17400 Huancay Ln · Burnt Store Marina, FL 33955

$529,750

3 bd · 3.0 ba · 2,025 sqft · SingleFamily public records · 661 Days on market

Built 2005 10,454 sqft lot Est $472k · 12% over $41/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.3/30.0
• DSCR +5.4/10.0
• Schools +4.6/10.0
• 1% rule +4.1/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +2.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Wonderful curb appeal on a quiet side street! This 2005 home has an open great room design with 3 spacious bedrooms, 2 updated baths with large walk-in showers and another ½ bath by the pool so wet feet stay outside. The sparkling pool has a wide pool deck for you and guests and the deep under truss lanai is perfect for entertaining. A combination of solar roof panels and heat pump will save you money and keep the pool at an optimum temperature when guests visit. There’s room for 2 cars plus a golf cart in the 2.5 car garage and sliding screens over the exterior door allow the breeze to flow through the house. Inside, the kitchen features new stainless appliances, cherry-toned cabinets, a desk area and solid surface counters with tiled-front breakfast bar. Plant shelves, a sweeping curved wall, art niches, and plantation shutters enhance the interior. You’ll never contend with carpets because the main living area has ceramic tile and all bedrooms have new laminate wood flooring. A large laundry room has counters and cabinets above. Need storage space? There's lots of space here. Accordion and roll-down hurricane shutters protect all exterior openings. This will make a perfect second home or full-time residence in the desirable community of Burnt Store Lakes. And this home is just a short ride to neighboring Burnt Store Marina for access to challenging golf, tennis and pickleball, deep-water boating and dining at two restaurants. Escape high taxes up north for a home you can move into now! SEE THE 3D TOUR!

Key facts

• Reinforced pool cage
• Freshwater well
• 0.24 acre lot

Tags

• CUSTOM PLANTATION SHUTTERS
• REINFORCED POOL CAGE
• BUILT-IN STORM SHUTTERS
• STORM SMART PULL-DOWN SCREENS
• PORTABLE BACKUP GENERATOR
• FRESHWATER WELL

Property features AI

Finance

• Financial info: Pets allowed
• HOA & community: Homeowners association with annual fee (includes management, legal/accounting and trash); Community amenities include boat ramp, barbecue, picnic area, playground, park, trails and management; Non-gated community

Exterior

• Parking: Attached garage with garage door opener; Covered parking for 2 vehicles
• Security: Smoke detectors
• Utilities: Public water (assessment paid); Public sewer (assessment paid); Cable available; High-speed internet available; Well for irrigation
• Home design: Single-story home; Entry level 1; Resale property; Faces west; East exposure on lot
• Construction: Metal roof; Block, concrete and stucco construction; Built on standard foundation
• Exterior features: Fence; Sprinkler/irrigation system (automatic); Outdoor shower; Electric and manual shutters; Lanai, porch and screened areas; Screen enclosure around pool

Interior

• Kitchen: Dishwasher; Disposal; Icemaker; Microwave; Range; Refrigerator; Water purifier; Pantry; Eat-in kitchen; Breakfast bar
• Bedrooms: Master bedroom (20 x 17); Bedroom (15 x 15); Bedroom (15 x 14)
• Flooring: Laminate; Tile; Vinyl
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central heating (electric); Central air; Ceiling fans; Wall unit(s)
• Interior features: Arched, single-hung and transom windows with shutters and window coverings; Sliding patio doors; Attic with pull-down stairs; Vaulted ceilings; Built-in features and pantry; Breakfast bar and eat-in kitchen; Living/dining area; Multiple shower heads, separate shower and bathtub; Dual sinks; Walk-in closets; Window treatments; Air filtration and central vacuum; Split bedroom floor plan; Furnishing negotiable
• Laundry & utility: Washer and dryer; Inside laundry; Water softener

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $530k.

Deal economics

• At list price, monthly cash flow is $-34 ($-414/yr) — negative.
• To cash-flow at today's rent, offer at most $524k (1.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $484k (8.7% below list).
• Recommended offer: $466k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.2% vs local median 4.8% in Burnt Store Marina — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#354 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
• Market conditions: 1490 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• At $4,837/mo this rent would consume 75% of the median local household income ($77k/yr) (locally 226% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 661 days — a 12% lower offer ($466k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 9y ago; this cycle's ask has dropped $95k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $337k; list at $530k implies a 57% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 8→33/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $466,180 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 661 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 7.18%
• Cash-on-cash: 3.17%
• DSCR: 1.14
• GRM: 9.1

