1217 W 29th St · Jacksonville, FL 32209

$105,000

3 bd · 2.0 ba · 1,320 sqft · SingleFamily public records · 24 Days on market

Built 1928 4,937 sqft lot Est $206k · 49% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.6/30.0
• ARV discount +15.0/15.0
• DSCR +9.7/10.0
• 1% rule +7.2/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

Key facts

• Close to parks
• Close to schools
• Easy access to i-95

Tags

• SPEEDWAY PARK NEIGHBORHOOD
• EASY ACCESS TO I-95
• CLOSE TO SCHOOLS
• CLOSE TO PARKS
• LOCAL AMENITIES
• GREAT RENTAL HISTORY

Property features AI

Finance

• Other: Property type: Residential, single family; Zoning: RLD-60; Lot about 0.11 acres (0 to less than 1/4 acre); Asphalt road access; Living area approximately 1,320 square feet

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer; Cable available; Electricity connected; Water available; Sewer connected
• Home design: Single family residence; One story; Faces southeast
• Construction: Concrete and other construction materials; Shingle roof; Concrete perimeter foundation; Built on one level
• Exterior features: Outdoor lighting; Other exterior features; Chain link fencing

Interior

• Kitchen: Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Other interior features; Range; Refrigerator
• Laundry & utility: Laundry: Other

🏷️ Possibly a rental listed for sale. The $105,000 price doesn't fit this home's estimated sale value (~$205,920) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $105k.

Deal economics

• At list price, monthly cash flow is $315 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $105k).
• Recommended offer: $103k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.9% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: North Shore Elementary (math 49% / reading 36%, grade F, #1,383 of 2,144 statewide, top 65%, 701 students, 86% FRL); Joseph Stilwell Middle School (math 31% / reading 33%, grade F, #448 of 571 statewide, top 79%, 612 students, 68% FRL); William M. Raines High School (math 14% / reading 13%, grade F, #616 of 667 statewide, top 92%, 1,217 students, 78% FRL) — zoned schools average 78% FRL vs 49% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 29% at this address vs 46% district-wide (-16 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.8%/yr); 399 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $70k; list at $105k implies a 50% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $103,425 (1.5% below list)

Questions for the listing agent

1. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 9.90%
• Cash-on-cash: 12.87%
• DSCR: 1.57
• GRM: 6.8

CMA / ARV

• ARV (on-the-fly): $205,920
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1149 W 28th St	0.10mi	4/2.0 (+1)	1,344 (+2%)	6mo	$200,017	$149	82
1136 W 25th St	0.24mi	3/2.0	1,267 (-4%)	0mo	$222,000	$175	82
1337 W 22nd St W	0.38mi	4/2.0 (+1)	1,357 (+3%)	3mo	$198,000	$146	70
1486 W 29th St	0.37mi	4/2.0 (+1)	1,235 (-6%)	4mo	$193,017	$156	64
916 24th St W	0.45mi	3/2.0	1,169 (-11%)	7mo	$158,500	$136	54
1485 W 22nd St	0.49mi	3/2.0	1,152 (-13%)	5mo	$195,017	$169	52
3918 Springfield Blvd	0.72mi	3/2.0	1,222 (-7%)	3mo	$185,000	$151	51
1058 W 17th St	0.63mi	3/2.0	1,182 (-10%)	3mo	$200,000	$169	50
1451 15th St W	0.72mi	3/2.0	1,209 (-8%)	7mo	$225,017	$186	47
1636 W 34th St W	0.64mi	4/2.0 (+1)	1,169 (-11%)	3mo	$190,000	$163	44
1617 W 23rd St	0.64mi	4/2.0 (+1)	1,148 (-13%)	5mo	$175,000	$152	39
1737 W 24th St	0.74mi	3/1.5	1,137 (-14%)	6mo	$145,000	$128	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.81% rent growth · sell at horizon

5-year hold

• IRR: 1.4%
• Equity multiple: 1.05×
• Total profit: $1,548
• Equity at exit: $15,656

10-year hold

• IRR: 9.8%
• Equity multiple: 1.72×
• Total profit: $21,136
• Equity at exit: $9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32209

• Home prices YoY: -22.1%
• Rents YoY: 1.8%
• Active inventory: 399
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,279 high
• Mortgage (P&I): −$551
• Tax from tax record: −$101 /mo · $1,209/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$269
• Net cashflow: $315

