310 S Newkirk St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.0/30.0
- ARV discount +12.5/15.0
- DSCR +7.4/10.0
- 1% rule +5.0/10.0
- Livability +3.8/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$254,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful downtown row home newly painted and ideally situated within walking distance to Patterson Park and Canton for an abundance of opportunities for shopping, dining, and outdoor adventures! Arrive into the main level living room and dining room combination and experience a neutral color palette that highlights the sizable window for an abundance of light, built-in shelving, and brand-new plush carpet. Let the eat-in kitchen provide an intimate space for spending time with loved ones creating gourmet meals boasting ample storage, pull-out drawers for easy access, and space for a café table and chairs. The upper-level primary bedroom offers a spacious layout featuring a walk-in closet, a sitting area for curling up with a good book or an additional media area, and a skylight. An additional bedroom and a hall bath complete the sleeping quarters. Possibilities are endless in the lower level to design your dream space with a laundry room, powder room, and a possible bedroom or office. Enjoy mornings or cool evenings watching the sunrise and sunsets on the rear deck that overlooks the fenced patio and spend time entertaining! Major commuter routes include I-895, US-40, and I-95. Updates: Paint, Carpet
Key facts
- Built 1915
- Listed 24 days
Property features AI
Finance
- Other: Not in federal flood zone; Total below-grade area approximately 520 (partially finished); Above-grade finished area approximately 1,105 (assessor); Irrigation water rights
- HOA & community: Ground rent paid annually (999 years remaining)
Exterior
- Parking: Concrete driveway; On-street parking
- Utilities: Public water; Public sewer; Electric power
- Home design: Interior townhouse/rowhouse; Fee simple ownership; Located downtown, in city limits
- Construction: Brick front; Other foundation; Double-hung, double-pane, vinyl-clad windows with screens; Excellent property condition; Effective year of major remodel: 2026
- Exterior features: Sidewalks; Street lights; Rear fencing; Deck(s) and patio(s)
Interior
- Kitchen: Refrigerator; Electric oven/range; Microwave; Dishwasher
- Bedrooms: Two bedrooms on the upper level; One bedroom on the lower level
- Flooring: Carpet; Concrete; Vinyl
- Bathrooms: Three full bathrooms (two on upper level, one on lower level)
- Heating & cooling: Forced air heating (natural gas); Central air conditioning; Electric hot water
- Interior features: Dining area; Eat-in kitchen; Drywall walls and ceilings; Partially finished basement with outside entrance
- Laundry & utility: Washer and dryer in unit (lower floor laundry)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $255k.
Deal economics
- At list price, monthly cash flow is $453 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $255k (0.1% below list).
- Recommended offer: $251k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.4% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.3%/yr); 391 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 34% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 24 days — a 2% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 29y ago; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $50k; list at $255k implies a 410% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 8.43%
- Cash-on-cash
- 7.62%
- DSCR
- 1.34
- GRM
- 8.3
CMA / ARV
- ARV (on-the-fly)
- $286,650
