430 Rita Blanca Dr · Webster, TX 77598

$2,800

3 bd · 2.0 ba · 2,235 sqft · SingleFamily public records · 1 Days on market

Built 2024 6,621 sqft lot $1/sqft · 99% below area

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• Appreciation +5.8/10.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +4.6/10.0
• Livability +3.5/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Located in the beautiful community of Edgewater, this spectacular home offers something for everyone. Step inside and discover all the exquisite designer grade selections that make this home unique. Entering through the elongated foyer, you will pass 2 bedrooms and a study. Luxury vinyl plank paves your way throughout the main living areas of the home. The lovely kitchen features 42" cabinetry, granite countertops, and built-in stainless steel appliances. The primary suite boasts a beautiful bow windows and a spa-like primary bath that hosts a garden tub, separate shower with seat, and an over-sized closet. After a long day, escape to the covered patio. No neighbors on one side with a private brick wall. This home is certified Environments for Living and offers some of the highest energy features available today.

Key facts

• Large island
• Granite countertops
• Corner lot

Tags

• CORNER LOT
• OPEN-CONCEPT LAYOUT
• DEDICATED STUDY
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• LARGE ISLAND

Property features AI

Finance

• HOA & community: Community managed by First Service Residential

Exterior

• Parking: Attached garage; 2 garage spaces
• Utilities: Public water; Public sewer
• Home design: Residential property; Slab foundation
• Construction: Brick construction; Composition roof; Built in 2024
• Exterior features: Corner lot in a subdivision

Interior

• Kitchen: Dishwasher; Gas cooktop; Disposal; Microwave
• Bedrooms: Total of 7 rooms (includes bedrooms and living spaces)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Double vanity; Granite counters; Kitchen island; Kitchen and family room combined; Separate shower; Tub with shower; Walk-in pantry; Kitchen and dining area combined; Combined living and dining room
• Laundry & utility: Washer hookup; Electric dryer hookup

🏷️ Possibly a rental listed for sale. The $2,800 price doesn't fit this home's estimated sale value (~$471,272) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $3k.

Deal economics

• At list price, monthly cash flow is $1k ($15k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $3k).
• Cap rate 723.5% vs local median 0.8% in Webster — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#433 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: schools D+, employment D+, crime F.
• Clear Creek ISD (suburban): math 48% / reading 54% proficiency, ranked #114 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents flat; 210 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
• This rent runs 42% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $63 of equity ($19 loan paydown + $44 appreciation (1.6% local appreciation)).
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (1.6% appreciation + 0.6% rent growth), your $784 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $2,800

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 76.53% ✓
• Cap rate: 723.46%
• Cash-on-cash: 2561.30%
• DSCR: 114.96
• GRM: 0.1

CMA / ARV

• ARV (median comp): $471,272
• List price: $2,800
• Delta: -10.88%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
422 Rita Blanca Dr	0.02mi	4/3.0 (+1)	2,236 (0%)	19mo	$459,990	$206	74
430 Rita Blanca Dr	0.00mi	3/2.0	1,972 (-12%)	19mo	$424,990	$216	64
403 Amistad Ct	0.07mi	3/2.5	2,479 (+11%)	16mo	$627,639	$253	63
117 7th St	0.58mi	3/2.0	2,103 (-6%)	1mo	$435,000	$207	62
527 Rita Blanca Dr	0.09mi	3/2.0	1,971 (-12%)	18mo	$499,990	$254	60
634 Pedernales St	0.64mi	3/2.0	2,203 (-1%)	11mo	$355,000	$161	59
607 Livermore St	0.11mi	4/3.5 (+1)	2,511 (+12%)	13mo	$550,000	$219	53
1024 Goose Creek St	0.18mi	4/3.5 (+1)	2,531 (+13%)	11mo	$535,000	$211	50
924 Chisos St	0.25mi	4/2.0 (+1)	1,926 (-14%)	20mo	$419,990	$218	43
109 7th St	0.61mi	3/3.0	2,396 (+7%)	16mo	$435,000	$182	42
616 New London Dr	0.66mi	4/2.5 (+1)	2,462 (+10%)	12mo	$409,900	$166	35
612 Brunswick Dr	0.71mi	3/2.0	1,971 (-12%)	16mo	$354,780	$180	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.58% appreciation · 0.56% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 96.29×
• Total profit: $74,704
• Equity at exit: $1,041

10-year hold

• IRR: —
• Equity multiple: 191.13×
• Total profit: $149,062
• Equity at exit: $1,453

Cash invested: $784 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77598

• Home prices YoY: 0.5%
• Rents YoY: 0.6%
• Active inventory: 210
• Price-to-rent: 0.1×

Monthly cashflow live

• Estimated rent: $2,143 high
• Mortgage (P&I): −$15
• Tax est. 1.5%: −$4 /mo · $42/yr
• Insurance: −$1
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$450
• Net cashflow: $1,247

