1211 Paintbrush Dr · Lavon, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.1/30.0
- ARV discount +6.6/15.0
- Condition / age +4.8/5.0
- 1% rule +3.9/10.0
- DSCR +3.9/10.0
- Livability +3.3/5.0
- Schools +3.2/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$337,990
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
MLS# 21217982 - Built by Trophy Signature Homes - May 2026 completion! ~ The strength of the Oak II lies in its majestic design. It's simplicity itself to rustle up dinner in the gourmet kitchen featuring quartz countertops, stainless steel appliances and a center island. The dining room is steps away but separate from the wide living room. After dinner, throw down a video game challenge. You turned one of the upstairs bedrooms into the ultimate gaming room. Don't let it go to waste. The game room has become a comfortable flex room that easily transitions from home office to media room. Tuck into bed then retreat downstairs to your luxurious primary suite. Enjoy the peace and quiet.
Key facts
- Quartz countertops
- Gaming room
- Gourmet kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $338k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-12 ($-147/yr) — negative.
- To cash-flow at today's rent, offer at most $336k (0.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $301k (11.0% below list).
- Recommended offer: $301k (11.0% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 4.5% in Lavon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#588 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living B; Watch: amenities F, commute F, health & safety F.
- Community ISD (rural): math 30% / reading 38% proficiency, ranked #479 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 634 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 19,194 units permitted in Collin County in 2024 (3,988 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Collin County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 58 days — a 3% lower offer ($328k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 58 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 6.25%
- Cash-on-cash
- -0.16%
- DSCR
- 0.99
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $331,591
- List price
- $337,990
- Delta
- 1.93%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1211 Paintbrush Dr | 0.00mi | 4/2.5 | 2,321 (0%) | 1mo | $337,990 | $146 | 99 |
| 873 River Ln | 0.04mi | 4/2.5 | 2,311 (-0%) | 1mo | $337,990 | $146 | 97 |
| 1216 Bellflower Rd | 0.03mi | 4/2.5 | 2,328 (+0%) | 2mo | $334,990 | $144 | 97 |
| 865 River Ln | 0.04mi | 4/2.5 | 2,068 (-11%) | 0mo | $317,990 | $154 | 80 |
| 880 Sunflower Rd | 0.04mi | 4/3.5 | 2,536 (+9%) | 2mo | $354,990 | $140 | 77 |
| 811 River Sky Rd | 0.57mi | 4/3.0 | 2,357 (+2%) | 1mo | $449,900 | $191 | 68 |
| 685 Sierra Rdg | 0.52mi | 4/3.0 | 2,131 (-8%) | 1mo | $349,490 | $164 | 59 |
| 817 Stone Grove Rd | 0.68mi | 4/3.5 | 2,388 (+3%) | 1mo | $449,000 | $188 | 58 |
| 525 Epiphany Ln | 0.65mi | 4/2.5 | 2,133 (-8%) | 1mo | $321,990 | $151 | 56 |
| 953 Dahlia Dr | 0.56mi | 4/2.5 | 2,071 (-11%) | 1mo | $314,990 | $152 | 55 |
| 412 Epiphany Ln | 0.65mi | 4/3.0 | 2,527 (+9%) | 1mo | $389,990 | $154 | 52 |
| 1719 Hillside Stroll Dr | 0.55mi | 4/3.5 | 2,574 (+11%) | 1mo | $494,900 | $192 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -16.5%
- Equity multiple
- 0.41×
- Total profit
- $-55,472
- Equity at exit
- $50,395
- IRR
- -8.3%
- Equity multiple
- 0.48×
- Total profit
- $-48,991
- Equity at exit
- $29,223
Cash invested: $94,637 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75166
- Home prices YoY
- -9.9%
- Active inventory
- 634
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $3,010 high interval (Pro) →
- Mortgage (P&I)
- −$1,772
- Tax est. 1.5%
- −$422 /mo · $5,070/yr
- Insurance
- −$141
- HOA
- −$54
- Vacancy / Maint / Mgmt
- −$632
- Net cashflow
- $-12
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,498
- Closing costs
- $10,140