Break-even live

Break-even rent $880

Max offer price $105,000

Occupancy floor 70%

Sensitivity live

Price	-10% $375	-5% $345	+0% $315	+5% $285	+10% $256
Rent	-10% $214	-5% $265	+0% $315	+5% $366	+10% $416
Rate	-1.0pp $368	-0.5pp $342	base $315	+0.5pp $288	+1.0pp $260

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1220 W 28th St Jacksonville, FL	3.0	1.0	1122	$1,299	$1.16	25d	1	0.04mi
1201 W 27th St Jacksonville, FL	3.0	2.0	1120	$1,145	$1.02	25d	1	0.06mi
1196 W 30th St Jacksonville, FL	2.0	1.0	875	$880	$1.01	19d	1	0.06mi
1173 W 27th St Jacksonville, FL	3.0	1.0	1080	$1,145	$1.06	15d	1	0.09mi
1149 W 28th St Jacksonville, FL	4.0	2.0	1344	$1,302	$0.97	25d	1	0.09mi
1288 W 28th St Jacksonville, FL	4.0	1.5	1449	$1,267	$0.87	15d	1	0.10mi
1316 W 31st St Jacksonville, FL	2.0	1.0	906	$998	$1.10	25d	1	0.18mi
3902 Stuart St Jacksonville, FL	2.0	2.0	1114	$1,050	$0.94	25d	1	0.19mi
1407 W 31st St Jacksonville, FL	3.0	3.5	1140	$1,550	$1.36	25d	1	0.26mi
1031 W 26th St Jacksonville, FL	3.0	2.0	1261	$1,445	$1.15	25d	1	0.27mi
1417 W 31st St Jacksonville, FL	3.0	1.0	880	$1,100	$1.25	3d	1	0.27mi
1185 W 22nd St Unit U Jacksonville, FL	2.0	1.0	900	$850	$0.94	9d	1	0.30mi
1018 W 23rd St Jacksonville, FL	3.0	2.5	1161	$1,600	$1.38	25d	1	0.38mi
1530 W 29th St Jacksonville, FL	3.0	2.0	1164	$1,385	$1.19	25d	1	0.42mi
1490 W 33rd St Jacksonville, FL	4.0	1.5	1150	$1,150	$1.00	25d	1	0.42mi
1431 W 21st St Jacksonville, FL	3.0	2.0	1199	$1,425	$1.19	16d	1	0.44mi
1359 W 20th St Jacksonville, FL	2.0	1.0	901	$1,134	$1.26	19d	1	0.45mi
2904 Moncrief Rd Jacksonville, FL	3.0	1.0	952	$1,100	$1.16	25d	1	0.48mi
1410 W 20th St Jacksonville, FL	3.0	2.0	1170	$1,485	$1.27	15d	1	0.49mi
1587 W 30th St Jacksonville, FL	3.0	1.0	1363	$1,450	$1.06	16d	1	0.52mi
1609 W 24th St Jacksonville, FL	3.0	2.0	1169	$1,223	$1.05	23d	1	0.60mi
1636 W 28th St Jacksonville, FL	3.0	2.0	912	$1,375	$1.51	25d	1	0.60mi
1645 W 23rd St Unit 2 Jacksonville, FL	3.0	1.0	912	$1,275	$1.40	25d	1	0.66mi
2817 Mars Ave Jacksonville, FL	2.0	1.0	945	$975	$1.03	23d	1	0.69mi
1708 W 24th St Jacksonville, FL	3.0	2.0	1428	$1,250	$0.88	9d	1	0.70mi
2324 Moncrief Rd Unit 2324 Jacksonville, FL	2.0	1.0	900	$900	$1.00	25d	1	0.70mi
1737 W 28th St Jacksonville, FL	3.0	1.0	1105	$700	$0.63	25d	1	0.70mi
1744 W 28th St Jacksonville, FL	3.0	2.0	1556	$1,750	$1.12	25d	1	0.71mi
666 Basswood St Jacksonville, FL	3.0	1.0	1002	$1,400	$1.40	25d	1	0.72mi
1712 W 23rd St Jacksonville, FL	3.0	2.0	1200	$1,275	$1.06	25d	1	0.73mi
1525 W 15th St Jacksonville, FL	3.0	1.0	1100	$1,245	$1.13	25d	1	0.74mi
1348 Crestwood St Jacksonville, FL	3.0	1.0	1300	$1,100	$0.85	25d	1	0.75mi
2313 Janette St Jacksonville, FL	4.0	2.0	1148	$1,349	$1.18	18d	1	0.76mi
528 W 25th St Jacksonville, FL	2.0	1.0	944	$1,100	$1.17	25d	1	0.76mi
4721 E Castlewood Dr Jacksonville, FL	3.0	1.0	1008	$1,250	$1.24	25d	1	0.77mi
522 W 21st St Jacksonville, FL	3.0	2.0	1045	$1,350	$1.29	25d	1	0.80mi
1830 W 27th St Jacksonville, FL	3.0	2.0	952	$1,375	$1.44	25d	1	0.80mi
1837 W 28th St Jacksonville, FL	3.0	2.0	1333	$1,600	$1.20	25d	1	0.81mi
1842 W 26th St Jacksonville, FL	3.0	2.0	933	$1,200	$1.29	25d	1	0.83mi
1730 W 19th St Jacksonville, FL	3.0	2.0	1323	$1,100	$0.83	3d	1	0.84mi

