12 May St · Poughkeepsie, NY 12603

$375,000

6 bd · 2.0 ba · 1,932 sqft · MultiFamily public records · 77 Days on market

Built 1925 Fair condition 3,485 sqft lot $194/sqft · 23% below area Est $484k · 23% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.3/30.0
• ARV discount +15.0/15.0
• 1% rule +6.6/10.0
• DSCR +5.4/10.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• Rent growth +3.0/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Outstanding Investment opportunity for someone looking for a 2 family in the city of Poughkeepsie priced to sell. Just 7 minutes to the Poughkeepsie Train Station. Live in one and rent the other. Enjoy hardwood floors throughout. The first floor unit has 2 bedrooms, a bonus room, good size living room with hardwood floors and eat in kitchen. The second floor unit has all hardwood floors, a generous size bedroom with a walk-in closet, 2 more bedrooms, living room, eat in kitchen and outside enclosed porch. No worries with newer replacement windows and a 2 year young roof. Easy living with separate utilities for each apartment and tenants pay utilities except for water. There is a washer/dryer (dryer set up for both gas and electric) hookup in the basement.

Key facts

• Close to restaurants
• Separate entrances
• Close to shopping

Tags

• SEPARATE ENTRANCES
• TENANT PAID UTILITIES
• CLOSE TO MARIST COLLEGE
• CLOSE TO VASSAR COLLEGE
• CLOSE TO SHOPPING
• CLOSE TO RESTAURANTS

What this means for you Summary

Snapshot

• This is a 2 × 3-bed/?-bath units multifamily listed at $375k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $271 ($3k/yr) — positive. Per door: $136/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $375k).
• Recommended offer: $352k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.2% vs local median 2.6% in Poughkeepsie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#165 in NY, #2,577 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing A-; Watch: employment D+, crime F.
• Poughkeepsie City School District (suburban): math 29% / reading 42% proficiency, ranked #559 of 590 in NY (top 95%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Smith Early Learning Center (297 students, 80% FRL); Poughkeepsie Middle School (math 8% / reading 37%, grade F, #650 of 729 statewide, top 90%, 877 students, 82% FRL); Poughkeepsie High School (math 59% / reading 67%, grade B-, #819 of 1,100 statewide, top 74%, 1,165 students, 74% FRL).
• Market conditions: Rents rising (+2.0%/yr); 292 active listings in the ZIP; solid renter incomes; 620 units permitted in Dutchess County in 2024 (242 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Dutchess County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 77 days — a 6% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $220k; list at $375k implies a 70% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 3.3% of price; built in 1925 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $352,500 (6.0% below list)

Questions for the listing agent

1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
5. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
6. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
7. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
8. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 7.16%
• Cash-on-cash: 3.10%
• DSCR: 1.14
• GRM: 7.2

CMA / ARV

• ARV (median comp): $484,135
• List price: $375,000
• Delta: -22.54%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7 Fox Ter	0.10mi	6/2.0	2,000 (+4%)	12mo	$350,000	$175	79
30 S White St	0.09mi	5/2.0 (-1)	2,100 (+9%)	9mo	$380,000	$181	68
138 Montgomery St	0.45mi	5/2.0 (-1)	2,000 (+4%)	16mo	$725,000	$363	54
236 Mansion St	0.58mi	6/2.0	2,100 (+9%)	9mo	$444,500	$212	51
141 Corlies Ave	0.73mi	5/2.0 (-1)	2,184 (+13%)	1mo	$334,000	$153	38
286 Mansion St	0.54mi	6/2.0	1,680 (-13%)	23mo	$435,000	$259	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.96% rent growth · sell at horizon

5-year hold

• IRR: -12.7%
• Equity multiple: 0.55×
• Total profit: $-47,565
• Equity at exit: $55,914

10-year hold

• IRR: -5.5%
• Equity multiple: 0.66×
• Total profit: $-35,562
• Equity at exit: $32,423

