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806 Crawford Ave
D Composite 42.05
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.7/30.0
  • DSCR +6.6/10.0
  • 1% rule +4.8/10.0
  • Rent growth +3.6/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$180,000

806 Crawford Ave · Augusta-Richmond County consolidated government (balance), GA 30904
4 bd · 1.0 ba · 1,729 sqft · SingleFamily public records · 38 Days on market
Built 1919 7,405 sqft lot $104/sqft · 23% above area Est $146k · 23% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Located in the heart of Harrisburg, just one block from Walton Way and minutes from Augusta's medical district, this historic home offers an unbeatable location close to everything downtown has to offer. This charming property blends classic character with modern updates, including newer windows and blinds, updated flooring, fresh paint, and a remodeled kitchen featuring stainless steel appliances. Both the electrical and plumbing systems have been updated throughout the home. The original bathroom preserves its timeless appeal with a classic clawfoot tub, while the second bathroom offers a more modern feel with a tub/shower combo and glass shower door. Inside, you'll find spacious rooms wi

Key facts

  • Remodeled kitchen
  • Newer windows
  • Updated flooring

Tags

HISTORIC HOMEREMODELED KITCHENSTAINLESS STEEL APPLIANCESUPDATED FLOORINGNEWER WINDOWSCLASSIC CLAWFOOT TUB

Property features AI

Finance

  • Other: Subdivision: Harrisburg; Directions: Take Walton Way to Crawford Ave.; home on the right one block down from Walton Way.
  • HOA & community: Sidewalks in the community

Exterior

  • Parking: Carport (1 space); Detached parking; Other parking (see remarks)
  • Utilities: Public water; Public sewer; Sewer connected; Water connected
  • Home design: Single-family residence; One story; Entry on level 1; R1 zoning
  • Construction: Aluminum siding and wood siding over frame construction; Metal roof; Crawl space / no basement
  • Exterior features: Deck; Front porch; Fenced yard; Has a view; Landscaped lot; Other lot features (see remarks)

Interior

  • Kitchen: Refrigerator; Range; Dishwasher
  • Bedrooms: 6 total rooms (bedroom count not specified)
  • Flooring: Vinyl; Hardwood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air; Ceiling fans; Electric heating; Forced air; Natural gas heating
  • Interior features: Built-in features; Window coverings
  • Laundry & utility: No specific laundry appliances listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $244 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (1.7% below list).
  • Recommended offer: $175k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Lamar - Milledge Elementary School (math 12% / reading 12%, grade F, #1,041 of 1,228 statewide, top 87%, 301 students, 98% FRL); W.S. Hornsby Middle School (math 2% / reading 5%, grade F, #468 of 470 statewide, top 100%, 399 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.3%/yr); 222 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
  • At $1,769/mo this rent would consume 45% of the median local household income ($47k/yr) (locally 1594% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $44k; list at $180k implies a 314% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1919 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $174,600 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1919 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.92%
Cash-on-cash
5.82%
DSCR
1.26
GRM
8.5

CMA / ARV

ARV (median comp)
$145,966
List price
$180,000
Delta
23.32%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
807 Crawford Ave 0.03mi 3/2.0 (-1) 1,830 (+6%) 10mo $195,000 $107 71
930 Heard Ave 0.67mi 3/2.0 (-1) 1,688 (-2%) 2mo $310,000 $184 55
1940 Telfair St 0.46mi 3/2.0 (-1) 1,825 (+6%) 9mo $135,000 $74 53
2064 Ellis St 0.71mi 4/2.0 1,822 (+5%) 6mo $125,000 $69 48
812 Russell St 0.49mi 3/2.0 (-1) 1,523 (-12%) 2mo $292,500 $192 47
946 Russell St 0.67mi 3/1.0 (-1) 1,564 (-10%) 2mo $266,000 $170 46
1210 Murphy St 0.62mi 3/2.5 (-1) 1,862 (+8%) 5mo $125,000 $67 43
1818 Hampton Ave 0.58mi 4/1.0 1,482 (-14%) 10mo $125,400 $85 41
707 Hickman Rd 0.66mi 3/3.5 (-1) 1,851 (+7%) 2mo $424,500 $229 41
1931 Telfair St 0.44mi 3/2.5 (-1) 1,472 (-15%) 9mo $150,000 $102 36
1315 Murphy St 0.74mi 3/2.0 (-1) 1,516 (-12%) 3mo $215,000 $142 33
1307 Merry St 0.68mi 3/2.0 (-1) 1,509 (-13%) 11mo $90,000 $60 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.29% rent growth · sell at horizon

5-year hold
IRR
-6.0%
Equity multiple
0.78×
Total profit
$-11,309
Equity at exit
$26,839
10-year hold
IRR
5.1%
Equity multiple
1.39×
Total profit
$19,871
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30904

Rents YoY
4.3%
Active inventory
222
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,769 high interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$134 /mo · $1,614/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$372
Net cashflow
$244