Listing history 34 events

1. 2026-06-05
   statusdays on marketlisting id $105,000 Pending 24 DOM
2. 2026-06-03
   days on marketlisting id $105,000 Active 190 DOM
3. 2026-06-02
   days on market $105,000 Active 24 DOM
4. 2026-06-01
   days on market $105,000 Active 23 DOM
5. 2026-05-31
   days on market $105,000 Active 22 DOM
6. 2026-05-09
   listed $105,000 Active
7. 2026-05-01
   price $105,000 457-char remark

   Show marketing remark (457 chars)

   Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

8. 2026-04-10
   price $110,000 457-char remark

   Show marketing remark (457 chars)

   Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

9. 2026-04-03
   price $117,000 457-char remark

   Show marketing remark (457 chars)

   Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

10. 2026-03-27
    price $118,000 457-char remark

    Show marketing remark (457 chars)

    Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

11. 2026-03-13
    price $119,000 457-char remark

    Show marketing remark (457 chars)

    Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

12. 2026-03-06
    price $127,000 457-char remark

    Show marketing remark (457 chars)

    Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

13. 2026-02-27
    price $128,000 457-char remark

    Show marketing remark (457 chars)

    Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

14. 2026-02-20
    price $129,000 457-char remark

    Show marketing remark (457 chars)

    Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

15. 2026-01-30
    price $130,500 457-char remark

    Show marketing remark (457 chars)

    Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

16. 2026-01-23
    price $132,000 457-char remark

    Show marketing remark (457 chars)

    Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

17. 2026-01-16
    price $133,500 457-char remark

    Show marketing remark (457 chars)

    Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

18. 2025-11-25
    listed $135,000 Active 457-char remark

    Show marketing remark (457 chars)

    Charming tenant occupied home in the Speedway Park neighborhood with easy access to I-95 and downtown Jacksonville. Features a spacious layout with updates that make it move in ready! Perfect for first-time buyers or investors looking for a home with great rental history. Close to schools, parks, and local amenities. A rare opportunity to own in a convenient, well-connected location. Home is currently rented at $1,100/ month- great investor opportunity!

19. 2025-11-12
    historical $1,100
20. 2025-10-09
    price $1,100
21. 2025-09-20
    listed $1,200
22. 2025-03-11
    soldstatus $70,000 Closed 261-char remark

    Show marketing remark (261 chars)

    Investors! Come see this 3/2 fixer upper that is currently rented on a month to month lease for $1500. Home needs inside renovation in kitchen and bathrooms as well as outside work. 2022 Roof. No sight unseen offers. AS IS Seller will make no repairs.

23. 2025-02-26
    status Pending 261-char remark

    Show marketing remark (261 chars)

    Investors! Come see this 3/2 fixer upper that is currently rented on a month to month lease for $1500. Home needs inside renovation in kitchen and bathrooms as well as outside work. 2022 Roof. No sight unseen offers. AS IS Seller will make no repairs.

