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172 Hickory Gate Dr
B Composite 74.5
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.1/30.0
  • ARV discount +14.1/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.2/10.0
  • Schools +4.3/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.2/5.0
  • Appreciation +0.0/10.0

$145,000

172 Hickory Gate Dr · Palm Harbor, FL 34684
2 bd · 2.0 ba · 1,012 sqft · Manufactured public records · 31 Days on market
Built 1982 3,751 sqft lot Est $170k · 15% under $230/mo HOA · 11% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 2 bedroom, 2 bath manufactured double wide mobile home located in the highly desirable Blue Jay Mobile Home Estates in Palm Harbor. A 55+ age community where you own your own lot with very low Condo fees of $161. per month which includes the beautiful Clubhouse, Community heated pool, water sewer & trash, ground maintenance & much more. Spacious open floor plan which also includes a 10x12 enclosed Florida room. A large totally enclosed screened porch & a utility room with AC on the covered carport. There is a insulated roof over, double insulated windows throughout then home. Recent upgrades includes new flooring, new appliances, new window coverings, new vanities in bathrooms. A designated area for parking you Boat or RV at no additional fee. Near everything. Much more!

Key facts

  • Move-in ready
  • Enclosed side porch
  • Own your land

Tags

NON-FLOOD ZONEOWN YOUR LANDMOVE-IN READYENCLOSED FRONT PORCHENCLOSED SIDE PORCHATTRACTIVE LANDSCAPING

Property features AI

Finance

  • Other: Partially furnished; Living area reported as 1,012 sq ft; building area total reported as 1,890 sq ft; Lot listed as 0 to less than 1/4 acre
  • Financial info: Lease restrictions apply
  • HOA & community: Has HOA (Resource Property Management); Monthly association fee $230; Association amenities include clubhouse, pool, shuffleboard court, private road, and common area maintenance; Buyer/association approval required; Senior community; Pets allowed (cats OK, number and size limits; max pet weight 15 lbs); Deed restrictions, street lights, sidewalks, golf carts allowed; Association fee covers pool, water, sewer, trash, common area taxes, escrow reserves, private road

Exterior

  • Parking: Carport with 2 spaces
  • Utilities: Public water; Public sewer; Electricity connected; Sewer connected; Fire hydrant nearby; Sprinkler well
  • Home design: Manufactured home (double wide); One story; Faces north; Completed condition
  • Construction: Vinyl siding; Metal roof; Crawlspace foundation; Built on a 50x75 lot (approximately 0.09 acres)
  • Exterior features: Sidewalk; Shed(s); Irrigation equipment; Private, paved lot in county with sidewalks

Interior

  • Kitchen: Dishwasher; Range; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air
  • Interior features: Ceiling fans; Walk-in closet(s); Window treatments
  • Laundry & utility: Washer; Dryer; Laundry features: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $145k.

Deal economics

  • At list price, monthly cash flow is $500 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Recommended offer: $141k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 3.1% in Palm Harbor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#95 in FL, #1,470 nationally) — a professional / high-income tenant draw. Strengths: schools A+, housing A+, commute A; Watch: amenities F.
  • Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents falling (-5.2%/yr); 378 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $102k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $140,650 (3.0% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.42%
Cap rate
10.43%
Cash-on-cash
14.77%
DSCR
1.66
GRM
5.9

CMA / ARV

ARV (on-the-fly)
$170,016
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
159 Hickory Gate Dr 0.06mi 2/2.0 984 (-3%) 2mo $106,000 $108 91
177 Hickory Gate Dr 0.05mi 2/2.0 974 (-4%) 8mo $129,000 $132 85
105 Pinebark Dr 0.09mi 2/2.0 1,116 (+10%) 2mo $188,000 $168 77
61 Tanglewood Dr 0.09mi 2/2.0 864 (-15%) 2mo $169,000 $196 70
90 Red Oak Dr 0.11mi 2/2.0 864 (-15%) 6mo $105,000 $122 65
70 Tanglewood Dr 0.06mi 2/2.0 864 (-15%) 18mo $185,000 $214 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
1.6%
Equity multiple
1.06×
Total profit
$2,399
Equity at exit
$21,620
10-year hold
IRR
7.7%
Equity multiple
1.50×
Total profit
$20,170
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34684

