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1211 Paintbrush Dr
D Composite 41.28
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.1/30.0
  • ARV discount +6.6/15.0
  • Condition / age +4.8/5.0
  • 1% rule +3.9/10.0
  • DSCR +3.9/10.0
  • Livability +3.3/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$337,990

1211 Paintbrush Dr · Lavon, TX 75166
4 bd · 2.5 ba · 2,321 sqft · SingleFamily · 58 Days on market
Built 2025 Excellent condition 4,800 sqft lot $146/sqft · at area comps Est $332k · at est. $54/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MLS# 21217982 - Built by Trophy Signature Homes - May 2026 completion! ~ The strength of the Oak II lies in its majestic design. It's simplicity itself to rustle up dinner in the gourmet kitchen featuring quartz countertops, stainless steel appliances and a center island. The dining room is steps away but separate from the wide living room. After dinner, throw down a video game challenge. You turned one of the upstairs bedrooms into the ultimate gaming room. Don't let it go to waste. The game room has become a comfortable flex room that easily transitions from home office to media room. Tuck into bed then retreat downstairs to your luxurious primary suite. Enjoy the peace and quiet.

Key facts

  • Quartz countertops
  • Gaming room
  • Gourmet kitchen

Tags

GOURMET KITCHENQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCESCENTER ISLANDFLEX ROOMGAMING ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $338k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-12 ($-147/yr) — negative.
  • To cash-flow at today's rent, offer at most $336k (0.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $301k (11.0% below list).
  • Recommended offer: $301k (11.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.5% in Lavon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#588 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living B; Watch: amenities F, commute F, health & safety F.
  • Community ISD (rural): math 30% / reading 38% proficiency, ranked #479 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 634 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 19,194 units permitted in Collin County in 2024 (3,988 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Collin County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($328k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $300,950 (11.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.25%
Cash-on-cash
-0.16%
DSCR
0.99
GRM
9.4

CMA / ARV

ARV (median comp)
$331,591
List price
$337,990
Delta
1.93%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1211 Paintbrush Dr 0.00mi 4/2.5 2,321 (0%) 1mo $337,990 $146 99
873 River Ln 0.04mi 4/2.5 2,311 (-0%) 1mo $337,990 $146 97
1216 Bellflower Rd 0.03mi 4/2.5 2,328 (+0%) 2mo $334,990 $144 97
865 River Ln 0.04mi 4/2.5 2,068 (-11%) 0mo $317,990 $154 80
880 Sunflower Rd 0.04mi 4/3.5 2,536 (+9%) 2mo $354,990 $140 77
811 River Sky Rd 0.57mi 4/3.0 2,357 (+2%) 1mo $449,900 $191 68
685 Sierra Rdg 0.52mi 4/3.0 2,131 (-8%) 1mo $349,490 $164 59
817 Stone Grove Rd 0.68mi 4/3.5 2,388 (+3%) 1mo $449,000 $188 58
525 Epiphany Ln 0.65mi 4/2.5 2,133 (-8%) 1mo $321,990 $151 56
953 Dahlia Dr 0.56mi 4/2.5 2,071 (-11%) 1mo $314,990 $152 55
412 Epiphany Ln 0.65mi 4/3.0 2,527 (+9%) 1mo $389,990 $154 52
1719 Hillside Stroll Dr 0.55mi 4/3.5 2,574 (+11%) 1mo $494,900 $192 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.5%
Equity multiple
0.41×
Total profit
$-55,472
Equity at exit
$50,395
10-year hold
IRR
-8.3%
Equity multiple
0.48×
Total profit
$-48,991
Equity at exit
$29,223

Cash invested: $94,637 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75166

Home prices YoY
-9.9%
Active inventory
634
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$3,010 high interval (Pro) →
Mortgage (P&I)
$1,772
Tax est. 1.5%
$422 /mo · $5,070/yr
Insurance
$141
HOA
$54
Vacancy / Maint / Mgmt
$632
Net cashflow
$-12

