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3115 Seven Pines Ct #207
D Composite 41.87
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.9/15.0
  • Cash flow +9.2/30.0
  • 1% rule +4.6/10.0
  • Schools +3.8/10.0
  • Condition / age +3.8/5.0
  • Livability +3.6/5.0
  • DSCR +2.6/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$158,000

3115 Seven Pines Ct #207 · Vinings, GA 30339
1 bd · 1.0 ba · 625 sqft · Condo · 126 Days on market
Built 1975 Good condition $253/sqft · 10% below area Est $175k · 10% under $225/mo HOA · 15% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-in ready condo in the heart of Vinings now available! Nestled in an unbeatable location just minutes from the Battery and Truist park, Vinings Jubilee, and Silver Comet trail. This one bedroom condo offers a spacious open-concept living area, a walk-in closet, and private patio. The community features convenient amenities including a swimming pool, tennis courts, and dog park. With easy access to both I-75 and I-285, this is an ideal opportunity for comfortable living in one of the area's most sought-after locations.

Key facts

  • Move-in ready
  • Dog park
  • Swimming pool

Tags

MOVE-IN READYUNBEATABLE LOCATIONPRIVATE PATIOSWIMMING POOLTENNIS COURTSDOG PARK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $158k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-119 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $141k (10.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (4.0% below list).
  • Recommended offer: $139k (12.0% below list) — sets the bar for market timing.
  • Cap rate 5.4% vs local median 2.3% in Vinings — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#78 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, health & safety A-; Watch: amenities D, commute F, cost of living F.
  • Cobb County (suburban): math 39% / reading 45% proficiency, ranked #25 of 174 in GA (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 263 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,625 units permitted in Cobb County in 2024 (389 in 5+ unit buildings).
  • This rent is only 18% of the median local income ($103k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Cobb County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 126 days — a 12% lower offer ($139k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 8y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,040 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.96%
Cap rate
5.39%
Cash-on-cash
-3.22%
DSCR
0.86
GRM
8.7

CMA / ARV

ARV (median comp)
$175,099
List price
$158,000
Delta
-9.77%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.05% rent growth · sell at horizon

5-year hold
IRR
-25.7%
Equity multiple
0.16×
Total profit
$-37,366
Equity at exit
$23,558
10-year hold
IRR
-40.0%
Equity multiple
-0.32×
Total profit
$-58,525
Equity at exit
$13,661

Cash invested: $44,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30339

Rents YoY
0.1%
Active inventory
263
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,517 high interval (Pro) →
Mortgage (P&I)
$829
Tax est. 1.5%
$198 /mo · $2,370/yr
Insurance
$66
HOA
$225
Vacancy / Maint / Mgmt
$319
Net cashflow
$-119

