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207 Weddell St Unit 1-H
D+ Composite 45.23
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.5/30.0
  • 1% rule +7.9/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.1/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$97,000

207 Weddell St Unit 1-H · Dentsville, SC 29223
2 bd · 2.0 ba · 944 sqft · Condo public records · 230 Days on market
Built 1984

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Conveniently located 2BR/2BA condo just minutes from I-77, I-277, and I-20—perfect for commuters! This well maintained and recently remodeled unitfeatures LVP flooring throughout, spacious bedrooms with walk-in closets, and generous storage space. The living room offers a cozy wood-burningfireplace and opens to a private patio, ideal for year-round enjoyment. Updated kitchen with stainless steel appliances. Community amenities include arefreshing pool for summer relaxation. Close to shopping, dining, and schools—everything you need within minutes! This condo has new flooring, refrigerator and comes with washer and dryer. It features two bedrooms with walk-in closets and extra st

Key facts

  • Community pool
  • Private patio
  • Updated kitchen

Tags

LVP FLOORINGWOOD BURNING FIREPLACEPRIVATE PATIOUPDATED KITCHENSTAINLESS STEEL APPLIANCESCOMMUNITY POOL

Property features AI

Finance

  • HOA & community: Has association; Association covers common area maintenance and pool

Exterior

  • Parking: 2 parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Faces southeast
  • Construction: Partial brick above foundation; Cedar exterior finish; Slab foundation
  • Exterior features: Covered front porch; Additional covered porch; Inground vinyl pool; Pool fenced around pool

Interior

  • Kitchen: Bar; Formica countertops; Laminate flooring; Painted cabinets; Dishwasher; Disposal; Refrigerator; Built-in range with smooth surface and self-cleaning
  • Bedrooms: Master bedroom on main with private bath, walk-in closet, tub/shower, and luxury vinyl plank floors; Second bedroom on main with shared bath, walk-in closet, and luxury vinyl plank floors
  • Flooring: Luxury vinyl plank flooring in bedrooms, formal living, dining, and great room; Laminate flooring in kitchen
  • Bathrooms: Two full bathrooms (both on main level)
  • Heating & cooling: Central air conditioning; Central electric heating
  • Interior features: Smoke detector; Fireplace (wood burning)
  • Laundry & utility: Laundry located in kitchen/utility room on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $97k.

Deal economics

  • At list price, monthly cash flow is $4 ($44/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $97k).
  • Recommended offer: $85k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Joseph Keels Elementary (math 27% / reading 26%, grade F, #435 of 597 statewide, top 73%, 438 students, 100% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 83% FRL vs 38% district-wide (45 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $671 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 230 days — a 12% lower offer ($85k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago; this cycle's ask has dropped $12k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $58k; list at $97k implies a 69% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 22% of rent.
  • Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $85,360 (12.0% below list)

Questions for the listing agent

  1. It's been on market 230 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.29%
Cap rate
6.34%
Cash-on-cash
0.16%
DSCR
1.01
GRM
6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-20.5%
Equity multiple
0.31×
Total profit
$-18,698
Equity at exit
$14,463
10-year hold
IRR
-27.2%
Equity multiple
-0.05×
Total profit
$-28,407
Equity at exit
$8,387

Cash invested: $27,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$1,254 high interval (Pro) →
Mortgage (P&I)
$509
Tax from tax record
$168 /mo · $2,016/yr
Insurance
$40
HOA est. from 1 same-building comp
$270
Vacancy / Maint / Mgmt
$263
Net cashflow
$4

