24 Beauregard St · Claremont, NH 03743

$98,000

2 bd · 1.5 ba · 988 sqft · SingleFamily public records · 8 Days on market

Built 1920 0.30 ac lot $99/sqft · 51% below area ↓ 3% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.9/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.1/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0

Listing remarks

Showings start Tuesday May 12th. Calling all CASH BUYERS!! Bring your ideas and transform this cozy bungalow into something special! This 988 sq ft bungalow is a fixer-upper with great potential! Sits on a level 0.30-acre lot with plenty of space for gardening and outdoor enjoyment, plus a shed for storing all your garden and yard tools. The home features an updated kitchen, a primary bedroom with its own half bath, a second bedroom, a versatile bonus room, and a spacious full bathroom. Spend your mornings or evenings relaxing on the porch, taking in the outdoors with your favorite beverage. Cash buyers only, this property will not qualify for financing. Selling AS IS AS SEEN. The back roo

Key facts

• 0.3 acre lot
• Built 1920
• Listed 8 days

Property features AI

Finance

• Other: Located in a flood zone

Exterior

• Parking: Dirt and gravel driveway
• Utilities: Public water; Public sewer; Circuit breaker electrical service; High-speed internet available; Cable available
• Home design: Bungalow style; Existing construction; Built in 1920
• Construction: Asbestos exterior; Membrane and asphalt shingle roof; Year built 1920
• Exterior features: Corner lot; Level lot; Riverfront or near river; In-town location; Near shopping; Neighborhood setting; Near public transportation; Near hospital

Interior

• Kitchen: Kitchen with electric range; Refrigerator
• Bedrooms: Master bedroom suite (on main level); Additional bedroom (on main level)
• Flooring: Laminate flooring; Vinyl flooring
• Bathrooms: One full bathroom (on main level); One half bathroom (on main level)
• Heating & cooling: Oil heat; Baseboard heating; Hot water heating
• Interior features: 6 total rooms; Mudroom; Living room; Porch; Bonus room
• Laundry & utility: Basement with interior access; Unfinished basement space; Concrete floor and crawl space

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $98k.

Deal economics

• At list price, monthly cash flow is $-99 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $81k (17.8% below list).
• Meets the 1% rule at list price ($2k rent vs $98k).
• Recommended offer: $81k (17.8% below list) — sets the bar for cash-flow.
• Cap rate 10.7% vs local median 3.2% in Claremont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#50 in NH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: employment C-, schools D-, amenities F.
• Claremont School District (town): math 24% / reading 35% proficiency, ranked #85 of 98 in NH (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 58 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 98 units permitted in Sullivan County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $876 of equity ($678 loan paydown + $198 appreciation (0.2% local appreciation)).
• Sullivan County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: property tax is 4.1% of price; flood insurance adds $460/mo; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $80,532 (17.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.61% ✓
• Cap rate: 10.72%
• Cash-on-cash: 15.81%
• DSCR: 1.70
• GRM: 5.2

CMA / ARV

• ARV (median comp): $199,630
• List price: $98,000
• Delta: -50.91%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
24 Beauregard St	0.00mi	2/1.5	988 (0%)	0mo	$95,000	$96	100
40 Maria St	0.19mi	3/1.0 (+1)	842 (-15%)	11mo	$205,000	$243	50
3 Pillsbury St	0.58mi	3/1.0 (+1)	918 (-7%)	16mo	$200,000	$218	40
65 W Terrace St	0.57mi	3/1.5 (+1)	1,095 (+11%)	18mo	$185,000	$169	35
8 Jackson St	0.66mi	3/1.0 (+1)	1,095 (+11%)	14mo	$213,500	$195	33
261 Elm St	0.70mi	3/1.0 (+1)	1,132 (+15%)	7mo	$250,000	$221	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.2% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -6.0%
• Equity multiple: 0.72×
• Total profit: $-7,797
• Equity at exit: $29,448

10-year hold

• IRR: 0.3%
• Equity multiple: 1.03×
• Total profit: $790
• Equity at exit: $36,199

Cash invested: $27,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 56 Moderately Landlord-Leaning
• State New Hampshire: 56 Moderately Landlord-Leaning · D+1
• County: — inherits STATE
• City: — inherits STATE

Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

Methodology + full state rankings →

ZIP-level market 03743

• Home prices YoY: 0.1%
• Active inventory: 58
• Price-to-rent: 5.2×

Monthly cashflow live

• Estimated rent: $1,580 high
• Mortgage (P&I): −$514
• Tax from tax record: −$332 /mo · $3,985/yr
• Insurance: −$41
• Flood insurance flood zone: −$460 /mo · $5,525/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$332
• Net cashflow: $-99

Break-even live

Break-even rent $1,705

Max offer price $80,532

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,500
• Closing costs: $2,940
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
21 North St Claremont, NH	1.0	1.0	650	$1,549	$2.38	44d	1	1.10mi
66 Myrtle St Unit 22 Claremont, NH	1.0	1.0	600	$1,395	$2.33	44d	1	1.16mi
66 Myrtle St Unit 23 Claremont, NH	1.0	1.0	600	$1,350	$2.25	44d	1	1.16mi
15 Lincoln Hts Claremont, NH	2.0–3.0	1.0–1.5	800	$1,825	$2.28	44d	1	1.18mi
27 School St Apt D Claremont, NH	2.0	1.0	600	$1,850	$3.08	44d	1	1.20mi
101 Broad St Claremont, NH	1.0	1.0	980	$1,350	$1.38	44d	1	1.25mi
109 Pleasant St Unit 203 Claremont, NH	3.0	1.0	1100	$1,850	$1.68	44d	1	1.33mi

Listing history 2 events

1. 2026-05-12
   listed $98,000 Active 953-char remark
2. 2026-05-07
   historical $98,000 953-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NH · Partial reset (capped growth)

• Current annual tax: $3,985 · $332/mo
• Projected year-2 tax: $3,985 · $332/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥93°F today · 17 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,963
• − Mortgage interest: −$5,490
• − Property taxes: −$3,985
• − Insurance: −$6,015
• − Repairs & maintenance: −$1,517
• − Management: −$1,517
• − Depreciation: −$2,851
• Taxable loss: −$2,412
• Est. tax savings @ 24.0%: +$579
• After-tax cash flow: $-608/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Claremont School District
• NCES district ID: 3302340
• Math proficiency: 24% ▼ -7.00%
• Reading proficiency: 35% ▼ -5.00%
• Median HH income: $43,285
• Composite: 25.11/100
• National rank: #7528
• State rank: #85 of 98 in NH

Livability — Claremont

• Score: 69/100
• State rank: #50
• US rank: #8815

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C- Housing A Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Claremont, NH
• County: Sullivan County · 16,826 people
• City population: 13,704
• Metro: Lebanon, NH-VT
• Population (ZIP): 13,704
• Household income: $59,625
• Rent vs Own: 41.8% rent · 58.2% own
• Severe rent burden: 642.0

Population outlook (Sullivan County) Hauer SSP2

• Today (2025): 41,322 people
• By 2030: 39,910 · -3.4%
• By 2040: 36,447 · -11.8%
• By 2050: 32,917 · -20.3%
• By 2075: 25,997 · -37.1%
• By 2100: 19,479 · -52.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 6% Hispanic / Latino 5% Black 1%
• Hispanic origin (detail): Puerto Rican 4%
• Common ancestry: Lithuanian 18% Slovak 4% Romanian 3%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 3%

Political lean MEDSL · Sullivan

• 2024 margin: Toss-up / Even · D 49.1% · R 49.8% · Other 1.2%
• 2008→2024 swing: -18.7pp toward R · 2008: 18.0pp · 2024: -0.7pp
• All cycles: 2024: R+0.7 2020: D+3.6 2016: R+2.6 2012: D+13.3 2008: D+18.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.20%
• Current HPI: 337.0004
• Rent YoY: —
• Metro: Lebanon, NH-VT
• State GDP YoY: —
• F500 in state: 0

Price history

-3.1% since first listed

4 events — show timeline

• 2026-06-05 Sold (MLS) $95,000 PrimeMLS
• 2026-05-20 Pending — PrimeMLS
• 2026-05-12 Listed $98,000 PrimeMLS
• 2026-05-07 Coming Soon $98,000 PrimeMLS

Property tax history

+4.1%/yr

Latest (2025): $3,985 · +4.4% YoY. Source: county tax records.