Room/Great Room, this home offers the flexibility to suit all of your needs! The Great Room also features a beautiful wood burning brick Fireplace, as well as French Doors that lead to the BRAND NEW composite deck & fully fenced yard! Additional features: NEW On-Demand water heater, NEW Electrical Panel, NEW composite deck, NEW A/C (2016) plus wood burning fireplace, 1-car garage + extra parking pad for multiple vehicles, Fresh Paint. * NO HOA * on dead-end street in the terrific community of Melodie Park with community amenities such as greenspace with park benches, tennis court and basketball court.

  6. 2020-08-21
    listed $210,000
    Show marketing remark (1252 chars)

    Perfect for INVESTORS & FIRST-TIME BUYERS. .. Check out this updated MOVE IN READY 4 bedroom, 2.5 Bath home located less than * 10 minutes * from Florida Beaches!! Featuring beautiful Parquet Flooring, Brand New Carpeting, a Completely Remodeled Master Bathroom, Updated 2nd Full Bath, and an Updated Kitchen with Oak Wood Cabinets, GRANITE Counters, Stainless Appliances * AND * a Breakfast Bar! The 4th Bedroom is equipped with a private half-bathroom, making it perfect for an Office, Game Room or Nursery! Whether you work from home or simply need space to spread out, having BOTH a Living Room * AND * a Separate Family Room/Great Room, this home offers the flexibility to suit all of your needs! The Great Room also features a beautiful wood burning brick Fireplace, as well as French Doors that lead to the BRAND NEW composite deck & fully fenced yard! Additional features: NEW On-Demand water heater, NEW Electrical Panel, NEW composite deck, NEW A/C (2016) plus wood burning fireplace, 1-car garage + extra parking pad for multiple vehicles, Fresh Paint. * NO HOA * on dead-end street in the terrific community of Melodie Park with community amenities such as greenspace with park benches, tennis court and basketball court.

  7. 2015-07-16
    soldstatus $135,000 Closed 766-char remark
    Show marketing remark (766 chars)

    Wow! A rare find!!! Comfortable FOUR bedroom, 2.5 Bath home has plenty of room for your family to sprawl! Gorgeous updated kitchen with wood cabinets, granite counters, & stainless steel appliances, breakfast bar! Large family room with wood burning fireplace, bar (can be removed), French doors leading to wooden deck & fenced in yard!! Master bedroom has walk in shower, & walk in closet! Updated vanity & lighting in guest bath! On demand hot water heater (propane) makes life easier with hot showers all the time! Parquet flooring throughout most of home. Carpet in family room & bedroom 4. Extra parking pad for your cars or boat! Roof approx. 2004, newer AC. Striking entry door welcomes you & your family to your new home!!

  8. 2015-07-16
    soldstatus $135,000
    Show marketing remark (766 chars)

    Wow! A rare find!!! Comfortable FOUR bedroom, 2.5 Bath home has plenty of room for your family to sprawl! Gorgeous updated kitchen with wood cabinets, granite counters, & stainless steel appliances, breakfast bar! Large family room with wood burning fireplace, bar (can be removed), French doors leading to wooden deck & fenced in yard!! Master bedroom has walk in shower, & walk in closet! Updated vanity & lighting in guest bath! On demand hot water heater (propane) makes life easier with hot showers all the time! Parquet flooring throughout most of home. Carpet in family room & bedroom 4. Extra parking pad for your cars or boat! Roof approx. 2004, newer AC. Striking entry door welcomes you & your family to your new home!!

