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158 Foxes Grove Road Rd
C- Composite 52.91
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.8/30.0
  • ARV discount +10.3/15.0
  • DSCR +6.6/10.0
  • 1% rule +4.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$180,000

158 Foxes Grove Road Rd · Eton, GA 30705
3 bd · 2.0 ba · 1,232 sqft · Manufactured public records · 316 Days on market
Built 2007 0.53 ac lot $146/sqft · 6% below area Est $192k · 6% under ↓ 45% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Don't miss this must-see 3-bedroom, 2-bath double wide offering 1,232 square feet of comfortable living space. Priced under $200,000, this home is perfect for first-time buyers or anyone looking for affordable quality. The open layout, spacious bedrooms, and updated finishes make it move-in ready. * * * INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED. BUYER IS TO VERIFY ALL INFORMATION. Buyer is responsible to confirm any information that they deem important during any inspection period within the agreement.

Key facts

  • 0.53 acre lot
  • Built 2007
  • Listed 316 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $180k.

Deal economics

  • At list price, monthly cash flow is $248 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (8.4% below list).
  • Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 3.9% in Eton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#65 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Murray County (other): math 25% / reading 31% proficiency, ranked #107 of 174 in GA (top 62%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 277 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 125 units permitted in Murray County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Murray County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 316 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $158,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 316 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
7.95%
Cash-on-cash
5.91%
DSCR
1.26
GRM
9.1

CMA / ARV

ARV (median comp)
$192,150
List price
$180,000
Delta
-6.32%
Verdict
FAIR
Comps
2 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
158 Foxes Grove Road Rd 0.00mi 3/2.0 1,232 (0%) 0mo $180,000 $146 100

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-7.2%
Equity multiple
0.73×
Total profit
$-13,451
Equity at exit
$26,839
10-year hold
IRR
2.3%
Equity multiple
1.16×
Total profit
$8,270
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30705

Home prices YoY
-11.2%
Active inventory
277
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,649 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$36 /mo · $427/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$346
Net cashflow
$248

Break-even live

Break-even rent $1,335
Max offer price $180,000
Occupancy floor 80%

Sensitivity live

Price -10% $350 -5% $299 +0% $248 +5% $197 +10% $146
Rent -10% $118 -5% $183 +0% $248 +5% $313 +10% $378
Rate -1.0pp $339 -0.5pp $294 base $248 +0.5pp $202 +1.0pp $154

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
162 Shawn Ln Chatsworth, GA 3.0 2.0 1476 $1,649 $1.12 44d 1 0.43mi

Listing history 5 events

  1. 2026-05-18
    status Pending 514-char remark
    Show marketing remark (514 chars)

    Don't miss this must-see 3-bedroom, 2-bath double wide offering 1,232 square feet of comfortable living space. Priced under $200,000, this home is perfect for first-time buyers or anyone looking for affordable quality. The open layout, spacious bedrooms, and updated finishes make it move-in ready. * * * INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED. BUYER IS TO VERIFY ALL INFORMATION. Buyer is responsible to confirm any information that they deem important during any inspection period within the agreement.

  2. 2025-12-22
    price $180,000 514-char remark
    Show marketing remark (514 chars)

    Don't miss this must-see 3-bedroom, 2-bath double wide offering 1,232 square feet of comfortable living space. Priced under $200,000, this home is perfect for first-time buyers or anyone looking for affordable quality. The open layout, spacious bedrooms, and updated finishes make it move-in ready. * * * INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED. BUYER IS TO VERIFY ALL INFORMATION. Buyer is responsible to confirm any information that they deem important during any inspection period within the agreement.

  3. 2025-07-26
    price $190,000 514-char remark
    Show marketing remark (514 chars)

    Don't miss this must-see 3-bedroom, 2-bath double wide offering 1,232 square feet of comfortable living space. Priced under $200,000, this home is perfect for first-time buyers or anyone looking for affordable quality. The open layout, spacious bedrooms, and updated finishes make it move-in ready. * * * INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED. BUYER IS TO VERIFY ALL INFORMATION. Buyer is responsible to confirm any information that they deem important during any inspection period within the agreement.

  4. 2025-07-06
    listed $195,000 Active 514-char remark
    Show marketing remark (514 chars)

    Don't miss this must-see 3-bedroom, 2-bath double wide offering 1,232 square feet of comfortable living space. Priced under $200,000, this home is perfect for first-time buyers or anyone looking for affordable quality. The open layout, spacious bedrooms, and updated finishes make it move-in ready. * * * INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED. BUYER IS TO VERIFY ALL INFORMATION. Buyer is responsible to confirm any information that they deem important during any inspection period within the agreement.

  5. 2002-12-26
    soldstatus $325,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$427 · $36/mo
Projected year-2 tax
$1,656 · $138/mo
Expected delta
+$1,229/yr (+$102/mo · 288.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,788
− Mortgage interest
−$10,083
− Property taxes
−$427
− Insurance
−$900
− Repairs & maintenance
−$1,583
− Management
−$1,583
− Depreciation
−$5,236
Taxable loss
−$24
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$6
After-tax cash flow
$2,984/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Murray County
NCES district ID
1303840
Math proficiency
25% ▼ -13.00%
Reading proficiency
31% ▼ -6.00%
Median HH income
$38,127
Composite
23.39/100
National rank
#7901
State rank
#107 of 174 in GA

Livability — Eton

Score
72/100
State rank
#65
US rank
#6155

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
13
Population (ZIP)
33,078

Population outlook (Murray County) Hauer SSP2

Today (2025)
39,666 people
By 2030
39,301 · -0.9%
By 2040
38,248 · -3.6%
By 2050
37,015 · -6.7%
By 2075
35,253 · -11.1%
By 2100
34,727 · -12.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Hispanic / Latino 18% Two or more races 8% Native American 1%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 2% Romanian 1% Iranian 1%
Foreign-born
7% · Canada
Languages at home
85% English-only · Spanish 14%

Political lean MEDSL · Murray

2024 margin
Solid R (+71.6) · D 14.1% · R 85.7%
2008→2024 swing
-26.3pp toward R · 2008: -45.3pp · 2024: -71.6pp
All cycles
2024: R+71.6 2020: R+69.2 2016: R+68.8 2012: R+52.6 2008: R+45.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -34.36%
Current HPI
271.673
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-44.6% since first listed
5 events — show timeline
  • 2026-05-18 Pending CCARMLS
  • 2025-12-22 Price Changed $180,000 CCARMLS
  • 2025-07-26 Price Changed $190,000 CCARMLS
  • 2025-07-06 Listed $195,000 CCARMLS
  • 2002-12-26 Sold (Public Records) $325,000 Public Records

Property tax history

+0.7%/yr

Latest (2025): $427 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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