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4310 Copeland St
F Composite 31.28
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.6/30.0
  • Appreciation +5.5/10.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.6/10.0
  • ARV discount +0.0/15.0

$310,000

4310 Copeland St · Dallas, TX 75210
3 bd · 2.5 ba · 1,600 sqft · Land · 58 Days on market
Built 2026 4,095 sqft lot $194/sqft · 34% above area Est $231k · 34% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This stunning new home offers three bedrooms, two full baths, and a handy half bath. Step into the open-concept main floor, where natural light floods the space, highlighting the sleek modern finishes with built-ins and an overabundance of impeccable taste. The living room invites you to unwind in comfort, while the kitchen, equipped with an island, tile backsplash, drink fridge, and quartz counters, is ideal for entertaining guests. All bedrooms are located on the second floor. Laminate flooring throughout. Continue out back to the private backyard, perfect for pets and activities. This is a property you won’t want to miss—schedule your showing today! Schedule a tour today!...

Key facts

  • 4,095 sq ft lot
  • Built 2026
  • Listed 58 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath land listed at $310k.

Deal economics

  • At list price, monthly cash flow is $-211 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $273k (12.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (34.3% below list).
  • Recommended offer: $204k (34.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 80 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.1% local appreciation)).
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($301k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $203,645 (34.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.66%
Cap rate
5.48%
Cash-on-cash
-2.92%
DSCR
0.87
GRM
12.7

CMA / ARV

ARV (median comp)
$231,176
List price
$310,000
Delta
34.10%
Verdict
OVERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

1.07% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.5%
Equity multiple
0.92×
Total profit
$-6,796
Equity at exit
$106,905
10-year hold
IRR
3.3%
Equity multiple
1.41×
Total profit
$35,562
Equity at exit
$142,903

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75210

Home prices YoY
0.6%
Active inventory
80
Price-to-rent
12.7×

Monthly cashflow live

Estimated rent
$2,036 high interval (Pro) →
Mortgage (P&I)
$1,626
Tax from tax record
$65 /mo · $779/yr
Insurance
$129
HOA
$0
Vacancy / Maint / Mgmt
$428
Net cashflow
$-211