Cash invested: $105,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 1 active · 2 under contract
• Months of supply: 6.0 mo (17%/mo absorbed)
• Median asking: $425,000 ($202/sqft)
• Median days on market: 218 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +23.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 12603

• Rents YoY: 2.0%
• Active inventory: 292
• Price-to-rent: 14.4×

Monthly cashflow live

• Estimated rent: $4,350 high
• Mortgage (P&I): −$1,967
• Tax from tax record: −$1,042 /mo · $12,507/yr
• Insurance: −$156
• HOA: −$0
• Vacancy / Maint / Mgmt: −$914
• Net cashflow: $271

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	3	—	$4,350
Total (2 units)			$4,350

Break-even live

Break-even rent $4,006

Max offer price $375,000

Occupancy floor 89%

Sensitivity live

Price	-10% $484	-5% $378	+0% $271	+5% $165	+10% $59
Rent	-10% $-72	-5% $100	+0% $271	+5% $443	+10% $615
Rate	-1.0pp $460	-0.5pp $367	base $271	+0.5pp $174	+1.0pp $75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $93,750
• Closing costs: $11,250
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
23 May St Poughkeepsie, NY	2.0	1.0	824	$2,000	$2.43	93d	1	0.04mi
8 Fox Ter Unit 1 Poughkeepsie, NY	3.0	1.0	1450	$2,200	$1.52	93d	1	0.11mi
20 S White St #2 Poughkeepsie, NY	2.0	1.0	778	$1,750	$2.25	93d	1	0.17mi
564 Main St Unit 2A Poughkeepsie, NY	2.0	1.0	605	$1,850	$3.06	93d	1	0.17mi
562 Main St Unit 3C Poughkeepsie, NY	2.0	1.0	617	$1,800	$2.92	63d	1	0.18mi
21 Jewett Ave Unit 1 Poughkeepsie, NY	2.0	1.0	912	$1,700	$1.86	72d	1	0.23mi
306 Church St #2 Poughkeepsie, NY	3.0	1.0	—	$1,950	—	72d	1	0.25mi
472 Maple St Poughkeepsie, NY	2.0	1.0	755	$2,300	$3.04	63d	2	0.27mi
10 Worrall Ave Unit 2 Poughkeepsie, NY	2.0	1.0	1000	$1,800	$1.80	93d	1	0.31mi
25 Virginia Ave Unit 1 Poughkeepsie, NY	3.0	1.0	1150	$2,200	$1.91	93d	1	0.31mi
212 S Cherry St Unit 2 Poughkeepsie, NY	4.0	1.5	3100	$2,950	$0.95	63d	1	0.31mi
151 Cannon St Unit 3 Poughkeepsie, NY	3.0	1.0	864	$2,100	$2.43	72d	1	0.33mi
104 Winnikee Ave #3 Poughkeepsie, NY	3.0	1.0	1100	$2,200	$2.00	93d	1	0.34mi
