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116 6th Ave
B- Composite 68.18
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.2/30.0
  • DSCR +9.4/10.0
  • 1% rule +8.6/10.0
  • ARV discount +7.5/15.0
  • Schools +5.2/10.0
  • Livability +4.6/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$105,000

116 6th Ave · West View, PA 15229
3 bd · 1.0 ba · 1,190 sqft · SingleFamily public records · 34 Days on market
Built 1950 6,250 sqft lot $88/sqft · 57% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover this 2-story frame home at 116 6th Ave in Ross Township, offering great potential for homeowners or investors. Featuring a welcoming front porch and an integral garage, this property provides both charm and convenience. The layout offers functional living space with opportunity to make it your own. With minor TLC needed, this home is perfect for those looking to add value and personalize. Conveniently located near local amenities, shopping, and major roadways. Property is being sold as-is. Don’t miss this opportunity to bring your vision to life! Equal Housing Opportunity. Sale subject to appraisal. Lead-Based Paint notice required for properties built prior to 1978.

Key facts

  • Integral garage
  • Front porch
  • Major roadways

Tags

FRONT PORCHINTEGRAL GARAGEFUNCTIONAL LIVING SPACELOCAL AMENITIESSHOPPINGMAJOR ROADWAYS

Property features AI

Exterior

  • Parking: Attached garage; Built-in parking (1 space)
  • Home design: 2-story home; Resale property; Asphalt roof; Frame construction
  • Construction: Frame construction; Asphalt roof
  • Exterior features: Lot approximately 0.1435 acres

Interior

  • Kitchen: Kitchen on main level (9 x 11)
  • Bedrooms: Upper bedroom (10 x 13); Upper bedroom (13 x 14); Main-level bedroom (10 x 11)
  • Flooring: Hardwood
  • Bathrooms: 1 full bathroom
  • Interior features: Hardwood flooring; Basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $105k.

Deal economics

  • At list price, monthly cash flow is $243 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $105k).
  • Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.7% vs local median 3.8% in West View — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 92/100 on livability (#8 in PA, #32 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+.
  • North Hills SD (suburban): math 48% / reading 72% proficiency, ranked #70 of 539 in PA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
  • Zoned schools: Ross El Sch (math 57% / reading 78%, grade B+, #192 of 1,518 statewide, top 13%, 501 students, 20% FRL); North Hills Ms (math 37% / reading 70%, grade C+, #86 of 512 statewide, top 17%, 1,070 students, 28% FRL); North Hills Shs (math 71% / reading 75%, grade B+, #35 of 437 statewide, top 8%, 1,383 students, 24% FRL) — zoned schools at 24% FRL track the district average.
  • Market conditions: Rents rising (+2.7%/yr); 43 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price; flood insurance adds $56/mo; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $101,850 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
9.71%
Cash-on-cash
12.20%
DSCR
1.54
GRM
6.1

CMA / ARV

ARV (median comp)
$243,669
List price
$105,000
Delta
-56.91%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
171 6th Ave 0.28mi 3/1.0 1,142 (-4%) 5mo $157,000 $137 76
20 Westfield Ave 0.36mi 3/1.5 1,232 (+4%) 2mo $200,000 $162 74
324 Ridgewood Ave 0.49mi 3/1.0 1,216 (+2%) 2mo $105,500 $87 72
117 8th Ave 0.12mi 3/2.0 1,050 (-12%) 2mo $310,000 $295 69
112 Lansing Ave 0.43mi 3/2.0 1,242 (+4%) 6mo $288,000 $232 64
3210 Evergreen Rd 0.52mi 2/1.0 (-1) 1,168 (-2%) 5mo $215,000 $184 63
367 Center Ave 0.43mi 3/2.5 1,260 (+6%) 3mo $209,000 $166 61
82 Mount Vernon Ave 0.42mi 3/1.0 1,056 (-11%) 1mo $224,500 $213 61
227 Clairmont Ave 0.40mi 3/1.0 1,344 (+13%) 1mo $231,000 $172 59
155 Clairmont Ave 0.49mi 3/2.5 1,300 (+9%) 3mo $248,900 $191 53
224 Jamaica Ave 0.66mi 2/2.0 (-1) 1,092 (-8%) 4mo $249,900 $229 43
118 Kentzel Rd 0.65mi 2/1.0 (-1) 1,025 (-14%) 2mo $220,000 $215 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.67% rent growth · sell at horizon

5-year hold
IRR
-1.7%
Equity multiple
0.94×
Total profit
$-1,863
Equity at exit
$15,656
10-year hold
IRR
7.7%
Equity multiple
1.57×
Total profit
$16,903
Equity at exit
$9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15229

