10 Baldwin Ln · Cahokia Heights, IL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $804 – $1,492
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +8.4/15.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +0.6/10.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
Key facts
- 6,970 sq ft lot
- Built 1959
- Listed 532 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $518 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Cahokia CUSD 187 (suburban): math 3% / reading 5% proficiency, ranked #864 of 919 in IL (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 85% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 152 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 783 units permitted in St. Clair County in 2024 (378 in 5+ unit buildings).
- At $1,448/mo this rent would consume 51% of the median local household income ($34k/yr) (locally 729% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- St. Clair County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 533 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 4y ago; this cycle's ask has dropped $18k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.6% of price; built in 1959 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 533 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.81% ✓
- Cap rate
- 14.06%
- Cash-on-cash
- 27.75%
- DSCR
- 2.23
- GRM
- 4.6
CMA / ARV
- ARV (median comp)
- $81,596
- List price
- $80,000
- Delta
- -1.96%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 38 Westwood Dr | 0.16mi | 4/1.0 | 1,225 (0%) | 2mo | $90,000 | $73 | 87 |
| 11 Westwood Dr | 0.12mi | 4/1.0 | 1,225 (0%) | 6mo | $110,000 | $90 | 86 |
| 43 Drexel Dr | 0.13mi | 4/1.0 | 1,225 (0%) | 8mo | $90,000 | $73 | 84 |
| 3 Dora Dr | 0.34mi | 4/1.0 | 1,158 (-6%) | 5mo | $110,000 | $95 | 67 |
| 21 Westwood Dr | 0.10mi | 4/1.0 | 1,100 (-10%) | 12mo | $56,000 | $51 | 64 |
| 1 Helen Ct | 0.31mi | 3/1.0 (-1) | 1,116 (-9%) | 2mo | $105,000 | $94 | 60 |
| 37 Louise Ln | 0.44mi | 3/1.5 (-1) | 1,104 (-10%) | 0mo | $105,000 | $95 | 56 |
| 19 Agnes Dr | 0.53mi | 3/2.0 (-1) | 1,296 (+6%) | 7mo | $60,000 | $46 | 55 |
| 2 Margie Dr | 0.62mi | 4/2.0 | 1,152 (-6%) | 8mo | $110,000 | $95 | 55 |
| 20 Goodman Rd | 0.47mi | 4/2.0 | 1,104 (-10%) | 14mo | $87,000 | $79 | 50 |
| 2167 Sandy Ridge Rd | 0.53mi | 3/2.0 (-1) | 1,320 (+8%) | 10mo | $105,000 | $80 | 49 |
| 3 Agnes Dr | 0.36mi | 3/1.0 (-1) | 1,368 (+12%) | 14mo | $80,000 | $58 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 21.9%
- Equity multiple
- 1.90×
- Total profit
- $20,098
- Equity at exit
- $11,928
- IRR
- 30.0%
- Equity multiple
- 3.69×
- Total profit
- $60,259
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 43 Moderately Tenant-Leaning
- State Illinois
- 43 Moderately Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 62206
- Home prices YoY
- -20.2%
- Active inventory
- 152
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,448 high interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$173 /mo · $2,079/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$304
- Net cashflow
- $518
Break-even live
Sensitivity live
| Price | -10% $563 | -5% $541 | +0% $518 | +5% $495 | +10% $473 |
|---|---|---|---|---|---|
| Rent | -10% $404 | -5% $461 | +0% $518 | +5% $575 | +10% $632 |
| Rate | -1.0pp $558 | -0.5pp $538 | base $518 | +0.5pp $497 | +1.0pp $476 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 32 Drexel Dr East Saint Louis, IL | 4.0 | 1.0 | 1362 | $1,675 | $1.23 | 17d | 1 | 0.06mi |
| 13 Drexel Dr East Saint Louis, IL | 3.0 | 1.0 | 925 | $995 | $1.08 | 13d | 1 | 0.12mi |
| 70 W Adams Dr East Saint Louis, IL | 3.0 | 1.0 | 925 | $1,200 | $1.30 | 44d | 1 | 0.17mi |
| 2 E Adams Dr East Saint Louis, IL | 3.0 | 1.0 | 925 | $885 | $0.96 | 44d | 1 | 0.21mi |
| 13 Marilyn Ln East Saint Louis, IL | 3.0 | 1.0 | 995 | $1,150 | $1.16 | 44d | 1 | 0.38mi |
