CashFlowRE
Sign in Sign up
1081 Tabor Pl
D Composite 44.58
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.5/15.0
  • Cash flow +10.4/30.0
  • Appreciation +5.0/10.0
  • Schools +3.2/10.0
  • 1% rule +3.1/10.0
  • DSCR +3.0/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.0/5.0

$258,610

1081 Tabor Pl · Graniteville, SC 29801-0000
4 bd · 2.5 ba · 2,137 sqft · SingleFamily · 118 Days on market
Built 2026 Fair condition 4,356 sqft lot Est $291k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. .

Key facts

  • Covered porch
  • Bright kitchen
  • Central island

Tags

COVERED PORCHBRIGHT KITCHENCENTRAL ISLANDWALK-IN CLOSETCOZY BACK PORCHVERSATILE LOFT

Property features AI

Finance

  • HOA & community: Community has an association

Exterior

  • Parking: Attached 1-car garage
  • Utilities: Public sewer; Public water
  • Home design: Two-story home; Lot numbered 175
  • Construction: Slab foundation
  • Exterior features: Fiber cement (Hardy Plank) exterior finish; Paved road access; Public water

Interior

  • Bedrooms: Primary bedroom on the main level; Additional bedrooms on the second level
  • Bathrooms: Two full bathrooms; One partial bathroom; One half bathroom
  • Interior features: Central cooling; Gas heating on both levels; Washer/dryer located on the main level
  • Laundry & utility: Laundry area on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $259k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $-137 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $239k (7.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (19.2% below list).
  • Recommended offer: $209k (19.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 9 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).

Forward outlook

  • In year one you build about $10k of equity ($2k loan paydown + $8k appreciation (3.0% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 4, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 118 days — a 9% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $208,906 (19.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.66%
Cash-on-cash
-2.27%
DSCR
0.90
GRM
10.3

CMA / ARV

ARV (on-the-fly)
$290,632
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
598 Whitby Ct 0.11mi 4/2.5 2,176 (+2%) 4mo $294,120 $135 88
555 Whitby Ct 0.15mi 4/2.5 2,176 (+2%) 3mo $290,230 $133 87
555 Whitby Ct 0.15mi 4/2.5 2,176 (+2%) 3mo $290,230 $133 87
597 Whitby Ct 0.13mi 4/2.5 1,976 (-8%) 3mo $275,230 $139 79
346 Donnington Ct 0.38mi 4/2.0 2,318 (+8%) 3mo $331,900 $143 64
347 Marstrand Cir 0.61mi 4/2.5 2,325 (+9%) 2mo $286,000 $123 55
4481 Hartshorn Cir 0.69mi 4/2.5 2,325 (+9%) 2mo $329,550 $142 52
4349 Hartshorn Cir 0.70mi 4/3.0 2,455 (+15%) 2mo $299,000 $122 39
4469 Hartshorn Cir 0.70mi 4/3.0 2,455 (+15%) 2mo $335,695 $137 39
4457 Hartshorn Cir 0.71mi 4/3.0 2,455 (+15%) 3mo $339,770 $138 38
4445 Hartshorn Cir 0.71mi 3/2.5 (-1) 2,455 (+15%) 3mo $332,700 $136 34
4445 Hartshorn Cir 0.72mi 3/2.5 (-1) 2,455 (+15%) 3mo $332,700 $136 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
5.4%
Equity multiple
1.31×
Total profit
$22,470
Equity at exit
$116,282
10-year hold
IRR
8.4%
Equity multiple
2.27×
Total profit
$92,287
Equity at exit
$179,205

Cash invested: $72,411 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29801-0000

Active inventory
9
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,089 high interval (Pro) →
Mortgage (P&I)
$1,356
Tax est. 1.5%
$323 /mo · $3,879/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$439
Net cashflow
$-137

Break-even live

Break-even rent $2,262
Max offer price $238,809
Occupancy floor

Sensitivity live

Price -10% $42 -5% $-47 +0% $-137 +5% $-226 +10% $-316
Rent -10% $-302 -5% $-219 +0% $-137 +5% $-54 +10% $28
Rate -1.0pp $-7 -0.5pp $-71 base $-137 +0.5pp $-204 +1.0pp $-272