Break-even live

Break-even rent $2,304
Max offer price $272,731
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$77,500
Closing costs
$9,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2811 Morning Ave Dallas, TX 3.0 2.0 1634 $2,200 $1.35 14d 1 0.13mi
4014 Marshall Dr Dallas, TX 4.0 2.0 1600 $1,850 $1.16 24d 1 0.16mi
2724 Swanson St Dallas, TX 4.0 2.0 1368 $2,350 $1.72 43d 1 0.20mi
2720 Morning Ave Dallas, TX 3.0 2.0 1332 $2,350 $1.76 43d 1 0.21mi
3801 Carpenter Ave Dallas, TX 4.0 2.0 1454 $2,400 $1.65 43d 1 0.26mi
3726 Copeland St Dallas, TX 3.0 2.0 1298 $1,690 $1.30 6d 1 0.31mi
4706 Spring Ave Dallas, TX 3.0 2.0 1287 $3,900 $3.03 43d 1 0.32mi
4621 Collins Ave Dallas, TX 4.0 2.5 1700 $2,350 $1.38 43d 1 0.38mi
3639 Pine St Dallas, TX 3.0 2.0 1090 $1,490 $1.37 13d 1 0.41mi
2714 Hector St Dallas, TX 3.0 2.0 1233 $2,100 $1.70 24d 1 0.43mi
3619 York St Dallas, TX 3.0 2.0 1298 $1,740 $1.34 7d 1 0.47mi
4220 Hamilton Ave Dallas, TX 4.0 2.0 1692 $2,350 $1.39 43d 1 0.52mi
3523 Herrling St Dallas, TX 3.0 2.0 1525 $1,800 $1.18 16d 1 0.54mi
3627 Sidney St Dallas, TX 3.0 2.0 1090 $1,614 $1.48 6d 1 0.55mi
4525 Metropolitan Ave Dallas, TX 3.0 2.0 1090 $1,490 $1.37 13d 1 0.55mi
3526 Elsie Faye Heggins St Dallas, TX 3.0 2.0 1113 $1,795 $1.61 24d 1 0.59mi
3526 Elsie Faye Heggins St Dallas, TX 3.0 2.0 1113 $1,795 $1.61 7d 1 0.59mi
3331 Spring Ave Dallas, TX 3.0 2.0 1652 $2,200 $1.33 24d 1 0.64mi
3331 Spring Ave Dallas, TX 3.0 2.0 1652 $2,200 $1.33 7d 1 0.64mi
4717 Owenwood Ave Dallas, TX 3.0 2.0 1090 $1,490 $1.37 13d 1 0.67mi
4503 Bradshaw St Dallas, TX 4.0 2.0 1263 $1,600 $1.27 7d 1 0.74mi
4611 Bradshaw St Dallas, TX 3.0 2.0 1145 $1,550 $1.35 24d 1 0.76mi
3915 Coolidge St Dallas, TX 4.0 2.0 1416 $2,100 $1.48 43d 1 0.77mi
5340 Dimple Jackson St Dallas, TX 3.0 2.0 1298 $1,864 $1.44 6d 1 0.82mi
1514 Washington St Unit 105 Dallas, TX 2.0 2.5 1404 $2,950 $2.10 7d 1 0.90mi
4722 Meadow St Dallas, TX 2.0–3.0 2.0 1107 $1,475 $1.33 11d 4 0.93mi
3308 Birmingham Ave Unit 7 Dallas, TX 2.0 2.5 1287 $2,125 $1.65 14d 1 0.96mi
3308 Birmingham Ave Unit 03 Dallas, TX 2.0 2.5 1451 $2,275 $1.57 43d 1 0.96mi
3308 Birmingham Ave Unit 11 Dallas, TX 2.0 2.5 1505 $2,375 $1.58 43d 1 0.96mi
3308 Birmingham Ave Unit 1 Dallas, TX 2.0 2.5 1451 $2,275 $1.57 24d 1 0.96mi
3308 Birmingham Ave Unit 6 Dallas, TX 2.0 2.5 1341 $2,175 $1.62 16d 1 0.96mi
2847 Metropolitan Ave Dallas, TX 3.0 1.0 1344 $2,050 $1.53 21d 1 1.13mi
2822 McDermott Ave Dallas, TX 3.0 2.0 1200 $1,795 $1.50 24d 1 1.13mi
1333 S Fitzhugh Ave Dallas, TX 4.0 2.0 1670 $1,895 $1.13 7d 1 1.14mi
5724 Rich St Dallas, TX 3.0 1.0 1608 $1,760 $1.09 2d 1 1.14mi
3311 Tooms St Dallas, TX 3.0 1.5 1749 $1,800 $1.03 43d 1 1.19mi
4024 Myrtle St Dallas, TX 3.0 2.0 1106 $1,595 $1.44 4d 1 1.21mi
2840 Oakdale St Dallas, TX 3.0 2.0 1379 $1,900 $1.38 43d 1 1.22mi
2838 Frost Ave Dallas, TX 2.0 1.0 1200 $1,400 $1.17 24d 1 1.28mi
3626 James Dr Dallas, TX 3.0 2.0 1962 $2,300 $1.17 43d 1 1.30mi

Listing history 12 events

  1. 2026-06-07
    statusdays on market $310,000 Pending 58 DOM
  2. 2026-06-04
    days on market $310,000 Active Option Contract 57 DOM
  3. 2026-06-03
    days on market $310,000 Active Option Contract 56 DOM
  4. 2026-06-02
    days on market $310,000 Active Option Contract 55 DOM
  5. 2026-06-01
    statusdays on market $310,000 Active Option Contract 54 DOM
  6. 2026-05-31
    days on market $310,000 Active 53 DOM
  7. 2026-04-08
    listed $310,000 Active 698-char remark
    Show marketing remark (698 chars)

    This stunning new home offers three bedrooms, two full baths, and a handy half bath. Step into the open-concept main floor, where natural light floods the space, highlighting the sleek modern finishes with built-ins and an overabundance of impeccable taste. The living room invites you to unwind in comfort, while the kitchen, equipped with an island, tile backsplash, drink fridge, and quartz counters, is ideal for entertaining guests. All bedrooms are located on the second floor. Laminate flooring throughout. Continue out back to the private backyard, perfect for pets and activities. This is a property you won’t want to miss—schedule your showing today! Schedule a tour today!...

  8. 2025-06-02
    soldstatus Closed 1111-char remark
    Show marketing remark (1111 chars)

    Welcome to a rare opportunity to own a premium vacant lot in one of Dallas’ fastest-growing neighborhoods. Nestled in a quiet, established area just minutes from downtown, this spacious lot offers the perfect blank canvas for your next residential or investment project. Whether you're a builder, developer, or future homeowner, this lot is ready for your vision. Zoned for residential use, it's ideal for building a custom single-family home or a modern investment property. Enjoy quick access to major highways (I-45, I-35, and Hwy 175), Bishop Arts District, Deep Ellum, and Fair Park. Shopping, dining, parks, and schools are all nearby, making this location both convenient and desirable. Don’t miss your chance to invest in a booming area with strong potential. Whether you’re breaking ground on your dream home or your next big project, this lot perfect place to start. All measurements and dimensions are approximate. The buyer and buyer's representative are responsible for verifying all zoning, dimensions, and property information. The listing agent is related to the seller.