Break-even live

Break-even rent $564

Max offer price $2,800

Occupancy floor 37%

Sensitivity live

Price	-10% $1,249	-5% $1,248	+0% $1,247	+5% $1,246	+10% $1,245
Rent	-10% $1,078	-5% $1,162	+0% $1,247	+5% $1,331	+10% $1,416
Rate	-1.0pp $1,248	-0.5pp $1,248	base $1,247	+0.5pp $1,246	+1.0pp $1,245

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $700
• Closing costs: $84
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
703 Coryell St League City, TX	3.0	2.0	1580	$1,595	$1.01	23d	1	0.83mi
18707 Egret Bay Blvd Houston, TX	1.0–2.0	1.0–2.0	1283	$1,849	$1.44	2d	10	0.96mi
316 3rd St League City, TX	3.0	1.0	1400	$1,450	$1.04	44d	1	1.02mi
1617 3rd St League City, TX	4.0	2.0	1687	$2,150	$1.27	44d	1	1.09mi
1612 2nd St League City, TX	3.0	2.0	1496	$2,200	$1.47	44d	1	1.11mi
200 Water St Webster, TX	1.0–3.0	1.0–2.0	1094	$2,264	$2.07	3d	38	1.17mi
1810 San Sebastian Ln Unit 1521758P Houston, TX	4.0	2.0	2325	$4,669	$2.01	3d	1	1.50mi

Listing history 21 events

1. 2026-06-10
   remarks 699-char remark
2. 2026-06-10
   pricedays on marketlisting id $2,800 Active 1 DOM
3. 2026-06-01
   days on market $420,000 Active 143 DOM
4. 2026-05-31
   days on market $420,000 Active 142 DOM
5. 2026-05-07
   price $420,000 887-char remark
6. 2026-04-29
   price $425,000 887-char remark
7. 2026-04-20
   price $440,000 887-char remark
8. 2026-04-19
   historical $2,800
9. 2026-03-17
   price $2,800
10. 2026-03-12
    status Active 887-char remark
11. 2026-03-11
    status Pending 887-char remark
12. 2026-02-02
    price $3,000
13. 2026-02-01
    price $450,000 887-char remark
14. 2026-01-13
    listed $3,200
15. 2026-01-08
    listed $454,000 Active 887-char remark
16. 2024-11-14
    soldstatus Sold 831-char remark

    Show marketing remark (831 chars)

    Located in the beautiful community of Edgewater, this spectacular home offers something for everyone. Step inside and discover all the exquisite designer grade selections that make this home unique. Entering through the elongated foyer, you will pass 2 bedrooms and a study. Luxury vinyl plank paves your way throughout the main living areas of the home. The lovely kitchen features 42" cabinetry, granite countertops, and built-in stainless steel appliances. The primary suite boasts a beautiful bow windows and a spa-like primary bath that hosts a garden tub, separate shower with seat, and an over-sized closet. After a long day, escape to the covered patio. No neighbors on one side with a private brick wall. This home is certified Environments for Living and offers some of the highest energy features available today.

17. 2024-10-11
    price $424,990 831-char remark

    Show marketing remark (831 chars)

    Located in the beautiful community of Edgewater, this spectacular home offers something for everyone. Step inside and discover all the exquisite designer grade selections that make this home unique. Entering through the elongated foyer, you will pass 2 bedrooms and a study. Luxury vinyl plank paves your way throughout the main living areas of the home. The lovely kitchen features 42" cabinetry, granite countertops, and built-in stainless steel appliances. The primary suite boasts a beautiful bow windows and a spa-like primary bath that hosts a garden tub, separate shower with seat, and an over-sized closet. After a long day, escape to the covered patio. No neighbors on one side with a private brick wall. This home is certified Environments for Living and offers some of the highest energy features available today.

18. 2024-09-25
    price $444,990 831-char remark

    Show marketing remark (831 chars)

    Located in the beautiful community of Edgewater, this spectacular home offers something for everyone. Step inside and discover all the exquisite designer grade selections that make this home unique. Entering through the elongated foyer, you will pass 2 bedrooms and a study. Luxury vinyl plank paves your way throughout the main living areas of the home. The lovely kitchen features 42" cabinetry, granite countertops, and built-in stainless steel appliances. The primary suite boasts a beautiful bow windows and a spa-like primary bath that hosts a garden tub, separate shower with seat, and an over-sized closet. After a long day, escape to the covered patio. No neighbors on one side with a private brick wall. This home is certified Environments for Living and offers some of the highest energy features available today.