15 Forbus St Poughkeepsie, NY	3.0	1.0	2140	$2,500	$1.17	72d	1	0.35mi
94 Winnikee Ave Unit 2 Poughkeepsie, NY	3.0	1.0	1100	$2,000	$1.82	63d	1	0.35mi
23 Glenwood Ave Apt D Poughkeepsie, NY	2.0	1.0	—	$1,650	—	93d	1	0.36mi
18 Innis Ave Unit 1 Poughkeepsie, NY	3.0	1.0	1344	$2,500	$1.86	72d	1	0.38mi
15 Hoffman Ave Unit 2 Poughkeepsie, NY	3.0	1.0	1400	$2,400	$1.71	63d	1	0.40mi
7 S Clinton St #2 Poughkeepsie, NY	2.0	1.0	1140	$2,045	$1.79	72d	1	0.40mi
16 Boulevard Knls Poughkeepsie, NY	2.0	1.0	975	$2,300	$2.36	63d	1	0.41mi
37 Roosevelt Ave Unit 1 Poughkeepsie, NY	3.0	1.0	1250	$2,000	$1.60	70d	1	0.41mi
148 Winnikee Ave Unit 2 Poughkeepsie, NY	3.0	1.0	1198	$1,900	$1.59	93d	1	0.42mi
69 Glenwood Ave Poughkeepsie, NY	2.0	1.0	—	$1,300	—	93d	1	0.43mi
119 Thompson St Poughkeepsie, NY	3.0	1.5	—	$2,500	—	72d	1	0.48mi
25 Lent St #2 Poughkeepsie, NY	3.0	1.0	1008	$2,200	$2.18	93d	1	0.55mi
319 Mansion St Unit 1 Poughkeepsie, NY	2.0	1.0	1000	$1,700	$1.70	63d	1	0.55mi
49 S Hamilton St Unit 2 Poughkeepsie, NY	3.0	1.0	1100	$2,000	$1.82	93d	1	0.55mi
197 Winnikee Ave Unit 2 Poughkeepsie, NY	3.0	1.0	1344	$2,600	$1.93	93d	1	0.56mi
1 S Hamilton St Unit 3 Poughkeepsie, NY	3.0	1.0	1100	$2,500	$2.27	93d	1	0.56mi
37 N Clinton St Apt 4 Poughkeepsie, NY	2.0	1.0	—	$1,450	—	63d	1	0.57mi
15 S Hamilton St Poughkeepsie, NY	1.0–2.0	1.0	900	$2,205	$2.45	63d	3	0.58mi
8 Morgan Ave Unit 4 Poughkeepsie, NY	2.0	1.0	—	$1,850	—	93d	1	0.58mi
109 Montgomery St Unit 1C Poughkeepsie, NY	2.0	1.0	1000	$1,850	$1.85	93d	1	0.59mi
761 Main St Unit 3E Arlington, NY	2.0	1.0	1083	$1,700	$1.57	63d	1	0.60mi
49 Carroll St Unit 1 Poughkeepsie, NY	3.0	1.0	1039	$2,200	$2.12	63d	1	0.61mi
236 Mansion St #2 Poughkeepsie, NY	3.0	1.0	2076	$2,600	$1.25	93d	1	0.61mi
5557 Carroll St Poughkeepsie, NY	2.0	1.0	518	$1,850	$3.57	63d	4	0.61mi
38 Carroll St Unit 2 Poughkeepsie, NY	2.0	1.0	1000	$2,000	$2.00	93d	1	0.63mi
205 Church St Poughkeepsie, NY	2.0	1.0	801	$2,011	$2.51	63d	1	0.64mi
2 Park Pl Unit 2 Poughkeepsie, NY	3.0	1.0	1380	$1,900	$1.38	72d	1	0.68mi