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 36 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 876 Sunflower Rd Lavon, TX | 5.0 | 2.5 | 2321 | $3,550 | $1.53 | 1d | 1 | 0.05mi |
| 865 River Ln Lavon, TX | 4.0 | 2.5 | 2068 | $2,400 | $1.16 | 5d | 1 | 0.06mi |
| 888 Sunflower Rd Lavon, TX | 5.0 | 2.5 | 2071 | $3,550 | $1.71 | 1d | 1 | 0.06mi |
| 1008 Eagle Run Ln Lavon, TX | 4.0 | 3.5 | 3060 | $3,700 | $1.21 | 12d | 1 | 0.31mi |
| 718 Moonlight Pl , TX | 4.0 | 3.0 | 2260 | $2,595 | $1.15 | 43d | 1 | 0.35mi |
| 641 Poppy Ln Lavon, TX | 5.0 | 3.5 | 3100 | $3,800 | $1.23 | 43d | 1 | 0.40mi |
| 1244 Coneflower Pl Lavon, TX | 4.0 | 3.0 | 2518 | $3,600 | $1.43 | 43d | 1 | 0.41mi |
| 759 Crestridge Dr Lavon, TX | 3.0 | 2.0 | 1827 | $2,000 | $1.09 | 12d | 1 | 0.47mi |
| 684 Crestridge Dr Lavon, TX | 3.0 | 2.0 | 1634 | $1,850 | $1.13 | 43d | 1 | 0.48mi |
| 600 Crestridge Dr Lavon, TX | 4.0 | 2.0 | 1827 | $2,300 | $1.26 | 43d | 1 | 0.53mi |
| 575 London Dr Lavon, TX | 3.0 | 2.0 | 1589 | $1,950 | $1.23 | 15d | 1 | 0.54mi |
| 592 Crestridge Dr Lavon, TX | 4.0 | 2.5 | 2095 | $2,195 | $1.05 | 43d | 1 | 0.55mi |
| 946 Olive Dr Lavon, TX | 3.0 | 2.0 | 1628 | $2,650 | $1.63 | 7d | 1 | 0.56mi |
| 557 London Dr Unit 557LD Lavon, TX | 3.0 | 2.0 | 1769 | $2,000 | $1.13 | 7d | 1 | 0.56mi |
| 536 London Dr Lavon, TX | 3.0 | 2.0 | 1589 | $1,950 | $1.23 | 15d | 1 | 0.57mi |
| 545 London Dr Unit 545LD Lavon, TX | 4.0 | 2.0 | 2406 | $2,295 | $0.95 | 15d | 1 | 0.58mi |
| 637 Sierra Rdg Lavon, TX | 5.0 | 4.0 | 2937 | $3,950 | $1.34 | 43d | 1 | 0.58mi |
| 744 Devonshire Dr Lavon, TX | 3.0 | 2.0 | 1589 | $1,849 | $1.16 | 6d | 1 | 0.59mi |
| 964 Dahlia Dr Lavon, TX | 5.0 | 2.5 | 2062 | $3,550 | $1.72 | 7d | 1 | 0.60mi |
| 739 Wellington Dr Lavon, TX | 4.0 | 2.0 | 1884 | $1,950 | $1.04 | 43d | 1 | 0.62mi |
| 509 London Dr Lavon, TX | 3.0 | 2.0 | 1769 | $2,000 | $1.13 | 43d | 1 | 0.63mi |
| 760 Richmond Dr Lavon, TX | 4.0 | 2.0 | 1779 | $3,000 | $1.69 | 43d | 1 | 0.67mi |
| 736 Richmond Dr Lavon, TX | 4.0 | 2.0 | 1884 | $2,400 | $1.27 | 24d | 1 | 0.69mi |
| 778 Camden Dr Lavon, TX | 3.0 | 2.0 | 1636 | $1,750 | $1.07 | 12d | 1 | 0.70mi |
| 766 Camden Dr Lavon, TX | 3.0 | 2.0 | 1802 | $6,200 | $3.44 | 2d | 1 | 0.71mi |
| 830 Oakhurst Dr Lavon, TX | 5.0 | 3.0 | 2722 | $2,495 | $0.92 | 24d | 1 | 0.75mi |
| 731 Yorkshire Dr Lavon, TX | 4.0 | 3.5 | 2542 | $2,400 | $0.94 | 43d | 1 | 0.77mi |
| 755 Revere Ln Lavon, TX | 3.0 | 2.0 | 1829 | $2,100 | $1.15 | 24d | 1 | 0.80mi |
| 902 Tulip TRL Lavon, TX | 4.0 | 2.5 | 2087 | $2,500 | $1.20 | 43d | 1 | 0.82mi |
| 1066 Carpenter Ct Lavon, TX | 5.0 | 3.0 | 2800 | $3,200 | $1.14 | 43d | 1 | 1.11mi |
| 144 Millwood Rd Lavon, TX | 5.0 | 3.5 | 2700 | $2,600 | $0.96 | 43d | 1 | 1.32mi |
| 1156 Del Rio Dr Lavon, TX | 4.0 | 3.0 | 2532 | $2,895 | $1.14 | 24d | 1 | 1.34mi |
| 471 Harding Ln Lavon, TX | 4.0 | 2.0 | 1645 | $1,950 | $1.19 | 43d | 1 | 1.35mi |
| 453 Harding Ln Lavon, TX | 4.0 | 2.5 | 2155 | $2,200 | $1.02 | 43d | 1 | 1.37mi |
| 436 Grant Ln Lavon, TX | 3.0 | 2.0 | 1755 | $2,299 | $1.31 | 3d | 1 | 1.41mi |
| 500 Mustang Ct Lavon, TX | 3.0 | 2.0 | 2280 | $2,195 | $0.96 | 24d | 1 | 1.42mi |
HOA detail
- Monthly dues
- $54 · $648/yr
Listing history 2 events
-
2026-04-01price $337,990 691-char remark
Show marketing remark (691 chars)
MLS# 21217982 - Built by Trophy Signature Homes - May 2026 completion! ~ The strength of the Oak II lies in its majestic design. It's simplicity itself to rustle up dinner in the gourmet kitchen featuring quartz countertops, stainless steel appliances and a center island. The dining room is steps away but separate from the wide living room. After dinner, throw down a video game challenge. You turned one of the upstairs bedrooms into the ultimate gaming room. Don't let it go to waste. The game room has become a comfortable flex room that easily transitions from home office to media room. Tuck into bed then retreat downstairs to your luxurious primary suite. Enjoy the peace and quiet.