CMA / ARV

• ARV (on-the-fly): $471,825
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
17139 Anthem Ln	0.50mi	3/2.0	1,995 (-2%)	2mo	$465,000	$233	69
17313 Muscat Ln	0.55mi	4/2.0 (+1)	1,973 (-3%)	5mo	$432,000	$219	57
24228 Peppercorn Rd	0.37mi	3/2.0	2,099 (+4%)	20mo	$465,000	$222	56
17199 Anthem Ln	0.42mi	3/3.0	2,259 (+12%)	16mo	$750,000	$332	47
17533 Megra Ct	0.53mi	3/2.0	2,094 (+3%)	22mo	$560,000	$267	47
17458 Medillin Ct	0.40mi	3/2.0	2,175 (+7%)	23mo	$433,400	$199	46
24195 Savory Ln	0.64mi	3/2.5	1,961 (-3%)	23mo	$665,000	$339	44
24378 Peppercorn Rd	0.49mi	3/2.0	2,305 (+14%)	9mo	$650,000	$282	43
24060 Pyramid Way	0.46mi	3/2.0	1,728 (-15%)	21mo	$400,000	$231	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.7%
• Equity multiple: 0.41×
• Total profit: $-87,846
• Equity at exit: $78,987

10-year hold

• IRR: -8.5%
• Equity multiple: 0.47×
• Total profit: $-78,539
• Equity at exit: $45,803

Cash invested: $148,330 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33955

• Home prices YoY: -24.5%
• Active inventory: 1490
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $4,837 high
• Mortgage (P&I): −$2,778
• Tax from tax record: −$389 /mo · $4,672/yr
• Insurance: −$221
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$41
• Vacancy / Maint / Mgmt: −$1,016
• Net cashflow: $-34

Break-even live

Break-even rent $4,881

Max offer price $523,659

Occupancy floor 96%

Sensitivity live

Price	-10% $265	-5% $115	+0% $-34	+5% $-184	+10% $-334
Rent	-10% $-417	-5% $-226	+0% $-34	+5% $157	+10% $348
Rate	-1.0pp $232	-0.5pp $100	base $-34	+0.5pp $-172	+1.0pp $-311

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $132,438
• Closing costs: $15,892
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
17314 Cape Horn Blvd Punta Gorda, FL	3.0	2.0	2216	$2,800	$1.26	15d	1	0.23mi
17434 Oro Ct Punta Gorda, FL	3.0	2.5	1864	$2,000	$1.07	23d	1	0.29mi
24417 Baltic Ave #1102 Punta Gorda, FL	2.0	2.0	1788	$5,250	$2.94	25d	1	0.49mi
4005 Big Pass Ln Punta Gorda, FL	2.0	2.0	1423	$5,500	$3.87	18d	1	0.59mi
17849 Hibiscus Cove Ct #1 Punta Gorda, FL	3.0	2.0	1937	$6,250	$3.23	25d	1	0.67mi
2060 Matecumbe Key Rd Punta Gorda, FL	2.0–3.0	2.0	1271	$5,400	$4.25	25d	3	0.81mi
1610 Islamorada Blvd Unit 64A Punta Gorda, FL	2.0	2.0	1516	$2,000	$1.32	25d	1	0.83mi
3255 Sugarloaf Key Rd Unit 31B Punta Gorda, FL	2.0	2.0	1516	$3,000	$1.98	18d	1	0.86mi
1010 Islamorada Blvd Punta Gorda, FL	3.0	2.0	1592	$4,700	$2.95	25d	1	0.87mi
3001 King Tarpon Dr Punta Gorda, FL	3.0	2.0	1734	$5,500	$3.17	25d	1	0.88mi
2091 King Tarpon Dr Punta Gorda, FL	3.0	2.0	1640	$5,200	$3.17	25d	1	0.88mi
3471 Sunset Key Cir #102 Punta Gorda, FL	3.0	2.0	1991	$5,750	$2.89	25d	1	0.96mi
5 Pirates Ln Unit 54B Punta Gorda, FL	2.0	2.0	1516	$4,600	$3.03	25d	1	0.97mi
3304 Sunset Key Cir Unit D Punta Gorda, FL	3.0	2.0	2255	$5,750	$2.55	25d	1	1.07mi
3313 Sunset Key Cir Punta Gorda, FL	3.0	2.0–3.0	2089	$6,750	$3.23	25d	4	1.10mi
3313 Sunset Key Cir Unit Reservation spot 1 Punta Gorda, FL	2.0	2.0	2099	$2,750	$1.31	25d	1	1.10mi
3250 Southshore Dr Unit 54B Punta Gorda, FL	3.0	2.0	2069	$5,750	$2.78	25d	1	1.22mi
3270 Southshore Dr Unit 72B Punta Gorda, FL	3.0	2.0	2069	$5,750	$2.78	25d	1	1.22mi
3280 Southshore Dr Unit 87A Punta Gorda, FL	3.0	2.0	2069	$4,000	$1.93	25d	1	1.26mi
24378 Belize Ct Punta Gorda, FL	4.0	2.5	2251	$6,750	$3.00	23d	1	1.43mi
16229 Cape Horn Blvd Punta Gorda, FL	3.0	2.0	1726	$2,749	$1.59	23d	1	1.48mi