Property features AI

Exterior

• Parking: No covered parkingNo designated parking features
• Utilities: Public sewerPublic water availableElectricity availableNatural gas availableCable availablePublic trash collection
• Home design: DuplexMeasured building area of 1932 sq ftActual property condition
• Construction: Vinyl sidingBrick/mortar foundation
• Exterior features: BalconyJuliet balconyGardenBack yard fencing

Interior

• Kitchen: Eat-in kitchen(s)
• Bedrooms: Two 3-bedroom units
• Flooring: Hardwood flooringLaminate flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Radiant heatingNo central cooling
• Interior features: Eat-in kitchenEntrance foyer
• Laundry & utility: Basement with storage space and walk-out access (unfinished)

Listing history 45 events

1. 2026-07-16
   days on market $375,000 Active 77 DOM
2. 2026-07-16
   days on market $375,000 Active 76 DOM
3. 2026-07-14
   days on market $375,000 Active 75 DOM
4. 2026-07-13
   days on market $375,000 Active 74 DOM
5. 2026-07-12
   days on market $375,000 Active 73 DOM
6. 2026-07-11
   days on market $375,000 Active 72 DOM
7. 2026-07-10
   days on market $375,000 Active 71 DOM
8. 2026-07-09
   days on market $375,000 Active 70 DOM
9. 2026-07-08
   days on market $375,000 Active 69 DOM
10. 2026-07-07
    days on market $375,000 Active 68 DOM
11. 2026-07-06
    days on market $375,000 Active 67 DOM
12. 2026-07-05
    days on market $375,000 Active 66 DOM
13. 2026-07-04
    days on market $375,000 Active 65 DOM
14. 2026-07-03
    days on market $375,000 Active 64 DOM
15. 2026-07-02
    days on market $375,000 Active 63 DOM
16. 2026-07-01
    days on market $375,000 Active 62 DOM
17. 2026-06-30
    days on market $375,000 Active 61 DOM
18. 2026-06-29
    days on market $375,000 Active 60 DOM
19. 2026-06-28
    days on market $375,000 Active 59 DOM
20. 2026-06-28
    days on market $375,000 Active 58 DOM
21. 2026-06-27
    days on market $375,000 Active 57 DOM
22. 2026-06-25
    days on market $375,000 Active 55 DOM
23. 2026-06-23
    days on market $375,000 Active 53 DOM
24. 2026-06-21
    days on market $375,000 Active 52 DOM
25. 2026-06-18
    days on market $375,000 Active 49 DOM
26. 2026-06-17
    days on market $375,000 Active 48 DOM
27. 2026-06-16
    days on market $375,000 Active 47 DOM
28. 2026-06-15
    days on market $375,000 Active 46 DOM
29. 2026-06-14
    days on market $375,000 Active 44 DOM
30. 2026-06-10
    days on market $375,000 Active 41 DOM
31. 2026-06-09
    days on market $375,000 Active 40 DOM
32. 2026-06-08
    days on market $375,000 Active 39 DOM
33. 2026-06-07
    days on market $375,000 Active 38 DOM
34. 2026-06-05
    days on market $375,000 Active 35 DOM
35. 2026-06-03
    days on market $375,000 Active 34 DOM
36. 2026-06-02
    days on market $375,000 Active 33 DOM
37. 2026-06-01
    days on market $375,000 Active 32 DOM
38. 2026-05-31
    days on market $375,000 Active 31 DOM
39. 2026-05-30
    days on market $375,000 Active 30 DOM
40. 2026-04-30
    listed $375,000 Active 457-char remark
41. 2020-12-30
    soldstatus $220,000 Closed 897-char remark

    Show marketing remark (897 chars)

    Outstanding Investment opportunity for someone looking for a 2 family in the city of Poughkeepsie priced to sell. Just 7 minutes to the Poughkeepsie Train Station. Live in one and rent the other. Enjoy hardwood floors throughout. The first floor unit has 2 bedrooms, a bonus room, good size living room with hardwood floors and eat in kitchen. The second floor unit has all hardwood floors, a generous size bedroom with a walk-in closet, 2 more bedrooms, living room, eat in kitchen and outside enclosed porch. No worries with newer replacement windows and a 2 year young roof. Easy living with separate utilities for each apartment and tenants pay utilities except for water. There is a washer/dryer (dryer set up for both gas and electric) hookup in the basement. Owner pays for water/sewer while tenants pay utilities Additional Information: Amenities:Storage,HeatingFuel:Oil Above Ground,

42. 2020-12-24
    status Pending 897-char remark

    Show marketing remark (897 chars)

    Outstanding Investment opportunity for someone looking for a 2 family in the city of Poughkeepsie priced to sell. Just 7 minutes to the Poughkeepsie Train Station. Live in one and rent the other. Enjoy hardwood floors throughout. The first floor unit has 2 bedrooms, a bonus room, good size living room with hardwood floors and eat in kitchen. The second floor unit has all hardwood floors, a generous size bedroom with a walk-in closet, 2 more bedrooms, living room, eat in kitchen and outside enclosed porch. No worries with newer replacement windows and a 2 year young roof. Easy living with separate utilities for each apartment and tenants pay utilities except for water. There is a washer/dryer (dryer set up for both gas and electric) hookup in the basement. Owner pays for water/sewer while tenants pay utilities Additional Information: Amenities:Storage,HeatingFuel:Oil Above Ground,

