CashFlowRE
Sign in Sign up
Jeffry Plan 🏗️ New Construction
F Composite 27.57
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +5.7/30.0
  • Condition / age +4.0/5.0
  • Rent growth +3.4/5.0
  • Livability +3.4/5.0
  • Schools +2.4/10.0
  • 1% rule +1.2/10.0
  • DSCR +0.1/10.0
  • Appreciation +0.0/10.0

$435,990

Jeffry Plan · Marana, AZ 85653
6 bd · 3.0 ba · 2,444 sqft · SingleFamily · 23 Days on market
Good condition 2-car garage

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This new two-story home is ready for modern lifestyles. On the first floor, an inviting open-concept layout blends the kitchen, living and dining areas, with a secluded bedroom tucked into a private rear corner. On the second level, a versatile loft provides a convenient shared living area easily accessible from four additional bedrooms and a luxurious owner's suite, complete with a full bathroom and walk-in closet.

Key facts

  • 2 garage spots
  • Listed 22 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $435,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $441,146.

What this means for you Summary

Snapshot

  • This is a 6-bed/3.0-bath single-family listed at $436k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-904 ($-11k/yr) — negative.
  • To cash-flow at today's rent, offer at most $310k (28.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $272k (37.7% below list).
  • Recommended offer: $272k (37.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#67 in AZ) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
  • Marana Unified District (4404) (suburban): math 31% / reading 37% proficiency, ranked #83 of 249 in AZ (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Marjorie W Estes Elementary School (math 20% / reading 26%, grade F, #673 of 1,109 statewide, top 61%, 570 students, 49% FRL); Marana Middle School (math 24% / reading 30%, grade F, #97 of 218 statewide, top 45%, 907 students, 44% FRL); Marana High School (math 21% / reading 24%, grade F, #210 of 381 statewide, top 55%, 2,379 students, 36% FRL).
  • Market conditions: Rents rising (+3.4%/yr); 540 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($429k) is reasonable based on typical stale-listing flexibility.
Recommended offer $271,539 (37.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.62%
Cap rate
3.84%
Cash-on-cash
-8.78%
DSCR
0.61
GRM
13.5

CMA / ARV

ARV (median comp)
$441,146
List price
$435,990
Delta
-1.17%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11501 W Red Admiral St 0.20mi 6/3.0 2,444 (0%) 2mo $404,340 $165 88
11482 W Red Admiral St 0.22mi 6/3.0 2,444 (0%) 2mo $409,990 $168 88
11761 W Flying Beauty Ln 0.15mi 5/3.5 (-1) 2,624 (+7%) 3mo $483,590 $184 72
13165 N Farming Way 0.19mi 5/3.5 (-1) 2,624 (+7%) 2mo $474,642 $181 70
11471 W Red Admiral St 0.24mi 5/2.5 (-1) 2,126 (-13%) 0mo $388,940 $183 60
11507 W Red Admiral St 0.20mi 5/2.5 (-1) 2,126 (-13%) 3mo $374,000 $176 59
11495 W Red Admiral St 0.21mi 5/2.5 (-1) 2,126 (-13%) 3mo $369,490 $174 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.43% rent growth · sell at horizon

5-year hold
IRR
-31.4%
Equity multiple
-0.03×
Total profit
$-127,808
Equity at exit
$65,776
10-year hold
IRR
-32.9%
Equity multiple
-0.46×
Total profit
$-180,341
Equity at exit
$38,142

Cash invested: $123,521 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
20 active · 9 under contract
Months of supply
10.9 mo (9%/mo absorbed)
Median asking
$479,945 ($182/sqft)
Median days on market
21 d
This list price
25% of active listings are priced below it
ARV vs active asking
-0.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 85653

Home prices YoY
-21.8%
Rents YoY
3.4%
Active inventory
540
Price-to-rent
13.4×

Monthly cashflow live

Estimated rent
$2,715 high interval (Pro) →
Mortgage (P&I)
$2,313
Tax est. 1.5%
$551 /mo · $6,617/yr
Insurance
$184
HOA
$0
Vacancy / Maint / Mgmt
$570
Net cashflow
$-904

Break-even live

Break-even rent $3,859
Max offer price $310,408
Occupancy floor

Sensitivity live

Price -10% $-599 -5% $-751 +0% $-904 +5% $-1,056 +10% $-1,208
Rent -10% $-1,118 -5% $-1,011 +0% $-904 +5% $-796 +10% $-689
Rate -1.0pp $-681 -0.5pp $-791 base $-904 +0.5pp $-1,018 +1.0pp $-1,134

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$110,286
Closing costs
$13,234
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11495 W Red Admiral St Marana, AZ 5.0 3.0 2126 $2,145 $1.01 21d 1 0.20mi
11904 W Farmall Dr Marana, AZ 5.0 3.0 2903 $2,600 $0.90 66d 1 0.60mi
12171 W Amarissa Dr Marana, AZ 5.0 3.5 2920 $2,490 $0.85 35d 1 0.69mi
12171 W Amarissa Dr Marana, AZ 5.0 3.5 2920 $2,490 $0.85 25d 1 0.69mi
12442 W Lilliston Way Marana, AZ 5.0 3.0 1909 $2,199 $1.15 9d 1 1.09mi

Property features AI

Finance

Financial info
List price $434,990

Exterior

Parking
2-car garage (2 total parking spaces)
Home design
New construction plan named JeffrySingle-family property (Plan)
Construction
Built as part of 2026 inventory (modified May 21, 2026)
Exterior features
Street address: 13136 N Corn Husk Trl, Marana AZ 85653