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,652
Closing costs
$7,758
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
721 Grovebury Ct Aiken, SC 3.0 2.5 1435 $1,750 $1.22 15d 1 0.14mi
430 Whitby Ct Aiken, SC 3.0 2.5 1749 $2,050 $1.17 23d 1 0.18mi
433 Whitby Ct Aiken, SC 5.0 3.0 2378 $2,495 $1.05 23d 1 0.20mi
3124 Saint Charles Ave Aiken, SC 3.0 2.0 1550 $2,085 $1.35 23d 1 0.69mi
983 Manitou Cir Aiken, SC 3.0 2.0 1551 $1,980 $1.28 25d 1 0.76mi
266 Mansell Park Aiken, SC 3.0 2.5 1807 $1,950 $1.08 23d 1 0.83mi
293 Mansell Park Aiken, SC 4.0 2.5 2386 $2,250 $0.94 23d 1 0.85mi
860 Delta Ln Unit 860 Aiken, SC 4.0 4.0 2336 $2,100 $0.90 15d 1 1.00mi

Listing history 25 events

  1. 2026-06-21
    days on market $258,610 Active 118 DOM
  2. 2026-06-18
    days on market $258,610 Active 115 DOM
  3. 2026-06-17
    days on market $258,610 Active 114 DOM
  4. 2026-06-16
    days on market $258,610 Active 113 DOM
  5. 2026-06-15
    days on market $258,610 Active 112 DOM
  6. 2026-06-14
    days on market $258,610 Active 110 DOM
  7. 2026-06-13
    days on market $258,610 Active 109 DOM
  8. 2026-06-10
    pricedays on market $258,610 Active 107 DOM
  9. 2026-06-09
    days on market $268,610 Active 106 DOM
  10. 2026-06-08
    days on market $268,610 Active 105 DOM
  11. 2026-06-07
    days on market $268,610 Active 104 DOM
  12. 2026-06-03
    days on market $268,610 Active 100 DOM
  13. 2026-06-02
    days on market $268,610 Active 99 DOM
  14. 2026-06-01
    days on market $268,610 Active 98 DOM
  15. 2026-05-31
    days on market $268,610 Active 97 DOM
  16. 2026-05-30
    days on market $268,610 Active 96 DOM
  17. 2026-05-13
    listed $268,610 Active 831-char remark
    Show marketing remark (831 chars)

    The Harper floor plan combines smart design with modern comfort, creating a home that's both functional and welcoming. The first floor opens with a covered porch and foyer that lead into a bright kitchen with a central island and pantry, flowing into a breakfast area and spacious family room. The owner's suite is also conveniently located on the main level, featuring a private bath, walk-in closet, and direct access to a cozy back porch. Upstairs, a versatile loft anchors the second floor and offers plenty of space for relaxing or entertaining. Three additional bedrooms, each with walk-in closets, share a full bath, making this level ideal for family, guests, or a home office. With thoughtful details like a powder room, laundry area, and attached garage, the Harper balances everyday convenience with style and comfort. .

  18. 2026-05-11
    historical
  19. 2026-04-26
    price $268,610
  20. 2026-04-25
    price $268,610
  21. 2026-04-25
    price $268,610
  22. 2026-02-23
    listed $253,610 Active
  23. 2026-02-14
    listed $253,610 Active
  24. 2026-02-14
    listed $253,610 Active
  25. 2026-02-14
    listed $268,610 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,069
− Mortgage interest
−$14,486
− Property taxes
−$3,879
− Insurance
−$1,293
− Repairs & maintenance
−$2,005
− Management
−$2,005
− Depreciation
−$7,523
Taxable loss
−$6,124
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,470
After-tax cash flow
$-172/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 4 photos

Fair 40/100 Moderate rehab

The home is in fair condition with good roof and exterior. Minor repairs and maintenance are needed for landscaping and fencing. Painting the exterior and improving landscaping would significantly increase its value.

Repairs flagged

  • Minor landscaping — Some dead grass and sparse vegetation
  • Minor fencing — Some sections appear worn

Value-add opportunities

  • Both paint exterior — Fresh paint enhances curb appeal and value
  • Both landscape — Well-maintained landscaping improves curb appeal and rental appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
landscaping · Some dead grass and sparse vegetation Minor $500–3,000
fencing · Some sections appear worn Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both paint exterior — Fresh paint enhances curb appeal and value
  • Both landscape — Well-maintained landscaping improves curb appeal and rental appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

No demographic data for this ZIP.

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
9 events — show timeline
  • 2026-05-13 Listed $268,610 Zillow
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-04-26 Price Changed $268,610 Consolidated MLS
  • 2026-04-25 Price Changed $268,610 AMLS
  • 2026-04-25 Price Changed $268,610 Hive MLS
  • 2026-02-23 Listed $253,610 Consolidated MLS
  • 2026-02-14 Listed $253,610 Hive MLS
  • 2026-02-14 Listed $253,610 AMLS
  • 2026-02-14 Listed $268,610 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…