43. 2020-10-19
    listed $205,000 Active 897-char remark

    Show marketing remark (897 chars)

    Outstanding Investment opportunity for someone looking for a 2 family in the city of Poughkeepsie priced to sell. Just 7 minutes to the Poughkeepsie Train Station. Live in one and rent the other. Enjoy hardwood floors throughout. The first floor unit has 2 bedrooms, a bonus room, good size living room with hardwood floors and eat in kitchen. The second floor unit has all hardwood floors, a generous size bedroom with a walk-in closet, 2 more bedrooms, living room, eat in kitchen and outside enclosed porch. No worries with newer replacement windows and a 2 year young roof. Easy living with separate utilities for each apartment and tenants pay utilities except for water. There is a washer/dryer (dryer set up for both gas and electric) hookup in the basement. Owner pays for water/sewer while tenants pay utilities Additional Information: Amenities:Storage,HeatingFuel:Oil Above Ground,

44. 2020-10-19
    listed $205,000

    Show marketing remark (897 chars)

    Outstanding Investment opportunity for someone looking for a 2 family in the city of Poughkeepsie priced to sell. Just 7 minutes to the Poughkeepsie Train Station. Live in one and rent the other. Enjoy hardwood floors throughout. The first floor unit has 2 bedrooms, a bonus room, good size living room with hardwood floors and eat in kitchen. The second floor unit has all hardwood floors, a generous size bedroom with a walk-in closet, 2 more bedrooms, living room, eat in kitchen and outside enclosed porch. No worries with newer replacement windows and a 2 year young roof. Easy living with separate utilities for each apartment and tenants pay utilities except for water. There is a washer/dryer (dryer set up for both gas and electric) hookup in the basement. Owner pays for water/sewer while tenants pay utilities Additional Information: Amenities:Storage,HeatingFuel:Oil Above Ground,

45. 2001-01-26
    soldstatus $81,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $12,507 · $1,042/mo
• Projected year-2 tax: $12,507 · $1,042/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 16% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $52,200
• − Mortgage interest: −$21,006
• − Property taxes: −$12,507
• − Insurance: −$1,875
• − Repairs & maintenance: −$4,176
• − Management: −$4,176
• − Depreciation: −$10,909
• Taxable loss: −$2,449
• Est. tax savings @ 24.0%: +$588
• After-tax cash flow: $3,845/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Fair 45/100 Moderate rehab Est. rehab $48,300–$86,940 screening

The home is in fair condition with some visible signs of wear and tear. It requires some repairs and maintenance to improve its condition and value.

Deferred maintenance Est. $10,000–$30,000 screening

• Major Roof (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No roof visible, but siding appears weathered and there are visible electrical issues on the exterior

Repairs flagged

• Minor Kitchen appliances — The appliances appear outdated and need to be replaced.
• Minor Bathroom fixtures — The bathroom has a dated design and the fixtures need to be updated.
• Minor Flooring — The flooring in the living areas appears to be in fair condition, but there are some visible signs of wear and tear.
• Minor Paint — The interior walls and ceilings appear to be in fair condition, but there are some visible signs of wear and tear.
• Minor Windows — The windows appear to be in fair condition, but there are some visible signs of wear and tear.
• Minor HVAC system — The HVAC system appears to be in fair condition, but there are some visible signs of wear and tear.