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 615 Ponca St | 0.25mi | 3/2.0 | 1,386 (+2%) | 1mo | $300,000 | $216 | 81 |
| 737 S Macon St | 0.30mi | 3/3.0 | 1,376 (+1%) | 1mo | $335,000 | $243 | 76 |
| 628 Savage St S | 0.34mi | 3/2.0 | 1,482 (+9%) | 0mo | $190,000 | $128 | 66 |
| 606 S Lehigh St | 0.22mi | 3/3.0 | 1,495 (+10%) | 1mo | $270,000 | $181 | 65 |
| 3313 Foster Ave | 0.74mi | 3/1.5 | 1,392 (+2%) | 1mo | $206,000 | $148 | 59 |
| 3820 Hudson St | 0.57mi | 2/2.0 (-1) | 1,316 (-4%) | 1mo | $298,900 | $227 | 57 |
| 3420 Leverton Ave | 0.66mi | 2/2.0 (-1) | 1,340 (-2%) | 1mo | $115,000 | $86 | 56 |
| 3609 Fayette St E | 0.70mi | 2/1.5 (-1) | 1,390 (+2%) | 2mo | $119,900 | $86 | 56 |
| 738 S Macon St | 0.32mi | 3/2.5 | 1,568 (+15%) | 0mo | $348,000 | $222 | 54 |
| 808 S Eaton St | 0.59mi | 2/2.0 (-1) | 1,488 (+9%) | 1mo | $325,000 | $218 | 48 |
| 348 Elrino St | 0.73mi | 4/2.0 (+1) | 1,460 (+7%) | 2mo | $210,000 | $144 | 44 |
| 118 S Eaton St | 0.49mi | 3/3.5 | 1,569 (+15%) | 1mo | $330,000 | $210 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.31% rent growth · sell at horizon
- IRR
- -6.4%
- Equity multiple
- 0.76×
- Total profit
- $-16,777
- Equity at exit
- $38,006
- IRR
- 1.1%
- Equity multiple
- 1.07×
- Total profit
- $5,332
- Equity at exit
- $22,039
Cash invested: $71,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21224
- Rents YoY
- 1.3%
- Active inventory
- 391
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $2,545 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$115 /mo · $1,374/yr
- Insurance
- −$106
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$535
- Net cashflow
- $453
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,725
- Closing costs
- $7,647
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 230 S Newkirk St Baltimore, MD | 3.0 | 3.5 | 1600 | $3,000 | $1.88 | 17d | 1 | 0.03mi |
| 228 S Newkirk St Baltimore, MD | 3.0 | 3.5 | 1620 | $3,000 | $1.85 | 43d | 1 | 0.03mi |
| 224 S Newkirk St Baltimore, MD | 3.0 | 3.5 | 1600 | $3,300 | $2.06 | 20d | 1 | 0.03mi |
| 410 S Newkirk St Baltimore, MD | 2.0 | 1.5 | 1330 | $1,580 | $1.19 | 43d | 1 | 0.09mi |
| 133 S Macon St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 17d | 1 | 0.13mi |
| 527 S Lehigh St Baltimore, MD | 3.0 | 2.0 | 1320 | $2,325 | $1.76 | 43d | 1 | 0.20mi |
| 608 Oldham St Baltimore, MD | 3.0 | 3.5 | 1640 | $2,500 | $1.52 | 23d | 1 | 0.23mi |
| 611 Oldham St Baltimore, MD | 2.0 | 1.0 | 1148 | $1,800 | $1.57 | 12d | 1 | 0.24mi |
| 523 Rappolla St Baltimore, MD | 3.0 | 2.0 | 1650 | $2,100 | $1.27 | 23d | 1 | 0.29mi |
| 4505 Foster Ave Baltimore, MD | 3.0 | 3.0 | 1376 | $2,650 | $1.93 | 23d | 1 | 0.30mi |
| 727 S Macon St Baltimore, MD | 3.0 | 2.5 | 1600 | $3,450 | $2.16 | 43d | 1 | 0.31mi |
| 4500 Fait Ave Baltimore, MD | 3.0 | 3.5 | 1792 | $2,800 | $1.56 | 43d | 1 | 0.35mi |
| 502 S Haven St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 23d | 1 | 0.35mi |
| 502 S Haven St Baltimore, MD | 2.0 | 2.5 | 1440 | $2,400 | $1.67 | 16d | 1 | 0.35mi |
| 4015 Eastern Ave Unit 2L Baltimore, MD | 3.0 | 2.0 | 1100 | $1,800 | $1.64 | 43d | 1 | 0.36mi |
| 3905 Bank St Baltimore, MD | 4.0 | 1.0–3.0 | 909 | $2,820 | $3.10 | 2d | 20 | 0.40mi |
| 611 Grundy St Baltimore, MD | 3.0 | 2.0 | 1434 | $2,700 | $1.88 | 23d | 1 | 0.41mi |
| 708 Umbra St Baltimore, MD | 3.0 | 1.5 | 1274 | $2,000 | $1.57 | 17d | 1 | 0.45mi |
| 115 S Eaton St Baltimore, MD | 3.0 | 2.5 | 1393 | $1,800 | $1.29 | 16d | 1 | 0.47mi |
| 560 Bayview Blvd Baltimore, MD | 1.0–3.0 | 1.0–3.0 | 1108 | $3,372 | $3.04 | 2d | 25 | 0.50mi |