  9. 2015-05-26
    historical Contingent 766-char remark
    Show marketing remark (766 chars)

    Wow! A rare find!!! Comfortable FOUR bedroom, 2.5 Bath home has plenty of room for your family to sprawl! Gorgeous updated kitchen with wood cabinets, granite counters, & stainless steel appliances, breakfast bar! Large family room with wood burning fireplace, bar (can be removed), French doors leading to wooden deck & fenced in yard!! Master bedroom has walk in shower, & walk in closet! Updated vanity & lighting in guest bath! On demand hot water heater (propane) makes life easier with hot showers all the time! Parquet flooring throughout most of home. Carpet in family room & bedroom 4. Extra parking pad for your cars or boat! Roof approx. 2004, newer AC. Striking entry door welcomes you & your family to your new home!!

  10. 2015-04-29
    listed $139,900 Active 766-char remark
    Show marketing remark (766 chars)

    Wow! A rare find!!! Comfortable FOUR bedroom, 2.5 Bath home has plenty of room for your family to sprawl! Gorgeous updated kitchen with wood cabinets, granite counters, & stainless steel appliances, breakfast bar! Large family room with wood burning fireplace, bar (can be removed), French doors leading to wooden deck & fenced in yard!! Master bedroom has walk in shower, & walk in closet! Updated vanity & lighting in guest bath! On demand hot water heater (propane) makes life easier with hot showers all the time! Parquet flooring throughout most of home. Carpet in family room & bedroom 4. Extra parking pad for your cars or boat! Roof approx. 2004, newer AC. Striking entry door welcomes you & your family to your new home!!

  11. 2008-07-08
    historical
  12. 2007-07-31
    historical
  13. 2007-05-09
    listed $220,000
  14. 2006-09-01
    listed $229,900
  15. 2003-06-25
    soldstatus $120,000
  16. 1989-07-01
    soldstatus $65,500
  17. 1976-11-01
    soldstatus $31,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,915 · $326/mo
Projected year-2 tax
$3,915 · $326/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 59% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,148
− Mortgage interest
−$11,763
− Property taxes
−$3,915
− Insurance
−$1,050
− Repairs & maintenance
−$2,172
− Management
−$2,172
− Depreciation
−$6,109
Taxable loss
−$32
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$8
After-tax cash flow
$3,275/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — South Daytona

Score
80/100
State rank
#114
US rank
#1755

Category grades

Amenities A+ Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
South Daytona, FL
County
Volusia County · 556,871 people
City population
22,348
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
22,348
Household income
$56,862
Rent vs Own
36.6% rent · 63.4% own
Severe rent burden
1158.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 10% Hispanic / Latino 9% Two or more races 5% Asian 2%
Hispanic origin (detail)
Puerto Rican 4%
Common ancestry
Lithuanian 2% Slovak 2% Romanian 2%
Foreign-born
9% · Canada, South Korea, Jamaica
Languages at home
87% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -247.99%
Current HPI
309.304
Rent YoY
▼ -2.01%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+561.3% since first listed
17 events — show timeline
  • 2023-11-20 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2020-10-21 Sold (Public Records) $205,000 Public Records
  • 2020-10-15 Sold (MLS) $205,000 Stellar MLS as Distributed by MLS Grid
  • 2020-09-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-08-21 Listed $210,000 Stellar MLS as Distributed by MLS Grid
  • 2020-08-21 Listed $210,000 Stellar MLS as Distributed by MLS Grid
  • 2015-07-16 Sold (Public Records) $135,000 Public Records
  • 2015-07-16 Sold (MLS) $135,000 Daytona MLS
  • 2015-05-26 Contingent Daytona MLS
  • 2015-04-29 Listed $139,900 Daytona MLS
  • 2008-07-08 Listing Removed Daytona MLS
  • 2007-07-31 Listing Removed Daytona MLS
  • 2007-05-09 Listed $220,000 Daytona MLS
  • 2006-09-01 Listed $229,900 Daytona MLS
  • 2003-06-25 Sold (Public Records) $120,000 Public Records
  • 1989-07-01 Sold (Public Records) $65,500 Public Records
  • 1976-11-01 Sold (Public Records) $31,000 Public Records

Property tax history

+7.4%/yr

Latest (2025): $3,915 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…