Break-even live

Break-even rent $1,667
Max offer price $140,844
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,500
Closing costs
$4,740
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3160 7 Pines Ct #305 Atlanta, GA 1.0 1.0 625 $1,275 $2.04 43d 1 0.09mi
100 Pinhurst Dr Atlanta, GA 1.0–3.0 1.0–2.0 1060 $1,131 $1.07 2d 54 0.22mi
50 Adams Lake Blvd SE Atlanta, GA 1.0–3.0 1.0–2.0 1109 $1,289 $1.16 1d 44 0.26mi
3158 Stillhouse Creek Dr Atlanta, GA 3.0 1.0–2.0 1188 $2,068 $1.74 1d 18 0.42mi
2735 Paces Ferry Rd SE Atlanta, GA 3.0 1.0–2.0 1111 $2,556 $2.30 1d 18 0.43mi
2945 Cumberland Mall Atlanta, GA 3.0 1.0–2.0 995 $2,073 $2.08 1d 54 0.48mi
3205 Cumberland Blvd SE Atlanta, GA 1.0–3.0 1.0–2.0 1068 $1,640 $1.53 1d 17 0.52mi
3375 Spring Hill Pkwy SE Smyrna, GA 3.0 1.0–2.0 1007 $1,690 $1.68 1d 45 0.68mi
3270 Walton Riverwood Ln SE Atlanta, GA 1.0–3.0 1.0–2.0 1064 $1,614 $1.52 2d 12 0.69mi
800 Galleria Pkwy SE Atlanta, GA 3.0 1.0–2.0 1128 $2,404 $2.13 1d 29 0.72mi
2800 Paces Ferry Rd SE Atlanta, GA 1.0–3.0 1.0–2.0 1034 $1,189 $1.15 1d 44 0.78mi
3290 Cobb Galleria Pkwy Atlanta, GA 3.0 1.0–3.0 1103 $2,123 $1.92 2d 31 0.95mi
3200 Post Woods Dr Atlanta, GA 1.0–3.0 1.0–2.0 1014 $1,141 $1.13 1d 37 0.96mi
900 Battery Ave SE Atlanta, GA 1.0–3.0 1.0–3.0 1073 $1,783 $1.66 1d 61 1.11mi
4403 Northside Pkwy NW Atlanta, GA 3.0 1.0–2.0 1100 $2,030 $1.85 1d 31 1.17mi
2801 Windy Ridge Pkwy SE Atlanta, GA 1.0–3.0 1.0–2.0 1077 $1,630 $1.51 1d 30 1.18mi
3300 Overton Park Dr SE Atlanta, GA 3.0 1.0–2.5 1054 $2,123 $2.01 1d 34 1.18mi
5000 S Lincoln Trace Ave SE Smyrna, GA 1.0–3.0 1.0–2.5 1075 $1,025 $0.95 1d 6 1.27mi
2101 Paces Ferry Rd SE Smyrna, GA 1.0–2.0 1.0–2.0 976 $1,200 $1.23 1d 23 1.32mi
5900 Suffex Green Ln NW Vinings, GA 1.0–2.0 1.0–2.5 921 $1,151 $1.25 1d 34 1.39mi
3385 Atlanta Rd SE Smyrna, GA 3.0 1.0–2.0 1074 $1,316 $1.22 1d 25 1.44mi
2855 Crescent Pkwy Atlanta, GA 3.0 1.0–2.0 1027 $2,248 $2.19 2d 10 1.45mi
2875 Crescent Pkwy Atlanta, GA 3.0 1.0–2.0 1114 $2,136 $1.92 1d 26 1.48mi
2395 Herodian Way SE Smyrna, GA 3.0 1.0–2.0 1071 $2,231 $2.08 1d 17 1.49mi

HOA detail condo

Monthly dues
$225 · $2,700/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 29 events

  1. 2026-06-18
    days on market $158,000 Active 126 DOM
  2. 2026-06-17
    days on market $158,000 Active 125 DOM
  3. 2026-06-16
    days on market $158,000 Active 124 DOM
  4. 2026-06-15
    days on market $158,000 Active 123 DOM
  5. 2026-06-13
    days on market $158,000 Active 121 DOM
  6. 2026-06-13
    days on market $158,000 Active 120 DOM
  7. 2026-06-09
    days on market $158,000 Active 117 DOM
  8. 2026-06-08
    days on market $158,000 Active 116 DOM
  9. 2026-06-07
    pricedays on market $158,000 Active 115 DOM
  10. 2026-06-04
    days on market $168,000 Active 112 DOM
  11. 2026-06-03
    days on market $168,000 Active 111 DOM
  12. 2026-06-02
    days on market $168,000 Active 110 DOM
  13. 2026-06-01
    days on market $168,000 Active 109 DOM
  14. 2026-05-31
    days on market $168,000 Active 108 DOM
  15. 2026-02-12
    listed $168,000 New 527-char remark
    Show marketing remark (533 chars)

    Move-in ready condo in the heart of Vinings now available! Nestled in an unbeatable location just minutes from the Battery and Truist park, Vinings Jubilee, and Silver Comet trail. This one bedroom condo offers a spacious open-concept living area, a walk-in closet, and private patio. The community features convenient amenities including a swimming pool, tennis courts, and dog park. With easy access to both I-75 and I-285, this is an ideal opportunity for comfortable living in one of the area’s most sought-after locations.

  16. 2026-02-12
    listed $168,000 Active 533-char remark
    Show marketing remark (533 chars)

    Move-in ready condo in the heart of Vinings now available! Nestled in an unbeatable location just minutes from the Battery and Truist park, Vinings Jubilee, and Silver Comet trail. This one bedroom condo offers a spacious open-concept living area, a walk-in closet, and private patio. The community features convenient amenities including a swimming pool, tennis courts, and dog park. With easy access to both I-75 and I-285, this is an ideal opportunity for comfortable living in one of the area’s most sought-after locations.