| 8 Louise Ln East Saint Louis, IL | 3.0 | 1.0 | 1150 | $1,275 | $1.11 | 18d | 1 | 0.46mi |
| 6 Delores Dr East Saint Louis, IL | 3.0 | 1.0 | 864 | $1,300 | $1.50 | 13d | 1 | 0.48mi |
| 6 Delores Dr East Saint Louis, IL | 3.0 | 1.0 | 864 | $1,300 | $1.50 | 24d | 1 | 0.48mi |
| 21 Agnes Dr Cahokia, IL | 3.0 | 1.0 | 864 | $1,050 | $1.22 | 23d | 1 | 0.52mi |
| 2116 Doris Ave Cahokia Heights, IL | 3.0 | 1.0 | 880 | $1,400 | $1.59 | 23d | 1 | 0.63mi |
| 2008 Delores St East Saint Louis, IL | 3.0 | 1.0 | 925 | $1,250 | $1.35 | 5d | 1 | 0.90mi |
| 1808 Mullens Ave Cahokia Heights, IL | 3.0 | 1.0 | 992 | $1,500 | $1.51 | 3d | 1 | 1.20mi |
| 102 Melvin Dr Unit 34 Sauget, IL | 4.0 | 1.0 | 1352 | $1,700 | $1.26 | 8d | 1 | 1.37mi |
| 1713 Loretta Ave East Saint Louis, IL | 3.0 | 1.0 | 944 | $1,095 | $1.16 | 44d | 1 | 1.37mi |
| 1421 Richard Dr East Saint Louis, IL | 3.0 | 1.0 | 936 | $1,100 | $1.18 | 3d | 1 | 1.41mi |
| 1420 Williams St East Saint Louis, IL | 4.0 | 1.0 | 1300 | $1,500 | $1.15 | 44d | 1 | 1.41mi |
| 1417 Richard Dr East Saint Louis, IL | 3.0 | 1.0 | 936 | $1,400 | $1.50 | 23d | 1 | 1.43mi |
| 1710 Parklane Dr East Saint Louis, IL | 4.0 | 1.0 | 1225 | $1,395 | $1.14 | 44d | 1 | 1.45mi |
| 1405 Williams St Cahokia Heights, IL | 3.0 | 1.0 | 900 | $1,500 | $1.67 | 44d | 1 | 1.49mi |
Listing history 40 events
-
2026-06-21days on market $80,000 Active 533 DOM
-
2026-06-18days on market $80,000 Active 530 DOM
-
2026-06-17days on market $80,000 Active 529 DOM
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2026-06-16days on market $80,000 Active 528 DOM
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2026-06-15days on market $80,000 Active 527 DOM
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2026-06-13days on market $80,000 Active 525 DOM
-
2026-06-13days on market $80,000 Active 524 DOM
-
2026-06-09days on market $80,000 Active 521 DOM
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2026-06-08days on market $80,000 Active 520 DOM
-
2026-06-07days on market $80,000 Active 519 DOM
-
2026-06-05days on market $80,000 Active 516 DOM
-
2026-06-03days on market $80,000 Active 515 DOM
-
2026-06-02days on market $80,000 Active 514 DOM
-
2026-06-01days on market $80,000 Active 513 DOM
-
2026-05-31days on market $80,000 Active 512 DOM
-
2026-03-06status Active 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2026-02-06historical Active Under Contract 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2026-01-01status Active 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2025-09-11price $80,000 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2025-08-15price $83,000 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2025-07-14status Active 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2025-07-14price $87,000 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2025-07-10status Active 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2025-06-17status Pending 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2025-06-13historical Active Under Contract 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2025-04-03price $95,000 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2024-12-09status Active 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2024-12-08historical 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2024-12-07$98,000 Active 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2024-12-06historical $98,000 425-char remark
Show marketing remark (425 chars)
Back on Market no fault to sellers: Benchmark Title Co LLC. Home is occupied, please be considerate and do not disturb client. Schedule showings via ShowingTime. Thanks for SHOWING!! Look no further, let's make this spacious 4 bedroom, 1 bath with large a backyard your new home. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms.