19. 2024-09-23
    price $449,990 831-char remark

    Show marketing remark (831 chars)

    Located in the beautiful community of Edgewater, this spectacular home offers something for everyone. Step inside and discover all the exquisite designer grade selections that make this home unique. Entering through the elongated foyer, you will pass 2 bedrooms and a study. Luxury vinyl plank paves your way throughout the main living areas of the home. The lovely kitchen features 42" cabinetry, granite countertops, and built-in stainless steel appliances. The primary suite boasts a beautiful bow windows and a spa-like primary bath that hosts a garden tub, separate shower with seat, and an over-sized closet. After a long day, escape to the covered patio. No neighbors on one side with a private brick wall. This home is certified Environments for Living and offers some of the highest energy features available today.

20. 2024-08-09
    price $474,990 831-char remark

    Show marketing remark (831 chars)

    Located in the beautiful community of Edgewater, this spectacular home offers something for everyone. Step inside and discover all the exquisite designer grade selections that make this home unique. Entering through the elongated foyer, you will pass 2 bedrooms and a study. Luxury vinyl plank paves your way throughout the main living areas of the home. The lovely kitchen features 42" cabinetry, granite countertops, and built-in stainless steel appliances. The primary suite boasts a beautiful bow windows and a spa-like primary bath that hosts a garden tub, separate shower with seat, and an over-sized closet. After a long day, escape to the covered patio. No neighbors on one side with a private brick wall. This home is certified Environments for Living and offers some of the highest energy features available today.

21. 2024-04-05
    listed $492,537 Active 831-char remark

    Show marketing remark (831 chars)

    Located in the beautiful community of Edgewater, this spectacular home offers something for everyone. Step inside and discover all the exquisite designer grade selections that make this home unique. Entering through the elongated foyer, you will pass 2 bedrooms and a study. Luxury vinyl plank paves your way throughout the main living areas of the home. The lovely kitchen features 42" cabinetry, granite countertops, and built-in stainless steel appliances. The primary suite boasts a beautiful bow windows and a spa-like primary bath that hosts a garden tub, separate shower with seat, and an over-sized closet. After a long day, escape to the covered patio. No neighbors on one side with a private brick wall. This home is certified Environments for Living and offers some of the highest energy features available today.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,712
• − Mortgage interest: −$157
• − Property taxes: −$42
• − Insurance: −$5,132
• − Repairs & maintenance: −$2,057
• − Management: −$2,057
• − Depreciation: −$81
• Taxable income: $16,186
• Est. tax owed @ 24.0%: −$3,885
• After-tax cash flow: $11,078/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clear Creek ISD
• NCES district ID: 4814280
• Math proficiency: 48% ▼ -10.00%
• Reading proficiency: 54% ▼ -4.00%
• Median HH income: $80,240
• Composite: 46.49/100
• National rank: #2431
• State rank: #114 of 826 in TX

Livability — Webster

• Score: 69/100
• State rank: #433
• US rank: #8911

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Webster, TX
• County: Harris County · 4,702,590 people
• City population: 26,638
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 26,110
• Household income: $60,977
• Rent vs Own: 76.9% rent · 23.1% own
• Severe rent burden: 1983.0

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 41% Hispanic / Latino 32% Black 14% Two or more races 13% Asian 8%
• Hispanic origin (detail): Mexican 18% Puerto Rican 2% Cuban 1%
• Common ancestry: Italian 3% Lithuanian 3% Serbian 2%
• Foreign-born: 19% · Canada, Vietnam, China
• Languages at home: 69% English-only · Spanish 21% Vietnamese 2% Other Indo-European 2%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.58%
• Current HPI: 292.0815
• Rent YoY: ▲ 0.56%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-99.4% since first listed

21 events — show timeline

• 2026-06-11 Listed for Rent $2,800 HARMLS
• 2026-06-10 Listing Removed — HARMLS
• 2026-06-09 Listed $2,800 HARMLS
• 2026-06-02 Listing Removed — HARMLS
• 2026-05-07 Price Changed $420,000 HARMLS
• 2026-04-29 Price Changed $425,000 HARMLS
• 2026-04-20 Price Changed $440,000 HARMLS
• 2026-04-19 Rental Removed $2,800 HARMLS
• 2026-03-17 Price Changed $2,800 HARMLS
• 2026-03-12 Relisted — HARMLS
• 2026-03-11 Pending — HARMLS
• 2026-02-02 Price Changed $3,000 HARMLS
• 2026-02-01 Price Changed $450,000 HARMLS
• 2026-01-13 Listed for Rent $3,200 HARMLS
• 2026-01-08 Listed $454,000 HARMLS
• 2024-11-14 Sold (MLS) — HARMLS
• 2024-10-11 Price Changed $424,990 HARMLS
• 2024-09-25 Price Changed $444,990 HARMLS
• 2024-09-23 Price Changed $449,990 HARMLS
• 2024-08-09 Price Changed $474,990 HARMLS
• 2024-04-05 Listed $492,537 HARMLS

Property tax history

+197.3%/yr

Latest (2025): $13,431 · +641.0% YoY. Source: county tax records.