24. 2025-02-11
    status Active 261-char remark

    Show marketing remark (261 chars)

    Investors! Come see this 3/2 fixer upper that is currently rented on a month to month lease for $1500. Home needs inside renovation in kitchen and bathrooms as well as outside work. 2022 Roof. No sight unseen offers. AS IS Seller will make no repairs.

25. 2024-12-31
    status Pending 261-char remark

    Show marketing remark (261 chars)

    Investors! Come see this 3/2 fixer upper that is currently rented on a month to month lease for $1500. Home needs inside renovation in kitchen and bathrooms as well as outside work. 2022 Roof. No sight unseen offers. AS IS Seller will make no repairs.

26. 2024-12-02
    status Active 261-char remark

    Show marketing remark (261 chars)

    Investors! Come see this 3/2 fixer upper that is currently rented on a month to month lease for $1500. Home needs inside renovation in kitchen and bathrooms as well as outside work. 2022 Roof. No sight unseen offers. AS IS Seller will make no repairs.

27. 2024-10-29
    status Pending 261-char remark

    Show marketing remark (261 chars)

    Investors! Come see this 3/2 fixer upper that is currently rented on a month to month lease for $1500. Home needs inside renovation in kitchen and bathrooms as well as outside work. 2022 Roof. No sight unseen offers. AS IS Seller will make no repairs.

28. 2024-10-26
    listed $110,000 Active 261-char remark

    Show marketing remark (261 chars)

    Investors! Come see this 3/2 fixer upper that is currently rented on a month to month lease for $1500. Home needs inside renovation in kitchen and bathrooms as well as outside work. 2022 Roof. No sight unseen offers. AS IS Seller will make no repairs.

29. 2015-04-23
    historical
30. 2015-02-13
    status Active
31. 2015-01-30
    historical
32. 2014-05-23
    listed $17,000 Active
33. 1990-01-01
    soldstatus $69,000
34. 1988-03-28
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,209 · $101/mo
• Projected year-2 tax: $1,209 · $101/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,347
• − Mortgage interest: −$5,882
• − Property taxes: −$1,209
• − Insurance: −$525
• − Repairs & maintenance: −$1,228
• − Management: −$1,228
• − Depreciation: −$3,055
• Taxable income: $2,221
• Est. tax owed @ 24.0%: −$533
• After-tax cash flow: $3,249/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 34,657
• Household income: $30,514
• Rent vs Own: 53.0% rent · 47.0% own
• Severe rent burden: 2921.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (88%)
• Race & ethnicity: Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Hispanic 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -53.92%
• Current HPI: 189.5977
• Rent YoY: ▲ 1.81%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+320.0% since first listed

29 events — show timeline

• 2026-05-09 Listed $105,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-01 Price Changed $105,000 realMLS
• 2026-04-10 Price Changed $110,000 realMLS
• 2026-04-03 Price Changed $117,000 realMLS
• 2026-03-27 Price Changed $118,000 realMLS
• 2026-03-13 Price Changed $119,000 realMLS
• 2026-03-06 Price Changed $127,000 realMLS
• 2026-02-27 Price Changed $128,000 realMLS
• 2026-02-20 Price Changed $129,000 realMLS
• 2026-01-30 Price Changed $130,500 realMLS
• 2026-01-23 Price Changed $132,000 realMLS
• 2026-01-16 Price Changed $133,500 realMLS
• 2025-11-25 Listed $135,000 realMLS
• 2025-11-12 Rental Removed $1,100 NEFLMLS
• 2025-10-09 Price Changed $1,100 NEFLMLS
• 2025-09-20 Listed for Rent $1,200 NEFLMLS
• 2025-03-11 Sold (MLS) $70,000 realMLS
• 2025-02-26 Pending — realMLS
• 2025-02-11 Relisted — realMLS
• 2024-12-31 Pending — realMLS
• 2024-12-02 Relisted — realMLS
• 2024-10-29 Pending — realMLS
• 2024-10-26 Listed $110,000 realMLS
• 2015-04-23 Listing Removed — realMLS
• 2015-02-13 Relisted — realMLS
• 2015-01-30 Listing Removed — realMLS
• 2014-05-23 Listed $17,000 realMLS
• 1990-01-01 Sold (Public Records) $69,000 Public Records
• 1988-03-28 Sold (Public Records) $25,000 Public Records

Property tax history

+7.1%/yr

Latest (2025): $1,209 · +20.5% YoY. Source: county tax records.