-
2023-12-15status Pending 531-char remark
Show marketing remark (531 chars)
MOVE IN AND MAINTEANCE FREE!! This home is perfect for someone looking for a cute ranch that's been completely renovated throughout. Enjoy this spacious 4 bedroom, 1 bath with large a backyard. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms. All major systems installed 2021 & 2022, NEW ROOF 2022. No worries home have passed city compliance. Buyer to verify all square foot measurements. Call your Realtor and come check it out.
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2023-12-15soldstatus $85,000
Show marketing remark (531 chars)
MOVE IN AND MAINTEANCE FREE!! This home is perfect for someone looking for a cute ranch that's been completely renovated throughout. Enjoy this spacious 4 bedroom, 1 bath with large a backyard. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms. All major systems installed 2021 & 2022, NEW ROOF 2022. No worries home have passed city compliance. Buyer to verify all square foot measurements. Call your Realtor and come check it out.
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2023-12-13soldstatus Closed 531-char remark
Show marketing remark (531 chars)
MOVE IN AND MAINTEANCE FREE!! This home is perfect for someone looking for a cute ranch that's been completely renovated throughout. Enjoy this spacious 4 bedroom, 1 bath with large a backyard. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms. All major systems installed 2021 & 2022, NEW ROOF 2022. No worries home have passed city compliance. Buyer to verify all square foot measurements. Call your Realtor and come check it out.
-
2023-10-22historical Active Under Contract 531-char remark
Show marketing remark (531 chars)
MOVE IN AND MAINTEANCE FREE!! This home is perfect for someone looking for a cute ranch that's been completely renovated throughout. Enjoy this spacious 4 bedroom, 1 bath with large a backyard. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms. All major systems installed 2021 & 2022, NEW ROOF 2022. No worries home have passed city compliance. Buyer to verify all square foot measurements. Call your Realtor and come check it out.
-
2023-10-15$90,000 Active 531-char remark
Show marketing remark (531 chars)
MOVE IN AND MAINTEANCE FREE!! This home is perfect for someone looking for a cute ranch that's been completely renovated throughout. Enjoy this spacious 4 bedroom, 1 bath with large a backyard. 1 of the 4 bedrooms can be used for a family room or office. Hardwood ceramic tile style flooring through the living room, and all four bedrooms. All major systems installed 2021 & 2022, NEW ROOF 2022. No worries home have passed city compliance. Buyer to verify all square foot measurements. Call your Realtor and come check it out.