| 3710 E Pratt St Baltimore, MD | 2.0 | 3.5 | 1230 | $1,900 | $1.54 | 23d | 1 | 0.52mi |
| 3502 E Lombard St Baltimore, MD | 3.0 | 2.0 | 1522 | $1,870 | $1.23 | 43d | 1 | 0.62mi |
| 3436 Leverton Ave Baltimore, MD | 3.0 | 3.5 | 1500 | $2,350 | $1.57 | 23d | 1 | 0.63mi |
| 235 S Highland Ave Baltimore, MD | 2.0 | 1.5 | 1222 | $2,000 | $1.64 | 23d | 1 | 0.64mi |
| 3430 E Baltimore St Baltimore, MD | 3.0 | 2.5 | 1316 | $2,250 | $1.71 | 23d | 1 | 0.67mi |
| 301 Cornwall St Baltimore, MD | 4.0 | 2.0 | 1520 | $2,750 | $1.81 | 10d | 1 | 0.67mi |
| 301 Cornwall St Baltimore, MD | 4.0 | 2.0 | 1520 | $2,900 | $1.91 | 43d | 1 | 0.67mi |
| 400 S Highland Ave Unit 402 Baltimore, MD | 2.0 | 1.0 | 900 | $1,700 | $1.89 | 43d | 1 | 0.67mi |
| 3850 Boston St Baltimore, MD | 2.0 | 1.0–2.0 | 854 | $3,378 | $3.96 | 2d | 22 | 0.68mi |
| 3610 Dillon St Baltimore, MD | 1.0–2.0 | 1.0–2.0 | 828 | $2,820 | $3.41 | 43d | 1 | 0.70mi |
| 3306 Fleet St Baltimore, MD | 4.0 | 3.0 | 1308 | $3,500 | $2.68 | 43d | 1 | 0.71mi |
| 335 Drew St Unit 1 Baltimore, MD | 2.0 | 1.0 | 1460 | $1,600 | $1.10 | 23d | 1 | 0.72mi |
| 1211 S Eaton St Unit 3035 Baltimore, MD | 3.0 | 2.0 | 1545 | $3,900 | $2.52 | 23d | 1 | 0.73mi |
| 939 S Baylis St Baltimore, MD | 3.0 | 3.0 | 1606 | $3,500 | $2.18 | 17d | 1 | 0.76mi |
| 822 S Highland Ave Baltimore, MD | 4.0 | 3.0 | 1508 | $3,500 | $2.32 | 21d | 1 | 0.77mi |
| 3304 E Baltimore St Baltimore, MD | 3.0 | 1.5 | 1514 | $1,875 | $1.24 | 43d | 1 | 0.77mi |
| 249 S East Ave Baltimore, MD | 2.0 | 2.0 | 1680 | $2,250 | $1.34 | 23d | 1 | 0.78mi |
| 106 S Bouldin St Baltimore, MD | 2.0 | 3.0 | 1134 | $2,100 | $1.85 | 20d | 1 | 0.78mi |
| 1 N Clinton St Baltimore, MD | 4.0 | 1.5 | 1200 | $1,700 | $1.42 | 19d | 1 | 0.78mi |
| 328 Folcroft St Baltimore, MD | 3.0 | 2.0 | 1460 | $2,300 | $1.58 | 23d | 1 | 0.79mi |
Listing history 36 events
-
2026-06-18days on market $254,900 Active 24 DOM
-
2026-06-17pricedays on market $254,900 Active 23 DOM
-
2026-06-16days on market $259,900 Active 22 DOM
-
2026-06-15days on market $259,900 Active 21 DOM
-
2026-06-13days on market $259,900 Active 19 DOM
-
2026-06-10price $259,900 Active 15 DOM
-
2026-06-09days on market $269,900 Active 15 DOM
-
2026-06-08days on market $269,900 Active 14 DOM
-
2026-06-07days on market $269,900 Active 13 DOM
-
2026-06-04days on market $269,900 Active 10 DOM
-
2026-06-03days on market $269,900 Active 9 DOM
-
2026-06-02days on market $269,900 Active 8 DOM
-
2026-06-02price $269,900 Active 7 DOM
-
2026-06-01days on market $279,900 Active 7 DOM
-
2026-05-31days on market $279,900 Active 6 DOM
-
2026-05-25$279,900 Active
-
2026-01-29soldstatus $50,000
-
2023-09-18historical $2,100
-
2023-08-29$2,100
-
2023-01-24soldstatus $175,000
-
2022-08-26soldstatus $175,000 Closed 1230-char remark
Show marketing remark (1230 chars)
Beautiful downtown row home newly painted and ideally situated within walking distance to Patterson Park and Canton for an abundance of opportunities for shopping, dining, and outdoor adventures! Arrive into the main level living room and dining room combination and experience a neutral color palette that highlights the sizable window for an abundance of light, built-in shelving, and brand-new plush carpet. Let the eat-in kitchen provide an intimate space for spending time with loved ones creating gourmet meals boasting ample storage, pull-out drawers for easy access, and space for a café table and chairs. The upper-level primary bedroom offers a spacious layout featuring a walk-in closet, a sitting area for curling up with a good book or an additional media area, and a skylight. An additional bedroom and a hall bath complete the sleeping quarters. Possibilities are endless in the lower level to design your dream space with a laundry room, powder room, and a possible bedroom or office. Enjoy mornings or cool evenings watching the sunrise and sunsets on the rear deck that overlooks the fenced patio and spend time entertaining! Major commuter routes include I-895, US-40, and I-95. Updates: Paint, Carpet