Rents YoY
-5.2%
Active inventory
378
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$2,061 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$78 /mo · $934/yr
Insurance
$60
HOA
$230
Vacancy / Maint / Mgmt
$433
Net cashflow
$500

Break-even live

Break-even rent $1,429
Max offer price $145,000
Occupancy floor 71%

Sensitivity live

Price -10% $582 -5% $541 +0% $500 +5% $459 +10% $418
Rent -10% $337 -5% $418 +0% $500 +5% $581 +10% $663
Rate -1.0pp $573 -0.5pp $537 base $500 +0.5pp $462 +1.0pp $424

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3610 Sammy Ct Palm Harbor, FL 2.0 1.0 797 $2,000 $2.51 5d 1 0.22mi
762 Barbara St Palm Harbor, FL 2.0 2.0 1146 $2,200 $1.92 25d 1 0.25mi
2843 Thaxton Dr #38 Palm Harbor, FL 2.0 2.5 1406 $2,000 $1.42 5d 1 0.27mi
2843 Thaxton Dr #38 Palm Harbor, FL 2.0 2.5 1406 $2,100 $1.49 25d 1 0.27mi
3583 Whispering Oaks Ln Palm Harbor, FL 2.0 2.5 1124 $1,800 $1.60 25d 1 0.31mi
2879 Thaxton Dr #55 Palm Harbor, FL 2.0 2.5 1396 $2,200 $1.58 5d 1 0.33mi
2897 Thaxton Dr #65 Palm Harbor, FL 2.0 2.5 1390 $2,280 $1.64 5d 1 0.35mi
3590 Magnolia Ridge Cir Unit G Palm Harbor, FL 2.0 2.0 1090 $1,695 $1.56 25d 1 0.37mi
3460 Countryside Blvd #60 Clearwater, FL 2.0 2.5 1349 $2,500 $1.85 9d 1 0.37mi
2682 Rachel Ct Palm Harbor, FL 1.0 1.0 700 $1,400 $2.00 4d 1 0.45mi
3726 Albion Ct Palm Harbor, FL 3.0 2.0 1060 $2,350 $2.22 15d 1 0.47mi
3726 Albion Ct Palm Harbor, FL 3.0 2.0 1060 $2,350 $2.22 15d 1 0.47mi
3455 Countryside Blvd #4 Clearwater, FL 3.0 2.0 995 $2,050 $2.06 5d 1 0.47mi
2678 Markham Ct Palm Harbor, FL 2.0 2.0 923 $1,999 $2.17 25d 1 0.48mi
692 Bellingham Pl Palm Harbor, FL 3.0 2.0 1320 $2,800 $2.12 5d 1 0.53mi
3751 Mackenzie Ct Palm Harbor, FL 3.0 2.0 1160 $2,650 $2.28 3d 1 0.53mi
650 Bellingham Pl Palm Harbor, FL 3.0 2.0 1320 $3,200 $2.42 5d 1 0.58mi
3781 Lake Shore Dr Palm Harbor, FL 3.0 2.0 1055 $2,500 $2.37 25d 1 0.58mi
2764 Kavalier Dr Palm Harbor, FL 3.0 2.0 1088 $2,300 $2.11 16d 1 0.69mi
2764 Kavalier Dr Palm Harbor, FL 3.0 2.0 1088 $2,300 $2.11 19d 1 0.69mi
2764 Kavalier Dr Palm Harbor, FL 3.0 2.0 1088 $2,300 $2.11 25d 1 0.69mi
2803 Northcote Dr Palm Harbor, FL 3.0 2.0 1050 $2,300 $2.19 23d 1 0.78mi
3001 Landmark Blvd #101 Palm Harbor, FL 2.0 2.0 1353 $1,950 $1.44 25d 1 0.78mi
3028 Bonaventure Cir #103 Palm Harbor, FL 2.0 2.0 900 $1,500 $1.67 25d 1 0.79mi
2998 Bonaventure Cir #104 Palm Harbor, FL 2.0 2.0 900 $1,828 $2.03 5d 1 0.92mi
3975 Country Place Ln Palm Harbor, FL 1.0–2.0 1.0–2.0 788 $1,637 $2.08 3d 16 0.93mi
220 Calibre Downs Ln Palm Harbor, FL 1.0–2.0 1.0–2.5 1052 $2,299 $2.19 25d 13 0.94mi
2705 5th Ct Palm Harbor, FL 2.0 2.5 1344 $2,200 $1.64 5d 1 0.99mi
2607 6th Ct Unit 1 Palm Harbor, FL 2.0 2.5 1344 $1,795 $1.34 25d 1 1.05mi
2712 14th Ct Palm Harbor, FL 2.0 2.5 1344 $2,050 $1.53 25d 1 1.08mi
373 Majesty Dr Unit 373 Clearwater, FL 2.0 2.0 1200 $1,600 $1.33 25d 1 1.10mi
2605 10th Ct Palm Harbor, FL 2.0 2.5 1344 $1,950 $1.45 25d 1 1.12mi
4000 Poinciana Ct Palm Harbor, FL 3.0 2.0 1298 $2,600 $2.00 4d 1 1.17mi
414 Meadow Ln Oldsmar, FL 1.0 1.0 700 $1,450 $2.07 25d 1 1.23mi
211 Countryside Key Blvd Oldsmar, FL 2.0 2.5 1280 $1,899 $1.48 25d 1 1.25mi
114 Meadow Ln #114 Oldsmar, FL 2.0 2.0 879 $1,700 $1.93 25d 1 1.27mi
107 Windward Pl Unit 107 Oldsmar, FL 2.0 2.0 879 $2,000 $2.28 19d 1 1.29mi
225 Tarpon Ln Oldsmar, FL 2.0 2.0 1120 $2,400 $2.14 5d 1 1.30mi
161 Lakeside Dr Oldsmar, FL 2.0 2.0 1094 $2,000 $1.83 19d 1 1.33mi
31790 US Highway 19 N Palm Harbor, FL 1.0–2.0 1.0–2.0 842 $2,066 $2.45 13d 16 1.34mi