HOA detail

• Monthly dues: $41 · $492/yr
• Likely covers: waterpool

Listing history 22 events

1. 2026-05-31
   days on market $529,750 Active 661 DOM
2. 2026-05-30
   days on market $529,750 Active 660 DOM
3. 2026-02-24
   price $529,750
4. 2025-06-06
   price $550,000
5. 2025-02-21
   price $595,000
6. 2024-10-24
   price $615,000
7. 2024-08-08
   listed $625,000 Active
8. 2024-08-07
   historical
9. 2024-06-27
   price $625,000
10. 2024-02-05
    price $640,000
11. 2023-12-08
    listed $650,000 Active
12. 2020-01-24
    soldstatus $337,000 Sold 1549-char remark

    Show marketing remark (1549 chars)

    Wonderful curb appeal on a quiet side street! This 2005 home has an open great room design with 3 spacious bedrooms, 2 updated baths with large walk-in showers and another ½ bath by the pool so wet feet stay outside. The sparkling pool has a wide pool deck for you and guests and the deep under truss lanai is perfect for entertaining. A combination of solar roof panels and heat pump will save you money and keep the pool at an optimum temperature when guests visit. There’s room for 2 cars plus a golf cart in the 2.5 car garage and sliding screens over the exterior door allow the breeze to flow through the house. Inside, the kitchen features new stainless appliances, cherry-toned cabinets, a desk area and solid surface counters with tiled-front breakfast bar. Plant shelves, a sweeping curved wall, art niches, and plantation shutters enhance the interior. You’ll never contend with carpets because the main living area has ceramic tile and all bedrooms have new laminate wood flooring. A large laundry room has counters and cabinets above. Need storage space? There's lots of space here. Accordion and roll-down hurricane shutters protect all exterior openings. This will make a perfect second home or full-time residence in the desirable community of Burnt Store Lakes. And this home is just a short ride to neighboring Burnt Store Marina for access to challenging golf, tennis and pickleball, deep-water boating and dining at two restaurants. Escape high taxes up north for a home you can move into now! SEE THE 3D TOUR!

13. 2020-01-24
    soldstatus $337,000 Closed

    Show marketing remark (1549 chars)

    Wonderful curb appeal on a quiet side street! This 2005 home has an open great room design with 3 spacious bedrooms, 2 updated baths with large walk-in showers and another ½ bath by the pool so wet feet stay outside. The sparkling pool has a wide pool deck for you and guests and the deep under truss lanai is perfect for entertaining. A combination of solar roof panels and heat pump will save you money and keep the pool at an optimum temperature when guests visit. There’s room for 2 cars plus a golf cart in the 2.5 car garage and sliding screens over the exterior door allow the breeze to flow through the house. Inside, the kitchen features new stainless appliances, cherry-toned cabinets, a desk area and solid surface counters with tiled-front breakfast bar. Plant shelves, a sweeping curved wall, art niches, and plantation shutters enhance the interior. You’ll never contend with carpets because the main living area has ceramic tile and all bedrooms have new laminate wood flooring. A large laundry room has counters and cabinets above. Need storage space? There's lots of space here. Accordion and roll-down hurricane shutters protect all exterior openings. This will make a perfect second home or full-time residence in the desirable community of Burnt Store Lakes. And this home is just a short ride to neighboring Burnt Store Marina for access to challenging golf, tennis and pickleball, deep-water boating and dining at two restaurants. Escape high taxes up north for a home you can move into now! SEE THE 3D TOUR!