-
2022-07-26status Pending 1230-char remark
Show marketing remark (1230 chars)
Beautiful downtown row home newly painted and ideally situated within walking distance to Patterson Park and Canton for an abundance of opportunities for shopping, dining, and outdoor adventures! Arrive into the main level living room and dining room combination and experience a neutral color palette that highlights the sizable window for an abundance of light, built-in shelving, and brand-new plush carpet. Let the eat-in kitchen provide an intimate space for spending time with loved ones creating gourmet meals boasting ample storage, pull-out drawers for easy access, and space for a café table and chairs. The upper-level primary bedroom offers a spacious layout featuring a walk-in closet, a sitting area for curling up with a good book or an additional media area, and a skylight. An additional bedroom and a hall bath complete the sleeping quarters. Possibilities are endless in the lower level to design your dream space with a laundry room, powder room, and a possible bedroom or office. Enjoy mornings or cool evenings watching the sunrise and sunsets on the rear deck that overlooks the fenced patio and spend time entertaining! Major commuter routes include I-895, US-40, and I-95. Updates: Paint, Carpet
-
2022-07-21$170,000 Active 1230-char remark
Show marketing remark (1230 chars)
Beautiful downtown row home newly painted and ideally situated within walking distance to Patterson Park and Canton for an abundance of opportunities for shopping, dining, and outdoor adventures! Arrive into the main level living room and dining room combination and experience a neutral color palette that highlights the sizable window for an abundance of light, built-in shelving, and brand-new plush carpet. Let the eat-in kitchen provide an intimate space for spending time with loved ones creating gourmet meals boasting ample storage, pull-out drawers for easy access, and space for a café table and chairs. The upper-level primary bedroom offers a spacious layout featuring a walk-in closet, a sitting area for curling up with a good book or an additional media area, and a skylight. An additional bedroom and a hall bath complete the sleeping quarters. Possibilities are endless in the lower level to design your dream space with a laundry room, powder room, and a possible bedroom or office. Enjoy mornings or cool evenings watching the sunrise and sunsets on the rear deck that overlooks the fenced patio and spend time entertaining! Major commuter routes include I-895, US-40, and I-95. Updates: Paint, Carpet
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2005-09-26soldstatus $186,150
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2005-07-29soldstatus $186,150 342-char remark
Show marketing remark (342 chars)
Completely renovated and remodeled home. Open floor plan with updated kitchen(all new appliances) and bath. New roof, electric, CAC/ Central Heat(gas). Newly installed pergo, plush and Berber carpet floors. Deck with fenced in yard. Generous room sizes with huge owner bedroom. Move in condition - ideal for either a homebuyer or an investor.