HOA detail

Monthly dues
$230 · $2,760/yr
Likely covers
watersewertrashpool

Listing history 16 events

  1. 2026-06-07
    statusdays on market $145,000 Pending 31 DOM
  2. 2026-06-04
    days on market $145,000 Active 29 DOM
  3. 2026-06-03
    days on market $145,000 Active 28 DOM
  4. 2026-06-01
    days on market $145,000 Active 26 DOM
  5. 2026-05-31
    days on market $145,000 Active 25 DOM
  6. 2026-05-06
    listed $145,000 Active
  7. 2018-09-17
    soldstatus $102,000 Sold 809-char remark
    Show marketing remark (809 chars)

    Beautiful 2 bedroom, 2 bath manufactured double wide mobile home located in the highly desirable Blue Jay Mobile Home Estates in Palm Harbor. A 55+ age community where you own your own lot with very low Condo fees of $161. per month which includes the beautiful Clubhouse, Community heated pool, water sewer & trash, ground maintenance & much more. Spacious open floor plan which also includes a 10x12 enclosed Florida room. A large totally enclosed screened porch & a utility room with AC on the covered carport. There is a insulated roof over, double insulated windows throughout then home. Recent upgrades includes new flooring, new appliances, new window coverings, new vanities in bathrooms. A designated area for parking you Boat or RV at no additional fee. Near everything. Much more!

  8. 2018-08-17
    status Pending 809-char remark
    Show marketing remark (809 chars)

    Beautiful 2 bedroom, 2 bath manufactured double wide mobile home located in the highly desirable Blue Jay Mobile Home Estates in Palm Harbor. A 55+ age community where you own your own lot with very low Condo fees of $161. per month which includes the beautiful Clubhouse, Community heated pool, water sewer & trash, ground maintenance & much more. Spacious open floor plan which also includes a 10x12 enclosed Florida room. A large totally enclosed screened porch & a utility room with AC on the covered carport. There is a insulated roof over, double insulated windows throughout then home. Recent upgrades includes new flooring, new appliances, new window coverings, new vanities in bathrooms. A designated area for parking you Boat or RV at no additional fee. Near everything. Much more!