Value-add opportunities

• Both Painting the interior and exterior — Painting the interior and exterior can significantly improve the home's curb appeal and value. ↑
• Both Upgrading the kitchen appliances — Upgrading the kitchen appliances can improve the home's functionality and value. ↑
• Both Updating the bathroom fixtures — Updating the bathroom fixtures can improve the home's functionality and value. ↑
• Both Replacing the flooring — Replacing the flooring can improve the home's functionality and value. ↑
• Both Upgrading the HVAC system — Upgrading the HVAC system can improve the home's functionality and value. ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 43/100

Zoned Schools

Elementary Smith Early Learning Center Middle Poughkeepsie Middle School F NY #650/729 Nat'l #11,190/14,009 High Poughkeepsie High School B- NY #819/1,100 Nat'l #3,148/17,239

Schools (NCES district)

• District: Poughkeepsie City School District
• NCES district ID: 3623760
• Math proficiency: 29% ▲ 5.00%
• Reading proficiency: 42% ▲ 12.00%
• Median HH income: $39,159
• Composite: 29.68/100
• National rank: #6459
• State rank: #559 of 590 in NY

B Composite livability gradescore 78/100

Livability — Poughkeepsie

• Score: 78/100
• State rank: #165
• US rank: #2577

Category grades

Amenities B Commute A+ Cost of living C Crime F Employment D+ Housing A- Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Poughkeepsie, NY
• County: Dutchess County · 291,768 people
• City population: 86,468
• Metro: Poughkeepsie-Newburgh-Middletown, NY
• Population (ZIP): 42,304
• Household income: $103,538
• Rent vs Own: 28.4% rent · 71.6% own
• Severe rent burden: 6% of renters

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Population outlook (Dutchess County) Hauer SSP2

• Today (2025): 291,768 people
• By 2030: 287,131 · -1.6%
• By 2040: 274,881 · -5.8%
• By 2050: 259,971 · -10.9%
• By 2075: 235,366 · -19.3%
• By 2100: 208,786 · -28.4%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 13% Black 11% Two or more races 8% Asian 6%
• Hispanic origin (detail): Mexican 4% Puerto Rican 4% Dominican 1%
• Common ancestry: Romanian 4% Scotch-Irish 2% Iranian 1%
• Foreign-born: 15% · Canada, China
• Languages at home: 81% English-only · Spanish 8% Other Indo-European 4% German/W. Germanic 2%

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Political lean MEDSL · Dutchess

• 2024 margin: Lean D (+5.4) · D 52.7% · R 47.3%
• 2008→2024 swing: -3.2pp toward R · 2008: 8.6pp · 2024: 5.4pp
• All cycles: 2024: D+5.4 2020: D+9.6 2016: R+1.1 2012: D+6.6 2008: D+8.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -377.61%
• Current HPI: 252.7003
• Rent YoY: ▲ 1.96%
• Metro: Poughkeepsie-Newburgh-Middletown, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

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Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Property features AI

Exterior

• Parking: No covered parkingNo designated parking features
• Utilities: Public sewerPublic water availableElectricity availableNatural gas availableCable availablePublic trash collection
• Home design: DuplexMeasured building area of 1932 sq ftActual property condition
• Construction: Vinyl sidingBrick/mortar foundation
• Exterior features: BalconyJuliet balconyGardenBack yard fencing

Interior

• Kitchen: Eat-in kitchen(s)
• Bedrooms: Two 3-bedroom units
• Flooring: Hardwood flooringLaminate flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Radiant heatingNo central cooling
• Interior features: Eat-in kitchenEntrance foyer
• Laundry & utility: Basement with storage space and walk-out access (unfinished)

Price history

+363.0% since first listed

6 events — show timeline

• 2026-04-30 Listed $375,000 OneKey® MLS as Distributed by MLS Grid
• 2020-12-30 Sold (MLS) $220,000 OneKey® MLS as Distributed by MLS Grid
• 2020-12-24 Pending — OneKey® MLS as Distributed by MLS Grid
• 2020-10-19 Listed $205,000 OneKey® MLS as Distributed by MLS Grid
• 2020-10-19 Listed $205,000 OneKey® MLS as Distributed by MLS Grid
• 2001-01-26 Sold (Public Records) $81,000 Public Records

Property tax history

+9.0%/yr

Latest (2025): $12,507 · +20.3% YoY. Source: county tax records.