14. 2020-01-24
    soldstatus $337,000

    Show marketing remark (1549 chars)

    Wonderful curb appeal on a quiet side street! This 2005 home has an open great room design with 3 spacious bedrooms, 2 updated baths with large walk-in showers and another ½ bath by the pool so wet feet stay outside. The sparkling pool has a wide pool deck for you and guests and the deep under truss lanai is perfect for entertaining. A combination of solar roof panels and heat pump will save you money and keep the pool at an optimum temperature when guests visit. There’s room for 2 cars plus a golf cart in the 2.5 car garage and sliding screens over the exterior door allow the breeze to flow through the house. Inside, the kitchen features new stainless appliances, cherry-toned cabinets, a desk area and solid surface counters with tiled-front breakfast bar. Plant shelves, a sweeping curved wall, art niches, and plantation shutters enhance the interior. You’ll never contend with carpets because the main living area has ceramic tile and all bedrooms have new laminate wood flooring. A large laundry room has counters and cabinets above. Need storage space? There's lots of space here. Accordion and roll-down hurricane shutters protect all exterior openings. This will make a perfect second home or full-time residence in the desirable community of Burnt Store Lakes. And this home is just a short ride to neighboring Burnt Store Marina for access to challenging golf, tennis and pickleball, deep-water boating and dining at two restaurants. Escape high taxes up north for a home you can move into now! SEE THE 3D TOUR!

15. 2019-12-08
    status Pending

    Show marketing remark (1549 chars)

    Wonderful curb appeal on a quiet side street! This 2005 home has an open great room design with 3 spacious bedrooms, 2 updated baths with large walk-in showers and another ½ bath by the pool so wet feet stay outside. The sparkling pool has a wide pool deck for you and guests and the deep under truss lanai is perfect for entertaining. A combination of solar roof panels and heat pump will save you money and keep the pool at an optimum temperature when guests visit. There’s room for 2 cars plus a golf cart in the 2.5 car garage and sliding screens over the exterior door allow the breeze to flow through the house. Inside, the kitchen features new stainless appliances, cherry-toned cabinets, a desk area and solid surface counters with tiled-front breakfast bar. Plant shelves, a sweeping curved wall, art niches, and plantation shutters enhance the interior. You’ll never contend with carpets because the main living area has ceramic tile and all bedrooms have new laminate wood flooring. A large laundry room has counters and cabinets above. Need storage space? There's lots of space here. Accordion and roll-down hurricane shutters protect all exterior openings. This will make a perfect second home or full-time residence in the desirable community of Burnt Store Lakes. And this home is just a short ride to neighboring Burnt Store Marina for access to challenging golf, tennis and pickleball, deep-water boating and dining at two restaurants. Escape high taxes up north for a home you can move into now! SEE THE 3D TOUR!

16. 2019-12-08
    status Pending 1549-char remark

    Show marketing remark (1549 chars)

    Wonderful curb appeal on a quiet side street! This 2005 home has an open great room design with 3 spacious bedrooms, 2 updated baths with large walk-in showers and another ½ bath by the pool so wet feet stay outside. The sparkling pool has a wide pool deck for you and guests and the deep under truss lanai is perfect for entertaining. A combination of solar roof panels and heat pump will save you money and keep the pool at an optimum temperature when guests visit. There’s room for 2 cars plus a golf cart in the 2.5 car garage and sliding screens over the exterior door allow the breeze to flow through the house. Inside, the kitchen features new stainless appliances, cherry-toned cabinets, a desk area and solid surface counters with tiled-front breakfast bar. Plant shelves, a sweeping curved wall, art niches, and plantation shutters enhance the interior. You’ll never contend with carpets because the main living area has ceramic tile and all bedrooms have new laminate wood flooring. A large laundry room has counters and cabinets above. Need storage space? There's lots of space here. Accordion and roll-down hurricane shutters protect all exterior openings. This will make a perfect second home or full-time residence in the desirable community of Burnt Store Lakes. And this home is just a short ride to neighboring Burnt Store Marina for access to challenging golf, tennis and pickleball, deep-water boating and dining at two restaurants. Escape high taxes up north for a home you can move into now! SEE THE 3D TOUR!

17. 2019-10-26
    price $354,900 1549-char remark

    Show marketing remark (1549 chars)

    Wonderful curb appeal on a quiet side street! This 2005 home has an open great room design with 3 spacious bedrooms, 2 updated baths with large walk-in showers and another ½ bath by the pool so wet feet stay outside. The sparkling pool has a wide pool deck for you and guests and the deep under truss lanai is perfect for entertaining. A combination of solar roof panels and heat pump will save you money and keep the pool at an optimum temperature when guests visit. There’s room for 2 cars plus a golf cart in the 2.5 car garage and sliding screens over the exterior door allow the breeze to flow through the house. Inside, the kitchen features new stainless appliances, cherry-toned cabinets, a desk area and solid surface counters with tiled-front breakfast bar. Plant shelves, a sweeping curved wall, art niches, and plantation shutters enhance the interior. You’ll never contend with carpets because the main living area has ceramic tile and all bedrooms have new laminate wood flooring. A large laundry room has counters and cabinets above. Need storage space? There's lots of space here. Accordion and roll-down hurricane shutters protect all exterior openings. This will make a perfect second home or full-time residence in the desirable community of Burnt Store Lakes. And this home is just a short ride to neighboring Burnt Store Marina for access to challenging golf, tennis and pickleball, deep-water boating and dining at two restaurants. Escape high taxes up north for a home you can move into now! SEE THE 3D TOUR!

