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Pinehollow Plan 🏗️ New Construction
D- Composite 39.71
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +3.8/10.0
  • Livability +3.7/5.0
  • 1% rule +3.6/10.0
  • Schools +3.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$250,990

Pinehollow Plan · Angleton, TX 77515
4 bd · 2.0 ba · 1,670 sqft · SingleFamily · 218 Days on market
↓ 47% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

Key facts

  • 2 garage spots
  • Listed 217 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $250,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $276,982.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $251k.

Deal economics

  • At list price, monthly cash flow is $-33 ($-401/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (5.1% below list).
  • Recommended offer: $221k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.1% vs local median 4.0% in Angleton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#171 in TX, #4,520 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A-; Watch: schools D, amenities F, commute F.
  • Angleton ISD (suburban): math 36% / reading 44% proficiency, ranked #375 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 932 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 218 days — a 12% lower offer ($221k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $259k (51%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $220,871 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 218 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.15%
Cash-on-cash
-0.52%
DSCR
0.98
GRM
9.7

CMA / ARV

ARV (median comp)
$276,982
List price
$250,990
Delta
-9.38%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3622 Atlas Point Ln 0.23mi 4/2.0 1,776 (+6%) 1mo $289,991 $163 78
3610 Atlas Point Ln 0.24mi 4/2.0 1,776 (+6%) 1mo $291,990 $164 77
3503 Atlas Point Ln 0.26mi 3/2.0 (-1) 1,792 (+7%) 2mo $312,990 $175 69
1506 Gentle Wind Ct 0.68mi 4/2.0 1,670 (0%) 1mo $275,990 $165 68
2131 Mosaic Valley Ct 0.30mi 3/2.0 (-1) 1,792 (+7%) 2mo $311,990 $174 67
2935 Summer Breeze Way 0.68mi 4/2.0 1,670 (0%) 2mo $275,990 $165 66
2142 Mosaic Valley Ct 0.34mi 3/2.0 (-1) 1,792 (+7%) 2mo $312,990 $175 65
3615 Atlas Point Ln 0.20mi 3/2.0 (-1) 1,876 (+12%) 3mo $297,990 $159 63
3606 Atlas Point Ln 0.24mi 3/2.0 (-1) 1,876 (+12%) 1mo $296,990 $158 63
2135 Mosaic Valley Ct 0.31mi 3/2.0 (-1) 1,880 (+13%) 2mo $325,990 $173 58
3139 Savannah Rose Dr 0.62mi 3/2.0 (-1) 1,474 (-12%) 1mo $204,040 $138 46
1535 Gentle Wind Ct 0.62mi 3/2.0 (-1) 1,474 (-12%) 2mo $259,990 $176 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.1%
Equity multiple
0.39×
Total profit
$-46,973
Equity at exit
$41,299
10-year hold
IRR
-9.0%
Equity multiple
0.44×
Total profit
$-43,495
Equity at exit
$23,948

Cash invested: $77,555 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77515

Home prices YoY
-5.1%
Active inventory
932
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,381 medium interval (Pro) →
Mortgage (P&I)
$1,453
Tax est. 1.5%
$346 /mo · $4,155/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$500
Net cashflow
$-33

Break-even live

Break-even rent $2,423
Max offer price $272,152
Occupancy floor 96%

Sensitivity live

Price -10% $158 -5% $62 +0% $-33 +5% $-129 +10% $-225
Rent -10% $-221 -5% $-127 +0% $-33 +5% $61 +10% $155
Rate -1.0pp $106 -0.5pp $37 base $-33 +0.5pp $-105 +1.0pp $-178

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,246
Closing costs
$8,309
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3606 Atlas Point Ln Angleton, TX 3.0 2.0 1876 $2,250 $1.20 0d 1 0.22mi
513 Robin St Angleton, TX 4.0 2.0 1900 $2,495 $1.31 23d 1 1.22mi

Listing history 18 events

  1. 2026-06-21
    days on market $250,990 Active 218 DOM
  2. 2026-06-18
    days on market $250,990 Active 215 DOM
  3. 2026-06-17
    days on market $250,990 Active 214 DOM
  4. 2026-06-16
    days on market $250,990 Active 213 DOM
  5. 2026-06-15
    days on market $250,990 Active 212 DOM
  6. 2026-06-13
    pricedays on market $250,990 Active 210 DOM
  7. 2026-06-09
    days on market $270,990 Active 206 DOM
  8. 2026-06-08
    days on market $270,990 Active 205 DOM
  9. 2026-06-07
    days on market $270,990 Active 204 DOM
  10. 2026-06-04
    days on market $270,990 Active 201 DOM
  11. 2026-06-03
    days on market $270,990 Active 200 DOM
  12. 2026-06-02
    days on market $270,990 Active 199 DOM
  13. 2026-06-01
    days on market $270,990 Active 198 DOM
  14. 2026-05-31
    days on market $270,990 Active 197 DOM
  15. 2025-11-17
    status Active 403-char remark
    Show marketing remark (403 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

  16. 2025-11-17
    price $270,990 403-char remark
    Show marketing remark (403 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

  17. 2024-03-14
    historical 403-char remark
    Show marketing remark (403 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

  18. 2024-03-12
    listed $510,000 Active 403-char remark
    Show marketing remark (403 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥111°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,569
− Mortgage interest
−$15,515
− Property taxes
−$4,155
− Insurance
−$1,385
− Repairs & maintenance
−$2,286
− Management
−$2,286
− Depreciation
−$8,058
Taxable loss
−$5,115
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,228
After-tax cash flow
$827/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Angleton ISD
NCES district ID
4808310
Math proficiency
36% ▼ -8.00%
Reading proficiency
44% ▲ 1.00%
Median HH income
$55,670
Composite
35.01/100
National rank
#5046
State rank
#375 of 826 in TX

Livability — Angleton

Score
74/100
State rank
#171
US rank
#4520

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment A- Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brazoria County · 374,982 people
City population
34,088
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
34,088
Household income
$88,787
Rent vs Own
25.4% rent · 74.6% own
Severe rent burden
785.0

Population outlook (Brazoria County) Hauer SSP2

Today (2025)
420,414 people
By 2030
457,585 · +8.8%
By 2040
532,232 · +26.6%
By 2050
605,399 · +44.0%
By 2075
779,358 · +85.4%
By 2100
883,759 · +110.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 55% Hispanic / Latino 33% Two or more races 18% Black 8% Asian 2%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Lithuanian 3% Romanian 2% Slovak 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
78% English-only · Spanish 20% Other Asian/Pacific 1%

Political lean MEDSL · Brazoria

2024 margin
R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
2008→2024 swing
+9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
All cycles
2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.59%
Current HPI
288.7286
Rent YoY
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-46.9% since first listed
4 events — show timeline
  • 2025-11-17 Relisted Zillow
  • 2025-11-17 Price Changed $270,990 Zillow
  • 2024-03-14 Delisted Zillow
  • 2024-03-12 Listed $510,000 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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