Break-even live

Break-even rent $1,460
Max offer price $180,000
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1742 Walker St Augusta, GA 3.0 2.0 1384 $1,600 $1.16 44d 1 0.25mi
1912 Watkins St #1912 Augusta, GA 3.0 1.0 1126 $1,425 $1.27 43d 1 0.27mi
1912 Watkins St #1912 Augusta, GA 3.0 1.0 1126 $1,325 $1.18 23d 1 0.27mi
1105 Merry St Augusta, GA 3.0 1.0 1281 $1,350 $1.05 23d 1 0.41mi
1701 Goodrich St Augusta, GA 1.0–3.0 1.0–2.0 1056 $2,756 $2.61 13d 11 0.61mi
1812 Central Ave Unit 1 Augusta, GA 3.0 1.5 1528 $2,600 $1.70 43d 1 0.67mi
1812 Central Ave Augusta, GA 3.0 1.5 1568 $2,200 $1.40 23d 1 0.67mi
1812 Central Ave Augusta, GA 3.0 1.5 1568 $2,200 $1.40 43d 1 0.67mi
1315 Merry St Augusta, GA 3.0 2.0 1610 $1,450 $0.90 23d 1 0.71mi
1480 Wrightsboro Rd Augusta, GA 1.0–3.0 1.0–2.0 1046 $2,375 $2.27 21d 13 0.87mi
1432 Heard Ave Augusta, GA 3.0 2.0 1278 $1,500 $1.17 43d 1 1.16mi
2139 Holt St Augusta, GA 3.0 2.0 1611 $1,550 $0.96 43d 1 1.22mi
2139 Holt St Augusta, GA 3.0 2.0 1611 $1,475 $0.92 23d 1 1.22mi
1508 Heard Ave Augusta, GA 3.0 2.0 1314 $1,400 $1.07 43d 1 1.24mi
1712 Morgan St Augusta, GA 3.0 1.0 1209 $1,330 $1.10 23d 1 1.33mi
1509 Troupe St Augusta, GA 3.0 2.0 1200 $1,695 $1.41 13d 1 1.48mi

Listing history 27 events

  1. 2026-06-18
    days on market $180,000 Active 38 DOM
  2. 2026-06-17
    days on market $180,000 Active 37 DOM
  3. 2026-06-16
    days on market $180,000 Active 36 DOM
  4. 2026-06-15
    days on market $180,000 Active 35 DOM
  5. 2026-06-14
    days on market $180,000 Active 33 DOM
  6. 2026-06-10
    days on market $180,000 Active 30 DOM
  7. 2026-06-09
    days on market $180,000 Active 29 DOM
  8. 2026-06-08
    days on market $180,000 Active 28 DOM
  9. 2026-06-07
    days on market $180,000 Active 27 DOM
  10. 2026-06-03
    days on market $180,000 Active 23 DOM
  11. 2026-06-02
    days on market $180,000 Active 22 DOM
  12. 2026-06-01
    days on market $180,000 Active 21 DOM
  13. 2026-05-31
    days on market $180,000 Active 20 DOM
  14. 2026-05-30
    days on market $180,000 Active 19 DOM
  15. 2026-05-11
    historical
  16. 2026-05-11
    historical
  17. 2026-04-28
    listed $180,000 Active
  18. 2026-04-28
    listed $180,000 Active
  19. 2022-07-31
    historical
  20. 2022-07-29
    listed $49,900
  21. 2021-10-19
    historical
  22. 2020-10-19
    listed $169,900
  23. 2020-10-19
    listed $169,900
  24. 2007-05-12
    soldstatus $43,500 Closed
  25. 2007-05-12
    soldstatus $43,500
  26. 2007-04-24
    price $49,900
  27. 2006-08-08
    listed $49,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,614 · $134/mo
Projected year-2 tax
$1,656 · $138/mo
Expected delta
+$42/yr (+$4/mo · 2.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,232
− Mortgage interest
−$10,083
− Property taxes
−$1,614
− Insurance
−$900
− Repairs & maintenance
−$1,699
− Management
−$1,699
− Depreciation
−$5,236
Taxable income
$2
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$0
After-tax cash flow
$2,932/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
23,400
Household income
$46,696
Rent vs Own
52.8% rent · 47.2% own
Severe rent burden
1594.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Black 47% White 41% Hispanic / Latino 6% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 1%
Common ancestry
Italian 1% Slovak 1% Romanian 1%
Foreign-born
3% · Canada, South Korea, Jamaica
Languages at home
93% English-only · Spanish 4% Korean 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -211.97%
Current HPI
199.0807
Rent YoY
▲ 4.29%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+260.7% since first listed
13 events — show timeline
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-04-28 Listed $180,000 Hive MLS
  • 2026-04-28 Listed $180,000 Hive MLS
  • 2022-07-31 Listing Removed Hive MLS
  • 2022-07-29 Listed $49,900 Hive MLS
  • 2021-10-19 Listing Removed Hive MLS
  • 2020-10-19 Listed $169,900 Hive MLS
  • 2020-10-19 Listed $169,900 Hive MLS
  • 2007-05-12 Sold (MLS) $43,500 Hive MLS
  • 2007-05-12 Sold (MLS) $43,500 Hive MLS
  • 2007-04-24 Price Changed $49,900 Hive MLS
  • 2006-08-08 Listed $49,900 Hive MLS

Property tax history

+3.8%/yr

Latest (2025): $1,614 · +16.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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