Rents YoY
2.7%
Active inventory
43
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,431 high interval (Pro) →
Mortgage (P&I)
$551
Tax from tax record
$237 /mo · $2,849/yr
Insurance
$44
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$301
Net cashflow
$243

Break-even live

Break-even rent $1,123
Max offer price $105,000
Occupancy floor 78%

Sensitivity live

Price -10% $303 -5% $273 +0% $243 +5% $214 +10% $184
Rent -10% $130 -5% $187 +0% $243 +5% $300 +10% $357
Rate -1.0pp $296 -0.5pp $270 base $243 +0.5pp $216 +1.0pp $189

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
103 5th Ave West View, PA 2.0 1.0 828 $1,300 $1.57 25d 1 0.29mi
105 5th Ave West View, PA 2.0 1.0 828 $1,300 $1.57 25d 1 0.30mi
21 Chalfonte Ave Unit 2 Pittsburgh, PA 3.0 1.5 1100 $995 $0.90 12d 1 0.35mi
336 Perry Hwy Unit PER336-306 West View, PA 2.0 1.0 901 $995 $1.10 45d 1 0.36mi
336 Perry Hwy Unit PER336-404 West View, PA 2.0 1.0 901 $995 $1.10 46d 1 0.36mi
226 Frankfort Ave #1 Pittsburgh, PA 2.0 1.0 900 $1,500 $1.67 9d 1 0.60mi
107 Ridgewood Ave Pittsburgh, PA 2.0 1.0 1050 $1,500 $1.43 25d 1 0.63mi
100 Park Plaza Dr Pittsburgh, PA 1.0–2.0 1.0–1.5 766 $1,665 $2.17 16d 1 0.76mi
218 Bronx Ave #1 Pittsburgh, PA 2.0 1.0 860 $1,100 $1.28 45d 1 0.81mi
300 Hillview Dr McKnight, PA 3.0 1.0–2.5 1210 $3,502 $2.89 3d 37 0.94mi
114 Tally Dr Pittsburgh, PA 1.0–3.0 1.0–2.0 847 $1,450 $1.71 45d 5 1.12mi
100 E West Dr Pittsburgh, PA 1.0–2.0 1.0–1.5 912 $1,640 $1.80 3d 19 1.13mi
100 Hilands Pl Unit L169 Pittsburgh, PA 2.0 1.0 850 $995 $1.17 45d 1 1.24mi
3001 McKnight East Dr Pittsburgh, PA 1.0–2.0 1.0–2.0 917 $2,005 $2.19 3d 14 1.32mi
206 McKnight Cir Pittsburgh, PA 2.0 2.0 1140 $1,500 $1.32 9d 1 1.32mi
250 Nazareth Way Pittsburgh, PA 1.0–2.0 1.0 1187 $1,150 $0.97 45d 1 1.34mi
106 McKnight Cir Pittsburgh, PA 2.0 2.0 1140 $1,550 $1.36 9d 1 1.40mi
103 McKnight Cir Pittsburgh, PA 1.0–3.0 1.0–2.0 1275 $3,000 $2.35 3d 1 1.46mi
552 Union Ave Unit 552 Pittsburgh, PA 2.0 1.0 900 $1,100 $1.22 45d 1 1.50mi

Listing history 2 events

  1. 2026-05-08
    historical Contingent 694-char remark
  2. 2026-04-22
    listed $105,000 Active 694-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,849 · $237/mo
Projected year-2 tax
$2,849 · $237/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,176
− Mortgage interest
−$5,882
− Property taxes
−$2,849
− Insurance
−$1,192
− Repairs & maintenance
−$1,374
− Management
−$1,374
− Depreciation
−$3,055
Taxable income
$1,451
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$348
After-tax cash flow
$2,573/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North Hills SD
NCES district ID
4217220
Math proficiency
48% ▼ -20.00%
Reading proficiency
72% ▼ -10.00%
Median HH income
$60,841
Composite
52.02/100
National rank
#1637
State rank
#70 of 539 in PA

Livability — West View

Score
92/100
State rank
#8
US rank
#32

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Allegheny County · 1,022,028 people
City population
15,251
Metro
Pittsburgh, PA
Population (ZIP)
15,188
Household income
$90,703
Rent vs Own
29.9% rent · 70.1% own
Severe rent burden
261.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 6% Hispanic / Latino 5% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 1%
Common ancestry
Romanian 8% Serbian 2% Slovak 2%
Foreign-born
4% · Canada, China
Languages at home
94% English-only · Spanish 2% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -142.50%
Current HPI
256.8177
Rent YoY
▲ 2.67%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-05-27 Pending West Penn MLS
  • 2026-05-08 Contingent West Penn MLS
  • 2026-04-22 Listed $105,000 West Penn MLS

Property tax history

+3.8%/yr

Latest (2026): $2,849 · +25.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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