10178 Huntington Park Dr · Strongsville, OH 44136

$425,000

4 bd · 2.5 ba · 2,082 sqft · SingleFamily public records · 3 Days on market

Built 1985 10,497 sqft lot Est $406k · at est. $38/mo HOA

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +6.7/10.0
• ARV discount +5.4/15.0
• Livability +4.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Key facts

• 0.24 acre lot
• 2 garage spots
• Community pool

Property features AI

Finance

• HOA & community: Homeowners association (Huntington Park Estates HOA); Annual HOA fee of $450 covering recreation facilities

Exterior

• Parking: Attached garage with 2 spaces; Driveway; Garage door opener
• Utilities: Public water; Public sewer
• Home design: Two-story home; Faces northeast; Block foundation
• Construction: Stone and vinyl siding exterior; Asphalt/fiberglass roof; Built (year per public records)
• Exterior features: Covered patio/porch; Deck; Front porch; Patio; Shed(s); Community pool; Common grounds; Playground; Park; Tennis courts

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bathrooms: Two full bathrooms; One half bathroom; One main-level bathroom
• Heating & cooling: Central air conditioning; Forced air heating (gas)
• Interior features: Ceiling fans; Entrance foyer; Eat-in kitchen; Granite countertops; Partially finished full basement; Gas log and wood-burning fireplace in family room (1 fireplace); Total of 11 rooms
• Laundry & utility: Main-level laundry room

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $425k.

Deal economics

• At list price, monthly cash flow is $3k ($42k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($8k rent vs $425k).
• Cap rate 16.1% vs local median 3.2% in Strongsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 88/100 on livability (#27 in OH, #243 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, amenities A+; Watch: commute F.
• Strongsville City (suburban): math 73% / reading 79% proficiency, ranked #62 of 656 in OH (top 10%) — strong family-tenant draw, lease renewals of 3-5y typical; only 15% free/reduced lunch — higher-income household profile.
• Market conditions: 81 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
• At $8,055/mo this rent would consume 103% of the median local household income ($94k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
• Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $119k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $98k; list at $425k implies a 334% gain — meaningful room to come down on a strong offer.

Recommended offer $425,000

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.90% ✓
• Cap rate: 16.11%
• Cash-on-cash: 35.06%
• DSCR: 2.56
• GRM: 4.4

CMA / ARV

• ARV (on-the-fly): $405,990
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
15888 Inglewood Dr	0.10mi	4/2.5	2,082 (0%)	2mo	$340,000	$163	94
10024 Huntington Park Dr	0.10mi	3/2.0 (-1)	1,868 (-10%)	3mo	$363,600	$195	69
9226 Rainier Ct	0.42mi	3/2.0 (-1)	2,013 (-3%)	2mo	$386,000	$192	66
16430 N Laguardia Pkwy	0.28mi	3/2.5 (-1)	1,971 (-5%)	9mo	$342,000	$174	65
15485 Albion Rd	0.40mi	4/2.0	1,968 (-6%)	8mo	$339,000	$172	64
10266 Huntington Park Dr	0.06mi	3/3.0 (-1)	1,806 (-13%)	8mo	$405,000	$224	62
9322 Rainier Ct	0.41mi	3/4.0 (-1)	2,292 (+10%)	3mo	$485,000	$212	50
10010 Chevy Chase	0.38mi	3/2.5 (-1)	1,802 (-13%)	7mo	$360,000	$200	50
10388 Webster Rd	0.47mi	3/1.5 (-1)	1,840 (-12%)	1mo	$430,000	$234	49
9898 Lakeview Cir	0.58mi	4/2.5	2,394 (+15%)	0mo	$395,000	$165	48
9129 Tahoe Cir	0.43mi	3/3.0 (-1)	1,804 (-13%)	7mo	$422,000	$234	45
11696 Point Overlook Pl	0.67mi	4/2.0	2,348 (+13%)	7mo	$349,000	$149	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 30.6%
• Equity multiple: 2.28×
• Total profit: $152,642
• Equity at exit: $63,369