  9. 2018-05-01
    listed $104,900 Active 809-char remark
    Show marketing remark (809 chars)

    Beautiful 2 bedroom, 2 bath manufactured double wide mobile home located in the highly desirable Blue Jay Mobile Home Estates in Palm Harbor. A 55+ age community where you own your own lot with very low Condo fees of $161. per month which includes the beautiful Clubhouse, Community heated pool, water sewer & trash, ground maintenance & much more. Spacious open floor plan which also includes a 10x12 enclosed Florida room. A large totally enclosed screened porch & a utility room with AC on the covered carport. There is a insulated roof over, double insulated windows throughout then home. Recent upgrades includes new flooring, new appliances, new window coverings, new vanities in bathrooms. A designated area for parking you Boat or RV at no additional fee. Near everything. Much more!

  10. 2017-06-30
    soldstatus $89,500 Sold 846-char remark
    Show marketing remark (846 chars)

    Well insulated roof over all living area in this double wide mobile home in desirable 55+ community in Palm Harbor. Additional sq. footage with the completely enclosed Florida room in front . Thermal pane windows are in both heated area and enclosed porches. Blue Jay has an active social club with many planned activities, shuffleboard, Bocce courts, heated pool and beautiful clubhouse overlooking a tranquil pond. Additional space for an RV or boat is available in the RV lot with no additional fee. Space assigned as available. One indoor cat is allowed throughout the community, but a small dog is only allowed in the pet area, not included with this listing. This home is located convenient to both recreation, yet in quiet area of park. Convenient to routes to beaches, airports, shops and medical centers. Priced to sell at market value.

  11. 2017-06-23
    status Pending 846-char remark
    Show marketing remark (846 chars)

    Well insulated roof over all living area in this double wide mobile home in desirable 55+ community in Palm Harbor. Additional sq. footage with the completely enclosed Florida room in front . Thermal pane windows are in both heated area and enclosed porches. Blue Jay has an active social club with many planned activities, shuffleboard, Bocce courts, heated pool and beautiful clubhouse overlooking a tranquil pond. Additional space for an RV or boat is available in the RV lot with no additional fee. Space assigned as available. One indoor cat is allowed throughout the community, but a small dog is only allowed in the pet area, not included with this listing. This home is located convenient to both recreation, yet in quiet area of park. Convenient to routes to beaches, airports, shops and medical centers. Priced to sell at market value.

  12. 2017-06-13
    status Active 846-char remark
    Show marketing remark (846 chars)

    Well insulated roof over all living area in this double wide mobile home in desirable 55+ community in Palm Harbor. Additional sq. footage with the completely enclosed Florida room in front . Thermal pane windows are in both heated area and enclosed porches. Blue Jay has an active social club with many planned activities, shuffleboard, Bocce courts, heated pool and beautiful clubhouse overlooking a tranquil pond. Additional space for an RV or boat is available in the RV lot with no additional fee. Space assigned as available. One indoor cat is allowed throughout the community, but a small dog is only allowed in the pet area, not included with this listing. This home is located convenient to both recreation, yet in quiet area of park. Convenient to routes to beaches, airports, shops and medical centers. Priced to sell at market value.

  13. 2017-05-30
    status Pending 846-char remark
    Show marketing remark (846 chars)

    Well insulated roof over all living area in this double wide mobile home in desirable 55+ community in Palm Harbor. Additional sq. footage with the completely enclosed Florida room in front . Thermal pane windows are in both heated area and enclosed porches. Blue Jay has an active social club with many planned activities, shuffleboard, Bocce courts, heated pool and beautiful clubhouse overlooking a tranquil pond. Additional space for an RV or boat is available in the RV lot with no additional fee. Space assigned as available. One indoor cat is allowed throughout the community, but a small dog is only allowed in the pet area, not included with this listing. This home is located convenient to both recreation, yet in quiet area of park. Convenient to routes to beaches, airports, shops and medical centers. Priced to sell at market value.