Break-even live

Break-even rent $1,249
Max offer price $97,000
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,250
Closing costs
$2,910
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8100 Bayfield Rd Columbia, SC 3.0 1.0–2.0 773 $1,209 $1.56 23d 1 0.27mi
1728 Springwoods Lake Dr Columbia, SC 2.0 1.5 1025 $1,200 $1.17 3d 1 0.63mi
1682 Horseshoe Dr Unit D Columbia, SC 2.0 2.0 1000 $895 $0.90 14d 1 0.67mi
1718 Horseshoe Dr Apt B Columbia, SC 2.0 1.5 1050 $1,300 $1.24 11d 1 0.74mi
250 Springtree Dr Columbia, SC 1.0–2.0 1.0 839 $1,090 $1.30 3d 8 0.88mi
2920 Chatsworth Rd Apt C Columbia, SC 2.0 2.0 980 $1,100 $1.12 23d 1 1.35mi
2920 Chatsworth Rd Unit A Columbia, SC 2.0 2.0 980 $1,100 $1.12 3d 1 1.35mi
2919 Chatsworth Rd Columbia, SC 2.0 1.0 975 $1,300 $1.33 23d 1 1.35mi
350 Powell Rd Columbia, SC 1.0–2.0 1.0–2.0 915 $1,333 $1.46 11d 26 1.44mi
1000 Windsor Shores Dr Columbia, SC 1.0–3.0 1.0–2.0 1011 $1,390 $1.37 23d 1 1.44mi
1310 Oakcrest Dr Columbia, SC 1.0–3.0 1.0–2.0 1110 $1,598 $1.44 3d 27 1.46mi
229 Windsor Point Rd Unit 3H Columbia, SC 2.0 2.0 1000 $1,243 $1.24 23d 1 1.47mi
229 Windsor Point Rd Unit 3H Columbia, SC 2.0 2.0 1000 $1,243 $1.24 2d 1 1.47mi
261 Business Park Blvd Columbia, SC 1.0–3.0 1.0–2.0 1127 $1,349 $1.20 11d 2 1.47mi

HOA detail condo

Monthly dues
$0 · $0/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 24 events

  1. 2026-06-18
    days on market $97,000 Active 230 DOM
  2. 2026-06-17
    days on market $97,000 Active 229 DOM
  3. 2026-06-16
    days on market $97,000 Active 228 DOM
  4. 2026-06-15
    days on market $97,000 Active 227 DOM
  5. 2026-06-14
    days on market $97,000 Active 225 DOM
  6. 2026-06-13
    days on market $97,000 Active 224 DOM
  7. 2026-06-10
    days on market $97,000 Active 222 DOM
  8. 2026-06-09
    days on market $97,000 Active 221 DOM
  9. 2026-06-08
    days on market $97,000 Active 220 DOM
  10. 2026-06-07
    days on market $97,000 Active 219 DOM
  11. 2026-06-05
    days on market $97,000 Active 216 DOM
  12. 2026-06-03
    days on market $97,000 Active 215 DOM
  13. 2026-06-03
    status $97,000 Active 214 DOM
  14. 2026-05-01
    status Pending
  15. 2026-04-09
    status Active
  16. 2026-04-01
    historical
  17. 2026-03-14
    price $97,000
  18. 2025-11-30
    price $99,000
  19. 2025-09-19
    listed $109,000 Active
  20. 2021-09-13
    soldstatus $57,500
  21. 2021-06-30
    historical
  22. 2021-05-22
    listed $65,000 Active
  23. 2008-04-01
    soldstatus $54,900
  24. 1994-10-14
    soldstatus $44,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$2,016 · $168/mo
Projected year-2 tax
$2,016 · $168/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 64% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,049
− Mortgage interest
−$5,434
− Property taxes
−$2,016
− Insurance
−$485
− Repairs & maintenance
−$1,204
− Management
−$1,204
− HOA
−$3,240
− Depreciation
−$2,822
Taxable loss
−$1,355
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$325
After-tax cash flow
$369/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dentsville, SC
County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+116.0% since first listed
11 events — show timeline
  • 2026-05-01 Pending Consolidated MLS
  • 2026-04-09 Relisted Consolidated MLS
  • 2026-04-01 Delisted Consolidated MLS
  • 2026-03-14 Price Changed $97,000 Consolidated MLS
  • 2025-11-30 Price Changed $99,000 Consolidated MLS
  • 2025-09-19 Listed $109,000 Consolidated MLS
  • 2021-09-13 Sold (Public Records) $57,500 Public Records
  • 2021-06-30 Delisted Consolidated MLS
  • 2021-05-22 Listed $65,000 Consolidated MLS
  • 2008-04-01 Sold (Public Records) $54,900 Public Records
  • 1994-10-14 Sold (Public Records) $44,900 Public Records

Property tax history

+13.7%/yr

Latest (2025): $2,016 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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