1074 Abagail Dr · Deltona, FL 32725

$5,000

2 bd · 1.5 ba · 1,000 sqft · SingleFamily public records · 8 Days on market

Built 1973

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +3.9/10.0
• Livability +3.6/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

BARGAIN! Real yard, bonus room with windows that would make a wonderful third bedroom or family room. OWNER MUST SELL immediately! Walk to shopping or the A rated elementary. Deck, cute brick fireplace, tile, alarm, sprinklers, screened garage, HURRY!This is a great house with an open floor plan. French doors open to bonus room that has a lot of windows and shelves. There are Sliding doors open off the master to the side yard. A fence could be added for a little private area or hot tub. Shed in backyard for additional storage. Trees and newer roof. Single car garage is screened and could be a workshop with garage door opener. Lots of potential for the right new owner! Come take a look!

Key facts

• Garage
• Built 1973
• Listed 8 days

Property features AI

Finance

• Other: Directions: From I-4 Exit 111A (Saxon Blvd), go right on N Normandy Blvd, left on Troy Dr, then right on Abagail Dr.

Exterior

• Parking: Attached or detached 1-car garage
• Home design: Residential property; 1 story
• Exterior features: 0.22-acre lot; Zoned R (residential)

Interior

• Bathrooms: 2 full bathrooms
• Interior features: Single-story layout

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $5k.

Deal economics

• At list price, monthly cash flow is $1k ($18k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $5k).

Location & tenants

• Location reads 71/100 on livability (#381 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, amenities F, commute F.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents flat; 415 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 32% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.6% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $5,000

Questions for the listing agent

1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 38.58% ✓
• Cap rate: 363.72%
• Cash-on-cash: 1276.52%
• DSCR: 57.80
• GRM: 0.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.61% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 64.96×
• Total profit: $89,541
• Equity at exit: $746

10-year hold

• IRR: —
• Equity multiple: 131.36×
• Total profit: $182,505
• Equity at exit: $432

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32725

• Rents YoY: 0.6%
• Active inventory: 415
• Price-to-rent: 0.2×

Monthly cashflow live

• Estimated rent: $1,929 high
• Mortgage (P&I): −$26
• Tax est. 1.5%: −$6 /mo · $75/yr
• Insurance: −$2
• HOA: −$0
• Vacancy / Maint / Mgmt: −$405
• Net cashflow: $1,489

Break-even live

Break-even rent $44

Max offer price $5,000

Occupancy floor 18%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $1,250
• Closing costs: $150
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1123 Wycliffe St Deltona, FL	3.0	2.0	1172	$2,095	$1.79	19d	1	0.26mi
1007 Matterhorn St Deltona, FL	3.0	2.0	1462	$2,050	$1.40	23d	1	0.38mi
1036 Aaron Dr Deltona, FL	3.0	2.0	1305	$2,110	$1.62	23d	1	0.52mi
1383 Providence Blvd Deltona, FL	3.0	2.0	1120	$1,800	$1.61	23d	1	0.57mi
1050 E Lombardy Dr Deltona, FL	3.0	2.0	1500	$1,971	$1.31	11d	1	0.60mi
1011 Gerona Ave Deltona, FL	3.0	1.5	1307	$2,700	$2.07	23d	1	0.67mi
951 Halstead St Deltona, FL	3.0	1.0	1000	$1,550	$1.55	23d	1	0.72mi
774 W 9th St Deltona, FL	3.0	2.0	1340	$2,189	$1.63	23d	1	0.75mi
1074 Gerona Ave Deltona, FL	3.0	2.0	1370	$2,099	$1.53	21d	1	0.80mi
1032 Frost Ln Deltona, FL	3.0	2.0	1346	$2,000	$1.49	23d	1	0.81mi
686 Hager St Deltona, FL	3.0	1.0	1270	$1,760	$1.39	23d	1	0.81mi
821 Moongate Ter Deltona, FL	3.0	1.0	960	$1,499	$1.56	14d	1	0.82mi
1312 Saxon Blvd Deltona, FL	3.0	1.5	966	$1,800	$1.86	23d	1	0.88mi
542 Salerno Dr Deltona, FL	3.0	2.0	1120	$1,915	$1.71	11d	1	0.90mi
877 Horizon St Deltona, FL	3.0	1.0	1000	$1,633	$1.63	14d	1	0.92mi
1162 Hampshire Ave Deltona, FL	2.0	1.0	950	$1,450	$1.53	14d	1	0.98mi
1417 Ambassador Ave Deltona, FL	3.0	2.0	884	$1,800	$2.04	23d	1	0.99mi
1656 Brentlawn St Deltona, FL	2.0	1.5	1004	$1,900	$1.89	11d	1	1.29mi
1371 N Normandy Blvd Deltona, FL	3.0	1.0	1100	$1,628	$1.48	14d	1	1.34mi
1510 Falmouth Ave Deltona, FL	3.0	2.0	1474	$2,000	$1.36	23d	1	1.37mi
1367 Gainesville Dr Deltona, FL	2.0	1.0	1176	$1,695	$1.44	23d	1	1.47mi

Listing history 6 events

1. 2026-06-18
   days on market $5,000 Active 8 DOM
2. 2026-06-17
   days on market $5,000 Active 7 DOM
3. 2026-06-16
   days on market $5,000 Active 6 DOM
4. 2026-06-15
   days on market $5,000 Active 5 DOM
5. 2026-06-14
   remarks 307-char remark
6. 2026-06-14
   listed $5,000 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,147
• − Mortgage interest: −$280
• − Property taxes: −$75
• − Insurance: −$25
• − Repairs & maintenance: −$1,852
• − Management: −$1,852
• − Depreciation: −$145
• Taxable income: $18,918
• Est. tax owed @ 24.0%: −$4,540
• After-tax cash flow: $13,331/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Deltona

• Score: 71/100
• State rank: #381
• US rank: #6749

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Deltona, FL
• County: Volusia County · 556,871 people
• City population: 101,355
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 51,987
• Household income: $73,152
• Rent vs Own: 21.3% rent · 78.7% own
• Severe rent burden: 1051.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 45% Hispanic / Latino 39% Two or more races 12% Black 10% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 23% Cuban 4% Dominican 3%
• Common ancestry: Romanian 1% Lithuanian 1% Serbian 1%
• Foreign-born: 13% · Canada, Jamaica, Vietnam
• Languages at home: 66% English-only · Spanish 30% Vietnamese 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -195.58%
• Current HPI: 349.7999
• Rent YoY: ▲ 0.61%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-84.4% since first listed

8 events — show timeline

• 2026-06-10 Listed $5,000 NFMLS
• 2020-05-01 Sold (Public Records) $92,000 Public Records
• 2008-05-22 Sold (Public Records) $93,000 Public Records
• 2008-05-15 Sold (MLS) $93,000 Stellar MLS as Distributed by MLS Grid
• 2008-04-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2008-02-19 Listed $99,900 Stellar MLS as Distributed by MLS Grid
• 1997-03-12 Sold (Public Records) $56,500 Public Records
• 1975-12-01 Sold (Public Records) $32,000 Public Records

Property tax history

+5.6%/yr

Latest (2025): $2,600 · +3.1% YoY. Source: county tax records.