18. 2019-09-27
    listed $369,900 Active
19. 2019-09-26
    listed $369,900 Active 1549-char remark

    Show marketing remark (1549 chars)

    Wonderful curb appeal on a quiet side street! This 2005 home has an open great room design with 3 spacious bedrooms, 2 updated baths with large walk-in showers and another ½ bath by the pool so wet feet stay outside. The sparkling pool has a wide pool deck for you and guests and the deep under truss lanai is perfect for entertaining. A combination of solar roof panels and heat pump will save you money and keep the pool at an optimum temperature when guests visit. There’s room for 2 cars plus a golf cart in the 2.5 car garage and sliding screens over the exterior door allow the breeze to flow through the house. Inside, the kitchen features new stainless appliances, cherry-toned cabinets, a desk area and solid surface counters with tiled-front breakfast bar. Plant shelves, a sweeping curved wall, art niches, and plantation shutters enhance the interior. You’ll never contend with carpets because the main living area has ceramic tile and all bedrooms have new laminate wood flooring. A large laundry room has counters and cabinets above. Need storage space? There's lots of space here. Accordion and roll-down hurricane shutters protect all exterior openings. This will make a perfect second home or full-time residence in the desirable community of Burnt Store Lakes. And this home is just a short ride to neighboring Burnt Store Marina for access to challenging golf, tennis and pickleball, deep-water boating and dining at two restaurants. Escape high taxes up north for a home you can move into now! SEE THE 3D TOUR!

20. 2017-11-13
    historical
21. 2017-11-08
    listed $349,800 Active
22. 2003-05-17
    soldstatus $24,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,672 · $389/mo
• Projected year-2 tax: $4,672 · $389/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 8 d/yr ≥107°F today · 33 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $58,044
• − Mortgage interest: −$29,674
• − Property taxes: −$4,672
• − Insurance: −$7,767
• − Repairs & maintenance: −$4,644
• − Management: −$4,644
• − HOA: −$492
• − Depreciation: −$15,411
• Taxable loss: −$9,260
• Est. tax savings @ 24.0%: +$2,222
• After-tax cash flow: $1,809/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Burnt Store Marina

• Score: 72/100
• State rank: #354
• US rank: #6145

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• Metro: Punta Gorda, FL
• Population (ZIP): 12,399
• Household income: $76,943
• Rent vs Own: 9.5% rent · 90.5% own
• Severe rent burden: 226.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Cuban 4%
• Common ancestry: Romanian 5% Italian 3% Serbian 3%
• Foreign-born: 8% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.71%
• Current HPI: 242.9043
• Rent YoY: —
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2027.5% since first listed

20 events — show timeline

• 2026-02-24 Price Changed $529,750 FORTMLS
• 2025-06-06 Price Changed $550,000 FORTMLS
• 2025-02-21 Price Changed $595,000 FORTMLS
• 2024-10-24 Price Changed $615,000 FORTMLS
• 2024-08-08 Listed $625,000 FORTMLS
• 2024-08-07 Listing Removed — FORTMLS
• 2024-06-27 Price Changed $625,000 FORTMLS
• 2024-02-05 Price Changed $640,000 FORTMLS
• 2023-12-08 Listed $650,000 FORTMLS
• 2020-01-24 Sold (Public Records) $337,000 Public Records
• 2020-01-24 Sold (MLS) $337,000 FORTMLS
• 2020-01-24 Sold (MLS) $337,000 Stellar MLS as Distributed by MLS Grid
• 2019-12-08 Pending — FORTMLS
• 2019-12-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-10-26 Price Changed $354,900 Stellar MLS as Distributed by MLS Grid
• 2019-09-27 Listed $369,900 FORTMLS
• 2019-09-26 Listed $369,900 Stellar MLS as Distributed by MLS Grid
• 2017-11-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2017-11-08 Listed $349,800 Stellar MLS as Distributed by MLS Grid
• 2003-05-17 Sold (Public Records) $24,900 Public Records

Property tax history

+5.3%/yr

Latest (2025): $4,672 · +2.7% YoY. Source: county tax records.