Interior

Bedrooms
Six bedrooms
Bathrooms
Three full bathrooms
Interior features
Open living area (approx. 2444 total living area)6 bedrooms3 full bathrooms

Listing history 50 events

  1. 2026-08-08
    days on market $435,990 Active 23 DOM
  2. 2026-08-07
    days on market $435,990 Active 22 DOM
  3. 2026-08-06
    days on market $435,990 Active 21 DOM
  4. 2026-08-05
    days on market $435,990 Active 20 DOM
  5. 2026-08-04
    days on market $435,990 Active 19 DOM
  6. 2026-08-03
    days on market $435,990 Active 18 DOM
  7. 2026-07-31
    days on market $435,990 Active 15 DOM
  8. 2026-07-30
    days on market $435,990 Active 14 DOM
  9. 2026-07-30
    days on market $435,990 Active 13 DOM
  10. 2026-07-28
    days on market $435,990 Active 12 DOM
  11. 2026-07-26
    days on market $435,990 Active 10 DOM
  12. 2026-07-24
    days on market $435,990 Active 8 DOM
  13. 2026-07-23
    days on market $435,990 Active 7 DOM
  14. 2026-07-22
    days on market $435,990 Active 6 DOM
  15. 2026-07-21
    days on market $435,990 Active 5 DOM
  16. 2026-07-20
    days on market $435,990 Active 4 DOM
  17. 2026-07-18
    days on market $435,990 Active 2 DOM
  18. 2026-07-18
    days on marketlisting id $435,990 Active 1 DOM
  19. 2026-07-16
    days on market $435,990 Active 99 DOM
  20. 2026-07-15
    days on market $435,990 Active 98 DOM
  21. 2026-07-14
    days on market $435,990 Active 97 DOM
  22. 2026-07-13
    days on market $435,990 Active 96 DOM
  23. 2026-07-13
    days on market $435,990 Active 95 DOM
  24. 2026-07-11
    days on market $435,990 Active 94 DOM
  25. 2026-07-10
    days on market $435,990 Active 93 DOM
  26. 2026-07-09
    days on market $435,990 Active 92 DOM
  27. 2026-07-07
    days on market $435,990 Active 90 DOM
  28. 2026-07-06
    days on market $435,990 Active 89 DOM
  29. 2026-07-05
    days on market $435,990 Active 88 DOM
  30. 2026-07-03
    days on market $435,990 Active 86 DOM
  31. 2026-07-02
    days on market $435,990 Active 85 DOM
  32. 2026-07-01
    days on market $435,990 Active 84 DOM
  33. 2026-06-30
    days on market $435,990 Active 83 DOM
  34. 2026-06-29
    days on market $435,990 Active 82 DOM
  35. 2026-06-28
    days on market $435,990 Active 81 DOM
  36. 2026-06-27
    days on market $435,990 Active 80 DOM
  37. 2026-06-27
    days on market $435,990 Active 79 DOM
  38. 2026-06-25
    days on market $435,990 Active 77 DOM
  39. 2026-06-22
    pricedays on market $435,990 Active 75 DOM
  40. 2026-06-21
    days on market $434,990 Active 74 DOM
  41. 2026-06-18
    days on market $434,990 Active 71 DOM
  42. 2026-06-17
    days on market $434,990 Active 70 DOM
  43. 2026-06-16
    days on market $434,990 Active 69 DOM
  44. 2026-06-15
    days on market $434,990 Active 68 DOM
  45. 2026-06-13
    days on market $434,990 Active 66 DOM
  46. 2026-06-13
    days on market $434,990 Active 65 DOM
  47. 2026-06-10
    days on market $434,990 Active 63 DOM
  48. 2026-06-09
    days on market $434,990 Active 62 DOM
  49. 2026-06-08
    days on market $434,990 Active 61 DOM
  50. 2026-06-07
    days on market $434,990 Active 60 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,585
− Mortgage interest
−$24,711
− Property taxes
−$6,617
− Insurance
−$2,206
− Repairs & maintenance
−$2,607
− Management
−$2,607
− Depreciation
−$12,833
Taxable loss
−$18,996
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,559
After-tax cash flow
$-6,283/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This modern two-story home is in excellent condition with a good condition score of 80. It is move-in ready and has a good resale and rental value. Consider painting the exterior and interior walls, landscaping improvements, and adding smart home features to further increase its value.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and technologically advanced.
F Composite school gradezoned avg 24/100

Zoned Schools

Elementary Marjorie W Estes Elementary School F AZ #673/1,109 Nat'l #31,702/41,679 Middle Marana Middle School F AZ #97/218 Nat'l #9,793/14,009 High Marana High School F AZ #210/381 Nat'l #13,583/17,239

Schools (NCES district)

District
Marana Unified District (4404)
NCES district ID
0404630
Math proficiency
31% ▼ -11.00%
Reading proficiency
37% ▼ -5.00%
Median HH income
$65,282
Composite
30.96/100
National rank
#6103
State rank
#83 of 249 in AZ
C Composite livability gradescore 67/100

Livability — Marana

Score
67/100
State rank
#67
US rank
#11113

Category grades

Amenities F Commute F Cost of living C Crime A Employment A+ Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Marana, AZ
County
Pima County · 1,066,056 people
City population
39,625
Metro
Tucson, AZ
Population (ZIP)
23,574
Household income
$86,154
Rent vs Own
15.4% rent · 84.6% own
Severe rent burden
10% of renters

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 61% Hispanic / Latino 27% Two or more races 15% Black 3% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 22% Puerto Rican 2%
Common ancestry
Romanian 4% Lithuanian 2% Slovak 2%
Foreign-born
6% · Canada
Languages at home
88% English-only · Spanish 9% Other Asian/Pacific 1%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…