546 Georgetown St · Beaumont, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 10/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +3.8/5.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$84,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This Corner-Lot Townhouse with 2-bedroom, 1-bathroom offers an inviting open-concept layout, perfect for seamless living and entertaining. Situated on a corner lot, the home boasts privacy. Step inside to discover a floor plan, complete with handicap-friendly features for ultimate convenience. The bright and airy living space leads effortlessly into the kitchen and dining areas, creating a welcoming atmosphere. Enjoy tranquil outdoor moments on your private patio, ideal for relaxing or hosting gatherings. A one-car garage provides secure parking and extra storage.
Key facts
- One-car garage
- Private patio
- Corner lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $85k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $515 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $85k).
- Recommended offer: $80k (6.0% below list) — sets the bar for market timing.
- Cap rate 13.6% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
- Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 151 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $587 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask has dropped $25k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.64% ✓
- Cap rate
- 13.56%
- Cash-on-cash
- 25.97%
- DSCR
- 2.16
- GRM
- 5.1
CMA / ARV
- ARV (median comp)
- $154,581
- List price
- $84,999
- Delta
- -45.01%
- Verdict
- UNDERPRICED
- Comps
- 9 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.7%
- Equity multiple
- 1.80×
- Total profit
- $19,052
- Equity at exit
- $12,674
- IRR
- 28.0%
- Equity multiple
- 3.48×
- Total profit
- $58,917
- Equity at exit
- $7,349
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77707
- Active inventory
- 151
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,396 high interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax est. 1.5%
- −$106 /mo · $1,275/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$293
- Net cashflow
- $515
Break-even live
Sensitivity live
| Price | -10% $574 | -5% $544 | +0% $515 | +5% $486 | +10% $456 |
|---|---|---|---|---|---|
| Rent | -10% $405 | -5% $460 | +0% $515 | +5% $570 | +10% $625 |
| Rate | -1.0pp $558 | -0.5pp $537 | base $515 | +0.5pp $493 | +1.0pp $471 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 551 Georgetown St Beaumont, TX | 2.0 | 1.5 | 1317 | $1,300 | $0.99 | 44d | 1 | 0.04mi |
| 745 Jeny Ln Beaumont, TX | 3.0 | 1.0 | 1008 | $1,190 | $1.18 | 24d | 1 | 0.36mi |
| 345 Marceline Blvd Beaumont, TX | 2.0 | 1.5 | 1200 | $2,250 | $1.88 | 24d | 1 | 0.54mi |
| 345 Marceline Blvd Beaumont, TX | 2.0 | 1.5 | 1200 | $1,850 | $1.54 | 22d | 1 | 0.54mi |
| 85 E Caldwood Dr #6 Beaumont, TX | 2.0 | 1.5 | 1331 | $1,250 | $0.94 | 24d | 1 | 0.70mi |
| 85 E Caldwood Dr Beaumont, TX | 2.0 | 1.5 | 1330 | $1,223 | $0.92 | 44d | 2 | 0.70mi |
| 520 Dowlen Rd Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 940 | $1,050 | $1.12 | 14d | 10 | 0.70mi |
| 458 Belvedere Dr Beaumont, TX | 3.0 | 2.0 | 1465 | $1,595 | $1.09 | 22d | 1 | 0.71mi |
| 6561 Lexington Dr Beaumont, TX | 2.0 | 2.0 | 1321 | $1,011 | $0.77 | 44d | 1 | 0.76mi |
| 6250 Ivanhoe Ln Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 885 | $1,604 | $1.81 | 14d | 9 | 0.76mi |
| 379 Pinchback Rd Beaumont, TX | 2.0 | 1.5 | 1254 | $1,175 | $0.94 | 44d | 1 | 0.80mi |
| 6860 Prutzman Rd Unit 18 Beaumont, TX | 2.0 | 1.0 | 884 | $1,100 | $1.24 | 44d | 1 | 0.95mi |
| 5110 Laurel St Beaumont, TX | 3.0 | 2.0 | 1303 | $1,995 | $1.53 | 22d | 1 | 0.99mi |
| 1425 Washington Village Pkwy Beaumont, TX | 1.0–2.0 | 1.0 | 861 | $1,065 | $1.24 | 14d | 1 | 1.09mi |
