CashFlowRE
Sign in Sign up
1149 S Yellowstone Hwy #22
D Composite 43.04
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • 1% rule +7.7/10.0
  • ARV discount +7.5/15.0
  • Cash flow +6.3/30.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +0.6/10.0

$60,000

1149 S Yellowstone Hwy #22 · St. Anthony, ID 83445
3 bd · 1.0 ba · 800 sqft · Manufactured · 53 Days on market
Manufactured home Built 1968 $350/mo HOA · 46% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This 3-bedroom, 1-bathroom manufactured home offers 800 square feet of updated living space in an established community in St. Anthony. The home is move-in ready and priced at $60,000, with a lot rent of $350 per month. The layout provides three bedrooms suitable for a variety of living needs, along with a full bathroom and comfortable common areas. Updates throughout make this home ready for its next owner without the need for immediate repairs or renovations. Contact the listing agent today to take a look!

Key facts

  • Garage
  • Built 1968
  • Listed 53 days

Property features AI

Finance

  • HOA & community: Homeowners association with a $350 monthly fee

Exterior

  • Parking: Attached garage; Gravel parking
  • Utilities: Public water; Public sewer; Natural gas available
  • Home design: Manufactured home; Single-story / One level; Residential property
  • Construction: Metal siding
  • Exterior features: Metal roof

Interior

  • Kitchen: Refrigerator
  • Flooring: Laminate flooring
  • Bathrooms: One full bathroom
  • Heating & cooling: Natural gas heating
  • Interior features: Laminate countertops

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $60k.

Deal economics

  • At list price, monthly cash flow is $-107 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $41k (31.6% below list).
  • Meets the 1% rule at list price ($764 rent vs $60k).
  • Recommended offer: $41k (31.6% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Fremont County Joint District (rural): math 37% / reading 44% proficiency, ranked #63 of 92 in ID (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Henrys Fork Elementary (math 42% / reading 43%, grade F, #216 of 357 statewide, top 60%, 603 students, 56% FRL); South Fremont Jr High (math 30% / reading 42%, grade F, #78 of 109 statewide, top 72%, 365 students, 49% FRL); South Fremont High School (math 27% / reading 67%, grade D-, #55 of 169 statewide, top 34%, 457 students, 40% FRL).
  • Market conditions: 129 active listings in the ZIP; 135 units permitted in Fremont County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($415 loan paydown + $6k appreciation (10.0% local appreciation)).
  • Fremont County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • By year 6, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($58k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 46% of rent.
Recommended offer $41,061 (31.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
4.15%
Cash-on-cash
-7.66%
DSCR
0.66
GRM
6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.0%
Equity multiple
2.55×
Total profit
$26,043
Equity at exit
$54,053
10-year hold
IRR
17.7%
Equity multiple
5.91×
Total profit
$82,445
Equity at exit
$116,567

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83445

Home prices YoY
10.2%
Active inventory
129
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$764 medium interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$21 /mo · $249/yr
Insurance
$25
HOA
$350
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$160
Net cashflow
$-107

Break-even live

Break-even rent $899
Max offer price $41,061
Occupancy floor

Sensitivity live

Price -10% $-73 -5% $-90 +0% $-107 +5% $-124 +10% $-141
Rent -10% $-168 -5% $-137 +0% $-107 +5% $-77 +10% $-47
Rate -1.0pp $-77 -0.5pp $-92 base $-107 +0.5pp $-123 +1.0pp $-139

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$350 · $4,200/yr

Listing history 18 events

  1. 2026-06-22
    days on market $60,000 Active 53 DOM
  2. 2026-06-21
    days on market $60,000 Active 52 DOM
  3. 2026-06-19
    days on market $60,000 Active 50 DOM
  4. 2026-06-18
    days on market $60,000 Active 49 DOM
  5. 2026-06-17
    days on market $60,000 Active 48 DOM
  6. 2026-06-16
    days on market $60,000 Active 47 DOM
  7. 2026-06-15
    days on market $60,000 Active 46 DOM
  8. 2026-06-14
    days on market $60,000 Active 44 DOM
  9. 2026-06-12
    days on market $60,000 Active 43 DOM
  10. 2026-06-09
    days on market $60,000 Active 40 DOM
  11. 2026-06-08
    days on market $60,000 Active 39 DOM
  12. 2026-06-07
    days on market $60,000 Active 38 DOM
  13. 2026-06-03
    days on market $60,000 Active 34 DOM
  14. 2026-06-02
    days on market $60,000 Active 33 DOM
  15. 2026-06-01
    pricedays on market $60,000 Active 32 DOM
  16. 2026-05-31
    days on market $75,000 Active 31 DOM
  17. 2026-05-30
    days on market $75,000 Active 30 DOM
  18. 2026-04-29
    listed $75,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$249 · $21/mo
Projected year-2 tax
$414 · $34/mo
Expected delta
+$165/yr (+$14/mo · 66.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$9,162
− Mortgage interest
−$3,361
− Property taxes
−$249
− Insurance
−$300
− Repairs & maintenance
−$733
− Management
−$733
− HOA
−$4,200
− Depreciation
−$1,745
Taxable loss
−$2,159
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$518
After-tax cash flow
$-768/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fremont County Joint District
NCES district ID
1601110
Math proficiency
37% ▲ 1.00%
Reading proficiency
44% ▼ -2.00%
Median HH income
$45,591
Composite
34.47/100
National rank
#5187
State rank
#63 of 92 in ID

Livability — St. Anthony

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
St. Anthony, ID
Population (ZIP)
7,514

Population outlook (Fremont County) Hauer SSP2

Today (2025)
12,247 people
By 2030
11,817 · -3.5%
By 2040
10,832 · -11.6%
By 2050
9,725 · -20.6%
By 2075
6,685 · -45.4%
By 2100
3,942 · -67.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 17% Two or more races 6% Native American 2%
Hispanic origin (detail)
Mexican 15% Puerto Rican 1%
Common ancestry
Slovak 3% Portuguese 3% Lithuanian 3%
Foreign-born
6% · Canada
Languages at home
88% English-only · Spanish 12%

Political lean MEDSL · Fremont

2024 margin
Solid R (+69.0) · D 14.0% · R 83.0% · Other 3.0%
2008→2024 swing
-7.1pp toward R · 2008: -61.8pp · 2024: -69.0pp
All cycles
2024: R+69.0 2020: R+67.7 2016: R+60.2 2012: R+70.6 2008: R+61.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 52.68%
Current HPI
568.0
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-29 Listed $75,000 SRMLS

Property tax history

+5.2%/yr

Latest (2025): $249 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…