  17. 2022-03-31
    soldstatus $160,000 Closed
  18. 2022-03-31
    soldstatus $160,000 Sold
  19. 2022-03-22
    historical Active Under Contract
  20. 2022-03-22
    status Under Contract
  21. 2022-03-15
    listed $155,900 Active
  22. 2022-03-15
    listed $155,900 New
  23. 2018-02-22
    soldstatus $110,000 Sold
  24. 2018-02-22
    soldstatus $110,000 Sold
  25. 2018-01-28
    status Pending
  26. 2018-01-24
    historical Contingent - Due Diligence
  27. 2018-01-22
    status Under Contract
  28. 2018-01-17
    listed $110,000 Active
  29. 2018-01-17
    listed $110,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,203
− Mortgage interest
−$8,850
− Property taxes
−$2,370
− Insurance
−$790
− Repairs & maintenance
−$1,456
− Management
−$1,456
− HOA
−$2,700
− Depreciation
−$4,596
Taxable loss
−$4,017
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$964
After-tax cash flow
$-459/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab

This move-in ready condo is in good condition with no major repairs needed. It offers a good return on investment with potential for both resale and rental value through minor updates and improvements.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics.
  • Both Updating the flooring — New flooring can improve the home's appearance and increase its value.
  • Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters.
  • Both Installing smart home features — Smart home features can increase the home's appeal and marketability.
  • Both Landscaping improvements — Enhanced landscaping can boost curb appeal and attract more potential buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics.
  • Both Updating the flooring — New flooring can improve the home's appearance and increase its value.
  • Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters.
  • Both Installing smart home features — Smart home features can increase the home's appeal and marketability.
  • Both Landscaping improvements — Enhanced landscaping can boost curb appeal and attract more potential buyers and renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Cobb County
NCES district ID
1301290
Math proficiency
39% ▼ -15.00%
Reading proficiency
45% ▼ -10.00%
Median HH income
$68,845
Composite
37.93/100
National rank
#4308
State rank
#25 of 174 in GA

Livability — Vinings

Score
71/100
State rank
#78
US rank
#6839

Category grades

Amenities D Commute F Cost of living F Crime A+ Employment A+ Housing B+ Health & safety A- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vinings, GA
County
Cobb County · 777,758 people
City population
35,372
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
35,372
Household income
$103,277
Rent vs Own
67.8% rent · 32.2% own
Severe rent burden
1977.0

Population outlook (Cobb County) Hauer SSP2

Today (2025)
868,385 people
By 2030
929,614 · +7.1%
By 2040
1,047,533 · +20.6%
By 2050
1,155,537 · +33.1%
By 2075
1,405,030 · +61.8%
By 2100
1,555,058 · +79.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 48% Black 29% Two or more races 11% Hispanic / Latino 9% Asian 8%
Hispanic origin (detail)
Mexican 1% Cuban 1% Salvadoran 1%
Common ancestry
Italian 3% Slovak 2% Romanian 1%
Foreign-born
16% · Canada, China, Jamaica
Languages at home
83% English-only · Spanish 8% Other Indo-European 3% Other Asian/Pacific 3%

Political lean MEDSL · Cobb

2024 margin
D (+14.9) · D 56.9% · R 42.0% · Other 1.1%
2008→2024 swing
+24.3pp toward D · 2008: -9.4pp · 2024: 14.9pp
All cycles
2024: D+14.9 2020: D+14.3 2016: D+2.1 2012: R+12.6 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -168.82%
Current HPI
193.9998
Rent YoY
▬ 0.05%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+52.7% since first listed
15 events — show timeline
  • 2026-02-12 Listed $168,000 FMLS
  • 2026-02-12 Listed $168,000 GAMLS
  • 2022-03-31 Sold (MLS) $160,000 GAMLS
  • 2022-03-31 Sold (MLS) $160,000 FMLS
  • 2022-03-22 Contingent FMLS
  • 2022-03-22 Pending GAMLS
  • 2022-03-15 Listed $155,900 GAMLS
  • 2022-03-15 Listed $155,900 FMLS
  • 2018-02-22 Sold (MLS) $110,000 GAMLS
  • 2018-02-22 Sold (MLS) $110,000 FMLS
  • 2018-01-28 Pending FMLS
  • 2018-01-24 Contingent FMLS
  • 2018-01-22 Pending GAMLS
  • 2018-01-17 Listed $110,000 GAMLS
  • 2018-01-17 Listed $110,000 FMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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