  9. 2025-06-01
    status Pending 1111-char remark
    Show marketing remark (1111 chars)

    Welcome to a rare opportunity to own a premium vacant lot in one of Dallas’ fastest-growing neighborhoods. Nestled in a quiet, established area just minutes from downtown, this spacious lot offers the perfect blank canvas for your next residential or investment project. Whether you're a builder, developer, or future homeowner, this lot is ready for your vision. Zoned for residential use, it's ideal for building a custom single-family home or a modern investment property. Enjoy quick access to major highways (I-45, I-35, and Hwy 175), Bishop Arts District, Deep Ellum, and Fair Park. Shopping, dining, parks, and schools are all nearby, making this location both convenient and desirable. Don’t miss your chance to invest in a booming area with strong potential. Whether you’re breaking ground on your dream home or your next big project, this lot perfect place to start. All measurements and dimensions are approximate. The buyer and buyer's representative are responsible for verifying all zoning, dimensions, and property information. The listing agent is related to the seller.

  10. 2025-05-22
    historical Active Option Contract 1111-char remark
    Show marketing remark (1111 chars)

    Welcome to a rare opportunity to own a premium vacant lot in one of Dallas’ fastest-growing neighborhoods. Nestled in a quiet, established area just minutes from downtown, this spacious lot offers the perfect blank canvas for your next residential or investment project. Whether you're a builder, developer, or future homeowner, this lot is ready for your vision. Zoned for residential use, it's ideal for building a custom single-family home or a modern investment property. Enjoy quick access to major highways (I-45, I-35, and Hwy 175), Bishop Arts District, Deep Ellum, and Fair Park. Shopping, dining, parks, and schools are all nearby, making this location both convenient and desirable. Don’t miss your chance to invest in a booming area with strong potential. Whether you’re breaking ground on your dream home or your next big project, this lot perfect place to start. All measurements and dimensions are approximate. The buyer and buyer's representative are responsible for verifying all zoning, dimensions, and property information. The listing agent is related to the seller.

  11. 2025-05-19
    listed $59,000 Active 1111-char remark
    Show marketing remark (1111 chars)

    Welcome to a rare opportunity to own a premium vacant lot in one of Dallas’ fastest-growing neighborhoods. Nestled in a quiet, established area just minutes from downtown, this spacious lot offers the perfect blank canvas for your next residential or investment project. Whether you're a builder, developer, or future homeowner, this lot is ready for your vision. Zoned for residential use, it's ideal for building a custom single-family home or a modern investment property. Enjoy quick access to major highways (I-45, I-35, and Hwy 175), Bishop Arts District, Deep Ellum, and Fair Park. Shopping, dining, parks, and schools are all nearby, making this location both convenient and desirable. Don’t miss your chance to invest in a booming area with strong potential. Whether you’re breaking ground on your dream home or your next big project, this lot perfect place to start. All measurements and dimensions are approximate. The buyer and buyer's representative are responsible for verifying all zoning, dimensions, and property information. The listing agent is related to the seller.

  12. 2025-04-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$779 · $65/mo
Projected year-2 tax
$5,673 · $473/mo
Expected delta
+$4,894/yr (+$408/mo · 628.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 74% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,437
− Mortgage interest
−$17,365
− Property taxes
−$779
− Insurance
−$1,550
− Repairs & maintenance
−$1,955
− Management
−$1,955
− Depreciation
−$9,018
Taxable loss
−$8,185
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,964
After-tax cash flow
$-567/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
City population
1,168,437
Population (ZIP)
7,458

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (56%)
Race & ethnicity
Black 56% Hispanic / Latino 39% Two or more races 12% White 3% Asian 2%
Hispanic origin (detail)
Mexican 17%
Foreign-born
23% · Canada, Vietnam
Languages at home
66% English-only · Spanish 32% Vietnamese 2%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.07%
Current HPI
177.2281
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+425.4% since first listed
6 events — show timeline
  • 2026-04-08 Listed $310,000 NTREIS
  • 2025-06-02 Sold (MLS) NTREIS
  • 2025-06-01 Pending NTREIS
  • 2025-05-22 Contingent NTREIS
  • 2025-05-19 Listed $59,000 NTREIS
  • 2025-04-22 Sold (Public Records) Public Records

Property tax history

+11.8%/yr

Latest (2025): $779 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…