Break-even live

Break-even rent $3,025
Max offer price $336,215
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$84,498
Closing costs
$10,140
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 36 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
876 Sunflower Rd Lavon, TX 5.0 2.5 2321 $3,550 $1.53 1d 1 0.05mi
865 River Ln Lavon, TX 4.0 2.5 2068 $2,400 $1.16 5d 1 0.06mi
888 Sunflower Rd Lavon, TX 5.0 2.5 2071 $3,550 $1.71 1d 1 0.06mi
1008 Eagle Run Ln Lavon, TX 4.0 3.5 3060 $3,700 $1.21 12d 1 0.31mi
718 Moonlight Pl , TX 4.0 3.0 2260 $2,595 $1.15 43d 1 0.35mi
641 Poppy Ln Lavon, TX 5.0 3.5 3100 $3,800 $1.23 43d 1 0.40mi
1244 Coneflower Pl Lavon, TX 4.0 3.0 2518 $3,600 $1.43 43d 1 0.41mi
759 Crestridge Dr Lavon, TX 3.0 2.0 1827 $2,000 $1.09 12d 1 0.47mi
684 Crestridge Dr Lavon, TX 3.0 2.0 1634 $1,850 $1.13 43d 1 0.48mi
600 Crestridge Dr Lavon, TX 4.0 2.0 1827 $2,300 $1.26 43d 1 0.53mi
575 London Dr Lavon, TX 3.0 2.0 1589 $1,950 $1.23 15d 1 0.54mi
592 Crestridge Dr Lavon, TX 4.0 2.5 2095 $2,195 $1.05 43d 1 0.55mi
946 Olive Dr Lavon, TX 3.0 2.0 1628 $2,650 $1.63 7d 1 0.56mi
557 London Dr Unit 557LD Lavon, TX 3.0 2.0 1769 $2,000 $1.13 7d 1 0.56mi
536 London Dr Lavon, TX 3.0 2.0 1589 $1,950 $1.23 15d 1 0.57mi
545 London Dr Unit 545LD Lavon, TX 4.0 2.0 2406 $2,295 $0.95 15d 1 0.58mi
637 Sierra Rdg Lavon, TX 5.0 4.0 2937 $3,950 $1.34 43d 1 0.58mi
744 Devonshire Dr Lavon, TX 3.0 2.0 1589 $1,849 $1.16 6d 1 0.59mi
964 Dahlia Dr Lavon, TX 5.0 2.5 2062 $3,550 $1.72 7d 1 0.60mi
739 Wellington Dr Lavon, TX 4.0 2.0 1884 $1,950 $1.04 43d 1 0.62mi
509 London Dr Lavon, TX 3.0 2.0 1769 $2,000 $1.13 43d 1 0.63mi
760 Richmond Dr Lavon, TX 4.0 2.0 1779 $3,000 $1.69 43d 1 0.67mi
736 Richmond Dr Lavon, TX 4.0 2.0 1884 $2,400 $1.27 24d 1 0.69mi
778 Camden Dr Lavon, TX 3.0 2.0 1636 $1,750 $1.07 12d 1 0.70mi
766 Camden Dr Lavon, TX 3.0 2.0 1802 $6,200 $3.44 2d 1 0.71mi
830 Oakhurst Dr Lavon, TX 5.0 3.0 2722 $2,495 $0.92 24d 1 0.75mi
731 Yorkshire Dr Lavon, TX 4.0 3.5 2542 $2,400 $0.94 43d 1 0.77mi
755 Revere Ln Lavon, TX 3.0 2.0 1829 $2,100 $1.15 24d 1 0.80mi
902 Tulip TRL Lavon, TX 4.0 2.5 2087 $2,500 $1.20 43d 1 0.82mi
1066 Carpenter Ct Lavon, TX 5.0 3.0 2800 $3,200 $1.14 43d 1 1.11mi
144 Millwood Rd Lavon, TX 5.0 3.5 2700 $2,600 $0.96 43d 1 1.32mi
1156 Del Rio Dr Lavon, TX 4.0 3.0 2532 $2,895 $1.14 24d 1 1.34mi
471 Harding Ln Lavon, TX 4.0 2.0 1645 $1,950 $1.19 43d 1 1.35mi
453 Harding Ln Lavon, TX 4.0 2.5 2155 $2,200 $1.02 43d 1 1.37mi
436 Grant Ln Lavon, TX 3.0 2.0 1755 $2,299 $1.31 3d 1 1.41mi
500 Mustang Ct Lavon, TX 3.0 2.0 2280 $2,195 $0.96 24d 1 1.42mi