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2022-07-27soldstatus Closed
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2022-06-24status Pending
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2022-06-10status Active
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2022-05-05historical Active Under Contract
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2022-04-15$89,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IL · Partial reset (capped growth)
- Current annual tax
- $2,079 · $173/mo
- Projected year-2 tax
- $2,079 · $173/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,380
- − Mortgage interest
- −$4,481
- − Property taxes
- −$2,079
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,390
- − Management
- −$1,390
- − Depreciation
- −$2,327
- Taxable income
- $5,311
- Est. tax owed @ 24.0%
- −$1,275
- After-tax cash flow
- $4,942/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cahokia CUSD 187
- NCES district ID
- 1708040
- Math proficiency
- 3% ▼ -2.00%
- Reading proficiency
- 5% ▬ 0.00%
- Median HH income
- $28,028
- Composite
- 6.44/100
- National rank
- #14827
- State rank
- #864 of 919 in IL
Livability — Cahokia Heights
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Cahokia Heights, IL
- County
- Saint Clair County · 169,691 people
- City population
- 19,956
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 12,959
- Household income
- $33,838
- Rent vs Own
- Severe rent burden
- 729.0
Population outlook (St. Clair County) Hauer SSP2
- Today (2025)
- 250,366 people
- By 2030
- 240,511 · -3.9%
- By 2040
- 217,391 · -13.2%
- By 2050
- 192,699 · -23.0%
- By 2075
- 140,637 · -43.8%
- By 2100
- 100,499 · -59.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Black 59% White 29% Two or more races 6% Hispanic / Latino 3% Asian 2%
- Common ancestry
- Romanian 2% Lithuanian 1% Iranian 1%
- Foreign-born
- 2% · China
- Languages at home
- 95% English-only · Spanish 3% Other Indo-European 1% Chinese 1%
Political lean MEDSL · St. Clair
- 2024 margin
- Lean D (+7.9) · D 53.0% · R 45.1% · Other 1.8%
- 2008→2024 swing
- -14.6pp toward R · 2008: 22.4pp · 2024: 7.9pp
- All cycles
- 2024: D+7.9 2020: D+8.7 2016: D+5.6 2012: D+14.5 2008: D+22.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -33.26%
- Current HPI
- 131.5144
- Rent YoY
- —
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.59%
- F500 in state
- 60
Industry mix (Fortune 500 HQ in IL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 4 | $201B |
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| Consumer Goods | 4 | $87B |
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| Industrial Machinery | 3 | $64B |
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| Healthcare | 2 | $55B |
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| Retail / Pharmacy | 1 | $148B |
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| Agriculture / Food | 1 | $86B |
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Price history
-11.0% since first listed25 events — show timeline
- 2026-03-06 Relisted — MARIS as Distributed by MLS Grid
- 2026-02-06 Contingent — MARIS as Distributed by MLS Grid
- 2026-01-01 Relisted — MARIS as Distributed by MLS Grid
- 2025-09-11 Price Changed $80,000 MARIS as Distributed by MLS Grid
- 2025-08-15 Price Changed $83,000 MARIS as Distributed by MLS Grid
- 2025-07-14 Relisted — MARIS as Distributed by MLS Grid
- 2025-07-14 Price Changed $87,000 MARIS as Distributed by MLS Grid
- 2025-07-10 Relisted — MARIS as Distributed by MLS Grid
- 2025-06-17 Pending — MARIS as Distributed by MLS Grid
- 2025-06-13 Contingent — MARIS as Distributed by MLS Grid
- 2025-04-03 Price Changed $95,000 MARIS as Distributed by MLS Grid
- 2024-12-09 Relisted — MARIS as Distributed by MLS Grid
- 2024-12-08 Delisted — MARIS as Distributed by MLS Grid
- 2024-12-07 Listed $98,000 MARIS as Distributed by MLS Grid
- 2024-12-06 Coming Soon $98,000 MARIS as Distributed by MLS Grid
- 2023-12-15 Pending — MARIS as Distributed by MLS Grid
- 2023-12-15 Sold (Public Records) $85,000 Public Records
- 2023-12-13 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2023-10-22 Contingent — MARIS as Distributed by MLS Grid
- 2023-10-15 Listed $90,000 MARIS as Distributed by MLS Grid
- 2022-07-27 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2022-06-24 Pending — MARIS as Distributed by MLS Grid
- 2022-06-10 Relisted — MARIS as Distributed by MLS Grid
- 2022-05-05 Contingent — MARIS as Distributed by MLS Grid
- 2022-04-15 Listed $89,900 MARIS as Distributed by MLS Grid
Property tax history
+3.3%/yrLatest (2024): $2,079 · +10.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…