| 565 25th St Beaumont, TX | 2.0 | 2.0 | 1128 | $1,650 | $1.46 | 14d | 1 | 1.36mi |
| 565 24th St Beaumont, TX | 2.0 | 1.0 | 849 | $1,125 | $1.33 | 44d | 1 | 1.39mi |
| 3720 Laurel Ave Unit Laurel Ave unit 12 Beaumont, TX | 2.0 | 1.5 | 1188 | $1,095 | $0.92 | 24d | 1 | 1.43mi |
| 3720 Laurel St #6 Beaumont, TX | 2.0 | 1.5 | 1152 | $1,095 | $0.95 | 14d | 1 | 1.44mi |
Listing history 28 events
-
2026-06-18price $84,999 Active 67 DOM
-
2026-06-18days on market $89,999 Active 67 DOM
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2026-06-17days on market $89,999 Active 66 DOM
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2026-06-16days on market $89,999 Active 65 DOM
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2026-06-15days on market $89,999 Active 64 DOM
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2026-06-14days on market $89,999 Active 62 DOM
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2026-06-13days on market $89,999 Active 61 DOM
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2026-06-10days on market $89,999 Active 59 DOM
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2026-06-09days on market $89,999 Active 58 DOM
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2026-06-08days on market $89,999 Active 57 DOM
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2026-06-07days on market $89,999 Active 56 DOM
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2026-06-03days on market $89,999 Active 52 DOM
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2026-06-02days on market $89,999 Active 51 DOM
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2026-06-01days on market $89,999 Active 50 DOM
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2026-05-31days on market $89,999 Active 49 DOM
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2026-05-30pricedays on market $89,999 Active 48 DOM
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2026-05-05price $94,900 570-char remark
Show marketing remark (570 chars)
This Corner-Lot Townhouse with 2-bedroom, 1-bathroom offers an inviting open-concept layout, perfect for seamless living and entertaining. Situated on a corner lot, the home boasts privacy. Step inside to discover a floor plan, complete with handicap-friendly features for ultimate convenience. The bright and airy living space leads effortlessly into the kitchen and dining areas, creating a welcoming atmosphere. Enjoy tranquil outdoor moments on your private patio, ideal for relaxing or hosting gatherings. A one-car garage provides secure parking and extra storage.
-
2026-04-17status Active 570-char remark
Show marketing remark (570 chars)
This Corner-Lot Townhouse with 2-bedroom, 1-bathroom offers an inviting open-concept layout, perfect for seamless living and entertaining. Situated on a corner lot, the home boasts privacy. Step inside to discover a floor plan, complete with handicap-friendly features for ultimate convenience. The bright and airy living space leads effortlessly into the kitchen and dining areas, creating a welcoming atmosphere. Enjoy tranquil outdoor moments on your private patio, ideal for relaxing or hosting gatherings. A one-car garage provides secure parking and extra storage.
-
2026-04-17price $99,900 570-char remark
Show marketing remark (570 chars)
This Corner-Lot Townhouse with 2-bedroom, 1-bathroom offers an inviting open-concept layout, perfect for seamless living and entertaining. Situated on a corner lot, the home boasts privacy. Step inside to discover a floor plan, complete with handicap-friendly features for ultimate convenience. The bright and airy living space leads effortlessly into the kitchen and dining areas, creating a welcoming atmosphere. Enjoy tranquil outdoor moments on your private patio, ideal for relaxing or hosting gatherings. A one-car garage provides secure parking and extra storage.