-
2026-03-24$336,990 Active 691-char remark
Show marketing remark (691 chars)
MLS# 21217982 - Built by Trophy Signature Homes - May 2026 completion! ~ The strength of the Oak II lies in its majestic design. It's simplicity itself to rustle up dinner in the gourmet kitchen featuring quartz countertops, stainless steel appliances and a center island. The dining room is steps away but separate from the wide living room. After dinner, throw down a video game challenge. You turned one of the upstairs bedrooms into the ultimate gaming room. Don't let it go to waste. The game room has become a comfortable flex room that easily transitions from home office to media room. Tuck into bed then retreat downstairs to your luxurious primary suite. Enjoy the peace and quiet.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,114
- − Mortgage interest
- −$18,933
- − Property taxes
- −$5,070
- − Insurance
- −$1,690
- − Repairs & maintenance
- −$2,889
- − Management
- −$2,889
- − HOA
- −$648
- − Depreciation
- −$9,832
- Taxable loss
- −$5,837
- Est. tax savings @ 24.0%
- +$1,401
- After-tax cash flow
- $1,254/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This home is in excellent condition with a modern design and well-maintained exterior. It offers a high ROI with minimal updates needed to enhance its value for both resale and rental purposes.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
- Both Landscaping improvements — Enhanced landscaping can increase curb appeal and property value.
- Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters.
- Both Adding smart home features — Smart home features can increase convenience and appeal to tech-savvy buyers and renters.
- Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and reduce energy costs, attracting more buyers and renters.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhanced landscaping can increase curb appeal and property value. ↑
- Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters. ↑
- Both Adding smart home features — Smart home features can increase convenience and appeal to tech-savvy buyers and renters. ↑
- Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and reduce energy costs, attracting more buyers and renters. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Community ISD
- NCES district ID
- 4814850
- Math proficiency
- 30% ▼ -23.00%
- Reading proficiency
- 38% ▼ -11.00%
- Median HH income
- $71,841
- Composite
- 31.58/100
- National rank
- #5951
- State rank
- #479 of 826 in TX
Livability — Lavon
- Score
- 66/100
- State rank
- #588
- US rank
- #11230
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lavon, TX
- County
- Collin County · 1,159,394 people
- City population
- 6,989
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 6,989
- Household income
- $132,101
- Rent vs Own
- Severe rent burden
- 41.0
Population outlook (Collin County) Hauer SSP2
- Today (2025)
- 1,210,074 people
- By 2030
- 1,358,201 · +12.2%
- By 2040
- 1,654,061 · +36.7%
- By 2050
- 1,937,359 · +60.1%
- By 2075
- 2,567,039 · +112.1%
- By 2100
- 2,952,048 · +144.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 55% Hispanic / Latino 24% Two or more races 15% Black 7% Asian 4% Native American 2% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 15% Puerto Rican 3%
- Common ancestry
- Slovak 2% Serbian 2% Lithuanian 2%
- Foreign-born
- 8% · Canada
- Languages at home
- 84% English-only · Spanish 11% Other Indo-European 3% Arabic 1%
Political lean MEDSL · Collin
- 2024 margin
- R (+11.1) · D 43.1% · R 54.3% · Other 2.6%
- 2008→2024 swing
- +14.4pp toward D · 2008: -25.6pp · 2024: -11.1pp
- All cycles
- 2024: R+11.1 2020: R+4.3 2016: R+17.0 2012: R+31.6 2008: R+25.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -24.22%
- Current HPI
- 221.0
- Rent YoY
- —
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
+0.3% since first listed2 events — show timeline
- 2026-04-01 Price Changed $337,990 NTREIS
- 2026-03-24 Listed $336,990 NTREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…