10-year hold

• IRR: 37.8%
• Equity multiple: 4.52×
• Total profit: $418,399
• Equity at exit: $36,746

Cash invested: $119,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44136

• Active inventory: 81
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $8,055 medium
• Mortgage (P&I): −$2,229
• Tax from tax record: −$443 /mo · $5,318/yr
• Insurance: −$177
• HOA: −$38
• Vacancy / Maint / Mgmt: −$1,692
• Net cashflow: $3,476

Break-even live

Break-even rent $3,654

Max offer price $425,000

Occupancy floor 52%

Sensitivity live

Price	-10% $3,717	-5% $3,597	+0% $3,476	+5% $3,356	+10% $3,236
Rent	-10% $2,840	-5% $3,158	+0% $3,476	+5% $3,795	+10% $4,113
Rate	-1.0pp $3,691	-0.5pp $3,585	base $3,476	+0.5pp $3,366	+1.0pp $3,254

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $106,250
• Closing costs: $12,750
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8040 Strongsville Blvd Unit 1496063P Strongsville, OH	3.0	2.0	1980	$8,055	$4.07	22d	1	1.45mi

HOA detail

• Monthly dues: $38 · $456/yr

Listing history 5 events

1. 2026-06-01
   status $425,000 Pending 3 DOM
2. 2026-05-31
   days on market $425,000 Active 3 DOM
3. 2026-05-28
   listed $425,000 Active
4. 1986-05-14
   soldstatus $98,000
5. 1985-11-19
   soldstatus $18,325

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $5,318 · $443/mo
• Projected year-2 tax: $5,974 · $498/mo
• Expected delta: +$656/yr (+$55/mo · 12.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $96,660
• − Mortgage interest: −$23,807
• − Property taxes: −$5,318
• − Insurance: −$2,125
• − Repairs & maintenance: −$7,733
• − Management: −$7,733
• − HOA: −$456
• − Depreciation: −$12,364
• Taxable income: $37,126
• Est. tax owed @ 24.0%: −$8,910
• After-tax cash flow: $32,808/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Strongsville City
• NCES district ID: 3904484
• Math proficiency: 73% ▼ -10.00%
• Reading proficiency: 79% ▼ -2.00%
• Median HH income: $78,206
• Composite: 67.02/100
• National rank: #395
• State rank: #62 of 656 in OH

Livability — Strongsville

• Score: 88/100
• State rank: #27
• US rank: #243

Category grades

Amenities A+ Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Strongsville, OH
• County: Cuyahoga · 1,045,444 people
• City population: 46,110
• Metro: Cleveland, OH
• Population (ZIP): 25,068
• Household income: $93,713
• Rent vs Own: 28.1% rent · 71.9% own
• Severe rent burden: 8.9

Population outlook (Cuyahoga County) Hauer SSP2

• Today (2025): 1,244,621 people
• By 2030: 1,230,093 · -1.2%
• By 2040: 1,189,108 · -4.5%
• By 2050: 1,145,706 · -7.9%
• By 2075: 1,076,557 · -13.5%
• By 2100: 978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Asian 11% Two or more races 3% Hispanic / Latino 3% Black 3%
• Common ancestry: Romanian 10% Subsaharan African 3% Slovak 2%
• Foreign-born: 15% · Canada, China, Vietnam
• Languages at home: 82% English-only · Other Indo-European 7% Arabic 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Cuyahoga

• 2024 margin: Solid D (+31.5) · D 65.4% · R 33.9%
• 2008→2024 swing: -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
• All cycles: 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -188.78%
• Current HPI: 205.4425
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+2219.2% since first listed

3 events — show timeline

• 2026-05-28 Listed $425,000 MLSNOW
• 1986-05-14 Sold (Public Records) $98,000 Public Records
• 1985-11-19 Sold (Public Records) $18,325 Public Records

Property tax history

+2.0%/yr

Latest (2025): $5,318 · -0.0% YoY. Source: county tax records.