-
2005-07-15historical 342-char remark
Show marketing remark (342 chars)
Completely renovated and remodeled home. Open floor plan with updated kitchen(all new appliances) and bath. New roof, electric, CAC/ Central Heat(gas). Newly installed pergo, plush and Berber carpet floors. Deck with fenced in yard. Generous room sizes with huge owner bedroom. Move in condition - ideal for either a homebuyer or an investor.
-
2005-07-06$195,900 342-char remark
Show marketing remark (342 chars)
Completely renovated and remodeled home. Open floor plan with updated kitchen(all new appliances) and bath. New roof, electric, CAC/ Central Heat(gas). Newly installed pergo, plush and Berber carpet floors. Deck with fenced in yard. Generous room sizes with huge owner bedroom. Move in condition - ideal for either a homebuyer or an investor.
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2004-12-27soldstatus $121,000
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2004-11-30soldstatus $121,000
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2004-10-24historical
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2004-09-16$139,900
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2000-09-08soldstatus $37,400
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1998-02-21historical
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1997-10-20
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1995-03-06soldstatus $36,000
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1988-09-21soldstatus $40,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $1,374 · $115/mo
- Projected year-2 tax
- $2,076 · $173/mo
- Expected delta
- +$702/yr (+$59/mo · 51.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,543
- − Mortgage interest
- −$14,278
- − Property taxes
- −$1,374
- − Insurance
- −$1,274
- − Repairs & maintenance
- −$2,443
- − Management
- −$2,443
- − Depreciation
- −$7,415
- Taxable income
- $1,314
- Est. tax owed @ 24.0%
- −$315
- After-tax cash flow
- $5,124/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 47,465
- Household income
- $89,017
- Rent vs Own
- Severe rent burden
- 1786.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Dominican 1%
- Common ancestry
- Romanian 5% Lithuanian 2% Italian 1%
- Foreign-born
- 17% · Canada, China, Vietnam
- Languages at home
- 76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -332.23%
- Current HPI
- 241.284
- Rent YoY
- ▲ 1.31%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+599.8% since first listed21 events — show timeline
- 2026-05-25 Listed $279,900 BRIGHT MLS
- 2026-01-29 Sold (Public Records) $50,000 Public Records
- 2023-09-18 Rental Removed $2,100 Avail
- 2023-08-29 Listed for Rent $2,100 Avail
- 2023-01-24 Sold (Public Records) $175,000 Public Records
- 2022-08-26 Sold (MLS) $175,000 BRIGHT MLS
- 2022-07-26 Pending — BRIGHT MLS
- 2022-07-21 Listed $170,000 BRIGHT MLS
- 2005-09-26 Sold (Public Records) $186,150 Public Records
- 2005-07-29 Sold (MLS) $186,150 MRIS
- 2005-07-15 Delisted — MRIS
- 2005-07-06 Listed $195,900 MRIS
- 2004-12-27 Sold (Public Records) $121,000 Public Records
- 2004-11-30 Sold (MLS) $121,000 MRIS
- 2004-10-24 Delisted — MRIS
- 2004-09-16 Listed $139,900 MRIS
- 2000-09-08 Sold (Public Records) $37,400 Public Records
- 1998-02-21 Delisted — MRIS
- 1997-10-20 Listed — MRIS
- 1995-03-06 Sold (Public Records) $36,000 Public Records
- 1988-09-21 Sold (Public Records) $40,000 Public Records
Property tax history
-5.5%/yrLatest (2025): $1,374 · -54.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…