  14. 2017-05-25
    listed $92,000 Active 846-char remark
    Show marketing remark (846 chars)

    Well insulated roof over all living area in this double wide mobile home in desirable 55+ community in Palm Harbor. Additional sq. footage with the completely enclosed Florida room in front . Thermal pane windows are in both heated area and enclosed porches. Blue Jay has an active social club with many planned activities, shuffleboard, Bocce courts, heated pool and beautiful clubhouse overlooking a tranquil pond. Additional space for an RV or boat is available in the RV lot with no additional fee. Space assigned as available. One indoor cat is allowed throughout the community, but a small dog is only allowed in the pet area, not included with this listing. This home is located convenient to both recreation, yet in quiet area of park. Convenient to routes to beaches, airports, shops and medical centers. Priced to sell at market value.

  15. 2001-10-15
    soldstatus $47,000
  16. 1996-11-04
    soldstatus $43,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$934 · $78/mo
Projected year-2 tax
$1,204 · $100/mo
Expected delta
+$270/yr (+$22/mo · 28.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 6 d/yr ≥107°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,734
− Mortgage interest
−$8,122
− Property taxes
−$934
− Insurance
−$725
− Repairs & maintenance
−$1,979
− Management
−$1,979
− HOA
−$2,760
− Depreciation
−$4,218
Taxable income
$4,018
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$964
After-tax cash flow
$5,032/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pinellas
NCES district ID
1201560
Math proficiency
51% ▼ -5.00%
Reading proficiency
51% ▼ -3.00%
Median HH income
$46,270
Composite
43.27/100
National rank
#3046
State rank
#31 of 73 in FL

Livability — Palm Harbor

Score
81/100
State rank
#95
US rank
#1470

Category grades

Amenities F Commute A Cost of living B Crime A- Employment B Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Palm Harbor, FL
County
Pinellas County · 939,478 people
City population
79,072
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
27,029
Household income
$72,145
Rent vs Own
27.1% rent · 72.9% own
Severe rent burden
1495.0

Population outlook (Pinellas County) Hauer SSP2

Today (2025)
1,027,532 people
By 2030
1,063,586 · +3.5%
By 2040
1,125,020 · +9.5%
By 2050
1,168,637 · +13.7%
By 2075
1,265,188 · +23.1%
By 2100
1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 10% Two or more races 8% Asian 4% Black 3%
Hispanic origin (detail)
Puerto Rican 2% Cuban 2%
Common ancestry
Lithuanian 5% Romanian 5% Scotch-Irish 3%
Foreign-born
13% · Canada, Jamaica, China
Languages at home
84% English-only · Spanish 6% Russian/Polish/Slavic 3% Other Indo-European 2%

Political lean MEDSL · Pinellas

2024 margin
Lean R (+5.2) · D 46.9% · R 52.1%
2008→2024 swing
-13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
All cycles
2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -296.23%
Current HPI
301.651
Rent YoY
▼ -5.17%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+230.3% since first listed
11 events — show timeline
  • 2026-05-06 Listed $145,000 Stellar MLS as Distributed by MLS Grid
  • 2018-09-17 Sold (MLS) $102,000 Stellar MLS as Distributed by MLS Grid
  • 2018-08-17 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-05-01 Listed $104,900 Stellar MLS as Distributed by MLS Grid
  • 2017-06-30 Sold (MLS) $89,500 Stellar MLS as Distributed by MLS Grid
  • 2017-06-23 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-06-13 Relisted Stellar MLS as Distributed by MLS Grid
  • 2017-05-30 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-05-25 Listed $92,000 Stellar MLS as Distributed by MLS Grid
  • 2001-10-15 Sold (Public Records) $47,000 Public Records
  • 1996-11-04 Sold (Public Records) $43,900 Public Records

Property tax history

-1.2%/yr

Latest (2025): $934 · +8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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