-
2026-04-10status Pending 570-char remark
Show marketing remark (570 chars)
This Corner-Lot Townhouse with 2-bedroom, 1-bathroom offers an inviting open-concept layout, perfect for seamless living and entertaining. Situated on a corner lot, the home boasts privacy. Step inside to discover a floor plan, complete with handicap-friendly features for ultimate convenience. The bright and airy living space leads effortlessly into the kitchen and dining areas, creating a welcoming atmosphere. Enjoy tranquil outdoor moments on your private patio, ideal for relaxing or hosting gatherings. A one-car garage provides secure parking and extra storage.
-
2026-04-06$110,000 Active 570-char remark
Show marketing remark (570 chars)
This Corner-Lot Townhouse with 2-bedroom, 1-bathroom offers an inviting open-concept layout, perfect for seamless living and entertaining. Situated on a corner lot, the home boasts privacy. Step inside to discover a floor plan, complete with handicap-friendly features for ultimate convenience. The bright and airy living space leads effortlessly into the kitchen and dining areas, creating a welcoming atmosphere. Enjoy tranquil outdoor moments on your private patio, ideal for relaxing or hosting gatherings. A one-car garage provides secure parking and extra storage.
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2025-08-27price $118,500
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2025-07-09price $120,000
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2025-06-26price $124,900
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2025-06-20price $129,900
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2023-07-21soldstatus Closed
-
2023-06-23status Pending
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2023-06-19$119,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,746
- − Mortgage interest
- −$4,761
- − Property taxes
- −$1,275
- − Insurance
- −$425
- − Repairs & maintenance
- −$1,340
- − Management
- −$1,340
- − Depreciation
- −$2,473
- Taxable income
- $5,133
- Est. tax owed @ 24.0%
- −$1,232
- After-tax cash flow
- $4,949/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This corner-lot townhouse offers a good condition with a good ROI potential for both resale and rental due to its inviting open-concept layout and private patio.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and value
- Both Clean gutters — Improves drainage and overall appearance
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior — Enhances curb appeal and value ↑
- Both Clean gutters — Improves drainage and overall appearance ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Beaumont ISD
- NCES district ID
- 4809670
- Math proficiency
- 14% ▼ -13.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $41,683
- Composite
- 15.43/100
- National rank
- #9316
- State rank
- #789 of 826 in TX
Livability — Beaumont
- Score
- 64/100
- State rank
- #739
- US rank
- #13710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beaumont, TX
- County
- Jefferson County · 203,592 people
- City population
- 125,901
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 18,323
- Household income
- $69,756
- Rent vs Own
- Severe rent burden
- 596.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 259,015 people
- By 2030
- 260,685 · +0.6%
- By 2040
- 263,309 · +1.7%
- By 2050
- 265,237 · +2.4%
- By 2075
- 270,193 · +4.3%
- By 2100
- 255,628 · -1.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- Black 40% White 28% Hispanic / Latino 23% Two or more races 18% Asian 6%
- Hispanic origin (detail)
- Mexican 19%
- Common ancestry
- Lithuanian 3% Italian 1% Romanian 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 75% English-only · Spanish 19% Vietnamese 3% Other Indo-European 1%
Political lean MEDSL · Jefferson
- 2024 margin
- Lean R (+8.9) · D 45.1% · R 54.0%
- 2008→2024 swing
- -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
- All cycles
- 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -163.16%
- Current HPI
- 167.8109
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-20.3% since first listed12 events — show timeline
- 2026-05-05 Price Changed $94,900 BBOR
- 2026-04-17 Relisted — BBOR
- 2026-04-17 Price Changed $99,900 BBOR
- 2026-04-10 Pending — BBOR
- 2026-04-06 Listed $110,000 BBOR
- 2025-08-27 Price Changed $118,500 BBOR
- 2025-07-09 Price Changed $120,000 BBOR
- 2025-06-26 Price Changed $124,900 BBOR
- 2025-06-20 Price Changed $129,900 BBOR
- 2023-07-21 Sold (MLS) — BBOR
- 2023-06-23 Pending — BBOR
- 2023-06-19 Listed $119,000 BBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…