HOA detail

Monthly dues
$54 · $648/yr

Listing history 2 events

  1. 2026-04-01
    price $337,990 691-char remark
    Show marketing remark (691 chars)

    MLS# 21217982 - Built by Trophy Signature Homes - May 2026 completion! ~ The strength of the Oak II lies in its majestic design. It's simplicity itself to rustle up dinner in the gourmet kitchen featuring quartz countertops, stainless steel appliances and a center island. The dining room is steps away but separate from the wide living room. After dinner, throw down a video game challenge. You turned one of the upstairs bedrooms into the ultimate gaming room. Don't let it go to waste. The game room has become a comfortable flex room that easily transitions from home office to media room. Tuck into bed then retreat downstairs to your luxurious primary suite. Enjoy the peace and quiet.

  2. 2026-03-24
    listed $336,990 Active 691-char remark
    Show marketing remark (691 chars)

    MLS# 21217982 - Built by Trophy Signature Homes - May 2026 completion! ~ The strength of the Oak II lies in its majestic design. It's simplicity itself to rustle up dinner in the gourmet kitchen featuring quartz countertops, stainless steel appliances and a center island. The dining room is steps away but separate from the wide living room. After dinner, throw down a video game challenge. You turned one of the upstairs bedrooms into the ultimate gaming room. Don't let it go to waste. The game room has become a comfortable flex room that easily transitions from home office to media room. Tuck into bed then retreat downstairs to your luxurious primary suite. Enjoy the peace and quiet.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,114
− Mortgage interest
−$18,933
− Property taxes
−$5,070
− Insurance
−$1,690
− Repairs & maintenance
−$2,889
− Management
−$2,889
− HOA
−$648
− Depreciation
−$9,832
Taxable loss
−$5,837
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,401
After-tax cash flow
$1,254/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Excellent 95/100 None rehab

This home is in excellent condition with a modern design and well-maintained exterior. It offers a high ROI with minimal updates needed to enhance its value for both resale and rental purposes.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase curb appeal and property value.
  • Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters.
  • Both Adding smart home features — Smart home features can increase convenience and appeal to tech-savvy buyers and renters.
  • Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and reduce energy costs, attracting more buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase curb appeal and property value.
  • Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters.
  • Both Adding smart home features — Smart home features can increase convenience and appeal to tech-savvy buyers and renters.
  • Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and reduce energy costs, attracting more buyers and renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Community ISD
NCES district ID
4814850
Math proficiency
30% ▼ -23.00%
Reading proficiency
38% ▼ -11.00%
Median HH income
$71,841
Composite
31.58/100
National rank
#5951
State rank
#479 of 826 in TX

Livability — Lavon

Score
66/100
State rank
#588
US rank
#11230

Category grades

Amenities F Commute F Cost of living B Crime B- Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lavon, TX
County
Collin County · 1,159,394 people
City population
6,989
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
6,989
Household income
$132,101
Rent vs Own
9.1% rent · 90.9% own
Severe rent burden
41.0

Population outlook (Collin County) Hauer SSP2

Today (2025)
1,210,074 people
By 2030
1,358,201 · +12.2%
By 2040
1,654,061 · +36.7%
By 2050
1,937,359 · +60.1%
By 2075
2,567,039 · +112.1%
By 2100
2,952,048 · +144.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 55% Hispanic / Latino 24% Two or more races 15% Black 7% Asian 4% Native American 2% Pacific Islander 1%
Hispanic origin (detail)
Mexican 15% Puerto Rican 3%
Common ancestry
Slovak 2% Serbian 2% Lithuanian 2%
Foreign-born
8% · Canada
Languages at home
84% English-only · Spanish 11% Other Indo-European 3% Arabic 1%

Political lean MEDSL · Collin

2024 margin
R (+11.1) · D 43.1% · R 54.3% · Other 2.6%
2008→2024 swing
+14.4pp toward D · 2008: -25.6pp · 2024: -11.1pp
All cycles
2024: R+11.1 2020: R+4.3 2016: R+17.0 2012: R+31.6 2008: R+25.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -24.22%
Current HPI
221.0
Rent YoY
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.3% since first listed
2 events — show timeline
  • 2026-04-01 Price Changed $337,990 NTREIS
  • 2026-03-24 Listed $336,990 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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